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SaviBank Rates & Review April 2026

SaviBank's 12-Months 12-Month Certificates of Deposit rates are at 3.15%, 6-Months 6-Month Certificates of Deposit rates are at 2.93%, 18-Months 18-Month Certificates of Deposit rates are at 2.41%, 24-Months 24-Month Certificates of Deposit rates are at 2.36%, 30-Months 30-Month Certificates of Deposit rates are at 1.99%. SaviBank's money market rates are at 2.02%. MonitorBankRates evaluates the financial stability of SaviBank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.39%. Rates were last updated on 03/24/2026.

SaviBank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SaviBank? Share your experience about SaviBank by leaving a review below, or read customer reviews before you decide to use SaviBank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.39%
Excellent Lower than avg
SaviBank
1020 S Burlington Blvd
Burlington, WA 98233
https://www.savibank.com
Member FDIC

SaviBank CD Rates

Product Rate APY Term View More
12 month Certificates of Deposit - 3.15% 12 Months
Details Under $25,000.00
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.39%
6 month Certificates of Deposit - 2.93% 6 Months
Details Under $25,000.00
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.39%
18 month Certificates of Deposit - 2.41% 18 Months
Details Under $25,000.00
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.39%
24 month Certificates of Deposit - 2.36% 24 Months
Details Under $25,000.00
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.39%
30 month Certificates of Deposit - 1.99% 30 Months
Details Under $25,000.00
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.39%
36 month Certificates of Deposit - 1.89% 36 Months
Details Under $25,000.00
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.39%
48 month Certificates of Deposit - 1.79% 48 Months
Details Under $25,000.00
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.39%

SaviBank Money Market Rates

Product Rate APY View More
Business Money Market - 2.02%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.39%
Personal Money Market - 2.02%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.39%

SaviBank Checking Rates

Product Rate APY View More
PNW Premier Checking - 7.00%
Details Qualifying balance up to $4,000.00; Qualifications Required
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.39%
Ultimate Checking - 0.50%
Min Balance $250,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.39%
Ultimate Checking - 0.40%
Min Balance $100,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.39%
Ultimate Checking - 0.30%
Min Balance $50,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.39%
Ultimate Checking - 0.20%
Min Balance $25,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.39%
Ultimate Checking - 0.10%
Min Balance $10,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.39%
Ultimate Checking - 0.05%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.39%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for SaviBank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather SaviBank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SaviBank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name SaviBank
Bank Holding Company SAVI FINANCIAL CORP INC
Address 1020 S Burlington Blvd, Burlington, WA 98233  ·  Skagit
FDIC Certificate # 57978
Established 04/11/2005
FDIC Insurance Date 04/11/2005
Domestic Offices 10
Total Branches 0
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.39%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.6093%
Return on Equity (ROE) 7.6200%
Non-Performing Loans (NPL) 0.07%
Total Assets $639,480,000
Total Deposits $518,306,000
Equity Capital $53,694,000
Net Income $1,494,000
Headquarters Burlington
Total Offices 10
Source: FDIC  |  Last Updated 06/30/2025

Customer Reviews

aFtM
★★★★★
December 17, 2025
uwfT
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About SaviBank

Is SaviBank a safe place to deposit money?

Yes, SaviBank is considered a safe financial institution. With a Texas Ratio of 2.3859409073417%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does SaviBank operate?

SaviBank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, SaviBank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SaviBank provides members with tools to manage their accounts and build a solid financial history.

Does SaviBank offer online and mobile banking?

Most modern institutions like SaviBank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.savibank.com.

Current SaviBank Rates

  • 12-Month CD3.15%
  • 18-Month CD2.41%
  • 24-Month CD2.36%
  • 36-Month CD1.89%
  • 48-Month CD1.79%
  • MMA2.02%
Retrieved from our database of financial products. Rates subject to change.