Bath State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.76%, 6-month CD rates at 3.91% and 3-month CD rates at 0.20%. Current savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 5.99%. Credit Card rates are at 17.74%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates. Bath State Bank's 15-Month CD (special) rates are at 4.75%, 36-Month CD rates are at 4.00%, 12-Month CD (special) rates are at 4.00%, 60-Month CD rates are at 0.50%, 48-Month CD rates are at 0.41%. Bath State Bank's savings rates are at 0.10%. Bath State Bank's 30-Year Fixed rates are at 6.00%, 15-Year Fixed rates are at 5.38%.

Bath State Bank

To see how these rates compare to Bath State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bath State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bath State Bank CD rates. You can also compare Bath State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Bath State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bath State Bank? Share your experience about Bath State Bank by leaving a review below, or read customer reviews before you decide to use Bath State Bank.

Bath State Bank Texas Ratio

Bath State Bank's Texas Ratio is at 1.85%, which is considered excellent. The Texas Ratio for Bath State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bath State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
N/A
24-Month CD
0.31%
36-Month CD
4.00%
48-Month CD
0.41%
60-Month CD
0.50%
Savings
0.10%
MMA
N/A
30-Year Fixed
6.14%
Credit Card
N/A
Personal Loan
N/A
Bath State Bank
3095 Bath Road
Bath, IN 47010
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Bath State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Bath State Bank
Bath State Bank
15-Month CD (special)
4.75%
$500
Bath State Bank
Bath State Bank
12-Month CD (special)
4.00%
$500
Bath State Bank
Bath State Bank
36-Month CD
4.00%
$500
Bath State Bank
Bath State Bank
60-Month CD
0.50%
$500
Bath State Bank
Bath State Bank
48-Month CD
0.41%
$500
Bath State Bank
Bath State Bank
24-Month CD
0.31%
$500
Bath State Bank
Bath State Bank
Savings
0.10%
$0
Bath State Bank
Bath State Bank
NOW Checking
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Bath State Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Bath State Bank
Bath State Bank
15-Year Fixed
5.375%
5.600%
1.000
Bath State Bank
Bath State Bank
30-Year Fixed
6.000%
6.137%
1.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Bath State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
12-Month CD
5.10%
$500
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
12-Month CD
5.00%
$10,000
Profinium, Inc.
Profinium, Inc.
12-Month CD
4.80%
$500
Adams State Bank
Adams State Bank
12-Month CD
4.68%
$1,000
The Peoples S&L Co.
The Peoples S&L Co.
6-Month CD
4.58%
$2,500
First National Bank in Philip
First National Bank in Philip
12-Month CD
4.32%
$1,000
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
6-Month CD
4.29%
$1,000
Luana Savings Bank
Luana Savings Bank
60-Month CD (Jumbo)
4.00%
$100,000
Liberty Bank, Inc.
Liberty Bank, Inc.
36-Month CD
3.87%
$1,000
Beal Bank USA
Beal Bank USA
60-Month CD
3.80%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
48-Month CD
3.80%
$500
Cape Cod Co-operative Bank
Cape Cod Co-operative Bank
18-Month CD
3.75%
$500
Portage Community Bank
Portage Community Bank
12-Month CD
3.75%
$1,000
Leader Bank
Leader Bank
60-Month CD
3.50%
$1,000
S&T Bank
S&T Bank
24-Month CD
3.50%
$500
Axos Bank
Axos Bank
Rewards Checking
3.30%
$0
City National B&T Co. of Lawton, OK
60-Month CD
3.30%
$500
PSECU
PSECU
48-Month CD
3.05%
$500
Commerce Bank & Trust
Commerce Bank & Trust
36-Month CD
3.04%
$500
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
18-Month CD (Jumbo)
3.01%
$100,000
Seamens Bank
Seamens Bank
24-Month CD
3.00%
$1,000
Community First Bank
Community First Bank
18-Month CD
2.83%
$1,000
Citizens State Bank Moundridge, KS
48-Month CD
2.65%
$1,000
American Plus Bank, N.A.
American Plus Bank, N.A.
36-Month CD
2.50%
$25,000
Range Bank
Range Bank
18-Month CD
2.35%
$1,000
Community Bank Bristow, OK
Community Bank Bristow, OK
48-Month CD
2.32%
$1,000
Vast Bank
Vast Bank
18-Month CD
2.25%
$1,000
Swedish-American State Bank
Swedish-American State Bank
60-Month CD
2.05%
$500
UCB Milford, IA
UCB Milford, IA
12-Month CD
2.02%
$1,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
36-Month CD
2.00%
$1,000
Walden Savings Bank
Walden Savings Bank
24-Month CD
2.00%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
48-Month CD
2.00%
$1,000
The Bank of Tescott
The Bank of Tescott
48-Month CD
1.84%
$0
PSECU
PSECU
3-Month CD
1.50%
$500
Bank of Lake Mills
Bank of Lake Mills
24-Month CD
1.50%
$500
First State Bank of Campbell Hill
First State Bank of Campbell Hill
12-Month CD
1.00%
$500
GSB Guilford Savings Bank
60-Month CD
1.00%
$1,000
Bank of Franklin County
Bank of Franklin County
36-Month CD
1.00%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Health Savings
0.75%
$0
Peoples First Savings Bank
Peoples First Savings Bank
48-Month CD
0.75%
$500
Ballston Spa National Bank
Ballston Spa National Bank
60-Month CD
0.60%
$500
Auburn Savings Bank
Auburn Savings Bank
12-Month CD
0.35%
$1,000
Milford Bank
Milford Bank
48-Month CD
0.30%
$1,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Money Market
0.25%
$2,500
OBannon Bank
OBannon Bank
Savings
0.15%
$0
SSB Sherwood State Bank
SSB Sherwood State Bank
12-Month CD
0.10%
$1,000
Champlain National Bank
Champlain National Bank
Checking
0.05%
$0
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
12-Month CD
0.05%
$500
The Bank of Bourbonnais
The Bank of Bourbonnais
48-Month CD
0.05%
$500
Community Bank of Elmhurst
Community Bank of Elmhurst
Money Market
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Bath State Bank Mortgage Rates

