Somerset Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.09%, 6-month CD rates at 5.30% and 3-month CD rates at 0.10%. Current savings rates are at 1.25% and money market rates are at 0.70%. Mortgage rates today on 30-year fixed loans are around 7.16%. Credit Card rates are at 12.96%. Personal Loan rates are at 13.25%. All these rates, and more, can be found in our database of rates. Somerset Trust Company's 60-Month CD rates are at 0.60%, 48-Month CD rates are at 0.55%, 36-Month CD rates are at 0.45%, 24-Month CD rates are at 0.35%, 18-Month CD rates are at 0.30%. Somerset Trust Company's savings rates are at 0.11%. Somerset Trust Company's money market rates are at 0.31%.

Somerset Trust Company

To see how these rates compare to Somerset Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Somerset Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Somerset Trust Company CD rates. You can also compare Somerset Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Somerset Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Somerset Trust Company? Share your experience about Somerset Trust Company by leaving a review below, or read customer reviews before you decide to use Somerset Trust Company.

Somerset Trust Company Texas Ratio

Somerset Trust Company's Texas Ratio is at 6.73%, which is considered excellent. The Texas Ratio for Somerset Trust Company is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Somerset Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.20%
18-Month CD
0.30%
24-Month CD
0.35%
36-Month CD
0.45%
48-Month CD
0.55%
60-Month CD
0.60%
Savings
0.11%
MMA
0.31%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Somerset Trust Company
151 W Main St
Somerset, PA 15501
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Somerset Trust Company CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Somerset Trust Company
Somerset Trust Company
60-Month CD
0.60%
$500
Somerset Trust Company
Somerset Trust Company
48-Month CD
0.55%
$500
Somerset Trust Company
Somerset Trust Company
36-Month CD
0.45%
$500
Somerset Trust Company
Somerset Trust Company
24-Month CD
0.35%
$500
Somerset Trust Company
Somerset Trust Company
Advantage Interest Money Market
0.31%
$1,000,000
Somerset Trust Company
Somerset Trust Company
18-Month CD
0.30%
$500
Somerset Trust Company
Somerset Trust Company
12-Month CD
0.20%
$500
Somerset Trust Company
Somerset Trust Company
Statement Savings
0.11%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Somerset Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Central Bank Provo, UT
Central Bank Provo, UT
6-Month CD (special)
5.34%
$500
Axiom Bank
Axiom Bank
12-Month CD (special)
5.25%
$500
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
12-Month CD
5.10%
$1,000
Fitness Bank
Fitness Bank
Fitness Savings
5.00%
$100
The Corner Stone Bank
The Corner Stone Bank
12-Month CD
5.00%
$1,000
First Federal Bank of Ohio
First Federal Bank of Ohio
7-Month CD (special)
4.65%
$5,000
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
24-Month CD
4.55%
$500
Perryton National Bank
Perryton National Bank
12-Month CD (Jumbo)
4.55%
$100,000
Alliance Community Bank
Alliance Community Bank
12-Month CD
4.33%
$1,000
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
12-Month CD
4.23%
$10,000
Mount Vernon B&T Co.
Mount Vernon B&T Co.
Investment Money Market
4.11%
$1,000,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
24-Month CD
4.08%
$2,500
Gainey Business Bank
Gainey Business Bank
60-Month CD
4.07%
$5,000
Merrimack County SB
Merrimack County SB
6-Month CD (Add-On)
4.00%
$500
Old Point National Bank of Phoebus
Old Point National Bank of Phoebus
42-Month CD (special)
4.00%
$1,000
Liberty Bank, Inc.
Liberty Bank, Inc.
60-Month CD
3.87%
$1,000
Sandy Spring Bank
Sandy Spring Bank
30-Month CD
3.50%
$1,000
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
60-Month CD
3.03%
$1,000
American Express National Bank
American Express National Bank
36-Month CD
3.00%
$0
Wyoming Community Bank
Wyoming Community Bank
48-Month CD
3.00%
$1,000
Homewood Federal SB
Homewood Federal SB
60-Month CD
2.75%
$500
City National B&T Co. of Lawton, OK
48-Month CD
2.75%
$500
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
24-Month CD
2.65%
$2,500
American Plus Bank, N.A.
American Plus Bank, N.A.
Personal Savings
2.50%
$500,000
Kanza Bank
Kanza Bank
36-Month CD
2.25%
$1,000
F&M Bank and Trust Company
F&M Bank and Trust Company
48-Month CD
1.76%
$1,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
6-Month CD
1.51%
$1,000
Westside State Bank
Westside State Bank
Kasasa Savings
1.50%
$0
San Luis Valley Federal Bank
San Luis Valley Federal Bank
12-Month CD
1.44%
$1,000
Stockgrowers State Bank of Ashland, KS
Stockgrowers State Bank of Ashland, KS
Money Market
1.16%
$100,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
12-Month CD
1.06%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
60-Month CD
1.00%
$500
Hamler State Bank
Hamler State Bank
48-Month CD
0.90%
$500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
18-Month CD
0.60%
$500
DB&T
DB&T
36-Month CD
0.60%
$1,000
Home Loan SB
Home Loan SB
36-Month CD
0.55%
$500
Gorham Savings Bank
Gorham Savings Bank
Champion Money Market
0.50%
$1
Bank of Hindman
Bank of Hindman
3-Month CD
0.50%
$1,000
Miami Savings Bank
Miami Savings Bank
36-Month CD
0.40%
$1,000
First Jackson Bank
First Jackson Bank
Money Market
0.35%
$0
Blue Foundry Bank
Blue Foundry Bank
48-Month CD
0.35%
$1,000
Hiawatha National Bank
Hiawatha National Bank
Statement Savings
0.30%
$50
Metropolitan Bank
Metropolitan Bank
12-Month CD
0.30%
$2,500
Century Bank of Florida
Century Bank of Florida
Checking
0.20%
$0
Marthas Vineyard Bank
Marthas Vineyard Bank
Money Market
0.15%
$2,500
First Commonwealth Bank
First Commonwealth Bank
48-Month CD
0.15%
$500
Mount Vernon B&T Co.
Mount Vernon B&T Co.
Regular Savings
0.10%
$0
Westfield Bank
Westfield Bank
12-Month CD WB Classic
0.10%
$1,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
Share Savings
0.10%
$100
First Citizens Bank
First Citizens Bank
6-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.990%
5.353%
2.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
6.500%
5.650%
0.000
5.500%
5.694%
0.250
5.500%
5.702%
1.000
5.500%
5.716%
0.500
5.500%
5.752%
0.000
5.550%
5.769%
0.000
15-Year Fixed
5.625%
5.777%
0.000
5.625%
5.777%
0.500
5.500%
5.803%
1.125
15-Year Fixed
5.750%
5.806%
0.000
5.500%
5.820%
0.000
5.625%
5.827%
0.000
5.625%
5.831%
0.000
5.750%
5.834%
0.000
5.750%
5.854%
0.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
5.500%
5.888%
1.875
6.000%
5.892%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Somerset Trust Company Information

