Academy Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 0.45%, 6-month CD rates at 3.99% and 3-month CD rates at 3.63%. Current savings rates are at 1.25% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.80%. Credit Card rates are at 7.99%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates. Academy Bank's 12-Month CD rates are at 4.05%, 24-Month CD rates are at 3.29%, 18-Month CD rates are at 3.29%, 60-Month CD rates are at 3.03%, 48-Month CD rates are at 3.03%. Academy Bank's savings rates are at 0.03%. Academy Bank's money market rates are at 1.20%.

Academy Bank

To see how these rates compare to Academy Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Academy Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Academy Bank CD rates. You can also compare Academy Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Academy Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Academy Bank? Share your experience about Academy Bank by leaving a review below, or read customer reviews before you decide to use Academy Bank.

Academy Bank Texas Ratio

Academy Bank's Texas Ratio is at 5.78%, which is considered excellent. The Texas Ratio for Academy Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Academy Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.05%

2.52%

18-Month CD

3.29%

2.27%

24-Month CD

3.29%

2.26%

36-Month CD

3.03%

2.19%

48-Month CD

3.03%

2.14%

60-Month CD

3.03%

2.29%

Savings

0.03%

0.63%

MMA

1.20%

0.88%

30-Year Fixed

N/A

6.84%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Academy Bank

1201 Walnut Street
Kansas City, MO 64105

https://www.academybank.com

MonitorBankRates' Rating

5/5

★★★★★

Review Academy Bank

Academy Bank CD Rates and Interest Rates

Academy Bank

12-Month CD

4.05%

$500

Academy Bank

24-Month CD

3.29%

$500

Academy Bank

18-Month CD

3.29%

$500

Academy Bank

30-Month CD

3.03%

$500

Academy Bank

36-Month CD

3.03%

$500

Academy Bank

48-Month CD

3.03%

$500

Academy Bank

60-Month CD

3.03%

$500

Academy Bank

Premier Money Market

1.20%

$10,000

Academy Bank

6-Month CD

1.15%

$500

Academy Bank

3-Month CD

1.05%

$500

Academy Bank

Savings

0.03%

$25

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Academy Bank Rates with Other Competitive Bank and Credit Union Rates

Climate First Bank

Money Market

4.46%

$50,000

Prime Alliance Bank

36-Month CD

4.00%

$500

First Central Savings Bank Glen Cove, NY

12-Month CD

4.00%

$500

First Savings Bank of Hegewisch

12-Month CD

4.00%

$1,000

Abilene Teachers Federal Credit Union

3-Month CD

3.92%

$500

Aberdeen Proving Ground FCU

12-Month CD

3.80%

$100

1st Security Bank of Washington

48-Month CD (relationship)

3.75%

$500

CorTrust Bank

24-Month CD

3.75%

$500

BLC Community Bank

48-Month CD

3.50%

$2,500

United States Senate Federal Credit Union

6-Month CD

3.46%

$1,000

Maries County Bank

60-Month CD

3.14%

$1,000

First United Bank Dimmitt, TX

48-Month CD

3.10%

$1,000

Sandy Spring Bank

48-Month CD

3.10%

$1,000

Live Oak Bank

3-Month CD

3.00%

$2,500

Community Bank of Trenton

36-Month CD

3.00%

$5,000

Volunteer State Bank

36-Month CD

3.00%

$1,000

First Security Bank Byron, MN

48-Month CD

2.77%

$50

Seasons Federal Credit Union

12-Month CD

2.50%

$1,000

Ambler Savings Bank

48-Month CD

2.50%

$1,000

Bank of Hartington

36-Month CD

2.47%

$1,000

American State Bank of Grygla

48-Month CD

2.42%

$500

Platte Valley Bank North Bend, NE

12-Month CD

2.40%

$500

Root River State Bank

60-Month CD

2.35%

$300

Security Bank Laurel, NE

60-Month CD

2.27%

$1,000

1st Mississippi Federal Credit Union

30-Month CD

2.27%

$500

Huntington FSB

60-Month CD

2.02%

$500

FNB Community Bank

24-Month CD

1.81%

$1,000

UCB Milford, IA

6-Month CD

1.76%

$1,000

Apple Federal Credit Union

Money Market

1.55%

$2,500

Bank of Easton

48-Month CD

1.51%

$500

Westmoreland Federal S&L

36-Month CD

1.50%

$500

Bank

12-Month CD

0.90%

$10,000

Mifflinburg B&T CO.

