Academy Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 3.14%, 6-month CD rates at 1.00% and 3-month CD rates at 0.20%. Current savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.76%. Credit Card rates are at 12.74%. Personal Loan rates are at 9.49%. All these rates, and more, can be found in our database of rates. Academy Bank's 12-Month CD rates are at 4.15%, 24-Month CD rates are at 3.29%, 18-Month CD rates are at 3.29%, 60-Month CD rates are at 3.03%, 48-Month CD rates are at 3.03%. Academy Bank's savings rates are at 0.03%. Academy Bank's money market rates are at 1.10%.

Academy Bank

To see how these rates compare to Academy Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Academy Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Academy Bank CD rates. You can also compare Academy Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Academy Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Academy Bank? Share your experience about Academy Bank by leaving a review below, or read customer reviews before you decide to use Academy Bank.

Academy Bank Texas Ratio

Academy Bank's Texas Ratio is at 5.78%, which is considered excellent. The Texas Ratio for Academy Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Academy Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.15%

2.52%

18-Month CD

3.29%

2.27%

24-Month CD

3.29%

2.25%

36-Month CD

3.03%

2.18%

48-Month CD

3.03%

2.14%

60-Month CD

3.03%

2.26%

Savings

0.03%

0.62%

MMA

1.10%

0.80%

30-Year Fixed

N/A

6.51%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Academy Bank

1201 Walnut Street
Kansas City, MO 64105

https://www.academybank.com

MonitorBankRates' Rating

5/5

★★★★★

Review Academy Bank

Academy Bank CD Rates and Interest Rates

Academy Bank

12-Month CD

4.15%

$500

Academy Bank

24-Month CD

3.29%

$500

Academy Bank

18-Month CD

3.29%

$500

Academy Bank

30-Month CD

3.03%

$500

Academy Bank

36-Month CD

3.03%

$500

Academy Bank

48-Month CD

3.03%

$500

Academy Bank

60-Month CD

3.03%

$500

Academy Bank

6-Month CD

1.15%

$500

Academy Bank

Premier Money Market

1.10%

$10,000

Academy Bank

3-Month CD

1.05%

$500

Academy Bank

Savings

0.03%

$25

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Academy Bank Rates with Other Competitive Bank and Credit Union Rates

GTE Financial Credit Union

24-Month CD

3.82%

$500

The Citizens Bank of Weston

60-Month CD

3.80%

$500

Aberdeen Proving Ground FCU

18-Month CD

3.80%

$100

CorTrust Bank

12-Month CD

3.75%

$500

United State Bank Lewistown, MO

18-Month CD

3.58%

$1,000

The Stock Exchange Bank

12-Month CD

3.53%

$500

First Missouri State Bank of Cape County

12-Month CD

3.50%

$1,000

Ivy Bank, a div of Cambridge Savings Bank

24-Month CD

3.50%

$1,000

Communitywide Federal Credit Union

60-Month CD

3.40%

$1,000

Roxboro Savings Bank

18-Month CD

3.25%

$500

Axiom Bank

Select Money Market

3.25%

$1,000

Wayne Bank and Trust Co.

60-Month CD

3.18%

$1,000

Acme Continental Credit Union

36-Month CD

3.04%

$1,000

Sound Community Bank

12-Month CD w/checking

3.04%

$1,000

Merchants State Bank

6-Month CD

3.00%

$100

Range Bank

60-Month CD

3.00%

$1,000

Collinsville Bank

36-Month CD

3.00%

$500

PCB Payne County Bank

60-Month CD

2.85%

$1,000

Laona State Bank

24-Month CD

2.78%

$500

Armstrong County Building and Loan Association

48-Month CD

2.75%

$500

First National Bank of Shiner

24-Month CD

2.50%

$1,000

Arundel Federal Savings Bank

48-Month CD

2.50%

$1,000

Farmers State Bank Center, TX

12-Month CD

2.32%

$1,000

Port Washington State Bank

48-Month CD

2.15%

$1,000

Methuen Co-operative Bank

48-Month CD

2.00%

$1,000

Falcon National Bank

60-Month CD

2.00%

$500

1st Ed Credit Union

60-Month CD

1.90%

$500

MutualOne Bank

18-Month CD

1.75%

$500

One Community Bank

24-Month CD

1.45%

$500

Parkway Bank and Trust Company

18-Month CD

1.00%

$1,000

Boone Bank & Trust Co.

60-Month CD

0.80%

$1,000

5Star Bank

Basic Savings

0.75%

Triad Bank, N.A.

