Security Federal Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.30%, 6-month CD rates at 4.60% and 3-month CD rates at 0.25%. Current savings rates are at 0.11% and money market rates are at 2.02%. Mortgage rates today on 30-year fixed loans are around 7.06%. Credit Card rates are at 17.20%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. Security Federal Bank's 6-Month CD rates are at 4.30%, 9-Month CD rates are at 4.30%, 12-Month CD rates are at 3.75%, 18-Month CD rates are at 3.50%, 60-Month CD rates are at 2.75%. Security Federal Bank's savings rates are at 0.50%. Security Federal Bank's money market rates are at 3.40%.

Security Federal Bank

To see how these rates compare to Security Federal Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Security Federal Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Security Federal Bank CD rates. You can also compare Security Federal Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Security Federal Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security Federal Bank? Share your experience about Security Federal Bank by leaving a review below, or read customer reviews before you decide to use Security Federal Bank.

Security Federal Bank Texas Ratio

Security Federal Bank's Texas Ratio is at 7.19%, which is considered excellent. The Texas Ratio for Security Federal Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Security Federal Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.75%
18-Month CD
3.50%
24-Month CD
2.75%
36-Month CD
2.75%
48-Month CD
2.75%
60-Month CD
2.75%
Savings
0.50%
MMA
3.40%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Security Federal Bank
238 Richland Ave W
Aiken, SC 29801
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Security Federal Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Security Federal Bank
Security Federal Bank
9-Month CD
4.30%
$500
Security Federal Bank
Security Federal Bank
6-Month CD
4.30%
$500
Security Federal Bank
Security Federal Bank
12-Month CD
3.75%
$500
Security Federal Bank
Security Federal Bank
18-Month CD
3.50%
$500
Security Federal Bank
Security Federal Bank
Money Market
3.40%
$100,000
Security Federal Bank
Security Federal Bank
60-Month CD
2.75%
$500
Security Federal Bank
Security Federal Bank
48-Month CD
2.75%
$500
Security Federal Bank
Security Federal Bank
36-Month CD
2.75%
$500
Security Federal Bank
Security Federal Bank
30-Month CD
2.75%
$500
Security Federal Bank
Security Federal Bank
24-Month CD
2.75%
$5,000
Security Federal Bank
Security Federal Bank
3-Month CD
2.00%
$500
Security Federal Bank
Security Federal Bank
Regular Savings
0.50%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Security Federal Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Twin River Bank
Twin River Bank
6-Month CD
4.47%
$500
Merrick Bank
Merrick Bank
24-Month CD
4.05%
$25,000
E-Trade
E-Trade
Premium Savings
4.00%
$0
Regent Bank (OK)
Regent Bank (OK)
24-Month CD
4.00%
$1,000
Luana Savings Bank
Luana Savings Bank
60-Month CD
3.94%
$2,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
60-Month CD
3.80%
$500
Alliance Community Bank
Alliance Community Bank
24-Month CD
3.56%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
24-Month CD (Jumbo)
3.40%
$100,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
36-Month CD
3.25%
$1,000
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
12-Month CD
3.25%
$500
Marion County State Bank
Marion County State Bank
36-Month CD
3.25%
$1,000
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
24-Month CD
3.25%
$500
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
18-Month CD
3.20%
$1,000
Leighton State Bank
Leighton State Bank
18-Month CD
3.00%
$500
5Star Bank
5Star Bank
30-Month CD
3.00%
$1,000
Mauch Chunk Trust Company
36-Month CD
2.83%
$500
1st Northern California Credit Union
1st Northern California Credit Union
24-Month CD
2.79%
$1,000
First Nebraska Bank
First Nebraska Bank
Money Market Investment
2.78%
$250,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
60-Month CD
2.75%
$500
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
12-Month CD
2.75%
$1,000
Homewood Federal SB
Homewood Federal SB
18-Month CD
2.50%
$20,000
Lake Central Bank
Lake Central Bank
3-Month CD
2.47%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
6-Month CD
2.27%
$500
FNB of Bellville
FNB of Bellville
60-Month CD
2.25%
$1,000
Mercer County State Bank
Money Market
2.02%
$500,000
State Bank of Industry
State Bank of Industry
18-Month CD
2.02%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
24-Month CD
2.00%
$500
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
60-Month CD
2.00%
$500
Credit Human Federal Credit Union
Credit Human Federal Credit Union
Money Market
2.00%
$10,000
PSECU
PSECU
3-Month CD
1.50%
$500
Hocking Valley Bank
Hocking Valley Bank
48-Month CD
1.30%
$5,000
PCB Payne County Bank
PCB Payne County Bank
Savings
1.10%
$25
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
NOW Checking
0.75%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
48-Month CD
0.65%
$500
Kaw Valley Bank
Kaw Valley Bank
Advantage Plus Money Market
0.60%
$2,500
JVB Juniata Valley Bank
JVB Juniata Valley Bank
Money Market
0.50%
$1,000
Triad Bank, N.A.
Triad Bank, N.A.
Money Market
0.35%
$500
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
First Catastrophe Savings
0.25%
$1,000
FNB of Brownstown
Savings
0.25%
$2,500
Benchmark Community Bank
Benchmark Community Bank
Personal Money Market
0.25%
$100
1st Gateway Credit Union
1st Gateway Credit Union
Regular Share Savings
0.25%
$5
First Security Bank Byron, MN
First Security Bank Byron, MN
Security Savings
0.20%
$100
Education Credit Union
Education Credit Union
Share Savings
0.20%
$100
North Shore Bank
North Shore Bank
18-Month CD
0.15%
$1,000
Hatboro Federal Savings
Hatboro Federal Savings
Statement Savings
0.15%
$100
Stafford Savings Bank
Stafford Savings Bank
Money Market
0.12%
$1,000
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
Regular Savings
0.10%
$0
Reliance Bank
Reliance Bank
Money Market
0.10%
$5,000
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Interest Checking
0.05%
$1,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
Statement Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Security Federal Bank Information

