Somerset Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.50%, 6-month CD rates at 4.04% and 3-month CD rates at 3.25%. Current savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.98%. Credit Card rates are at 10.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Somerset Trust Company's 60-Month CD rates are at 0.60%, 48-Month CD rates are at 0.55%, 36-Month CD rates are at 0.45%, 24-Month CD rates are at 0.35%, 18-Month CD rates are at 0.30%. Somerset Trust Company's savings rates are at 0.11%. Somerset Trust Company's money market rates are at 0.31%.

Somerset Trust Company

To see how these rates compare to Somerset Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Somerset Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Somerset Trust Company CD rates. You can also compare Somerset Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Somerset Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Somerset Trust Company? Share your experience about Somerset Trust Company by leaving a review below, or read customer reviews before you decide to use Somerset Trust Company.

Somerset Trust Company Texas Ratio

Somerset Trust Company's Texas Ratio is at 6.51%, which is considered excellent. The Texas Ratio for Somerset Trust Company is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Somerset Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.20%
18-Month CD
0.30%
24-Month CD
0.35%
36-Month CD
0.45%
48-Month CD
0.55%
60-Month CD
0.60%
Savings
0.11%
MMA
0.31%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Somerset Trust Company
151 W Main St
Somerset, PA 15501
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Somerset Trust Company CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Somerset Trust Company
Somerset Trust Company
60-Month CD
0.60%
$500
Somerset Trust Company
Somerset Trust Company
48-Month CD
0.55%
$500
Somerset Trust Company
Somerset Trust Company
36-Month CD
0.45%
$500
Somerset Trust Company
Somerset Trust Company
24-Month CD
0.35%
$500
Somerset Trust Company
Somerset Trust Company
Advantage Interest Money Market
0.31%
$1,000,000
Somerset Trust Company
Somerset Trust Company
18-Month CD
0.30%
$500
Somerset Trust Company
Somerset Trust Company
12-Month CD
0.20%
$500
Somerset Trust Company
Somerset Trust Company
Statement Savings
0.11%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Somerset Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Farmers State Bank Center, TX
Farmers State Bank Center, TX
6-Month CD
4.07%
$50,000
First State Bank of Beecher City
First State Bank of Beecher City
6-Month CD
4.00%
$500
Heritage Bank Minnesota
Heritage Bank Minnesota
18-Month CD
3.85%
$250
Black River Country Bank
Black River Country Bank
12-Month CD
3.75%
$1,000
CorTrust Bank
CorTrust Bank
6-Month CD
3.75%
$1,000
First National Bank of Bemidji
First National Bank of Bemidji
60-Month CD
3.72%
$1,000
AAEC Credit Union
AAEC Credit Union
60-Month CD
3.70%
$1,000
Saco & Biddeford Savings
Saco & Biddeford Savings
12-Month CD
3.65%
$500
Susquehanna Community Bank
Susquehanna Community Bank
Liberty Premium Money Market
3.56%
$100,000
Cape Cod Co-operative Bank
Cape Cod Co-operative Bank
12-Month CD
3.50%
$500
Lowell Five SB
Lowell Five SB
35-Month CD
3.50%
$500
Southwest Missouri Bank
Southwest Missouri Bank
18-Month CD
3.50%
$500
AAC Credit Union
AAC Credit Union
36-Month CD
3.50%
$500
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
60-Month CD
3.45%
$1,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
18-Month CD
3.40%
$1,000
Gainey Business Bank
Gainey Business Bank
18-Month CD
3.35%
$5,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
60-Month CD
3.30%
$1,000
AAEC Credit Union
AAEC Credit Union
48-Month CD
3.25%
$1,000
Minnesota First
Minnesota First
12-Month CD
3.23%
$500
Farmers State Bank of Calhan
Farmers State Bank of Calhan
6-Month CD
3.17%
$500
American State Bank of Grygla
American State Bank of Grygla
12-Month CD
3.14%
$500
Kearney Trust Company
Kearney Trust Company
60-Month CD
3.05%
$100
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
60-Month CD
3.05%
$1,000
Presidential Bank
Presidential Bank
24-Month CD
3.00%
$1,000
Florence Bank
Florence Bank
36-Month CD
3.00%
$500
UniBank
UniBank
60-Month CD
3.00%
$1,000
Bank 21
Bank 21
36-Month CD
3.00%
$500
Farmers State Bank of Calhan
Farmers State Bank of Calhan
12-Month CD
2.93%
$500
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
60-Month CD
2.75%
$500
Grinnell State Bank
Grinnell State Bank
60-Month CD
2.32%
$1,000
Bank of Brenham
Bank of Brenham
48-Month CD
2.25%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
NOW Checking
2.25%
$1,000
Peoples Bank & Trust Co.
36-Month CD
2.22%
$1,000
802 Credit Union
802 Credit Union
48-Month CD
2.20%
$500
BluPeak Credit Union
BluPeak Credit Union
60-Month CD
2.00%
$1,000
Northfield Savings Bank
Northfield Savings Bank
48-Month CD
1.85%
$1,000
TTNB Turbotville Bank
TTNB Turbotville Bank
48-Month CD
1.76%
$5,000
Western Nebraska Bank
Western Nebraska Bank
12-Month CD
1.41%
$250
Continental Bank
Continental Bank
60-Month CD
1.40%
$25,000
First FSB of Kentucky
First FSB of Kentucky
36-Month CD
1.00%
$500
The Stock Exchange Bank
The Stock Exchange Bank
Regular Savings
0.91%
$100
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
18-Month CD
0.90%
$500
Century Bank and Trust GA
Century Bank and Trust GA
36-Month CD
0.60%
$500
The Valley State Bank
The Valley State Bank
48-Month CD
0.50%
$500
First Keystone Community Bank
First Keystone Community Bank
48-Month CD
0.50%
$500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
48-Month CD
0.25%
$500
Kentucky Farmers Bank
Kentucky Farmers Bank
Money Market
0.20%
$1,000
Ergo Bank
Ergo Bank
Go Savings
0.05%
$100
Friendship State Bank
Passbook Savings
0.05%
$100
Partners Bank of New England
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 14, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Somerset Trust Company Information

Somerset Trust Company
151 W Main St
Somerset, PA 15501
Somerset
Established Date: 01/01/1889
FDIC Certificate #: 11112
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: SOMERSET TRUST HOLDING CO
How Many Domestic U.S. Offices? 47
How Many Branches are There? 47
Is Somerset Trust Company FDIC Insured? Yes
What is Somerset Trust Company's Cert number? 11112
What is the maximum amount for insured deposits? $250,000 per holder, per account

Somerset Trust Company Financials

Total Assets:
$2,255,874,000
Total Deposits:
$1,844,826,000
Equity Capital:
$140,606,000
Domestic Deposits:
$1,844,826,000
Net Income:
$5,240,000
Return on Assets:
1.3314%
Quarterly Return on Assets:
0.9400%
Pretax Return on Assets:
1.1686%
Pretax Quarterly Return on Assets:
1.1700%
Return on Equity:
24.3500%
Quarterly Return on Equity:
14.8100%
Common Equity Tier 1 Capital Ratio:
11.1051%
Tier 1 Risk-Based Capital Ratio:
11.1051%
Leverage Tier 1 (Core Capital) Ratio:
8.2968%
Total Risk-Based Capital Ratio (YTD):
12.3106%
Total Interest Income (YTD):
5.4407%
 
 
Headquarters:
Somerset
FDIC Field Office:
Wexford
Regulator:
FDIC
County:
Somerset
# of Offices:
47
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

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