WaFd Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 1.30% and 3-month CD rates at 4.32%. Current savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 7.19%. Credit Card rates are at 15.74%. Personal Loan rates are at 5.49%. All these rates, and more, can be found in our database of rates. WaFd Bank's 60-Month CD rates are at 0.30%, 48-Month CD rates are at 0.25%, 36-Month CD rates are at 0.20%, 24-Month CD rates are at 0.20%, 18-Month CD rates are at 0.20%. WaFd Bank's savings rates are at 0.10%. WaFd Bank's money market rates are at 2.00%.

WaFd Bank

To see how these rates compare to WaFd Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from WaFd Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with WaFd Bank CD rates. You can also compare WaFd Bank savings rates, MMA rates and mortgage rates using our other rate lists.

WaFd Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WaFd Bank? Share your experience about WaFd Bank by leaving a review below, or read customer reviews before you decide to use WaFd Bank.

WaFd Bank Texas Ratio

WaFd Bank's Texas Ratio is at 2.69%, which is considered excellent. The Texas Ratio for WaFd Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, WaFd Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.20%
18-Month CD
0.20%
24-Month CD
0.20%
36-Month CD
0.20%
48-Month CD
0.25%
60-Month CD
0.30%
Savings
0.10%
MMA
2.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
WaFd Bank
425 Pike St
Seattle, WA 98101
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

WaFd Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
WaFd Bank
WaFd Bank
High Yield Money Market
2.00%
$500,000
WaFd Bank
WaFd Bank
60-Month CD
0.30%
$1,000
WaFd Bank
WaFd Bank
48-Month CD
0.25%
$1,000
WaFd Bank
WaFd Bank
12-Month CD
0.20%
$1,000
WaFd Bank
WaFd Bank
36-Month CD
0.20%
$1,000
WaFd Bank
WaFd Bank
24-Month CD
0.20%
$1,000
WaFd Bank
WaFd Bank
18-Month CD
0.20%
$1,000
WaFd Bank
WaFd Bank
6-Month CD
0.15%
$1,000
WaFd Bank
WaFd Bank
Savings
0.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare WaFd Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Carver Federal Savings Bank
Carver Federal Savings Bank
High Yield Savings
4.70%
$5,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
12-Month CD
4.30%
$500
Bank of the Flint Hills
Bank of the Flint Hills
18-Month CD
4.05%
$500
Hyperion Bank
Hyperion Bank
24-Month CD
4.00%
$500
BMO Alto
BMO Alto
36-Month CD
3.80%
$0
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
9-Month CD
3.75%
$1,000
Quaint Oak Bank
Quaint Oak Bank
36-Month CD
3.75%
$500
FCN Bank, N.A.
FCN Bank, N.A.
36-Month CD
3.72%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
48-Month CD
3.50%
$1,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
24-Month CD (CDARS)
3.50%
$250,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
24-Month CD (Jumbo)
3.40%
$100,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
30-Month CD
3.30%
$100
Lyndon State Bank
Lyndon State Bank
24-Month CD
3.04%
$100
Bank of Dudley
36-Month CD
3.03%
$1,000
Commerce Bank & Trust
Commerce Bank & Trust
60-Month CD
3.00%
$500
Goldwater Bank
Goldwater Bank
Money Market
3.00%
$1,000
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
24-Month CD
3.00%
$5,000
First Bank Elk River
First Bank Elk River
6-Month CD
2.78%
$1
Wyoming Community Bank
Wyoming Community Bank
24-Month CD
2.75%
$1,000
Chelsea Savings Bank
Chelsea Savings Bank
36-Month CD
2.37%
$20,000
Range Bank
Range Bank
18-Month CD
2.35%
$1,000
The Valley State Bank
The Valley State Bank
60-Month CD
2.27%
$500
Community First Bank of Indiana
Community First Bank of Indiana
48-Month CD
2.25%
$1,000
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
12-Month CD
2.02%
$500
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
24-Month CD
2.02%
$500
Northfield Savings Bank
Northfield Savings Bank
48-Month CD
1.85%
$1,000
VisionBank Of Iowa
VisionBank Of Iowa
24-Month CD
1.75%
$2,500
Lee Bank
Lee Bank
Kasasa Savings
1.50%
$0
Westmoreland Federal S&L
Westmoreland Federal S&L
36-Month CD
1.50%
$500
FNB of Groton
FNB of Groton
60-Month CD
1.41%
$1,000
Stryv Bank
Stryv Bank
36-Month CD
1.30%
$1,000
FNB of Pandora
FNB of Pandora
12-Month CD
1.11%
$1,000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
60-Month CD
1.10%
$500
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
60-Month CD
1.05%
$1,000
Home Bank SB
Home Bank SB
36-Month CD
1.00%
$500
First FSB of Kentucky
First FSB of Kentucky
18-Month CD
0.65%
$500
AbbyBank
AbbyBank
Savings Plus
0.50%
$10,000
First Federal S&L Bath
First Federal S&L Bath
48-Month CD
0.50%
$2,500
Fulton Savings Bank
Fulton Savings Bank
36-Month CD
0.40%
$500
National Iron Bank
National Iron Bank
24-Month CD
0.35%
$100,000
Parke Bank
Parke Bank
Passbook Savings
0.35%
$100
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
12-Month CD
0.30%
$1,000
The Andover Bank
The Andover Bank
24-Month CD
0.30%
$1,000
Crest Savings Bank
Crest Savings Bank
18-Month CD
0.30%
$500
Mayville State Bank
Mayville State Bank
18-Month CD
0.20%
$1,000
Southwest Missouri Bank
Southwest Missouri Bank
Money Market
0.20%
$0
Bank of Botetourt
Bank of Botetourt
Money Market
0.15%
$2,500
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
Statement Savings
0.15%
$0
First National Bank Ames, Iowa
First National Bank Ames, Iowa
Savings
0.15%
$0
National Bank of Malvern
National Bank of Malvern
NOW Checking
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

WaFd Bank Information

WaFd Bank
425 Pike St
Seattle, WA 98101
King
Established Date: 01/01/1917
FDIC Certificate #: 28088
Date of FDIC Deposit Insurance: 06/24/1935
Bank Holding Company: WAFD INC
How Many Domestic U.S. Offices? 214
How Many Branches are There? 214
Is WaFd Bank FDIC Insured? Yes
What is WaFd Bank's Cert number? 28088
What is the maximum amount for insured deposits? $250,000 per holder, per account

WaFd Bank Financials

Total Assets:
$30,135,321,000
Total Deposits:
$21,536,789,000
Equity Capital:
$2,974,684,000
Domestic Deposits:
$21,536,789,000
Net Income:
$18,068,000
Return on Assets:
1.0761%
Quarterly Return on Assets:
0.2700%
Pretax Return on Assets:
0.3508%
Pretax Quarterly Return on Assets:
0.3500%
Return on Equity:
10.6300%
Quarterly Return on Equity:
2.7000%
Common Equity Tier 1 Capital Ratio:
11.6285%
Tier 1 Risk-Based Capital Ratio:
11.6285%
Leverage Tier 1 (Core Capital) Ratio:
9.0072%
Total Risk-Based Capital Ratio (YTD):
12.8114%
Total Interest Income (YTD):
5.2649%
 
 
Headquarters:
Seattle
FDIC Field Office:
Seattle
Regulator:
FDIC
County:
King
# of Offices:
214
Metropolitan Statistical Area (MSA):
Seattle-Tacoma-Bellevue, WA
Consolidated Metropolitan Statistical Area (CMSA):
Seattle-Tacoma-Bremerton, WA
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

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