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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Securityplus Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 4, 2026
Securityplus Federal Credit Union's 10-Year Fixed rates are at 5.25%. Securityplus Federal Credit Union's Personal Loan Rates are at 4.24%. MonitorBankRates evaluates the financial stability of Securityplus Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.49%. Rates were last updated on 04/04/2026. Securityplus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Securityplus Federal Credit Union? Share your experience about Securityplus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Securityplus Federal Credit Union. Securityplus Federal Credit Union
Operations Center 7135 Windsor Blvd
https://www.securityplusfcu.org Baltimore, MD 21244 
Securityplus Federal Credit Union Checking Rates
Securityplus Federal Credit Union Mortgage Rates
Securityplus Federal Credit Union Home Equity & HELOC
Securityplus Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Securityplus Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Securityplus Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Securityplus Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Securityplus Federal Credit Union
Website
https://www.securityplusfcu.org
Address
7135 Windsor Blvd,
Baltimore, MD 21244
Phone
410-281-6200
Fax
410-281-6273
President
Barbara Cuffie
CEO
Mike Barr
Full-Time Employees
95
Part-Time Employees
1
Branch Locations
5
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.49%
Return on Assets (ROA)
0.0842%
Return on Equity (ROE)
0.8126%
Non-Performing Loans Ratio (NPL)
1.82%
Total Assets
576,182,104
Total Amount of Shares and Deposits
501,529,502
Total Shares and Deposits < 1 Year
464,581,066
Total Shares and Deposits 1 3 Years
22,996,826
Total Shares and Deposits > 3 Years
13,951,610
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
93,874,417
Total Uninsured Shares and Deposits > $250K (F+J)
93,874,417
Total Insured Shares and Deposits > $250K (item 17 less item K)
407,655,085
Total Interest Expense (Sum of items 6 8)
4,822,438
Share Certificates
5,405
Number of Accounts for Share Drafts
18,998
IRA KEOGH Accounts
2,027
Number of Accounts for Regular Shares
42,003
All other shares
188
Money Market Shares
2,141
Net Income (unless the amount is already included in Undivided Earnings)
485,246
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
22,263,118
Total Liabilities
521,348,980
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Securityplus Federal Credit UnionIs Securityplus Federal Credit Union a safe place to deposit money?Yes, Securityplus Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 13.489377317203%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Securityplus Federal Credit Union operate?Securityplus Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Securityplus Federal Credit Union?Yes, to access services at Securityplus Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Securityplus Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Securityplus Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Securityplus Federal Credit Union offer online and mobile banking?Most modern institutions like Securityplus Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.securityplusfcu.org. Compare to Other Credit Unions
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