Presidential Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.75%, 6-month CD rates at 5.00% and 3-month CD rates at 4.65%. Current savings rates are at 0.25% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.72%. Credit Card rates are at 9.99%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates. Presidential Bank's 7-Month CD new money rates are at 5.25%, 9-Month CD rates are at 4.65%, 12-Month CD rates are at 4.50%, 6-Month CD rates are at 4.35%, 24-Month CD rates are at 3.00%. Presidential Bank's savings rates are at 4.50%. Presidential Bank's money market rates are at 4.37%.

Presidential Bank

To see how these rates compare to Presidential Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Presidential Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Presidential Bank CD rates. You can also compare Presidential Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Presidential Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Presidential Bank? Share your experience about Presidential Bank by leaving a review below, or read customer reviews before you decide to use Presidential Bank.

Presidential Bank Texas Ratio

Presidential Bank's Texas Ratio is at 2.65%, which is considered excellent. The Texas Ratio for Presidential Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Presidential Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.50%
18-Month CD
N/A
24-Month CD
3.00%
36-Month CD
2.85%
48-Month CD
N/A
60-Month CD
2.85%
Savings
4.50%
MMA
4.37%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Presidential Bank
4520 East West Hwy
Bethesda, MD 20814
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Presidential Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Presidential Bank
Presidential Bank
7-Month CD new money
5.25%
$1,000
Presidential Bank
Presidential Bank
9-Month CD
4.65%
$1,000
Presidential Bank
Presidential Bank
Advantage Checking
4.62%
$500
Presidential Bank
Presidential Bank
12-Month CD
4.50%
$1,000
Presidential Bank
Presidential Bank
Advantage Savings
4.50%
$100
Presidential Bank
Presidential Bank
Money Market Advantage Checking
4.37%
$25,000
Presidential Bank
Presidential Bank
6-Month CD
4.35%
$1,000
Presidential Bank
Presidential Bank
24-Month CD
3.00%
$1,000
Presidential Bank
Presidential Bank
36-Month CD
2.85%
$1,000
Presidential Bank
Presidential Bank
60-Month CD
2.85%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Presidential Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
7-Month CD special
5.00%
$1,000
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
6-Month CD
5.00%
$1,000
NexBank
NexBank
18-Month CD
4.75%
$10,000
First FSB of Angola
First FSB of Angola
13-Month CD special
4.47%
$10,000
Cattaraugus County Bank
Cattaraugus County Bank
12-Month CD special
4.45%
$1,000
Iroquois Federal S&L
Iroquois Federal S&L
12-Month CD
4.25%
$1,000
FNB of Wyoming
FNB of Wyoming
6-Month CD
4.23%
$100
KodaBank
KodaBank
3-Month CD
4.06%
$1,000
Twin River Bank
Twin River Bank
36-Month CD
3.80%
$500
University Federal Credit Union
University Federal Credit Union
48-Month CD
3.50%
$1,000
Portage Community Bank
Portage Community Bank
24-Month CD
3.50%
$1,000
Madison County Bank
Madison County Bank
Money Market Savings
3.45%
$90,000
1st Community Credit Union
1st Community Credit Union
36-Month CD certificate
3.35%
$1,000
Bank of Vici
Bank of Vici
48-Month CD
3.30%
$1,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
12-Month CD Jumbo
3.25%
$100,000
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
Lifetime Checking
3.04%
$0
Main Street Bank
Main Street Bank
24-Month CD
3.04%
$1,000
Iroquois Federal S&L
Iroquois Federal S&L
30-Month CD
3.03%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
24-Month CD certificate
3.00%
$100
Bogota Savings Bank
Bogota Savings Bank
18-Month CD
3.00%
$1,000
Charles River Bank
Charles River Bank
24-Month CD
3.00%
$1,000
Charles River Bank
Charles River Bank
48-Month CD
3.00%
$1,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Cha-Ching Rewards
3.00%
$0
First Federal S&L of Greene Co
First Federal S&L of Greene Co
30-Month CD
2.78%
$500
Greenstate Credit Union
Greenstate Credit Union
Impact Money Market
2.45%
$1,000,000
Cendera Bank
Cendera Bank
60-Month CD
2.43%
$1,000
Collins State Bank
Collins State Bank
18-Month CD
2.25%
$1,000
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
30-Month CD certificate
2.02%
$500
F&M Bank Berlin, WI
F&M Bank Berlin, WI
18-Month CD
1.75%
$500
Wolf River Community Bank
Wolf River Community Bank
24-Month CD
1.70%
$1,000
1st Midamerica Credit Union
1st Midamerica Credit Union
60-Month CD certificate
1.51%
$1,000
Lee Bank
Lee Bank
Kasasa Savings Account
1.50%
$0
Bank of Easton
Bank of Easton
18-Month CD
1.25%
$500
Legacy Bank Hinton, OK
Legacy Bank Hinton, OK
Savings Account
1.11%
$200
First National Bank of Bemidji
First National Bank of Bemidji
Statement Savings
0.90%
$200
1st Choice Credit Union
1st Choice Credit Union
36-Month CD certificate
0.79%
$1,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
48-Month CD
0.75%
$500
Monson Savings Bank
Monson Savings Bank
Money Market
0.75%
$0
OneLocal Bank
OneLocal Bank
12-Month CD
0.75%
$1,000
Lone Star Bank
Lone Star Bank
48-Month CD
0.61%
$1,000
Fulton Savings Bank
Fulton Savings Bank
48-Month CD
0.50%
$500
Raymond Federal Bank
Raymond Federal Bank
Money Market
0.50%
$5,000
Republic Bank
Republic Bank
60-Month CD
0.50%
$500
Ulster Savings Bank
Ulster Savings Bank
60-Month CD
0.50%
$500
Unico Bank
Unico Bank
24-Month CD
0.50%
$1,000
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
Savings Account
0.40%
$50,000
Bank of Prairie du Sac
Bank of Prairie du Sac
Savings Account
0.20%
$100
Franklin SB Franklin, NH
Franklin SB Franklin, NH
24-Month CD
0.20%
$2,000
SSB Sherwood State Bank
SSB Sherwood State Bank
24-Month CD
0.20%
$1,000
Chelsea Groton Bank
Chelsea Groton Bank
12-Month CD
0.10%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Presidential Bank Information

