First Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Savings BankToday's 12-month CD rates can be found at 0.30%, 6-month CD rates at 2.52% and 3-month CD rates at 1.26%. Current savings rates are at 0.25% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.70%. Credit Card rates are at 9.90%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Savings Bank CD rates. You can also compare First Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

First Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Savings Bank? Share your experience about First Savings Bank by leaving a review below, or read customer reviews before you decide to use First Savings Bank.

First Savings Bank Texas Ratio

First Savings Bank's Texas Ratio is at 4.54%, which is considered excellent. The Texas Ratio for First Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Savings Bank
201 N 3rd St
Beresford, SD 57004
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
American National Bank
American National Bank
Money Market
4.25%
$25,000
Iron Workers SB
Iron Workers SB
12-Month CD
4.15%
$250
RBAZ Republic Bank of Arizona
24-Month CD
3.78%
$1,000
Haven Savings Bank
Haven Savings Bank
18-Month CD
3.75%
$100
United Trust Bank
United Trust Bank
36-Month CD
3.75%
$3,000
First National Bank of Hutchinson
First National Bank of Hutchinson
12-Month CD
3.64%
$5,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
36-Month CD
3.50%
$500
Northern Bank Direct
Northern Bank Direct
48-Month CD
3.50%
$500
Citizens Bank of Clovis
Citizens Bank of Clovis
48-Month CD
3.30%
$1,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
48-Month CD
3.30%
$100
FSB of Burnet
FSB of Burnet
6-Month CD
3.28%
$1,000
Community State Bank Starke, FL
Community State Bank Starke, FL
36-Month CD
3.05%
$1,000
First Federal S&L of McMinnville
First Federal S&L of McMinnville
36-Month CD
3.00%
$500
Iron Workers SB
Iron Workers SB
60-Month CD
3.00%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
60-Month CD
2.90%
$1,000
Charter Bank TX
Charter Bank TX
60-Month CD
2.75%
$1,000
CNB of Park Rapids
CNB of Park Rapids
Platinum Money Market
2.75%
$500,000
Bristol Morgan Bank
Bristol Morgan Bank
60-Month CD
2.60%
$500
Bank Plus
Bank Plus
12-Month CD
2.50%
$1,000
American Commerce Bank, N.A.
American Commerce Bank, N.A.
30-Month CD
2.50%
$500
Chain Bridge Bank
Chain Bridge Bank
24-Month CD
2.46%
$500
Service Federal Credit Union
Service Federal Credit Union
48-Month CD
2.45%
$500
Boone Bank & Trust Co.
Boone Bank & Trust Co.
12-Month CD
2.38%
$50,000
Bank of the Valley
Bank of the Valley
12-Month CD
2.22%
$500
Silver Lake Bank
Silver Lake Bank
36-Month CD
2.02%
$500
1st University Credit Union
1st University Credit Union
48-Month CD
2.02%
$10,000
Bruning Bank
Bruning Bank
24-Month CD
1.81%
$500
Sacramento Deposit Bank
Sacramento Deposit Bank
48-Month CD
1.71%
$1,000
Fairview State Banking Company
Fairview State Banking Company
3-Month CD
1.51%
$2,500
First National Bank of Clarksdale
First National Bank of Clarksdale
18-Month CD
1.50%
$500
Buena Vista National Bank
Buena Vista National Bank
36-Month CD
1.15%
$500
Jewett City Savings Bank
Jewett City Savings Bank
12-Month CD
1.00%
$1,000
FNB of Peterstown
FNB of Peterstown
48-Month CD
1.00%
$2,500
Nashville Savings Bank
Nashville Savings Bank
18-Month CD
0.90%
$1,000
Hancock County SB
Hancock County SB
36-Month CD
0.65%
$500
Ballston Spa National Bank
Ballston Spa National Bank
60-Month CD
0.60%
$500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
36-Month CD
0.55%
$500
Buena Vista National Bank
Buena Vista National Bank
Regular Savings
0.40%
$50
Wyoming Community Bank
Wyoming Community Bank
Savings
0.40%
$0
Maine Community Bank
Maine Community Bank
36-Month CD
0.35%
$500
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
12-Month CD
0.30%
$1,000
FNB of Absecon
FNB of Absecon
60-Month CD
0.30%
$0
Academic Employees Credit Union
Academic Employees Credit Union
24-Month CD
0.30%
$1,000
Hoyne Savings Bank
Hoyne Savings Bank
12-Month CD
0.20%
$500
Milton Savings Bank
Milton Savings Bank
Passbook Savings
0.15%
$25
National Bank of Coxsackie
National Bank of Coxsackie
9-Month CD
0.10%
$500
United Southern Bank
United Southern Bank
3-Month CD
0.05%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
Money Market
0.05%
$50
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Primary Savings
0.05%
$25
Skowhegan Savings Bank
Skowhegan Savings Bank
Savings
0.04%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Savings Bank rate data right now, check back for updates, we are adding rates all the time.

