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CALCOE Federal Credit Union

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CALCOE Federal Credit Union Rates & Review May 2026

Q: Is a member application needed to join CALCOE Federal Credit Union?

Yes, to access services at CALCOE Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, CALCOE Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 6, 2026

CALCOE Federal Credit Union's 6 Month CD rates are at 3.60%. CALCOE Federal Credit Union's Personal Loan Rates are at 9.25%. MonitorBankRates evaluates the financial stability of CALCOE Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.22%. Rates were last updated on 05/06/2026.

CALCOE Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CALCOE Federal Credit Union? Share your experience about CALCOE Federal Credit Union by leaving a review below, or read customer reviews before you decide to use CALCOE Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.22%

Excellent Higher than avg

CALCOE Federal Credit Union
CALCOE FCU

1209 N 16th Ave
Yakima, WA 98902

https://www.calcoefcu.com

CALCOE Federal Credit Union CD Rates

Product	Rate	APY	Term	View More
6 Month Certificate	-	3.60%
No additional details. Last Updated 05/06/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%

CALCOE Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
New Auto Loan	-	-	5.59%
No additional details. Last Updated 05/06/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%

CALCOE Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Card - Fixed	-	11.90%
No additional details. Last Updated 05/06/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%

CALCOE Federal Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal	-	9.25%
No additional details. Last Updated 05/06/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for CALCOE Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather CALCOE Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CALCOE Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name CALCOE Federal Credit Union

Website https://www.calcoefcu.com

Address 1209 N 16th Ave, Yakima, WA 98902

Phone 509-248-4308

Fax 509-248-4299

President Tony Roth

CEO Leslie Johnson

Full-Time Employees 9

Part-Time Employees 1

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.22%

Return on Assets (ROA)

0.3863%

Return on Equity (ROE)

3.1807%

Non-Performing Loans Ratio (NPL)

1.00%

Total Assets

43,440,936

Total Amount of Shares and Deposits

38,277,390

Total Shares and Deposits < 1 Year

37,827,084

Total Shares and Deposits 1 3 Years

450,306

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,172,951

Total Uninsured Shares and Deposits > $250K (F+J)

1,172,951

Total Insured Shares and Deposits > $250K (item 17 less item K)

37,104,439

Total Interest Expense (Sum of items 6 8)

324,551

Share Certificates

247

Number of Accounts for Share Drafts

2,215

IRA KEOGH Accounts

Number of Accounts for Regular Shares

4,538

All other shares

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

167,805

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

5,131,287

Total Liabilities

38,309,452

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for CALCOE Federal Credit Union yet. Feel free to create one below.

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About CALCOE Federal Credit Union

How many branches does CALCOE Federal Credit Union operate?

CALCOE Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join CALCOE Federal Credit Union?

Yes, to access services at CALCOE Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, CALCOE Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CALCOE Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does CALCOE Federal Credit Union offer online and mobile banking?

Most modern institutions like CALCOE Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.calcoefcu.com.