Somerset Trust Company
151 W Main St
Somerset, PA 15501
Somerset
Established Date: 01/01/1889
FDIC Certificate #: 11112
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: SOMERSET TRUST HOLDING CO
How Many Domestic U.S. Offices? 44
How Many Branches are There? 43
Is Somerset Trust Company FDIC Insured? Yes
What is Somerset Trust Company's Cert number? 11112
What is the maximum amount for insured deposits? $250,000 per holder, per account

Somerset Trust Company Financials

Total Assets:
$2,037,105,000
Total Deposits:
$1,731,521,000
Equity Capital:
$120,850,000
Domestic Deposits:
$1,731,521,000
Net Income:
$7,643,000
Return on Assets:
1.0904%
Quarterly Return on Assets:
1.5100%
Pretax Return on Assets:
1.7971%
Pretax Quarterly Return on Assets:
1.8000%
Return on Equity:
18.4200%
Quarterly Return on Equity:
27.3400%
Common Equity Tier 1 Capital Ratio:
10.3198%
Tier 1 Risk-Based Capital Ratio:
10.3198%
Leverage Tier 1 (Core Capital) Ratio:
7.7069%
Total Risk-Based Capital Ratio (YTD):
11.5706%
Total Interest Income (YTD):
4.1500%
 
 
Headquarters:
Somerset
FDIC Field Office:
Wexford
Regulator:
FDIC
County:
Somerset
# of Offices:
44
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

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weekly-savings-account-rates-updated-june-17-2009Savings account rates were down fractionally this past week. Rates on savings accounts are so low right now they can't decline much further. Unlike the recent rise in U.S. Treasury prices that drove mortgage rates higher the past several weeks.
MBR has just received word that WTDirect is extending their "Winter Bonus Blast savings account". When you open an account during this promotion period you will receive a cash bonus up to $250. The promo bonus is based on your average balance between 1/1/09 and 2/28/09.

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