WaFd Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.29%, 6-month CD rates at 0.20% and 3-month CD rates at 3.70%. Current savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.64%. Credit Card rates are at 18.00%. Personal Loan rates are at 8.50%. All these rates, and more, can be found in our database of rates. WaFd Bank's 60-Month CD rates are at 0.30%, 48-Month CD rates are at 0.25%, 36-Month CD rates are at 0.20%, 24-Month CD rates are at 0.20%, 18-Month CD rates are at 0.20%. WaFd Bank's savings rates are at 0.10%. WaFd Bank's money market rates are at 2.00%.

WaFd Bank

To see how these rates compare to WaFd Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from WaFd Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with WaFd Bank CD rates. You can also compare WaFd Bank savings rates, MMA rates and mortgage rates using our other rate lists.

WaFd Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WaFd Bank? Share your experience about WaFd Bank by leaving a review below, or read customer reviews before you decide to use WaFd Bank.

WaFd Bank Texas Ratio

WaFd Bank's Texas Ratio is at 2.25%, which is considered excellent. The Texas Ratio for WaFd Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, WaFd Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.20%
18-Month CD
0.20%
24-Month CD
0.20%
36-Month CD
0.20%
48-Month CD
0.25%
60-Month CD
0.30%
Savings
0.10%
MMA
2.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
WaFd Bank
425 Pike St
Seattle, WA 98101
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

WaFd Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
WaFd Bank
WaFd Bank
High Yield Money Market
2.00%
$500,000
WaFd Bank
WaFd Bank
60-Month CD
0.30%
$1,000
WaFd Bank
WaFd Bank
48-Month CD
0.25%
$1,000
WaFd Bank
WaFd Bank
12-Month CD
0.20%
$1,000
WaFd Bank
WaFd Bank
36-Month CD
0.20%
$1,000
WaFd Bank
WaFd Bank
24-Month CD
0.20%
$1,000
WaFd Bank
WaFd Bank
18-Month CD
0.20%
$1,000
WaFd Bank
WaFd Bank
6-Month CD
0.15%
$1,000
WaFd Bank
WaFd Bank
Savings
0.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare WaFd Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
North American Savings Bank (NASB)
North American Savings Bank (NASB)
13-Month CD
5.25%
$1,000
Tioga-Franklin Savings Bank
Tioga-Franklin Savings Bank
Affinity Savings
5.13%
$0
Bask Bank
Bask Bank
Savings
5.10%
$0
EverBank
EverBank
12-Month CD
4.80%
$1,000
Pacific Crest SB
Pacific Crest SB
12-Month CD
4.80%
$2,000
Park State Bank
Park State Bank
13-Month CD (special)
4.75%
$5,000
Northumberland Bank
Northumberland Bank
12-Month CD
4.59%
$5,000
First National Bank of America (FNBA)
First National Bank of America (FNBA)
84-Month CD
4.20%
$1,000
First Oklahoma Bank
First Oklahoma Bank
6-Month CD
4.10%
$1,000
Regent Bank (OK)
Regent Bank (OK)
60-Month CD
4.00%
$1,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
Online Savings
4.00%
$0
AAC Credit Union
AAC Credit Union
18-Month CD
4.00%
$500
Utah Independent Bank
Utah Independent Bank
6-Month CD
3.84%
$500
Suncoast Credit Union
Suncoast Credit Union
60-Month CD share
3.80%
$500
Minnesota First
Minnesota First
36-Month CD
3.54%
$500
Marion County State Bank
Marion County State Bank
60-Month CD
3.50%
$1,000
1st Street Credit Union
1st Street Credit Union
18-Month CD share certificate
3.50%
$1,000
Presidential Bank
Presidential Bank
24-Month CD
3.00%
$1,000
Lake Central Bank
Lake Central Bank
3-Month CD
3.00%
$1,000
Union State Bank of Everest
Union State Bank of Everest
12-Month CD
3.00%
$1,000
Transpecos Banks
Transpecos Banks
3-Month CD
3.00%
$1,000
RadiFi Credit Union
RadiFi Credit Union
12-Month CD
2.65%
$500
FSB of Randolph County
FSB of Randolph County
3-Month CD
2.50%
$500
Lone Star Bank
Lone Star Bank
18-Month CD
2.50%
$1,000
North Star Bank
North Star Bank
12-Month CD
2.02%
$500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
12-Month CD
2.00%
$1,000
Home SB of Wapakoneta
Home SB of Wapakoneta
48-Month CD
1.96%
$500
InFirst Bank
InFirst Bank
36-Month CD
1.75%
$500
Prairie Community Bank
Prairie Community Bank
12-Month CD
1.65%
$1,000
The Citizens Bank of Weston
The Citizens Bank of Weston
48-Month CD
1.51%
$500
FNB of Waverly
FNB of Waverly
36-Month CD
1.51%
$1,000
Geddes Federal S&L
Geddes Federal S&L
12-Month CD
1.30%
$500
American National Bank - Fox Cities
American National Bank - Fox Cities
18-Month CD
1.00%
$500
FCNB of St. Paris
Money Market
0.80%
$2,500
Iowa State Bank
Iowa State Bank
Savings Account
0.75%
$2,500
CSB Norwood Young America
CSB Norwood Young America
Investment checking
0.40%
$1,000
Citizens Bank of Kansas
Citizens Bank of Kansas
18-Month CD
0.35%
$500
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
36-Month CD
0.35%
$1,000
First Bank of Central Ohio
First Bank of Central Ohio
48-Month CD
0.30%
$500
MutualOne Bank
MutualOne Bank
Mo Money Market
0.30%
$500
WaFd Bank
WaFd Bank
60-Month CD
0.30%
$1,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
First Catastrophe Savings Account
0.25%
$1,000
Capital Bank TX
Capital Bank TX
NOW Checking
0.15%
$100
Carson Bank
Carson Bank
Savings
0.10%
$100
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
Super Savings Account
0.10%
$1,500
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
Money Market
0.10%
$2,500
USLA Union S&L
USLA Union S&L
Savings
0.10%
$25
First Federal S&L of Lakewood
First Federal S&L of Lakewood
Statement Savings
0.05%
$50
Sugar River Bank
Sugar River Bank
Money Market
0.05%
$1,000
Consumers Credit Union
Consumers Credit Union
Membership Share Savings
0.03%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
5.950%
5.998%
0.000
5.875%
6.031%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