Lender
Product
Rate
APR
Points
4.750%
4.790%
0.000
4.875%
4.930%
0.000
4.750%
4.940%
0.250
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.750%
5.110%
2.000
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.000%
5.175%
0.500
15-Year Fixed
5.125%
5.180%
0.000
15 Year Fixed
5.125%
5.192%
0.000
5.125%
5.197%
0.000
5.000%
5.207%
0.000
10 Year Fixed
5.125%
5.225%
0.735
5.250%
5.250%
0.000
15-Year Fixed Jumbo
5.000%
5.281%
0.000
5.000%
5.282%
0.000
4.990%
5.287%
0.500
5.125%
5.293%
0.500
15-Year Fixed Jumbo
5.125%
5.317%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bath State Bank Information

Bath State Bank
3095 Bath Road
Bath, IN 47010
Franklin
Established Date: 10/23/1923
FDIC Certificate #: 8035
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: BATH ST BCORP EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Bath State Bank FDIC Insured? Yes
What is Bath State Bank's Cert number? 8035
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bath State Bank Financials

Total Assets:
$314,653,000
Total Deposits:
$277,058,000
Equity Capital:
$12,003,000
Domestic Deposits:
$277,058,000
Net Income:
$303,000
Return on Assets:
0.4953%
Quarterly Return on Assets:
0.3800%
Pretax Return on Assets:
0.3838%
Pretax Quarterly Return on Assets:
0.3800%
Return on Equity:
15.6900%
Quarterly Return on Equity:
10.3800%
Common Equity Tier 1 Capital Ratio:
10.3380%
Tier 1 Risk-Based Capital Ratio:
10.3380%
Leverage Tier 1 (Core Capital) Ratio:
7.9922%
Total Risk-Based Capital Ratio (YTD):
11.4228%
Total Interest Income (YTD):
4.6491%
 
 
Headquarters:
Bath
FDIC Field Office:
Indianapolis
Regulator:
FDIC
County:
Franklin
# of Offices:
3
Metropolitan Statistical Area (MSA):
Cincinnati, OH-KY-IN
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The current national average 3 month certificate of deposit rate is 0.40 percent. You can find CD rates better than the national average CD rates. We have compiled a list of the best 3 month CD rates from banks and credit unions in California.
Average mortgage rates are barely changed today. Mortgage rates today on 30 year home loans are averaging 4.09%, a slight increase from yesterday’s average 30 year mortgage rate of 4.08%. Current mortgage rates on 15 year mortgage loans are averaging 3.36%, up from yesterday’s average 15 year mortgage rate of 3.35%.
Georgia Federal Credit Union is offering regular share certificates of deposit and Individual Retirement Account (IRA) certificates of deposit. Regular certificates of deposit range in terms of 91 days to 60 months. IRA certificates of deposit range in terms of 12 months to 60 months. The minimum opening deposit for all certificate of deposit accounts is $1,000.

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Bath State Bank Reviews

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