Security Federal Bank
238 Richland Ave W
Aiken, SC 29801
Aiken
Established Date: 01/01/1922
FDIC Certificate #: 31100
Date of FDIC Deposit Insurance: 09/14/1959
Bank Holding Company: SECURITY FEDERAL CORP
How Many Domestic U.S. Offices? 19
How Many Branches are There? 19
Is Security Federal Bank FDIC Insured? Yes
What is Security Federal Bank's Cert number? 31100
What is the maximum amount for insured deposits? $250,000 per holder, per account

Security Federal Bank Financials

Total Assets:
$1,455,108,000
Total Deposits:
$1,231,924,000
Equity Capital:
$118,835,000
Domestic Deposits:
$1,231,924,000
Net Income:
$1,564,000
Return on Assets:
0.5972%
Quarterly Return on Assets:
0.4300%
Pretax Return on Assets:
0.5694%
Pretax Quarterly Return on Assets:
0.5700%
Return on Equity:
7.8300%
Quarterly Return on Equity:
5.3200%
Common Equity Tier 1 Capital Ratio:
18.0798%
Tier 1 Risk-Based Capital Ratio:
18.0798%
Leverage Tier 1 (Core Capital) Ratio:
10.1139%
Total Risk-Based Capital Ratio (YTD):
19.3348%
Total Interest Income (YTD):
4.7212%
 
 
Headquarters:
Aiken
FDIC Field Office:
Columbia Sc
Regulator:
FDIC
County:
Aiken
# of Offices:
19
Metropolitan Statistical Area (MSA):
Augusta-Richmond County, GA-SC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are higher this weekend following an uptrend of the past several days. Mortgage rates on 30 year mortgage loans are averaging 4.06%, up from yesterday’s average mortgage rate of 4.04%. Current mortgage rates on 15 year home loans are averaging 3.34%, an increase from yesterday’s average 15 year mortgage rate of 3.33%.
By Jeffrey Long, Allstate Personal Financial Representative
Low mortgage rates didn't help home sales in the month of March as the National Association of Realtors reported a drop in existing home sales. Mortgage rates are lower so far in 2014, current 30 year mortgage rates are at 4.25 percent, down from an average rate of 4.53 percent in early January.

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