MonitorBankRates
  1. Home
  2. Banks
  3. FNB of McConnelsville
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

FNB of McConnelsville Rates & Review April 2026

FNB of McConnelsville's 23-Month CD rates are at 2.68%, Bump Up 30-Month Certificate of Deposit rates are at 2.68%, Bump Up 36-Month First Advantage CD rates are at 2.68%, Bump Up 48-Month First Advantage CD rates are at 2.68%, 12-Month Certificate of Deposit rates are at 2.43%. FNB of McConnelsville's savings rates are at 0.40%. FNB of McConnelsville's money market rates are at 0.45%. MonitorBankRates evaluates the financial stability of FNB of McConnelsville with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.48%. Rates were last updated on 04/04/2026.

FNB of McConnelsville money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of McConnelsville? Share your experience about FNB of McConnelsville by leaving a review below, or read customer reviews before you decide to use FNB of McConnelsville.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.48%
Excellent Lower than avg
FNB of McConnelsville
86 N Kennebec Ave
Mcconnelsville, OH 43756
https://www.first-national.com
Member FDIC

FNB of McConnelsville CD Rates

Product Rate APY Term View More
23 Month CD 2.65% 2.68%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Bump Up 30 Month Certificate of Deposit 2.65% 2.68%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Bump Up 36 Month First Advantage CD 2.65% 2.68%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Bump Up 48 Month First Advantage CD 2.65% 2.68%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
12 Month Certificate of Deposit 2.40% 2.43%
Min Deposit $500
Min Balance $500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
18 Month Certificate of Deposit 2.40% 2.43%
Min Deposit $500
Min Balance $500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
182 Day Certificate of Deposit 2.40% 2.43%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
91 Day Certificate of Deposit 1.15% 1.16%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%

FNB of McConnelsville Savings Rates

Product Rate APY View More
Christmas Club Account 0.50% 0.50%
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
First Choice Statement Savings 0.50% 0.50%
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Christmas Club Account 0.40% 0.40%
Min Deposit $5
Min Balance $25
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
First Choice Statement Savings 0.40% 0.40%
Min Deposit $50
Min Balance $25
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%

FNB of McConnelsville Money Market Rates

Product Rate APY View More
HIFI - Money Market 0.75% 0.75%
Min Balance $25,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
HIFI - Money Market 0.45% 0.45%
Min Deposit $2,500
Min Balance $2,500
Details Qualifying balance up to $24,999.99
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%

FNB of McConnelsville Checking Rates

Product Rate APY View More
SuperNow Checking Account 0.55% 0.55%
Min Balance $25,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
SuperNow Checking Account 0.45% 0.45%
Min Balance $2,500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
SuperNow Checking Account 0.35% 0.35%
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
SuperNow Checking Account 0.30% 0.30%
Min Deposit $50
Min Balance $1,000
Details Qualifying balance up to $999.99
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FNB of McConnelsville is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FNB of McConnelsville rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FNB of McConnelsville's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FNB of McConnelsville
Bank Holding Company FNB SHARES INC
Address 86 N Kennebec Ave, Mcconnelsville, OH 43756  ·  Morgan
FDIC Certificate # 6637
Established 07/01/1863
FDIC Insurance Date 01/01/1934
Domestic Offices 6
Total Branches 6
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.48%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7895%
Return on Equity (ROE) 9.2700%
Non-Performing Loans (NPL) 0.44%
Total Assets $202,829,000
Total Deposits $179,765,000
Equity Capital $21,682,000
Net Income $2,033,000
Headquarters Mcconnelsville
Total Offices 6
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for FNB of McConnelsville yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for FNB of McConnelsville
Your Name:
Your Rating:

Frequently Asked Questions About FNB of McConnelsville

Is FNB of McConnelsville a safe place to deposit money?

Yes, FNB of McConnelsville is considered a safe financial institution. With a Texas Ratio of 5.4773372854144%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does FNB of McConnelsville operate?

FNB of McConnelsville currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FNB of McConnelsville does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FNB of McConnelsville provides members with tools to manage their accounts and build a solid financial history.

Does FNB of McConnelsville offer online and mobile banking?

Most modern institutions like FNB of McConnelsville provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.first-national.com.

Current FNB of McConnelsville Rates

  • 12-Month CD2.43%
  • 18-Month CD2.43%
  • 24-Month CD2.68%
  • 36-Month CD2.68%
  • 48-Month CD2.68%
  • Savings0.40%
  • MMA0.45%
Retrieved from our database of financial products. Rates subject to change.