Presidential Bank
4520 East West Hwy
Bethesda, MD 20814
Montgomery
Established Date: 04/15/1985
FDIC Certificate #: 32363
Date of FDIC Deposit Insurance: 07/23/1985
Bank Holding Company: CLEVELAND FAMILY GENERATIONAL TR I
How Many Domestic U.S. Offices? 11
How Many Branches are There? 11
Is Presidential Bank FDIC Insured? Yes
What is Presidential Bank's Cert number? 32363
What is the maximum amount for insured deposits? $250,000 per holder, per account

Presidential Bank Financials

Total Assets:
$819,011,000
Total Deposits:
$656,394,000
Equity Capital:
$89,258,000
Domestic Deposits:
$656,394,000
Net Income:
$156,000
Return on Assets:
0.2951%
Quarterly Return on Assets:
0.0800%
Pretax Return on Assets:
0.0380%
Pretax Quarterly Return on Assets:
0.0400%
Return on Equity:
2.8400%
Quarterly Return on Equity:
0.7000%
Common Equity Tier 1 Capital Ratio:
15.0095%
Tier 1 Risk-Based Capital Ratio:
15.0095%
Leverage Tier 1 (Core Capital) Ratio:
11.0840%
Total Risk-Based Capital Ratio (YTD):
16.2626%
Total Interest Income (YTD):
4.0654%
 
 
Headquarters:
Bethesda
FDIC Field Office:
Baltimore
Regulator:
OCC
County:
Montgomery
# of Offices:
11
Metropolitan Statistical Area (MSA):
Washington-Arlington-Alexandria, DC-VA-MD-WV
Consolidated Metropolitan Statistical Area (CMSA):
Washington-Baltimore, DC-MD-VA-WV
OTS Region:
Southeast
FDIC Region:
New York
Source: FDIC

Presidential Bank Money Market Rates

Presidential Bank Money Market RatesPresidential Bank money market rates are offering the best money market rates available on our rate table right now. Current money market rates at Presidential Bank are at 2.23 percent with an APY of 2.25 percent. This rate and yield are on Presidential Bank's Money Market Plus Checking account. The minimum opening deposit to earn that money market rate from Presidential Bank are on the high end. The average daily balance for the month needs to be at least $100,000 if the day's balance is under $250,000. To get the highest rate and best deal on a money market account, compare other banks' rates with Presidential's Bank money market rates.

Presidential Bank Money Market Plus Checking Account Features

Highest CD Rates Move Higher as Banks Increase Rates

The highest CD rates continue to move higher as online banks increase rates again this week. 10 different online banks and credit unions increased a slew of CD rates over the past seven days. Rates on both short term and long term certificates of deposits moved higher.The biggest increases again this week were on shorter term certificates of deposit. This is because the Federal Reserve is driving short term rates higher. The Fed is scheduled to meet in the middle of next month and is widely expected to increase rates again.

Highest CD Rates

    Read more...

Explore Other Rate Deals

mortgage rates fallThe Mortgage Bankers Associations (MBA) said today that its Mortgage Applications Survey increased 48 percent the week ending December 19th and the Refinance Index surged 62 percent. The surge in activity is being driven by record low mortgage rates.
Fultdirect.com Money Market Account Jumbo rates are now at 0.10 percent with a yield of 0.10 percent. View current Money Market Account Jumbo rates at Fultdirect.com below.
current-30-year-mortgage-rates-at-507-mbaThe Mortgage Bankers Association released its weekly Mortgage Application Survey showing an increase in mortgage interest rates this week. The increase in mortgage rates was in 30 year mortgage rates, 15 year mortgage rates and one year adjustable mortgage rates.

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