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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 WaFd Bank Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
WaFd Bank's 13-Month CD Special rates are at 4.00%, 7-Month CD Special rates are at 4.00%, 19-Month CD Special rates are at 3.50%, 6 - 11-Months 6 - 11-Month Business Fixed Rate Certificates of Deposit rates are at 3.05%, 6 - 11-Months 6 - 11-Month Business Fixed Rate Certificates of Deposit rates are at 3.00%. WaFd Bank's savings rates are at 0.10%. WaFd Bank's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of WaFd Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.33%. Rates last updated and verified on 08/28/2026. WaFd Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WaFd Bank? Share your experience about WaFd Bank by leaving a review below, or read customer reviews before you decide to use WaFd Bank. 
WaFd Bank CD Rates
WaFd Bank Savings Rates
WaFd Bank Money Market Rates
WaFd Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for WaFd Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather WaFd Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with WaFd Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
WaFd Bank
Bank Holding Company
WAFD INC
Address
425 Pike St,
Seattle, WA 98101 · King
Website
https://www.wafdbank.com
FDIC Certificate #
28088
Established
01/01/1917
FDIC Insurance Date
08/09/1989
Domestic Offices
211
Total Branches
211
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
2.33%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.0761%
Return on Equity (ROE)
10.6300%
Non-Performing Loans (NPL)
0.18%
Total Assets
$27,269,094,000
Total Deposits
$21,505,529,000
Equity Capital
$3,055,489,000
Net Income
$248,748,000
Headquarters
Seattle
Total Branches and Offices
211
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Add Your Rating and Review for WaFd Bank
Frequently Asked Questions About WaFd BankHow many branches does WaFd Bank operate?WaFd Bank currently maintains approximately 211 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, WaFd Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, WaFd Bank provides members with tools to manage their accounts and build a solid financial history. Does WaFd Bank offer online and mobile banking?Most modern institutions like WaFd Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wafdbank.com. Current WaFd Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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