|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Bath State Bank Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Bath State Bank's savings rates are at 0.10%. Bath State Bank's Residential Mortgage Rates - 10 year fixed rates are at 5.75%, Residential Mortgage Rates - 10 year fixed rates are at 6.00%, Residential Mortgage Rates - 15 year fixed rates are at 6.00%, Residential Mortgage Rates - 15 year fixed rates are at 6.12%, Residential Mortgage Rates - 10 year fixed rates are at 6.25%. MonitorBankRates evaluates the financial stability of Bath State Bank with a 3.3 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 1.56%. Rates last updated and verified on 08/28/2026. Bath State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bath State Bank? Share your experience about Bath State Bank by leaving a review below, or read customer reviews before you decide to use Bath State Bank. 
Bath State Bank Savings Rates
Bath State Bank Checking Rates
Bath State Bank Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Bath State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Bath State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bath State Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Bath State Bank
Bank Holding Company
BATH ST BCORP EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS
Address
3095 Bath Road,
Bath, IN 47010 · Franklin
Website
https://www.BathStateBank.com
FDIC Certificate #
8035
Established
10/23/1923
FDIC Insurance Date
01/01/1934
Domestic Offices
3
Total Branches
3
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsB-
Overall Health Grade
Score: 82/100
3.3
Good
Out of 5.0 Stars
1.56%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.4953%
Return on Equity (ROE)
15.6900%
Non-Performing Loans (NPL)
0.03%
Total Assets
$337,321,000
Total Deposits
$275,196,000
Equity Capital
$17,861,000
Net Income
$3,048,000
Headquarters
Bath
Total Branches and Offices
3
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsdHtY
December 17, 2025
XMSs
Want to discuss Bath State Bank with other members?
Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Add Your Rating and Review for Bath State Bank
Frequently Asked Questions About Bath State BankHow many branches does Bath State Bank operate?Bath State Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Bath State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Bath State Bank provides members with tools to manage their accounts and build a solid financial history. Does Bath State Bank offer online and mobile banking?Most modern institutions like Bath State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.BathStateBank.com. Current Bath State Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Citizens Savings Bank Spillville, IA
The Callaway Bank
Lewisburg Banking Co.
FCNB Bank
Raccoon Valley Bank
Libertyville Savings Bank
PremierBank
North American Savings Bank (NASB)
Riverwind Bank
Security State Bank Alexandria, SD
Farmers State Bank Booneville, KY
Lb&t
Patriot Bank N.A.
Apex Bank
Consumers National Bank
Truist
The Bank of Elk River
Dallas Capital Bank
Liberty Capital Bank
Adelphi Bank
Peach State B&T
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
