MonitorBankRates
Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
  1. Home
  2. Banks
  3. Security Bank of Kansas City
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Security Bank of Kansas City Rates & Review September 2026

Security Bank of Kansas City's 5-Month Special Certificate of Deposit rates are at 3.60%, 5-Month Special Certificate of Deposit rates are at 3.60%, 12-Month Certificate of Deposit rates are at 3.03%, 18-Month Certificate of Deposit rates are at 3.03%, 18-Month IRA Certificate of Deposit rates are at 3.03%. Security Bank of Kansas City's savings rates are at 0.05%. Security Bank of Kansas City's money market rates are at 1.00%. Security Bank of Kansas City's 15-Year Fixed Rate rates are at 5.88%, 30-Year Fixed Rate rates are at 6.62%. MonitorBankRates evaluates the financial stability of Security Bank of Kansas City with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.12%. Rates last updated and verified on 09/18/2026.

Security Bank of Kansas City money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security Bank of Kansas City? Share your experience about Security Bank of Kansas City by leaving a review below, or read customer reviews before you decide to use Security Bank of Kansas City.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.12%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Security Bank of Kansas City
701 Minnesota Ave
Kansas City, KS 66101
https://www.securitybankkc.com
Member FDIC

Security Bank of Kansas City CD Rates

Product Rate APY Term View More
5 Month Special Certificate of Deposit 3.55% 3.60% 5 Month
Min Deposit $25,000
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
5 Month Special Certificate of Deposit 3.55% 3.60% 5 Month Special
Min Deposit $25,000
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
12 Month Certificate of Deposit 3.00% 3.03% 12 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
18 Month Certificate of Deposit 3.00% 3.03% 18 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
18 Month IRA Certificate of Deposit 3.00% 3.03% 18 Month
Min Deposit $100
Details Variable Rate / Interest Compounded and Credited Quarterly
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
24 Month Certificate of Deposit 3.00% 3.03% 24 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
36 Month Certificate of Deposit 3.00% 3.03% 36 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
48 Month Certificate of Deposit 3.00% 3.03% 48 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
6 Month Certificate of Deposit 3.00% 3.03% 6 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
60 Month Certificate of Deposit 3.00% 3.03% 60 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
IRA Certificate - 12 Month 3.00% 3.03% 12 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
IRA Certificate - 18 Month 3.00% 3.03% 18 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
IRA Certificate - 24 Month 3.00% 3.03% 24 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
IRA Certificate - 36 Month 3.00% 3.03% 36 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
IRA Certificate - 48 Month 3.00% 3.03% 48 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
IRA Certificate - 60 Month 3.00% 3.03% 60 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
IRA Certificate of Deposit - 12 Month 3.00% 3.03% 12 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
IRA Certificate of Deposit - 18 Month 3.00% 3.03% 18 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
IRA Certificate of Deposit - 24 Month 3.00% 3.03% 24 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
IRA Certificate of Deposit - 36 Month 3.00% 3.03% 36 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
IRA Certificate of Deposit - 48 Month 3.00% 3.03% 48 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
IRA Certificate of Deposit - 60 Month 3.00% 3.03% 60 Month
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
90 Day Certificate of Deposit 0.20% 0.20% 90 Day
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%

Security Bank of Kansas City Savings Rates

Product Rate APY View More
Personal Savings 0.20% 0.20%
Min Deposit $25
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
Health Savings Account 0.05% 0.05%
Min Deposit $25
Min Balance $0
Details Balance: Below $1,000.00
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
Health Savings Account 0.05% 0.05%
Min Deposit $25
Min Balance $1,000
Details Balance: Equal to or greater than $1,000.00 but less than $10,000.00
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
Health Savings Account 0.05% 0.05%
Min Deposit $25
Min Balance $10,000
Details Balance: Equal to or greater than $10,000.00 but less than $25,000.00
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
Health Savings Account 0.05% 0.05%
Min Deposit $25
Min Balance $25,000
Details Balance: Equal to or greater than $25,000.00 but less than $100,000.00
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
Health Savings Account 0.05% 0.05%
Min Deposit $25
Min Balance $100,000
Details Balance: Equal to or greater than $100,000.00
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%

