Academy Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.85%, 6-month CD rates at 2.02% and 3-month CD rates at 0.50%. Current savings rates are at 0.30% and money market rates are at 1.36%. Mortgage rates today on 30-year fixed loans are around 7.54%. Credit Card rates are at 15.04%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. Academy Bank's 12-Month CD rates are at 5.00%, 13-Month CD rates are at 4.75%, 9-Month CD rates are at 4.27%, 18-Month CD rates are at 3.29%, 24-Month CD rates are at 3.29%. Academy Bank's savings rates are at 0.03%. Academy Bank's money market rates are at 4.15%.

Academy Bank

To see how these rates compare to Academy Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Academy Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Academy Bank CD rates. You can also compare Academy Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Academy Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Academy Bank? Share your experience about Academy Bank by leaving a review below, or read customer reviews before you decide to use Academy Bank.

Academy Bank Texas Ratio

Academy Bank's Texas Ratio is at 3.53%, which is considered excellent. The Texas Ratio for Academy Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Academy Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.00%
18-Month CD
3.29%
24-Month CD
3.29%
36-Month CD
3.03%
48-Month CD
3.03%
60-Month CD
3.03%
Savings
0.03%
MMA
4.15%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Academy Bank
1881 Main St
Kansas City, MO 64108
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Academy Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Academy Bank
Academy Bank
12-Month CD
5.00%
$500
Academy Bank
Academy Bank
13-Month CD
4.75%
$500
Academy Bank
Academy Bank
9-Month CD
4.27%
$500
Academy Bank
Academy Bank
Premier Money Market 6-month special
4.15%
$10,000
Academy Bank
Academy Bank
24-Month CD
3.29%
$500
Academy Bank
Academy Bank
18-Month CD
3.29%
$500
Academy Bank
Academy Bank
30-Month CD
3.03%
$500
Academy Bank
Academy Bank
36-Month CD
3.03%
$500
Academy Bank
Academy Bank
48-Month CD
3.03%
$500
Academy Bank
Academy Bank
60-Month CD
3.03%
$500
Academy Bank
Academy Bank
6-Month CD
1.61%
$500
Academy Bank
Academy Bank
3-Month CD
1.36%
$500
Academy Bank
Academy Bank
Savings Account
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Academy Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Cross River Bank
Cross River Bank
18-Month CD
5.45%
$500
HomePride Bank
HomePride Bank
Checking Account Kasasa Cash
5.38%
$50
NBKC Bank
NBKC Bank
11-Month CD
5.00%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
9-Month CD special
5.00%
$1,000
Aac Credit Union
Aac Credit Union
12-Month CD
5.00%
$500
Ridgewood Savings Bank
Ridgewood Savings Bank
24-Month Treasury Indexed CD
4.89%
$100
Service Federal Credit Union
Service Federal Credit Union
15-Month CD certificate
4.75%
$500
Union Bank, Inc.
Union Bank, Inc.
6-Month CD
4.42%
$2,500
Live Oak Bank
Live Oak Bank
Personal Savings Account
4.40%
$0
The Seymour Bank
The Seymour Bank
60-Month CD
4.32%
$1,000
New Albin Savings Bank
New Albin Savings Bank
60-Month Jumbo CD
4.16%
$100,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
36-Month CD
4.10%
$500
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
36-Month CD
3.85%
$1,000
Greenfield Co-operative Bank
Greenfield Co-operative Bank
15-Month CD
3.82%
$500
Regent Bank (OK)
Regent Bank (OK)
120-Month CD
3.75%
$1,000
Addition Financial Credit Union
Addition Financial Credit Union
6-Month CD certificate
3.56%
$1,000
Republic Bank
Republic Bank
17-Month CD
3.50%
$500
TriCentury Bank
TriCentury Bank
48-Month CD
3.50%
$1,000
BankGloucester
BankGloucester
30-Month CD
3.34%
$500
Henderson FSB
Henderson FSB
60-Month CD
3.30%
$500
FNB of Moose Lake
FNB of Moose Lake
60-Month CD
3.03%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
36-Month CD
2.90%
$500
RadiFi Credit Union
RadiFi Credit Union
12-Month CD certificate
2.65%
$500
Bank of Cadiz and Trust Company
Bank of Cadiz and Trust Company
36-Month CD
2.52%
$500
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
36-Month CD
2.32%
$500
Fox Valley Savings Bank
Fox Valley Savings Bank
36-Month CD
2.20%
$500
Mercer County State Bank
24-Month CD IRA
1.50%
$50
North Shore Bank of Commerce
North Shore Bank of Commerce
48-Month CD
1.50%
$1,000
Northrim Bank
Northrim Bank
12-Month CD
1.25%
$500
A H E Plant 3 Federal Credit Union
A H E Plant 3 Federal Credit Union
6-Month CD certificate
1.05%
$500
First FSB of Angola
First FSB of Angola
48-Month CD
1.00%
$500
SSB Sherwood State Bank
SSB Sherwood State Bank
18-Month CD
1.00%
$1,000
Texas Heritage National Bank
Texas Heritage National Bank
Money Market
1.00%
$0
Auburn Savings Bank
Auburn Savings Bank
60-Month CD
0.75%
$500
CNB Hugoton, KS
CNB Hugoton, KS
Money Market Investment Account
0.65%
$2,000
Accentra Credit Union
Accentra Credit Union
48-Month CD certificate
0.60%
$500
Jones Bank
Jones Bank
Savings Account
0.55%
$0
Northwest Community Bank
Northwest Community Bank
60-Month CD
0.50%
$500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
48-Month CD
0.50%
$500
Metropolitan Bank
Metropolitan Bank
36-Month CD
0.40%
$2,500
First National Bank in Amboy
First National Bank in Amboy
Money Market
0.40%
$2,500
Kennebunk Savings Bank
Kennebunk Savings Bank
12-Month CD
0.25%
$500
BankNewport
BankNewport
12-Month CD
0.25%
$1,000
Bank of Edmonson County
Bank of Edmonson County
Now Account Checking
0.10%
$1,000
Genoa Banking Company
Statement Savings
0.10%
$0
Academic Employees Credit Union
Academic Employees Credit Union
6-Month CD
0.10%
$1,000
Florence Bank
Florence Bank
Money Market
0.05%
$1,000
Pulaski Savings Bank
Pulaski Savings Bank
Money Market
0.05%
$2,500
Cambridge Trust Company
Cambridge Trust Company
3-Month CD
0.01%
$1,000
Solvay Bank
Solvay Bank
Statement Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Academy Bank Information

