Academy Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 4.70%, 6-month CD rates at 0.25% and 3-month CD rates at 1.00%. Current savings rates are at 0.15% and money market rates are at 1.26%. Mortgage rates today on 30-year fixed loans are around 5.75%. Credit Card rates are at 8.75%. Personal Loan rates are at 15.00%. All these rates, and more, can be found in our database of rates. Academy Bank's 12-Month CD rates are at 4.85%, 24-Month CD rates are at 3.29%, 18-Month CD rates are at 3.29%, 60-Month CD rates are at 3.03%, 48-Month CD rates are at 3.03%. Academy Bank's savings rates are at 0.03%. Academy Bank's money market rates are at 4.25%.

Academy Bank

To see how these rates compare to Academy Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Academy Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Academy Bank CD rates. You can also compare Academy Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Academy Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Academy Bank? Share your experience about Academy Bank by leaving a review below, or read customer reviews before you decide to use Academy Bank.

Academy Bank Texas Ratio

Academy Bank's Texas Ratio is at 5.78%, which is considered excellent. The Texas Ratio for Academy Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Academy Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.85%

2.72%

18-Month CD

3.29%

2.39%

24-Month CD

3.29%

2.35%

36-Month CD

3.03%

2.23%

48-Month CD

3.03%

2.13%

60-Month CD

3.03%

2.27%

Savings

0.03%

0.82%

MMA

4.25%

1.45%

30-Year Fixed

N/A

6.23%

Credit Card

N/A

14.06%

Personal Loan

N/A

11.28%

Academy Bank

1201 Walnut Street
Kansas City, MO 64105

https://www.academybank.com

MonitorBankRates' Rating

5/5

★★★★★

Review Academy Bank

Academy Bank CD Rates and Interest Rates

Academy Bank

12-Month CD

4.85%

$500

Academy Bank

Premier Money Market

4.25%

$10,000

Academy Bank

24-Month CD

3.29%

$500

Academy Bank

18-Month CD

3.29%

$500

Academy Bank

30-Month CD

3.03%

$500

Academy Bank

36-Month CD

3.03%

$500

Academy Bank

48-Month CD

3.03%

$500

Academy Bank

60-Month CD

3.03%

$500

Academy Bank

6-Month CD

1.61%

$500

Academy Bank

3-Month CD

1.21%

$500

Academy Bank

Savings

0.03%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Academy Bank Rates with Other Competitive Bank and Credit Union Rates

CFG Bank

High Yield Money Market

5.05%

$1,000

My eBanc, a division of Bradesco Bank

6-Month CD (Jumbo)

4.75%

$100,000

Merrick Bank

9-Month CD

4.50%

$25,000

Farmers Bank Buhl, ID

6-Month CD

4.25%

$500

Milton Savings Bank

12-Month CD

4.25%

$500

ESB Bank

24-Month CD

4.10%

$10,000

BECU Boeing Employees Credit Union

Checking (Member Advantage)

4.07%

First National Bank in Philip

24-Month CD

4.06%

$1,000

Beacon Community Bank

12-Month CD

4.00%

$250

Discover Bank

30-Month CD

3.75%

$2,500

Wintrust Bank

26-Month CD

3.70%

$1,000

First National Bank of Hutchinson

12-Month CD

3.64%

$5,000

Ridgewood Savings Bank

48-Month CD

3.55%

$100

Seasons Federal Credit Union

24-Month CD

3.50%

$1,000

Conway National Bank (CNB)