WaFd Bank Information

WaFd Bank
425 Pike St
Seattle, WA 98101
King
Established Date: 01/01/1917
FDIC Certificate #: 28088
Date of FDIC Deposit Insurance: 06/24/1935
Bank Holding Company: WASHINGTON FEDERAL INC
How Many Domestic U.S. Offices? 208
How Many Branches are There? 205
Is WaFd Bank FDIC Insured? Yes
What is WaFd Bank's Cert number? 28088
What is the maximum amount for insured deposits? $250,000 per holder, per account

WaFd Bank Financials

Total Assets:
$22,319,547,000
Total Deposits:
$16,098,183,000
Equity Capital:
$2,224,071,000
Domestic Deposits:
$16,098,183,000
Net Income:
$66,507,000
Return on Assets:
1.2201%
Quarterly Return on Assets:
1.2100%
Pretax Return on Assets:
1.5486%
Pretax Quarterly Return on Assets:
1.5500%
Return on Equity:
11.6800%
Quarterly Return on Equity:
12.1500%
Common Equity Tier 1 Capital Ratio:
10.8924%
Tier 1 Risk-Based Capital Ratio:
10.8924%
Leverage Tier 1 (Core Capital) Ratio:
8.8608%
Total Risk-Based Capital Ratio (YTD):
12.1425%
Total Interest Income (YTD):
3.6835%
 
 
Headquarters:
Seattle
FDIC Field Office:
Seattle
Regulator:
FDIC
County:
King
# of Offices:
208
Metropolitan Statistical Area (MSA):
Seattle-Tacoma-Bellevue, WA
Consolidated Metropolitan Statistical Area (CMSA):
Seattle-Tacoma-Bremerton, WA
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC

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