Peoples State Bank Ellettsville, IN Rates and Review February 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Peoples State Bank Ellettsville, IN's savings rates are at 0.01%. You can compare Peoples State Bank Ellettsville, IN rates to other rates in our database, including 12-month CD rates currently at 3.05%, 6-month CD rates at 3.38% and 3-month CD rates at 0.10%. Savings rates are at 1.16% and money market rates are at 2.50%. Mortgage rates on 30-year fixed loans are around 6.07%. All these rates, and more, can be found in our database of rates which you can compare to Peoples State Bank Ellettsville, IN rates.
Rate Updates and AvailabilityPeoples State Bank Ellettsville, IN money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples State Bank Ellettsville, IN? Share your experience about Peoples State Bank Ellettsville, IN by leaving a review below, or read customer reviews before you decide to use Peoples State Bank Ellettsville, IN. Peoples State Bank Ellettsville, IN Texas RatioPeoples State Bank Ellettsville, IN's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Peoples State Bank Ellettsville, IN is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Peoples State Bank Ellettsville, IN has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Peoples State Bank Ellettsville, IN is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Peoples State Bank Ellettsville, IN
601 E Temperance St
Ellettsville, IN 47429 
Peoples State Bank Ellettsville, IN Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Peoples State Bank Ellettsville, IN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Peoples State Bank Ellettsville, IN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Peoples State Bank Ellettsville, IN's official website for the most current offers and terms.
Bank Profile & OverviewPeoples State Bank Ellettsville, IN
601 E Temperance StEllettsville, IN 47429 Monroe Established Date: 01/01/1904 FDIC Certificate #: 14113 Date of FDIC Deposit Insurance: 03/26/1934 Bank Holding Company: ELLETTSVILLE BANCSHARES INC How Many Domestic U.S. Offices? 15 How Many Branches are There? 15 Website: https://www.psbanywhere.com
Is Peoples State Bank Ellettsville, IN FDIC Insured? Yes
What is Peoples State Bank Ellettsville, IN's Cert number? 14113
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$447,362,000
Total Deposits:
$393,332,000
Equity Capital:
$36,728,000
Net Income:
$968,000
Return on Assets (ROA):
0.7332%
Return on Equity (ROE):
9.9600%
Headquarters:
Ellettsville
Regulator:
FDIC
# of Offices:
15
Source: FDIC | Last Updated 03/31/2024
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Frequently Asked Questions About Peoples State Bank Ellettsville, INHow do I open an account at Peoples State Bank Ellettsville, IN?You can typically open an account at Peoples State Bank Ellettsville, IN by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Peoples State Bank Ellettsville, IN provides a range of mortgage and home equity products. Is Peoples State Bank Ellettsville, IN a safe place to deposit money?Yes, Peoples State Bank Ellettsville, IN is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Peoples State Bank Ellettsville, IN offer online and mobile banking?Most modern institutions like Peoples State Bank Ellettsville, IN provide digital access including online balance checks and transfers. Compare to other Banks |
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