12-Month CD

0.55%

$500

The Huntington National Bank

6-Month CD

0.50%

$1,000

PS Bank

12-Month CD

0.50%

$500

Milford Bank

60-Month CD

0.35%

$1,000

Cecil Bank

Money Market

0.30%

$25,000

Bank of New Hampshire

48-Month CD

0.30%

$500

First Southern State Bank

Savings

0.25%

Dime Bank

36-Month CD

0.25%

$500

Centinel Bank of Taos

NOW Checking

0.20%

First Citizens Bank

48-Month CD

0.15%

$500

Oxford Bank

18-Month CD

0.15%

$500

Denison State Bank

Beyond Checking

0.10%

$100

NCS Bank

Savings

0.05%

$10

GSB Guilford Savings Bank

12-Month CD

0.05%

$1,000

Walden Savings Bank

Passbook Savings

0.05%

$50

Universal Bank

Community Savings

0.04%

$100

Bank of America

12-Month CD

0.03%

$1,000

Mercer County State Bank

Savings

0.03%

$50

Disclaimer

Mortgage Rates June 15, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.494%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.494%

0.000

Savings Bank of Danbury

5/1 ARM

4.750%

5.507%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Savings Bank of Danbury

7/1 ARM

5.000%

5.531%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.250%

5.545%

1.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

State Employees Credit Union

15-Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

5 Year ARM

5.500%

5.658%

0.000

Chartway Credit Union

5/1 ARM

5.625%

5.693%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.500%

5.728%

1.125

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.500%

5.759%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.750%

5.776%

0.000

PNB of Kewanee

15-Year Fixed

5.500%

5.785%

0.000

Hatboro Federal Savings

10-Year Fixed

5.250%

5.791%

2.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Academy Bank Information

Academy Bank

1201 Walnut Street
Kansas City, MO 64105
Jackson
Established Date: 06/15/1966
FDIC Certificate #: 19600
Date of FDIC Deposit Insurance: 06/15/1966

Bank Holding Company: DICKINSON FINANCIAL CORP II

How Many Domestic U.S. Offices? 72

How Many Branches are There? 73

Website: https://www.academybank.com

Is Academy Bank FDIC Insured? Yes

What is Academy Bank's Cert number? 19600

What is the maximum amount for insured deposits? $250,000 per holder, per account

Academy Bank Financials

Total Assets:

$2,647,206,000

Total Deposits:

$2,125,422,000

Equity Capital:

$397,599,000

Domestic Deposits:

$2,125,422,000

Net Income:

$5,204,000

Return on Assets:

1.0926%

Quarterly Return on Assets:

0.7900%

Pretax Return on Assets:

1.0408%

Pretax Quarterly Return on Assets:

1.0400%

Return on Equity:

7.1100%

Quarterly Return on Equity:

5.2400%

Common Equity Tier 1 Capital Ratio:

17.9346%

Tier 1 Risk-Based Capital Ratio:

17.9346%

Leverage Tier 1 (Core Capital) Ratio:

16.2761%

Total Risk-Based Capital Ratio (YTD):

19.1854%

Total Interest Income (YTD):

5.4513%

Headquarters:

Kansas City

FDIC Field Office:

Kansas City

Regulator:

OCC

County:

Jackson

# of Offices:

Metropolitan Statistical Area (MSA):

Kansas City, MO-KS

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

West

FDIC Region:

Kansas City

Source: FDIC Last Updated 03/31/2024

Academy Bank CD Rates: Highest Rate 5.20% 13-Month CD

Academy Bank CD rates are very competitive right now, especially on the bank's 9-month and 13-month certificates of deposit. The current 9-month CD rates are at 5.25% APY with a minimum of deposit of $500. 13-month Academy Bank CD rates are slightly higher at 5.40% APY, also with a minimum of deposit of $500. You can view a complete list of regular CD rates and IRA CD rates below.

Academy Bank Regular CD Rates

Here are the CD rates offered by Academy Bank for different terms:

Explore Other Rate Deals

First Mortgage Direct Current Mortgage Rates

First Mortgage Direct current mortgage rates for loans in California are very competitive right now. Current 30 year conforming mortgage rates are at 4.50 percent with 1 mortgage point. The fees on this mortgage loan quote are only $1,346. 15 year current mortgage rates from First Mortgage Direct are at 4.125 percent with no points. Compare First Mortgage Direct current mortgage rates with other lender's rates right here.

CD Rates Slowly Inch Higher as Fed Meets This Week

CD rates are slowly inching higher and will continue to move higher in the coming months. A more immediate impact that will force CD rates higher is the Federal Open Market Committee increasing rates. The FOMC meets this week to decide on monetary policy and is widely expected to increase the fed funds rate by 25 basis points.

Mortgage Rates Hit 4 Month Lows and Home Prices Soar in August

The housing market and home prices are continuing to rebound due to low mortgage rates and high home affordability. Mortgage rates hit record lows earlier this year and after rising sharply over the summer are heading back down again. Low rates and rising home prices have brought buyers back into the marketplace.