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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Sunmark Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Sunmark Credit Union's 1 Year CDs rates are at 3.50%, 2 Years CD rates are at 3.50%, 6 month CD rates are at 3.50%, 6 month Commercial CD rates are at 3.50%, 1 Year IRA CD rates are at 3.50%. Sunmark Credit Union's savings rates are at 0.05%. Sunmark Credit Union's money market rates are at 0.20%. Sunmark Credit Union's Conventional 15 Year Fixed rates are at 5.88%, USDA 30 Year Fixed rates are at 5.88%, FHA 30 Year Fixed rates are at 5.75%, Conventional 5/1 ARM rates are at 5.88%, Conventional 20-Year Fixed rates are at 6.25%. Sunmark Credit Union's Personal Loan Rates are at 4.74%. MonitorBankRates evaluates the financial stability of Sunmark Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.71%. Rates were last updated on 03/28/2026. Sunmark Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sunmark Credit Union? Share your experience about Sunmark Credit Union by leaving a review below, or read customer reviews before you decide to use Sunmark Credit Union. Sunmark Credit Union
Sunmark Credit Union Headquarters 1187 Troy Schenectady Rd
https://sunmark.org Latham, NY 12110 1086 
Sunmark Credit Union CD Rates
Sunmark Credit Union Savings Rates
Sunmark Credit Union Money Market Rates
Sunmark Credit Union Checking Rates
Sunmark Credit Union Mortgage Rates
Sunmark Credit Union Home Equity & HELOC
Sunmark Credit Union Credit Card Rates
Sunmark Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Sunmark Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sunmark Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Sunmark Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Sunmark Credit Union
Website
https://sunmark.org
Address
1187 Troy Schenectady Rd,
Latham, NY 12110 1086
Phone
866-786-6275
Fax
President
Matthew Cusack
CEO
Jerilee Beaudoin
Full-Time Employees
261
Part-Time Employees
8
Branch Locations
16
ATM Locations
17
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.71%
Return on Assets (ROA)
0.4610%
Return on Equity (ROE)
5.0321%
Non-Performing Loans Ratio (NPL)
1.37%
Total Assets
1,208,918,975
Total Amount of Shares and Deposits
1,057,336,747
Total Shares and Deposits < 1 Year
1,022,491,242
Total Shares and Deposits 1 3 Years
34,006,232
Total Shares and Deposits > 3 Years
839,274
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
59,845,844
Total Uninsured Shares and Deposits > $250K (F+J)
59,845,844
Total Insured Shares and Deposits > $250K (item 17 less item K)
997,490,903
Total Interest Expense (Sum of items 6 8)
12,650,574
Share Certificates
8,585
Number of Accounts for Share Drafts
50,663
IRA KEOGH Accounts
1,144
Number of Accounts for Regular Shares
85,007
All other shares
160
Money Market Shares
4,386
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
98,950,544
Total Liabilities
1,106,462,727
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Sunmark Credit UnionIs Sunmark Credit Union a safe place to deposit money?Yes, Sunmark Credit Union is considered a safe financial institution. With a Texas Ratio of 11.709259451409%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Sunmark Credit Union operate?Sunmark Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Sunmark Credit Union?Yes, to access services at Sunmark Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Sunmark Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Sunmark Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Sunmark Credit Union offer online and mobile banking?Most modern institutions like Sunmark Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://sunmark.org. Current Sunmark Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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