What are the current interest rates at SFGI Direct?

Current rates for SFGI Direct include: Savings: 3.95%

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SFGI Direct Rates & Review April 2026

Q: How many branches does SFGI Direct operate?

SFGI Direct currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, SFGI Direct does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, SFGI Direct provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 11, 2026

SFGI Direct's 8-Month Certificate of Deposit rates are at 3.85%, 8-Month Certificate of Deposit (CD) Special rates are at 3.85%. SFGI Direct's savings rates are at 3.95%. MonitorBankRates evaluates the financial stability of SFGI Direct with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/11/2026.

SFGI Direct money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SFGI Direct? Share your experience about SFGI Direct by leaving a review below, or read customer reviews before you decide to use SFGI Direct.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

SFGI Direct CD Rates

Product	Rate	APY	Term
8-Month Certificate of Deposit	-	3.85%	8
No additional details. Last Updated 04/11/2026
8-Month Certificate of Deposit (CD) Special	-	3.85%	8
Min Deposit $1,000 Details A penalty may be charged for early withdrawal. Fees may reduce earnings. No additional deposit may be made to the CD during the term. Last Updated 04/11/2026

SFGI Direct Savings Rates

Product	Rate	APY	View More
Savings Account	3.87%	3.95%
Min Deposit $500 Min Balance $1 Last Updated 04/11/2026

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for SFGI Direct is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather SFGI Direct rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SFGI Direct's official website for the most current offers and terms.

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Frequently Asked Questions About SFGI Direct

Is SFGI Direct a safe place to deposit money?

Yes, SFGI Direct is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does SFGI Direct operate?

SFGI Direct currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, SFGI Direct does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SFGI Direct provides members with tools to manage their accounts and build a solid financial history.

Does SFGI Direct offer online and mobile banking?

Most modern institutions like SFGI Direct provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sfgidirect.com.