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Bank of Bozeman Rates & Review April 2026

You can compare Bank of Bozeman rates to other rates in our database, including 12-month CD rates currently at 1.01%, 6-month CD rates at 4.00% and 3-month CD rates at 2.75%. Savings rates are at 1.01% and money market rates are at 0.38%. Mortgage rates on 30-year fixed loans are around 6.00%. All these rates can be compared to Bank of Bozeman rates. MonitorBankRates evaluates the financial stability of Bank of Bozeman with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.81%. Rates were last updated on 04/20/2026.

Bank of Bozeman money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Bozeman? Share your experience about Bank of Bozeman by leaving a review below, or read customer reviews before you decide to use Bank of Bozeman.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.81%
Excellent Higher than avg
Bank of Bozeman
875 Harmon Stream Blvd
Bozeman, MT 59718
https://www.bankofbozeman.com
Member FDIC

Current Rate Availability

We do not have Bank of Bozeman rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Bozeman is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Bozeman rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Bozeman's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Bozeman
Bank Holding Company BOZEMAN BCORP INC
Address 875 Harmon Stream Blvd, Bozeman, MT 59718  ·  Gallatin
FDIC Certificate # 57952
Established 04/15/2005
FDIC Insurance Date 04/15/2005
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 95/100
5.0
Exceptional Out of 5.0 Stars
9.81%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5312%
Return on Equity (ROE) 7.7400%
Non-Performing Loans (NPL) 0.74%
Total Assets $98,746,000
Total Deposits $86,941,000
Equity Capital $10,714,000
Net Income $751,000
Headquarters Bozeman
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Bank of Bozeman

Is Bank of Bozeman a safe place to deposit money?

Yes, Bank of Bozeman is considered a safe financial institution. With a Texas Ratio of 9.805510534846%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bank of Bozeman operate?

Bank of Bozeman currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Bozeman does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Bozeman provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Bozeman offer online and mobile banking?

Most modern institutions like Bank of Bozeman provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofbozeman.com.