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Security State Bank Scott City, KS Rates & Review April 2026

Security State Bank Scott City, KS's Personal Loan Rates are at 5.10%. MonitorBankRates evaluates the financial stability of Security State Bank Scott City, KS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.87%. Rates were last updated on 04/02/2026.

Security State Bank Scott City, KS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security State Bank Scott City, KS? Share your experience about Security State Bank Scott City, KS by leaving a review below, or read customer reviews before you decide to use Security State Bank Scott City, KS.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.87%
Excellent Lower than avg
Security State Bank Scott City, KS
506 S Main St
Scott City, KS 67871
https://www.ssbscott.com
Member FDIC

Security State Bank Scott City, KS Savings Rates

Product Rate APY View More
Interest Reward Saver 1.64% 1.65%
Min Balance $100,000
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.87%
Interest Reward Saver 1.44% 1.45%
Min Balance $10,000
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.87%
Interest Reward Saver 1.24% 1.25%
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.87%

Security State Bank Scott City, KS Checking Rates

Product Rate APY View More
Interest Reward Checking 4.89% 5.00%
Min Deposit $100
Details Qualifying balance up to $10,000.00
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.87%

Security State Bank Scott City, KS Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans 2020-2022 - - 5.10% 60
Details As Low As
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.87%
Auto Loans 2023 - - 5.10% 72
Details As Low As
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.87%
Auto Loans 2024 - - 5.10% 72
Details As Low As
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.87%
Auto Loans 2025-2026 - - 5.10% 84
Details As Low As
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.87%
Auto Loans 2018-2019 - - 5.40% 60
Details As Low As
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.87%
Auto Loans 2017 & older - - 5.95% 60
Details As Low As
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.87%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Security State Bank Scott City, KS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Security State Bank Scott City, KS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security State Bank Scott City, KS's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Security State Bank Scott City, KS
Bank Holding Company SECURITY BANCSHARES INC
Address 506 S Main St, Scott City, KS 67871  ·  Scott
FDIC Certificate # 18374
Established 04/21/1961
FDIC Insurance Date 04/21/1961
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.87%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.4838%
Return on Equity (ROE) 11.6800%
Non-Performing Loans (NPL) 0.10%
Total Assets $999,097,000
Total Deposits $798,325,000
Equity Capital $107,467,000
Net Income $11,961,000
Headquarters Scott City
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Security State Bank Scott City, KS

Is Security State Bank Scott City, KS a safe place to deposit money?

Yes, Security State Bank Scott City, KS is considered a safe financial institution. With a Texas Ratio of 1.8668891360771%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Security State Bank Scott City, KS operate?

Security State Bank Scott City, KS currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Security State Bank Scott City, KS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security State Bank Scott City, KS provides members with tools to manage their accounts and build a solid financial history.

Does Security State Bank Scott City, KS offer online and mobile banking?

Most modern institutions like Security State Bank Scott City, KS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ssbscott.com.