|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Securityplus Federal Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 28, 2026
Securityplus Federal Credit Union's 1-Year Share & IRA rates are at 3.75%, 5-Year Share & IRA rates are at 3.50%, 4-Year Share & IRA rates are at 3.45%, 3-Year Share & IRA rates are at 3.40%, 2-Year Share & IRA rates are at 3.35%. Securityplus Federal Credit Union's checking rates are as high as 3.00%. Securityplus Federal Credit Union's Conventional Mortgage 10-Year Fixed rates are at 6.00%, Conventional Mortgage 15-Year Fixed rates are at 6.25%, Conventional Mortgage 20-Year Fixed rates are at 6.45%, Conventional Mortgage 30-Year Fixed rates are at 6.50%. Securityplus Federal Credit Union's Personal Loan Rates are as low as 9.99%. Securityplus Federal Credit Union's mortgage rates are 7% lower than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Securityplus Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.19%. Rates last updated and verified on 10/28/2026. Securityplus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Securityplus Federal Credit Union? Share your experience about Securityplus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Securityplus Federal Credit Union. Securityplus Federal Credit Union
Operations Center 7135 Windsor Blvd
https://www.securityplusfcu.org Baltimore, MD 21244  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Securityplus Federal Credit Union CD Rates
Securityplus Federal Credit Union Checking Rates
Securityplus Federal Credit Union Mortgage Rates
Securityplus Federal Credit Union Personal Loan Rates
Securityplus Federal Credit Union Other Rates
Financial Health HistorySecurityplus Federal Credit Union’s Texas Ratio rose from 7.70% in Q3 2023 to 9.19% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Securityplus Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Securityplus Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Securityplus Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Securityplus Federal Credit Union
Website
https://www.securityplusfcu.org
Address
7135 Windsor Blvd,
Baltimore, MD 21244
Phone
410-281-6200
Fax
410-281-6273
President
Barbara Cuffie
CEO
Mike Barr
Full-Time Employees
103
Part-Time Employees
0
Branch Locations
5
ATM Locations
6
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.19%
Return on Assets (ROA)
0.0698%
Return on Equity (ROE)
0.6745%
Non-Performing Loans Ratio (NPL)
1.45%
Total Assets
596,878,295
Total Amount of Shares and Deposits
519,942,939
Total Shares and Deposits < 1 Year
488,126,017
Total Shares and Deposits 1 3 Years
18,962,364
Total Shares and Deposits > 3 Years
12,854,561
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
28,718,277
Total Uninsured Shares and Deposits > $250K (F+J)
28,718,277
Total Insured Shares and Deposits > $250K (item 17 less item K)
491,224,662
Total Interest Expense (Sum of items 6 8)
3,084,747
Share Certificates
4,912
Number of Accounts for Share Drafts
19,132
IRA KEOGH Accounts
1,934
Number of Accounts for Regular Shares
42,128
All other shares
188
Money Market Shares
2,136
Net Income (unless the amount is already included in Undivided Earnings)
416,589
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
45,552,498
Total Liabilities
536,462,572
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Securityplus Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Securityplus Federal Credit Union
Frequently Asked Questions About Securityplus Federal Credit UnionDoes Securityplus Federal Credit Union offer CDs?Yes. Securityplus Federal Credit Union current CD rates include its 1-Year Share & IRA at 3.75% APY, its 5-Year Share & IRA at 3.50% APY and its 4-Year Share & IRA at 3.45% APY, verified by MonitorBankRates as of October 28, 2026. Are CDs from Securityplus Federal Credit Union NCUA insured?Yes. Securityplus Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Securityplus Federal Credit Union?The highest Securityplus Federal Credit Union CD rate is its 1-Year Share & IRA at 3.75% APY, verified by MonitorBankRates as of October 28, 2026. What CD terms does Securityplus Federal Credit Union offer?Securityplus Federal Credit Union CD rates are 3.75% APY for a 12 month CD, 3.35% APY for a 2 year CD, 3.40% APY for a 3 year CD, 3.45% APY for a 4 year CD and 3.50% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Securityplus Federal Credit Union for its full lineup. What is the highest checking rate at Securityplus Federal Credit Union?The highest Securityplus Federal Credit Union checking rate is its Rewards Checking at 3.00% APY, verified by MonitorBankRates as of October 28, 2026. What is the lowest 30 year fixed mortgage rate at Securityplus Federal Credit Union?The lowest Securityplus Federal Credit Union 30 year fixed mortgage rate is its Conventional Mortgage 30-Year Fixed at 6.50%, verified by MonitorBankRates as of October 28, 2026. Securityplus Federal Credit Union mortgage rates are 6.50% for a 30 year mortgage, 6.45% for a 20 year mortgage, 6.25% for a 15 year mortgage and 6.00% for a 10 year mortgage. What is the lowest personal loan rate at Securityplus Federal Credit Union?The lowest Securityplus Federal Credit Union personal loan rate is its Personal Loan - 1-Year Term at 9.99% APR, verified by MonitorBankRates as of October 28, 2026. Securityplus Federal Credit Union personal loan rates are 9.99% APR for a 12 month personal loan, 10.24% APR for a 24 month personal loan, 10.49% APR for a 36 month personal loan, 10.74% APR for a 48 month personal loan and 10.99% APR for a 60 month personal loan. How many branches does Securityplus Federal Credit Union operate?Securityplus Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Securityplus Federal Credit Union?Yes, to access services at Securityplus Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Securityplus Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Securityplus Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Securityplus Federal Credit Union offer online and mobile banking?Most modern institutions like Securityplus Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.securityplusfcu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Securityplus Federal Credit Union rates compare?Securityplus Federal Credit Union's mortgage rates are 7% lower than the MonitorBankRates national average, and it has an A health rating. Securityplus Federal Credit Union's top rates are its 1-Year Share & IRA at 3.75% APY, its Rewards Checking at 3.00% APY, its Conventional Mortgage 10-Year Fixed at 6.00% and its Personal Loan - 1-Year Term at 9.99% APR, verified by MonitorBankRates on October 28, 2026. Current Securityplus Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Sunwest Credit Union
Associated School Employees Credit Union
Michigan Columbus Federal Credit Union
Montana Educators Credit Union
Kemba Indianapolis Credit Union
Cambridge Firefighters Federal Credit Union
Heartland Credit Union Inver Grove Heights, MN
Longshoremen's Local 4 Federal Credit Union
Atlantic City Electric Co Emp Federal Credit Union
Affinity One Federal Credit Union
United Hospital Center Federal Credit Union
Emerald Credit Union
First Federal Credit Union
Commonwealth Central Credit Union
Horizon Federal Credit Union
Memorial Federal Credit Union
MERCK SHARP and DOHME Credit Union
Americo Federal Credit Union
Lauderdale County Teachers Credit Union
Olivet Baptist Credit Union
Fort Liberty Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