Academy Bank
1881 Main St
Kansas City, MO 64108
Jackson
Established Date: 06/15/1966
FDIC Certificate #: 19600
Date of FDIC Deposit Insurance: 06/15/1966
Bank Holding Company: DICKINSON FINANCIAL CORP II
How Many Domestic U.S. Offices? 72
How Many Branches are There? 72
Is Academy Bank FDIC Insured? Yes
What is Academy Bank's Cert number? 19600
What is the maximum amount for insured deposits? $250,000 per holder, per account

Academy Bank Financials

Total Assets:
$2,521,553,000
Total Deposits:
$2,056,455,000
Equity Capital:
$385,566,000
Domestic Deposits:
$2,056,455,000
Net Income:
$6,779,000
Return on Assets:
1.2226%
Quarterly Return on Assets:
1.0900%
Pretax Return on Assets:
1.4329%
Pretax Quarterly Return on Assets:
1.4300%
Return on Equity:
7.5600%
Quarterly Return on Equity:
7.1200%
Common Equity Tier 1 Capital Ratio:
18.2346%
Tier 1 Risk-Based Capital Ratio:
18.2346%
Leverage Tier 1 (Core Capital) Ratio:
16.7935%
Total Risk-Based Capital Ratio (YTD):
19.4858%
Total Interest Income (YTD):
4.0566%
 
 
Headquarters:
Kansas City
FDIC Field Office:
Kansas City
Regulator:
OCC
County:
Jackson
# of Offices:
72
Metropolitan Statistical Area (MSA):
Kansas City, MO-KS
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

Academy Bank CD Rates: Highest Rate 5.20% 13-Month CD

Academy Bank CD rates are very competitive right now, especially on the bank's 9-month and 13-month certificates of deposit. The current 9-month CD rates are at 5.25% APY with a minimum of deposit of $500. 13-month Academy Bank CD rates are slightly higher at 5.40% APY, also with a minimum of deposit of $500. You can view a complete list of regular CD rates and IRA CD rates below.

Academy Bank Regular CD Rates

Here are the CD rates offered by Academy Bank for different terms:

    Read more...

Explore Other Rate Deals

new-credit-card-rules-take-effectNew credit card rules take effect this week that were passed in the Credit Card Holders Bill of Rights this past spring. The biggest credit card change is starting on August 20, 2009, credit card companies will have to give consumers 45 days notice before raising their credit card interest rate. You have the option to turn down the new credit card rate but if you do be prepared to payoff the balance.  Which you could have done in the past before this new credit card rule takes effect.
The Board of Governors of the Federal Reserve System tests the 18 largest bank holding companies in the United States to see if they can withstand a steep recession. This test was created after the financial crisis of 2007 and the subsequent recession to see if the largest banks would fail or need large infusions of capital to withstand another crisis.
Mortgage rates barely changed today as 10 year bond yields hold steady at 2.00%. Today's mortgage rates on 30 year home loans are averaging 4.09%, down from yesterday’s average 30 year mortgage rate of 4.10%. We still might we see 30 year mortgage rates break 4.00% this week if bond yields continue to decline. Mortgage rates today on 15 year house loans are averaging 3.37%, a slight increase from yesterday’s average 15 year mortgage rate of 3.36%. 

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Academy Bank Reviews

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