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Security State Bank Scott City, KS Rates & Review September 2026

Security State Bank Scott City, KS's Personal Loan Rates are as low as 11.15%. MonitorBankRates evaluates the financial stability of Security State Bank Scott City, KS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.74%. Rates last updated and verified on 09/19/2026.

Security State Bank Scott City, KS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security State Bank Scott City, KS? Share your experience about Security State Bank Scott City, KS by leaving a review below, or read customer reviews before you decide to use Security State Bank Scott City, KS.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.74%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Security State Bank
506 S Main St
Scott City, KS 67871
https://www.ssbscott.com
Member FDIC

Security State Bank Scott City, KS Savings Rates

Product Rate APY View More
Interest Reward Saver 1.64% 1.65%
Min Balance $100,000
Details Balance: $100,000+
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.74%
Interest Reward Saver 1.44% 1.45%
Min Balance $10,000
Details Balance: $10,000-$99,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.74%
Interest Reward Saver 1.24% 1.25%
Min Balance $0
Details Balance: $0 - $9,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.74%

Security State Bank Scott City, KS Checking Rates

Product Rate APY View More
Interest Reward Checking 4.89% 5.00%
Min Deposit $100
Min Balance $0
Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $10,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.74%
Interest Reward Checking - 5.00%
Min Deposit $100
Min Balance $10,000
Details Qualifications Required: 11 debit card transactions post and settle; enrolled in and agree to receive eStatements; Qualifying balance up to $10,000.00; When you do not earn the Interest Reward, all balances in the account earn 0.01% APY*.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.74%
Interest Reward Checking 0.01% 0.01%
Min Deposit $100
Details All balances if earnings are not met
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.74%

Security State Bank Scott City, KS Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.10% Up to 84 months
Details As Low As; Model Year: 2025-2026
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.74%
Auto Loans - - 5.10% Up to 72 months
Details As Low As; Model Year: 2024
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.74%
Auto Loans - - 5.10% Up to 60 months
Details As Low As; Model Year: 2020-2022
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.74%
Auto Loans - - 5.40% Up to 60 months
Details As Low As; Model Year: 2018-2019
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.74%
Auto Loans - - 5.95% Up to 60 months
Details As Low As; Model Year: 2017 & older
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.74%

Security State Bank Scott City, KS Personal Loan Rates

Product APR Term View More
Signature Unsecured Loan 11.15%
Details As Low As
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.74%

Financial Health History

Security State Bank Scott City, KS’s Texas Ratio stayed near 1.87% in Q3 2023 to 1.74% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.8% 2.0★ 1.6% 3.0★ 2.4% 4.0★ 3.2% 5.0★ Healthy zone – entire history below the 15% limit 1.87% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.74% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$1.0B1.74%5.0A+
March 31, 2026$1.0B2.34%5.0A+
December 31, 2025$999M2.40%5.0A+
September 30, 2025$984M1.93%5.0A+
June 30, 2025$965M1.95%5.0A+
March 31, 2025$979M0.25%5.0A+
December 31, 2024$930M0.20%5.0A+
September 30, 2024$894M0.95%5.0A+
June 30, 2024$871M0.96%5.0A+
March 31, 2024$503M1.52%5.0A+
December 31, 2023$488M1.71%5.0A+
September 30, 2023$461M1.87%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Security State Bank Scott City, KS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Security State Bank Scott City, KS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security State Bank Scott City, KS's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Security State Bank Scott City, KS
Bank Holding Company SECURITY BANCSHARES INC
Address 506 S Main St, Scott City, KS 67871  ·  Scott
FDIC Certificate # 18374
Established 19610421
FDIC Insurance Date 19610421
Domestic Offices 5
Total Branches 5
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.74%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3929%
Return on Equity (ROE) 12.8900%
Non-Performing Loans (NPL) 0.19%
Total Assets $1,033,925,000
Total Deposits $727,851,000
Equity Capital $111,480,000
Net Income $7,060,000
Headquarters Scott City
Total Branches and Offices 5
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Security State Bank Scott City, KS earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/security-state-bank-scott-city-ks-rates-review-18374">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Security State Bank Scott City, KS

How many branches does Security State Bank Scott City, KS operate?

Security State Bank Scott City, KS currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Security State Bank Scott City, KS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security State Bank Scott City, KS provides members with tools to manage their accounts and build a solid financial history.

Does Security State Bank Scott City, KS offer online and mobile banking?

Most modern institutions like Security State Bank Scott City, KS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ssbscott.com.