First Savings Bank Information

First Savings Bank
201 N 3rd St
Beresford, SD 57004
Union
Established Date: 01/01/1989
FDIC Certificate #: 32629
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: FARRAR BERESFORD BCORP IRREVOCABLE TR
How Many Domestic U.S. Offices? 24
How Many Branches are There? 24
Is First Savings Bank FDIC Insured? Yes
What is First Savings Bank's Cert number? 32629
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Savings Bank Financials

Total Assets:
$1,403,046,000
Total Deposits:
$1,144,684,000
Equity Capital:
$231,707,000
Domestic Deposits:
$1,144,684,000
Net Income:
$18,621,000
Return on Assets:
1.4238%
Quarterly Return on Assets:
5.3600%
Pretax Return on Assets:
6.9416%
Pretax Quarterly Return on Assets:
6.9400%
Return on Equity:
9.4500%
Quarterly Return on Equity:
33.4200%
Common Equity Tier 1 Capital Ratio:
17.5176%
Tier 1 Risk-Based Capital Ratio:
19.5624%
Leverage Tier 1 (Core Capital) Ratio:
15.9155%
Total Risk-Based Capital Ratio (YTD):
20.8806%
Total Interest Income (YTD):
9.6397%
 
 
Headquarters:
Beresford
FDIC Field Office:
Sioux Falls
Regulator:
OCC
County:
Union
# of Offices:
24
Metropolitan Statistical Area (MSA):
Sioux City, IA-NE-SD
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

First City Bank Savings Rates

First City Bank Savings RatesFirst City Bank savings rates listed here are current as of January 2020. Savings rates at First Savings Bank on the bank's First Savings account are currently at 0.25 percent. Savings rates from First City Bank on the bank's Relationship Savings account are at 0.50 percent. As the name suggests, to earn the higher savings rate you need to also have a First City Bank checking account. To get the best savings rates compare online rates with First City Bank savings rates.

First City Savings Bank Savings Rates

Explore Other Rate Deals

Interest rates remain stable as the the next potential financial disaster created by Congress will be upon us in just over a month. The sequester of federal spending cuts to both domestic and defense programs is so front-loaded, the economy would certainly fall back into another recession.
Nationwide Bank, the banking arm of Nationwide Mutual Insurance Company, is offering a respectable rate on their money market account. The annual percentage yield on the money market account is currently 2.15 percent as of May 11, 2009. The annual percentage yield is for all account balances.
JP Morgan Chase Bank is offering a 1-year adjustable-rate mortgage with an annual percentage yield of 4.427 percent. The mortgage quotes we received from Chase was for refinancing a loan of $400,000 on single family home in Florida. A primary residence with an estimated home value of $600,000. The credit history selected for this quote was "very good".

Bank or Credit Union Offers and Deals

EverBank 2.5 Year CD Rates now at 1.27%
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Mortgage Rates 7-23: Home Mortgage Rates Today Decline: 30 Year Mortgage Rates at 4.69%, 15 Year Mortgage Rates at 4.13%
30 Year Conforming Mortgage Rates Hit New Low for 2017
CDs and Savings Accounts, Low Return Until the End of 2014
Millennium Bank CD Rates - 1 Year CD Rates 5.75% to 6.75%
Navy Federal Credit Union Best CD Rates
Up to 95% Financing on Mortgages from Alabama Credit Union
Bank5 Connect CD Rates: 5.50% APY 6-Month CD Account, 5.25% 15-Month CD (Entire USA)
Current Mortgage Rates on Fixed Conforming Loans Hit Record Lows

Alternative Bank and Credit Union Offers to Explore

Busey Bank CD Rates
Home Savings Bank 1 Year Jumbo CD Rates now at 0.90%
Mortgage Rates Higher in Mortgage Survey: 30 Year Mortgage Rates Averaging 4.92%
Evergeen Bank Group Savings Account Rates & MMA Rates
Luana Savings Bank 5 Year Jumbo CD Rates now at 1.35%
Savings Rates - October 5, 2021
ableBanking, a division of Northeast Bank 6 Month CD Rates now at 0.80%
Mortgage Rates at Record Lows Again, 30 Year Mortgage Rates at 4.56%, 15 Year Mortgage Rates at 4.03%
Mortgage Rates Higher This Week: 30 Year Mortgage Rates at 4.68%, 15 Year Mortgage Rates at 4.11%
Mortgage Interest Rates Decrease and Mortgage Applications Increase: Average Contract Rate on 30 Year Mortgages at 4.78%

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