Security Bank of Kansas City Money Market Rates

Product Rate APY View More
Money Market and Business Money Market 1.88% 1.89%
Min Deposit $25
Min Balance $1,000,000
Details Balance: Equal to or greater than $1,000,000.00
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
Money Market and Business Money Market 1.80% 1.81%
Min Deposit $25
Min Balance $500,000
Details Balance: Equal to or greater than $500,000.00 but less than $1,000,000.00
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
Money Market and Business Money Market 1.55% 1.56%
Min Deposit $25
Min Balance $250,000
Details Balance: Equal to or greater than $250,000.00 but less than $500,000.00
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
Money Market and Business Money Market 1.40% 1.41%
Min Deposit $25
Min Balance $100,000
Details Balance: Equal to or greater than $100,000.00 but less than $250,000.00
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
Money Market and Business Money Market 1.10% 1.11%
Min Deposit $25
Min Balance $25,000
Details Balance: Equal to or greater than $25,000.00 but less than $100,000.00
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
Money Market and Business Money Market 1.00% 1.00%
Min Deposit $25
Min Balance $0
Details Balance: Below $10,000.00
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
Money Market and Business Money Market 1.00% 1.00%
Min Deposit $25
Min Balance $10,000
Details Balance: Equal to or greater than $10,000.00 but less than $25,000.00
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%

Security Bank of Kansas City Checking Rates

Product Rate APY View More
Business Interest Checking 0.05% 0.05%
Min Deposit $25
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%

Security Bank of Kansas City Mortgage Rates

Product Rate Points APR Term View More
15-Year Fixed Rate 5.88% 0 6.14% 15-Year Fixed Rate
Details Posted rates include a 0.50% discount for loans setup with automatic monthly payments out of a Security Bank of Kansas City Deposit account at origination. Requires an open and active checking or savings deposit account at Security Bank of Kansas City when the loan is originated.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
30-Year Fixed Rate 6.63% 0 6.79% 30-Year Fixed Rate
Details Posted rates include a 0.50% discount for loans setup with automatic monthly payments out of a Security Bank of Kansas City Deposit account at origination. Requires an open and active checking or savings deposit account at Security Bank of Kansas City when the loan is originated.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%

Security Bank of Kansas City Other Rates

Product Rate Points APY/APR Term View More
7-Year Adjustable Rate Loan 6.38% 0 8.84% 7 years
Details Term: 7-Year Adjustable Rate; APR subject to increase based on current market conditions, 84 payments of $623.87 and 276 payments between $453.00 and $924.00. Posted rates include a 0.50% discount for loans setup with automatic monthly payments out of a Security Bank of Kansas City Deposit account at origination. Requires an open and active checking or savings deposit account at Security Bank of Kansas City when the loan is originated.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%
Platinum Leaf Account 3.50% - 3.56%
Min Deposit $25
Min Balance $0
Details Balance: $0.01 - $50,000.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.12%

Financial Health History

Security Bank of Kansas City’s Texas Ratio stayed near 0.19% in Q3 2023 to 0.12% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.19% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.12% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$3.9B0.12%5.0A+
March 31, 2026$3.8B0.02%5.0A+
December 31, 2025$3.8B0.02%5.0A+
September 30, 2025$3.7B0.03%5.0A+
June 30, 2025$3.6B0.23%5.0A+
March 31, 2025$3.6B0.24%5.0A+
December 31, 2024$3.6B0.26%5.0A+
September 30, 2024$3.6B0.29%5.0A+
June 30, 2024$3.7B0.38%5.0A+
March 31, 2024$3.7B0.41%5.0A+
December 31, 2023$3.7B0.42%5.0A+
September 30, 2023$3.6B0.19%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Security Bank of Kansas City is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Security Bank of Kansas City rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security Bank of Kansas City's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Security Bank of Kansas City
Bank Holding Company VALLEY VIEW BANCSHARES INC
Address 701 Minnesota Ave, Kansas City, KS 66101  ·  Wyandotte
FDIC Certificate # 4705
Established 19331013
FDIC Insurance Date 19340101
Domestic Offices 34
Total Branches 34
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.12%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.5572%
Return on Equity (ROE) 13.5000%
Non-Performing Loans (NPL) 0.01%
Total Assets $3,858,042,000
Total Deposits $3,186,900,000
Equity Capital $443,908,000
Net Income $29,741,000
Headquarters Kansas City
Total Branches and Offices 34
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Security Bank of Kansas City earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/security-bank-of-kansas-city-rates-review-4705">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Security Bank of Kansas City yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Security Bank of Kansas City
Your Name:
Your Rating:

Frequently Asked Questions About Security Bank of Kansas City

How many branches does Security Bank of Kansas City operate?

Security Bank of Kansas City currently maintains approximately 34 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Security Bank of Kansas City does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security Bank of Kansas City provides members with tools to manage their accounts and build a solid financial history.

Does Security Bank of Kansas City offer online and mobile banking?

Most modern institutions like Security Bank of Kansas City provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.securitybankkc.com.

Current Security Bank of Kansas City Rates

  • 12-Month CD3.03%
  • 18-Month CD3.03%
  • 24-Month CD3.03%
  • 36-Month CD3.03%
  • 48-Month CD3.03%
  • 60-Month CD3.03%
  • Savings0.05%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.