|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Peoples Bank Lebanon, KY Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 14, 2026
Peoples Bank Lebanon, KY's 1-Month CD rates are at 4.07%, 3-Month CD rates are at 4.07%, 6-Month CD rates are at 4.07%, 12-Month CD rates are at 3.78%, 13-Month CD rates are at 3.78%. Peoples Bank Lebanon, KY's savings rates are at 0.10%. Peoples Bank Lebanon, KY's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Peoples Bank Lebanon, KY with a 4.0 Star Rating, an C Overall Health Grade, and a Texas Ratio of 27.27%. Rates last updated and verified on 09/14/2026. Peoples Bank Lebanon, KY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank Lebanon, KY? Share your experience about Peoples Bank Lebanon, KY by leaving a review below, or read customer reviews before you decide to use Peoples Bank Lebanon, KY. 
Peoples Bank Lebanon, KY CD Rates
Peoples Bank Lebanon, KY Savings Rates
Peoples Bank Lebanon, KY Money Market Rates
Peoples Bank Lebanon, KY Other Rates
Financial Health HistoryPeoples Bank Lebanon, KY’s Texas Ratio rose from 0.00% in Q3 2023 to 27.27% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 4.8 to 4.0 and its Health Grade from A+ to C. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Peoples Bank Lebanon, KY is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Peoples Bank Lebanon, KY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Peoples Bank Lebanon, KY's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Peoples Bank Lebanon, KY
Bank Holding Company
KING HARRIS BCORP INC
Address
265 Old Springfield Rd,
Lebanon, KY 40033 · Marion
Website
https://www.pboflebanon.com
FDIC Certificate #
1562
Established
19100916
FDIC Insurance Date
19340101
Domestic Offices
4
Total Branches
4
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsC
Overall Health Grade
Score: 76/100
4.0
Very Good
Out of 5.0 Stars
27.27%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.0602%
Return on Equity (ROE)
13.6900%
Non-Performing Loans (NPL)
2.15%
Total Assets
$193,740,000
Total Deposits
$173,300,000
Equity Capital
$15,257,000
Net Income
$1,016,000
Headquarters
Lebanon
Total Branches and Offices
4
Source: FDIC | Last Updated 06/30/2026
Customer Reviews
There are no reviews for Peoples Bank Lebanon, KY yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Peoples Bank Lebanon, KY
Frequently Asked Questions About Peoples Bank Lebanon, KYHow many branches does Peoples Bank Lebanon, KY operate?Peoples Bank Lebanon, KY currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Peoples Bank Lebanon, KY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Peoples Bank Lebanon, KY provides members with tools to manage their accounts and build a solid financial history. Does Peoples Bank Lebanon, KY offer online and mobile banking?Most modern institutions like Peoples Bank Lebanon, KY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pboflebanon.com. Current Peoples Bank Lebanon, KY Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
First National Bank
Heritage Community Bank Union, MO
Hiawatha National Bank
Highland State Bank
SouthTrust Bank
CNB of McConnelsville
Scottsdale Community Bank
Tradition Capital Bank
Enterprise Bank & Trust
First Midwest Bank of Dexter
Waumandee State Bank
Mineola Community Bank
Bank of Richmondville
First Central Savings Bank Glen Cove, NY
Citizens Bank Amarillo, TX
FSB of Westmoreland
Premier Bank Dubuque, IA
Poca Valley Bank
Timberland Bank
First National Bank of Orwell
Heritage Bank Wood River, NE
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