60-Month CD

3.40%

$500

Camp Grove State Bank

Money Market

3.35%

$100,000

Fayetteville Bank

18-Month CD

3.25%

$1,000

Milton Savings Bank

60-Month CD

3.25%

$500

Bank of Rantoul

36-Month CD

3.24%

$500

Transpecos Banks

6-Month CD

3.10%

$1,000

State Bank of Chilton

24-Month

3.02%

$2,500

The Bank of Elk River

60-Month CD

2.52%

$200

First National Bank of Steeleville

30-Month CD

2.25%

$500

Maine Community Bank

Money Market

2.15%

$250,000

First Federal S&L of Van Wert

60-Month CD

2.02%

$2,500

First Southern State Bank

24-Month CD

2.02%

$500

Northwest Community Bank

48-Month CD

1.75%

$500

Hilltop National Bank

18-Month CD

1.66%

$1,000

Champlain National Bank

36-Month CD

1.26%

$500

Western Nebraska Bank

6-Month CD

1.21%

$250

Winchester Co-operative Bank

Statement Savings

1.00%

Mutual Security Credit Union

18-Month CD

1.00%

$500

Colonial Savings, F.A.

Premium Money Market

1.00%

$25,000

Boone Bank & Trust Co.

Premier Checking

0.60%

$100,000

Roxboro Savings Bank

Statement Savings

0.50%

$100

1st Bank Yuma

12-Month CD

0.45%

$1,000

First State Bank of Harvey

Money Market

0.45%

$2,500

BankWest Of Kansas

24-Month CD

0.40%

National Bank of Coxsackie

36-Month CD

0.35%

$500

Crest Savings Bank

Money Market

0.25%

$1,000

Warren-Boynton State Bank

Passbook Savings

0.20%

$100

Millville Savings Bank

12-Month CD

0.12%

$1,000

Community Bank of Elmhurst

18-Month CD

0.10%

$500

Pennsville National Bank

9-Month CD

0.10%

$500

One Community Bank

Mortgage Plus Checking

0.10%

$200

First Bank Elk River

Lifestyle Checking

0.07%

BayVanguard Bank

Interest Checking

0.05%

$100

River Falls State Bank

Savings

0.05%

$90

Abington Bank

3-Month CD

0.05%

$1,000

Pioneer Bank Albany, NY

Passbook Savings

0.03%

$50

Disclaimer

Mortgage Rates October 5, 2024

DCU Digital Federal Credit Union

15-Year Fixed

4.500%

4.664%

0.750

Georgias Own Credit Union

15-Year Fixed

4.375%

4.670%

1.000

Greenstate Credit Union

15 Year Fixed

4.750%

4.790%

0.000

Abound Federal Credit Union

15-Year Fixed

4.750%

4.885%

0.000

Farmers State Bank Waterloo, IA

15-Year Fixed

4.875%

4.930%

0.000

LMCU Lake Michigan Credit Union

15-Year Fixed

4.750%

4.936%

0.461

A+ Federal Credit Union

15-Year Fixed

4.875%

4.938%

0.000

Navy Federal Credit Union

15-Year Fixed

4.750%

4.940%

0.250

Abound Federal Credit Union

5-Year ARM

4.875%

4.953%

0.000

Abound Federal Credit Union

7-Year ARM

4.875%

4.953%

0.000

Rhinebeck Bank

15-Year Fixed

4.875%

4.973%

0.875

The Golden 1 Credit Union

15-Year Fixed

5.000%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.000%

5.028%

0.000

Nuvision Federal Credit Union

15-Year Fixed

4.750%

5.066%

1.000

One Nevada Credit Union

15 Year Fixed

4.875%

5.074%

1.000

Wells Fargo

15 Year Fixed

4.750%

5.077%

1.000

Mountain America Federal Credit Union

15-Year Fixed

4.870%

5.077%

0.000

Addition Financial Credit Union

10-Year Fixed

4.875%

5.129%

0.000

SchoolsFirst Federal Credit Union

15-Year Fixed

4.875%

5.130%

1.000

First Technology Federal Credit Union

15-Year Fixed

5.125%

5.133%

0.055

Premier Bank Dubuque, IA

15-Year Fixed

5.000%

5.150%

0.000

Citi

15-Year Fixed

5.000%

5.153%

0.875

Peoples Trust Co. of St. Albans

15-Year Fixed

5.125%

5.162%

0.000

American Eagle Financial Credit Union

15-Year Fixed

5.000%

5.165%

0.000

Luana Savings Bank

15-Year Fixed

5.125%

5.174%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Academy Bank Information