6-Month CD

0.75%

$1,000

CNB Hugoton, KS

Money Market

0.65%

$2,000

Eclipse Bank

60-Month CD

0.60%

$1,000

Alliance Bank WI

Flex-Check Checking

0.50%

$600

Metropolitan Bank

48-Month CD

0.50%

$2,500

North Shore Bank Co-op

60-Month CD

0.50%

$1,000

Exchange State Bank Ames, IA

Money Market

0.50%

$2,500

Community National Bank (VT)

18-Month CD

0.49%

$2,500

Walden Savings Bank

Money Market

0.35%

$2,500

1st Kansas Credit Union

Premium Savings

0.35%

$2,500

United Southern Bank

48-Month CD

0.25%

$1,000

Henderson FSB

Freedom Checking

0.20%

$500

Chelsea Groton Bank

12-Month CD

0.10%

$500

Community Bank of Raymore

48-Month CD

0.10%

$500

Home Federal S&L of Niles

NOW Checking

0.10%

$300

Arlington State Bank

NOW Checking

0.05%

$900

Blue Grass Federal SLA

Statement Savings

0.05%

Camden National Bank

Money Market

0.01%

$100

Disclaimer

Mortgage Rates November 17, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

DCU Digital Federal Credit Union

10-Year Fixed

4.875%

5.195%

1.125

State Employees Credit Union

10-Year Fixed

5.050%

5.243%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.050%

5.243%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.000%

5.255%

0.000

Luana Savings Bank

15-Year Fixed

5.250%

5.299%

0.000

Navy Federal Credit Union

15-Year Fixed

5.125%

5.317%

0.250

First FSB of Champaign Urbana

10-Year Fixed

5.250%

5.319%

0.000

Mutual Security Credit Union

5/1 ARM

5.250%

5.362%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.125%

5.370%

1.250

North Carolina Press Association Federal Credit Union

5 Year ARM

5.375%

5.378%

0.000

State Employees Credit Union

15-Year Fixed

5.250%

5.386%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.250%

5.386%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.375%

5.400%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

A+ Federal Credit Union

15-Year Fixed

5.375%

5.476%

0.000

Abound Federal Credit Union

15-Year Fixed

5.375%

5.512%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Catskill Hudson Bank

15-Year Fixed

5.375%

5.528%

0.623

American Eagle Financial Credit Union

15-Year Fixed

5.375%

5.544%

0.000

GTE Federal Credit Union

15 Year Fixed

5.375%

5.547%

0.500

First FSB of Champaign Urbana

15-Year Fixed

5.500%

5.549%

0.000

American Bank, N.A. Le Mars, IA

10-Year Fixed

5.375%

5.552%

0.500

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Academy Bank Information

Academy Bank

1201 Walnut Street
Kansas City, MO 64105
Jackson
Established Date: 06/15/1966
FDIC Certificate #: 19600
Date of FDIC Deposit Insurance: 06/15/1966

Bank Holding Company: DICKINSON FINANCIAL CORP II

How Many Domestic U.S. Offices? 72

How Many Branches are There? 73

Website: https://www.academybank.com

Is Academy Bank FDIC Insured? Yes

What is Academy Bank's Cert number? 19600

What is the maximum amount for insured deposits? $250,000 per holder, per account

Academy Bank Financials

Total Assets:

$2,647,206,000

Total Deposits:

$2,125,422,000

Equity Capital:

$397,599,000

Domestic Deposits:

$2,125,422,000

Net Income:

$5,204,000

Return on Assets:

1.0926%

Quarterly Return on Assets:

0.7900%

Pretax Return on Assets:

1.0408%

Pretax Quarterly Return on Assets:

1.0400%

Return on Equity:

7.1100%

Quarterly Return on Equity:

5.2400%

Common Equity Tier 1 Capital Ratio:

17.9346%

Tier 1 Risk-Based Capital Ratio:

17.9346%

Leverage Tier 1 (Core Capital) Ratio:

16.2761%

Total Risk-Based Capital Ratio (YTD):

19.1854%

Total Interest Income (YTD):

5.4513%

Headquarters:

Kansas City

FDIC Field Office:

Kansas City

Regulator:

OCC

County:

Jackson

# of Offices:

Metropolitan Statistical Area (MSA):

Kansas City, MO-KS

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

West

FDIC Region:

Kansas City

Source: FDIC Last Updated 03/31/2024

Academy Bank CD Rates: Highest Rate 5.20% 13-Month CD

Academy Bank CD rates are very competitive right now, especially on the bank's 9-month and 13-month certificates of deposit. The current 9-month CD rates are at 5.25% APY with a minimum of deposit of $500. 13-month Academy Bank CD rates are slightly higher at 5.40% APY, also with a minimum of deposit of $500. You can view a complete list of regular CD rates and IRA CD rates below.

Academy Bank Regular CD Rates

Here are the CD rates offered by Academy Bank for different terms:

Explore Other Rate Deals

Best Savings Account Rates Kansas City, MO

The current national average savings account rate/money market account rate for accounts with balances of $2,500 is 0.34 percent. You can find banks and credit unions that offer savings rates and money market account rates higher than the national average.

Mortgage Rates May 16-30 Year Mortgage Rates at 4.60% as Home Builder Confidence Remains Low

In this week's Mortgage Rate Survey released by MonitorBankRates, today's 30 year conforming mortgage rates are averaging 4.60% for the week ending May 16, 2011, a decline from last week's average 30 year mortgage rate of 4.70%.

Mortgage Rates: Current Mortgage Rates Hit Record Low 30 Year Rates at 4.06%