Presidential Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 4.50%, 6-month CD rates at 0.50% and 3-month CD rates at 2.75%. Current savings rates are at 0.10% and money market rates are at 0.55%. Mortgage rates today on 30-year fixed loans are around 6.24%. Credit Card rates are at 13.20%. Personal Loan rates are at 9.49%. All these rates, and more, can be found in our database of rates. Presidential Bank's 7-Month CD rates are at 4.50%, 12-Month CD rates are at 4.00%, 6-Month CD rates are at 3.50%, 24-Month CD rates are at 3.00%, 60-Month CD rates are at 2.85%. Presidential Bank's savings rates are at 4.50%. Presidential Bank's money market rates are at 4.37%.
To see how these rates compare to Presidential Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Presidential Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Presidential Bank CD rates. You can also compare Presidential Bank savings rates, MMA rates and mortgage rates using our other rate lists. Presidential Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Presidential Bank? Share your experience about Presidential Bank by leaving a review below, or read customer reviews before you decide to use Presidential Bank. Presidential Bank Texas Ratio Presidential Bank's Texas Ratio is at 9.69%, which is considered excellent. The Texas Ratio for Presidential Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Presidential Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Presidential Bank CD Rates and Interest Rates
Presidential Bank
Advantage Checking
4.62%
$500
Presidential Bank
7-Month CD
4.50%
$1,000
Presidential Bank
Advantage Savings
4.50%
$100
Presidential Bank
Money Market Advantage
4.37%
$25,000
Presidential Bank
12-Month CD
4.00%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Presidential Bank Rates with Other Competitive Bank and Credit Union Rates
Maspeth Federal S&L
7-Month CD
5.00%
$1,500
Global Bank
12-Month CD
4.80%
$1,000
State Bank of Bottineau
12-Month CD
4.70%
$100
Cross River Bank
6-Month CD
4.60%
$500
Generations Commercial Bank
6-Month CD
4.50%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates October 5, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Presidential Bank InformationPresidential Bank
4520 East West HwyBethesda, MD 20814 Montgomery Established Date: 04/15/1985 FDIC Certificate #: 32363 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: CLEVELAND FAMILY GENERATIONAL TR I How Many Domestic U.S. Offices? 11 How Many Branches are There? 11 Website: https://www.presidential.com
Is Presidential Bank FDIC Insured? Yes
What is Presidential Bank's Cert number? 32363
What is the maximum amount for insured deposits? $250,000 per holder, per account
Presidential Bank FinancialsTotal Assets:
$962,250,000
Total Deposits:
$736,288,000
Equity Capital:
$83,451,000
Domestic Deposits:
$736,288,000
Net Income:
$-921,000
Return on Assets:
-0.5331%
Quarterly Return on Assets:
-0.3900%
Pretax Return on Assets:
-0.5651%
Pretax Quarterly Return on Assets:
-0.5700%
Return on Equity:
-5.0700%
Quarterly Return on Equity:
-4.3800%
Common Equity Tier 1 Capital Ratio:
12.7735%
Tier 1 Risk-Based Capital Ratio:
12.7735%
Leverage Tier 1 (Core Capital) Ratio:
10.4309%
Total Risk-Based Capital Ratio (YTD):
14.0254%
Total Interest Income (YTD):
5.7319%
Headquarters:
Bethesda
FDIC Field Office:
Baltimore
Regulator:
OCC
County:
Montgomery
# of Offices:
11
Metropolitan Statistical Area (MSA):
Washington-Arlington-Alexandria, DC-VA-MD-WV
Consolidated Metropolitan Statistical Area (CMSA):
Washington-Baltimore, DC-MD-VA-WV
OTS Region:
Southeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals The very popular Car Allowance Rebate System, better known as Cash for Clunkers has been clarified to include cars and trucks not yet on dealer lots.
 Mortgage rates continue to drop making new lows this week. For the past several weeks, mortgage rates and bond yields have headed down on news about the European financial crisis and a slowing of the global economic recovery. Mortgage rates and interest rates have gone down further this past week on the June 23 Federal Open Market Committee (FOMC) statement.
Today's mortgage rates are higher as Treasury yields bounced off record lows set last week. In another report homeowners saw an aggregate $372 billion rise in property values over the first three months of 2012 according to a statistical release from the Federal Reserve.
Bank or Credit Union Offers and DealsSilvergate Bank Money Market Account Rates now at 1.10%Tinker Federal Credit Union CD Rates 12 Month Bank CD Rates Ally Bank CD Rates: 5.15% APY for 18-Month CD Account Mortgage Rates Near All-Time Low: 30 Year Mortgage Rates at 4.75%, 15 Year Mortgage Rates at 4.25% Mortgage Rates Lower: 30 Year Mortgage Rates at 4.78%, 15 year Mortgage Rates at 4.21% Savings Account Rates and the Savings Rate When Will the FOMC Start Increasing Rates and How High Will They Go? Most Homeowners Maintain or Reduce Mortgage Debt When Refinancing Auto Finance 101: Tips on Auto Financing Alternative Bank and Credit Union Offers to ExploreMortgage Refinance Rates: 15 Year Refinance Mortgage Rates at 3.29%Mortgage Rates at Lowest Level Since Monday, 30 Year Mortgage Rates at 4.12% Mortgage Rates: Weekend Mortgage Rates 30 Year Rates at 4.06% 2013 Year End Interest Rate Review, 2014 and 2015 Interest Rate Forecast Mortgage Rates Current: 30 Year Mortgage Rates at 5.17% and 15 Year Mortgage Rates at 4.55% Navy Federal Credit Union $2,500 Towards Closing Costs Chance for Higher Deposit Rates in September Increases Short Term CD Interest Rates Winston-Salem, NC Refinancing: Fixed Rate Mortgages Most Popular Among Homeowners Refinancing Weekly CD Rates Review: Updated May 18, 2009 Presidential Bank ReviewsThere are no reviews for Presidential Bank yet. Feel free to create one below.
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Presidential Bank money market rates are offering the best money market rates available on our rate table right now. Current money market rates at Presidential Bank are at 2.23 percent with an APY of 2.25 percent. This rate and yield are on Presidential Bank's Money Market Plus Checking account. The minimum opening deposit to earn that money market rate from Presidential Bank are on the high end. The average daily balance for the month needs to be at least $100,000 if the day's balance is under $250,000. To get the highest rate and best deal on a money market account, compare other banks' rates with Presidential's Bank money market rates.