Academy Bank

1201 Walnut Street
Kansas City, MO 64105
Jackson
Established Date: 06/15/1966
FDIC Certificate #: 19600
Date of FDIC Deposit Insurance: 06/15/1966

Bank Holding Company: DICKINSON FINANCIAL CORP II

How Many Domestic U.S. Offices? 72

How Many Branches are There? 73

Website: https://www.academybank.com

Is Academy Bank FDIC Insured? Yes

What is Academy Bank's Cert number? 19600

What is the maximum amount for insured deposits? $250,000 per holder, per account

Academy Bank Financials

Total Assets:

$2,647,206,000

Total Deposits:

$2,125,422,000

Equity Capital:

$397,599,000

Domestic Deposits:

$2,125,422,000

Net Income:

$5,204,000

Return on Assets:

1.0926%

Quarterly Return on Assets:

0.7900%

Pretax Return on Assets:

1.0408%

Pretax Quarterly Return on Assets:

1.0400%

Return on Equity:

7.1100%

Quarterly Return on Equity:

5.2400%

Common Equity Tier 1 Capital Ratio:

17.9346%

Tier 1 Risk-Based Capital Ratio:

17.9346%

Leverage Tier 1 (Core Capital) Ratio:

16.2761%

Total Risk-Based Capital Ratio (YTD):

19.1854%

Total Interest Income (YTD):

5.4513%

Headquarters:

Kansas City

FDIC Field Office:

Kansas City

Regulator:

OCC

County:

Jackson

# of Offices:

Metropolitan Statistical Area (MSA):

Kansas City, MO-KS

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

West

FDIC Region:

Kansas City

Source: FDIC Last Updated 03/31/2024

Academy Bank CD Rates: Highest Rate 5.20% 13-Month CD

Academy Bank CD rates are very competitive right now, especially on the bank's 9-month and 13-month certificates of deposit. The current 9-month CD rates are at 5.25% APY with a minimum of deposit of $500. 13-month Academy Bank CD rates are slightly higher at 5.40% APY, also with a minimum of deposit of $500. You can view a complete list of regular CD rates and IRA CD rates below.

Academy Bank Regular CD Rates

Here are the CD rates offered by Academy Bank for different terms:

Explore Other Rate Deals

Mortgage Rates: Current Mortgage Rates Hit Record Low 30 Year Rates at 4.06%

Mortgage Rates and Refinance Rates on Martin Luther King, Jr. Day: 30 Year Rates at 4.74, 15 Year Rates at 3.99%

Fixed long term mortgage loan rates and refinance rates are lower on Martin Luther King, Jr. Day. The biggest drop in rates came on 15 year jumbo rates which declined 30 basis points and 5 year conforming adjustable rates which declined 45 basis points. Current 30 year conforming mortgage interest rates and refinancing rates are averaging 4.74 percent, down from last week’s average 30 year home loan rates and refi rate of 4.78 percent. Current Florida 30 year rates and current mortgage refinancing rates are higher than the national average 30 year rate. Today's 30 year FL rates are averaging 4.85 percent.

Refinance Rates Head Higher: Current 30 Year Refinance Mortgage Rates at 4.95%

Refinance rates headed higher this week after declining for the past couple of weeks. Mortgage rates and refinance mortgage rates took a big drop when the financial problems in Greece and Europe started a couple of weeks ago. There was a classic flight to safety that drove Treasury yields lower. Since mortgage rates are tied to Treasury yields, lower Treasury yields mean lower mortgage rates. Interest rates started creeping up again when the rescue package the European Union and the IMF put together finally calmed the markets.