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State Bank of India

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State Bank of India Rates & Review April 2026

Q: How many branches does State Bank of India operate?

State Bank of India currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, State Bank of India does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, State Bank of India provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare State Bank of India rates to other rates in our database, including 12-month CD rates currently at 3.95%, 6-month CD rates at 3.80% and 3-month CD rates at 0.55%. Savings rates are at 0.20% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 6.13%. All these rates can be compared to State Bank of India rates. MonitorBankRates evaluates the financial stability of State Bank of India with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/23/2026.

State Bank of India money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank of India? Share your experience about State Bank of India by leaving a review below, or read customer reviews before you decide to use State Bank of India.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

State Bank of India

19 S La Salle St Fl 2
Chicago, IL 60603

Current Rate Availability

We do not have State Bank of India rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for State Bank of India is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather State Bank of India rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with State Bank of India's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name State Bank of India

FDIC Certificate # 33664

Address 19 S La Salle St Fl 2, Chicago, IL 60603 · Cook

Website N/A

Established 07/05/1955

FDIC Insurance Date 12/29/1975

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Non-Performing Loans (NPL) 0.00%

Total Assets $4,777,209,000

Total Deposits $3,245,507,000

Equity Capital $0

Net Income $0

Headquarters Chicago

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About State Bank of India

Is State Bank of India a safe place to deposit money?

Yes, State Bank of India is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does State Bank of India operate?

State Bank of India currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, State Bank of India does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, State Bank of India provides members with tools to manage their accounts and build a solid financial history.

Does State Bank of India offer online and mobile banking?

Most modern institutions like State Bank of India provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.