Presidential Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.20%, 6-month CD rates at 4.04% and 3-month CD rates at 0.20%. Current savings rates are at 0.05% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 14.00%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. Presidential Bank's 12-Month CD rates are at 4.00%, 6-Month CD rates are at 3.50%, 24-Month CD rates are at 3.00%, 60-Month CD rates are at 2.85%, 36-Month CD rates are at 2.85%. Presidential Bank's savings rates are at 4.50%. Presidential Bank's money market rates are at 4.37%.
To see how these rates compare to Presidential Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Presidential Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Presidential Bank CD rates. You can also compare Presidential Bank savings rates, MMA rates and mortgage rates using our other rate lists. Presidential Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Presidential Bank? Share your experience about Presidential Bank by leaving a review below, or read customer reviews before you decide to use Presidential Bank. Presidential Bank Texas Ratio Presidential Bank's Texas Ratio is at 9.69%, which is considered excellent. The Texas Ratio for Presidential Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Presidential Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Presidential Bank CD Rates and Interest Rates
Presidential Bank
Advantage Checking
4.62%
$500
Presidential Bank
Advantage Savings
4.50%
$5,000
Presidential Bank
Money Market Advantage
4.37%
$25,000
Presidential Bank
12-Month CD
4.00%
$1,000
Presidential Bank
6-Month CD
3.50%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Presidential Bank Rates with Other Competitive Bank and Credit Union Rates
Ohio State Bank
12-Month CD
4.25%
$500
GTE Financial Credit Union
48-Month CD (Jumbo)
4.18%
$100,000
Merrick Bank
24-Month CD
4.10%
$25,000
FourLeaf Federal Credit Union
60-Month CD
4.00%
$50
Global Bank
12-Month CD
3.75%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 16, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Presidential Bank InformationPresidential Bank
4520 East West HwyBethesda, MD 20814 Montgomery Established Date: 04/15/1985 FDIC Certificate #: 32363 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: CLEVELAND FAMILY GENERATIONAL TR I How Many Domestic U.S. Offices? 11 How Many Branches are There? 11 Website: https://www.presidential.com
Is Presidential Bank FDIC Insured? Yes
What is Presidential Bank's Cert number? 32363
What is the maximum amount for insured deposits? $250,000 per holder, per account
Presidential Bank FinancialsTotal Assets:
$962,250,000
Total Deposits:
$736,288,000
Equity Capital:
$83,451,000
Domestic Deposits:
$736,288,000
Net Income:
$-921,000
Return on Assets:
-0.5331%
Quarterly Return on Assets:
-0.3900%
Pretax Return on Assets:
-0.5651%
Pretax Quarterly Return on Assets:
-0.5700%
Return on Equity:
-5.0700%
Quarterly Return on Equity:
-4.3800%
Common Equity Tier 1 Capital Ratio:
12.7735%
Tier 1 Risk-Based Capital Ratio:
12.7735%
Leverage Tier 1 (Core Capital) Ratio:
10.4309%
Total Risk-Based Capital Ratio (YTD):
14.0254%
Total Interest Income (YTD):
5.7319%
Headquarters:
Bethesda
FDIC Field Office:
Baltimore
Regulator:
OCC
County:
Montgomery
# of Offices:
11
Metropolitan Statistical Area (MSA):
Washington-Arlington-Alexandria, DC-VA-MD-WV
Consolidated Metropolitan Statistical Area (CMSA):
Washington-Baltimore, DC-MD-VA-WV
OTS Region:
Southeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsCD rates were expected to head higher later this year but it might be early next year before CD rates move higher. The reason being is the economy is starting to slow down and inflation still isn't a concern at this point for the fed to raise interest rates. Once the fed starts rasing interest rates CD rates will also head higher.
 Mutual Security Credit Union (MSCU) of Connecticut is advertising their "Living The Dream" 2/1 adjustable mortgage. The current adjustable mortgage rate is 2.99 percent with an annual percentage yield (APR) of 3.12 percent. That rate is one of the lowest mortgage rates currently available right now from any credit union or bank.
 Mortgage rates and refinance rates increased again this week. Conforming 30 year mortgage rates and refinance rates are averaging 4.66 percent, up from last week’s average 30 year mortgage rate and refinance rate of 4.49 percent. Current 30 year mortgage New Mexico refinance rates and mortgage rates for home purchases are higher averaging 4.71 percent.
Bank or Credit Union Offers and Deals5 Star Bank 6 Month CD Rates now at 0.45%Basics of Investing Your Money: Stocks, Bonds, and Deposit Accounts Friends Bank Certificates of Deposit Mortgage Rates Sharply Higher This Week as Fed's Fisher Talks of Ending Quantitative Easing Car Tax Rebate: Government Car Allowance Rebate System A Guide to Rebuilding Your Credit Weekly Money Market Account - Savings Account Rates:Updated May 21, 2009 Mortgage Rates Head Lower on Poor Job Numbers and Fears in Europe: 30 Year Mortgage Rates at 4.85% Presidential Bank Money Market Rates Mortgage Rates Up, Mortgage Applications Down - MBA Alternative Bank and Credit Union Offers to ExploreRefinance Rates: Current Refinance Rates at 4.04%401K: Taking a 401K Loan Mortgage Rates Stable Today - 30 Year Mortgage Rates at 5.17%, 15 Year Mortgage Rates at 4.54% Fed Signals no Immediate Steps to Help Economy Drop in Mortgage Rates Causes Mortgage Applications to Surge 14 Percent Banks to Rescue FDIC Fixed Term Rate Mortgages and Adjustable Rate Mortgages Lower Current Mortgage Rates Today 4-6: 30 Year Mortgage Rates Averaging 4.92%, 15 Year Mortgage Rates Averaging 4.18% Mortgage Rates Mixed: 30 Year Mortgage Rates Up to 4.82%, 15 Year Mortgage Rates Down to 4.23% Mortgage Rates Today, Friday, November 25, 2011 Presidential Bank ReviewsThere are no reviews for Presidential Bank yet. Feel free to create one below.
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Presidential Bank money market rates are offering the best money market rates available on our rate table right now. Current money market rates at Presidential Bank are at 2.23 percent with an APY of 2.25 percent. This rate and yield are on Presidential Bank's Money Market Plus Checking account. The minimum opening deposit to earn that money market rate from Presidential Bank are on the high end. The average daily balance for the month needs to be at least $100,000 if the day's balance is under $250,000. To get the highest rate and best deal on a money market account, compare other banks' rates with Presidential's Bank money market rates.
