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State Bank & Trust of Kenmare

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State Bank & Trust of Kenmare Rates & Review March 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, State Bank & Trust of Kenmare provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 20, 2026

You can compare State Bank & Trust of Kenmare rates to other rates in our database, including 12-month CD rates currently at 3.14%, 6-month CD rates at 3.00% and 3-month CD rates at 1.41%. Savings rates are at 1.00% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.08%. All these rates can be compared to State Bank & Trust of Kenmare rates. MonitorBankRates evaluates the financial stability of State Bank & Trust of Kenmare with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.52%. Rates were last updated on 03/20/2026.

State Bank & Trust of Kenmare money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank & Trust of Kenmare? Share your experience about State Bank & Trust of Kenmare by leaving a review below, or read customer reviews before you decide to use State Bank & Trust of Kenmare.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.52%

Excellent Lower than avg

State Bank & Trust of Kenmare

4 2nd St Nw
Kenmare, ND 58746

https://www.sbtk.com

Current Rate Availability

We do not have State Bank & Trust of Kenmare rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for State Bank & Trust of Kenmare is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather State Bank & Trust of Kenmare rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with State Bank & Trust of Kenmare's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name State Bank & Trust of Kenmare

Bank Holding Company JORGENSON HOLDING CO

Address 4 2nd St Nw, Kenmare, ND 58746 · Ward

Website https://www.sbtk.com

FDIC Certificate # 2057

Established 01/01/1925

FDIC Insurance Date 01/01/1934

Domestic Offices 3

Total Branches 3

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.52%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.3923%

Return on Equity (ROE) 7.5300%

Non-Performing Loans (NPL) 0.02%

Total Assets $191,200,000

Total Deposits $173,955,000

Equity Capital $13,600,000

Net Income $1,266,000

Headquarters Kenmare

Total Offices 3

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for State Bank & Trust of Kenmare yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About State Bank & Trust of Kenmare

Is State Bank & Trust of Kenmare a safe place to deposit money?

Yes, State Bank & Trust of Kenmare is considered a safe financial institution. With a Texas Ratio of 0.51635111876076%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does State Bank & Trust of Kenmare operate?

State Bank & Trust of Kenmare currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, State Bank & Trust of Kenmare does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, State Bank & Trust of Kenmare provides members with tools to manage their accounts and build a solid financial history.

Does State Bank & Trust of Kenmare offer online and mobile banking?

Most modern institutions like State Bank & Trust of Kenmare provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sbtk.com.