United Bank & Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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United Bank & TrustToday's 12-month CD rates can be found at 1.76%, 6-month CD rates at 0.20% and 3-month CD rates at 1.51%. Current savings rates are at 1.01% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.63%. Credit Card rates are at 18.24%. Personal Loan rates are at 10.89%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to United Bank & Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from United Bank & Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with United Bank & Trust CD rates. You can also compare United Bank & Trust savings rates, MMA rates and mortgage rates using our other rate lists.

United Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Bank & Trust? Share your experience about United Bank & Trust by leaving a review below, or read customer reviews before you decide to use United Bank & Trust.

United Bank & Trust Texas Ratio

United Bank & Trust's Texas Ratio is at 2.86%, which is considered excellent. The Texas Ratio for United Bank & Trust is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, United Bank & Trust is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
United Bank & Trust
823 Broadway
Marysville, KS 66508
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare United Bank & Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
CFG Bank
CFG Bank
Money Market
4.32%
$1,000
Garden Plain State Bank
Garden Plain State Bank
12-Month CD
4.32%
$1,000
Toyota Financial Savings Bank
Toyota Financial Savings Bank
12-Month CD
4.27%
$1
Home State Bank Royal, IA
Home State Bank Royal, IA
6-Month CD
4.19%
$1,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
48-Month CD
4.15%
$500
F&M Bank of St. Clair
F&M Bank of St. Clair
6-Month CD
4.00%
$500
RadiFi Credit Union
RadiFi Credit Union
Make Waves Checking
4.00%
$5,000
FNB of Bellville
FNB of Bellville
12-Month CD (Jumbo)
3.60%
$100,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
60-Month CD
3.40%
$500
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
60-Month CD
3.05%
$2,500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
60-Month CD
3.03%
$1,000
SaviBank
SaviBank
18-Month CD
2.80%
$500
Cleveland State Bank
Cleveland State Bank
48-Month CD
2.77%
$500
The Bank of the West
The Bank of the West
24-Month CD
2.53%
$1,000
Bank Northwest
Bank Northwest
36-Month CD
2.53%
$500
Homewood Federal SB
Homewood Federal SB
18-Month CD
2.50%
$20,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
18-Month CD
2.48%
$1,000
Oostburg State Bank
Oostburg State Bank
12-Month CD
2.26%
$1,000
Northumberland Bank
Northumberland Bank
24-Month CD
2.25%
$5,000
Charter Bank IA
Charter Bank IA
18-Month CD
2.00%
$1,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Money Market
1.92%
$2,500
Osgood Bank
Osgood Bank
60-Month CD
1.51%
$1,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
48-Month CD
1.41%
$1,000
Jefferson Security Bank
Jefferson Security Bank
18-Month CD
1.26%
$500
La Salle State Bank
La Salle State Bank
Community Money Market
1.25%
$100,000
Consumers Credit Union
Consumers Credit Union
60-Month CD
1.01%
$1,000
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
6-Month CD
0.85%
$1,000
Portage Community Bank
Portage Community Bank
Community Index Money Market
0.80%
$100,000
North Easton SB
North Easton SB
48-Month CD
0.75%
$500
Bank of Botetourt
Bank of Botetourt
36-Month CD
0.75%
$500
Bank of Pontiac
Bank of Pontiac
30-Month CD
0.60%
$500
State Bank Freeport, IL
State Bank Freeport, IL
48-Month CD
0.55%
$1,000
Beardstown Savings
Beardstown Savings
Money Market
0.50%
$10,000
1st Bank Yuma
1st Bank Yuma
12-Month CD
0.45%
$1,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
Business Platinum Savings
0.45%
$0
BankChampaign
BankChampaign
24-Month CD
0.30%
$500
Town & Country B&T Co.
Town & Country B&T Co.
36-Month CD
0.30%
$1,000
William Penn Bank
William Penn Bank
3-Month CD
0.30%
$500
Suncoast Credit Union
Suncoast Credit Union
Regular Share Savings
0.25%
$500
Clare Bank
Clare Bank
18-Month CD
0.20%
$500
Community Bank Owatonna
Community Bank Owatonna
Classic Savings
0.20%
$0
Eastern Bank
Eastern Bank
36-Month CD (Business Select)
0.20%
$500
First FSB of Kentucky
First FSB of Kentucky
3-Month CD
0.15%
$500
North Shore Trust and Savings
North Shore Trust and Savings
Passbook Savings
0.15%
$100
Pentucket Bank
Pentucket Bank
Statement Savings
0.12%
$10
Fulton Savings Bank
Fulton Savings Bank
Wall Street Checking
0.10%
$2,500
Central Bank of Kansas City
Central Bank of Kansas City
Premier Checking
0.05%
$1,000
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
NOW Checking
0.05%
$500
State Bank Brownsburg, IN
Simply Savings
0.05%
$25
Milford Bank
Milford Bank
Regular Savings
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have United Bank & Trust rate data right now, check back for updates, we are adding rates all the time.

United Bank & Trust Information

United Bank & Trust
823 Broadway
Marysville, KS 66508
Marshall
Established Date: 07/01/1890
FDIC Certificate #: 17477
Date of FDIC Deposit Insurance: 07/28/1955
Bank Holding Company: UBT BANCSHARES INC
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is United Bank & Trust FDIC Insured? Yes
What is United Bank & Trust's Cert number? 17477
What is the maximum amount for insured deposits? $250,000 per holder, per account

United Bank & Trust Financials

Total Assets:
$871,556,000
Total Deposits:
$665,387,000
Equity Capital:
$85,799,000
Domestic Deposits:
$665,387,000
Net Income:
$2,035,000
Return on Assets:
1.0513%
Quarterly Return on Assets:
0.9300%
Pretax Return on Assets:
1.1875%
Pretax Quarterly Return on Assets:
1.1900%
Return on Equity:
11.1500%
Quarterly Return on Equity:
9.5000%
Leverage Tier 1 (Core Capital) Ratio:
10.6318%
Total Interest Income (YTD):
4.4292%
 
 
Headquarters:
Marysville
FDIC Field Office:
Kansas City
Regulator:
FED
County:
Marshall
# of Offices:
16
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Fixed mortgage rates and adjustable mortgage rates are mixed in the latest mortgage survey released this morning. In Freddie Mac’s Primary Mortgage Market Survey, conforming fixed 30 year mortgage rates averaged 4.81 percent with 0.8 mortgage discount points for the week ending February 3, 2011, up from the previous week’s average rate of 4.80 percent. 15 year fixed conforming mortgage rates averaged 4.08 percent with 0.8 points for the week ending February 3, 2011, down from the previous week’s survey when rates on 15 year mortgages averaged 4.09 percent with 0.7 mortgage points.
Mortgage rates increased in this week's mortgage rates survey following bond yields higher. In the Primary Mortgage Market Survey released by Freddie Mac, fixed conforming 30 year mortgage rates averaged 4.60% with 0.7 mortgage discount points for the week ending July 7, 2011. The previous week's mortgage rate survey had 30 year mortgage rates at 4.51% with 0.7 discount points.
Home mortgage rates were mixed this week over last week. 30 year conforming mortgage rates made another record low this week and 15 year conforming mortgage rates remained at a record low made last week. 30 year jumbo mortgage rates and 15 year jumbo mortgage rates were higher this week over last week.

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