State Bank of Southern Utah CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.51%, 6-month CD rates at 0.05% and 3-month CD rates at 0.30%. Current savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.79%. Credit Card rates are at 18.24%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. State Bank of Southern Utah's 12-Month CD (add-On) rates are at 5.20%, 18-Month CD rates are at 4.00%, 60-Month CD rates are at 4.00%, 24-Month CD rates are at 4.00%, 48-Month CD rates are at 3.75%. State Bank of Southern Utah's savings rates are at 0.20%. State Bank of Southern Utah's money market rates are at 4.07%. State Bank of Southern Utah's 30-Year Fixed rates are at 6.88%, 30-Year Fixed FHA rates are at 5.99%, 15-Year Fixed rates are at 6.25%, 30-Year Fixed VA rates are at 5.99%.

State Bank of Southern Utah

To see how these rates compare to State Bank of Southern Utah CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Bank of Southern Utah, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Bank of Southern Utah CD rates. You can also compare State Bank of Southern Utah savings rates, MMA rates and mortgage rates using our other rate lists.

State Bank of Southern Utah money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank of Southern Utah? Share your experience about State Bank of Southern Utah by leaving a review below, or read customer reviews before you decide to use State Bank of Southern Utah.

State Bank of Southern Utah Texas Ratio

State Bank of Southern Utah's Texas Ratio is at 6.03%, which is considered excellent. The Texas Ratio for State Bank of Southern Utah is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, State Bank of Southern Utah is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.20%
18-Month CD
4.00%
24-Month CD
4.00%
36-Month CD
3.75%
48-Month CD
3.75%
60-Month CD
4.00%
Savings
0.20%
MMA
4.07%
30-Year Fixed
7.03%
Credit Card
N/A
Personal Loan
N/A
State Bank of Southern Utah
377 N Main St
Cedar City, UT 84721
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

State Bank of Southern Utah CD Rates and Interest Rates

Bank
Product
APY
Min Dep
State Bank of Southern Utah
State Bank of Southern Utah
12-Month CD (add-On)
5.20%
$500
State Bank of Southern Utah
State Bank of Southern Utah
Money Market
4.07%
$500,000
State Bank of Southern Utah
State Bank of Southern Utah
18-Month CD
4.00%
$500
State Bank of Southern Utah
State Bank of Southern Utah
24-Month CD
4.00%
$500
State Bank of Southern Utah
State Bank of Southern Utah
60-Month CD
4.00%
$500
State Bank of Southern Utah
State Bank of Southern Utah
36-Month CD
3.75%
$500
State Bank of Southern Utah
State Bank of Southern Utah
48-Month CD
3.75%
$500
State Bank of Southern Utah
State Bank of Southern Utah
Big Interest Checking
3.56%
$0
State Bank of Southern Utah
State Bank of Southern Utah
Savings
0.20%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

State Bank of Southern Utah Mortgage Rates

Lender
Product
Rate
APR
Points
State Bank of Southern Utah
State Bank of Southern Utah
30-Year Fixed VA
5.990%
6.322%
0.000
State Bank of Southern Utah
State Bank of Southern Utah
15-Year Fixed
6.250%
6.498%
0.000
State Bank of Southern Utah
State Bank of Southern Utah
30-Year Fixed FHA
5.990%
6.999%
0.000
State Bank of Southern Utah
State Bank of Southern Utah
30-Year Fixed
6.875%
7.030%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare State Bank of Southern Utah Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Truliant Federal Credit Union
Truliant Federal Credit Union
High Yield Rewards Savings
4.75%
$5
BMO Alto
BMO Alto
24-Month CD
4.65%
$0
Milton Savings Bank
Milton Savings Bank
18-Month CD
4.60%
$500
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
23-Month CD (special)
4.50%
$1,000
Atkins Savings B&T
Atkins Savings B&T
18-Month CD (Adjust-A-Rate)
4.40%
$1,000
Ponce Bank
Ponce Bank
12-Month CD
4.25%
$1,000
Passumpsic Savings Bank
Passumpsic Savings Bank
18-Month CD (special)
4.25%
$10,000
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
18-Month CD
4.06%
$500
Transpecos Banks
Transpecos Banks
Simple Savings
4.00%
$500,000
Empower Federal Credit Union
Empower Federal Credit Union
48-Month CD
3.80%
$500
ableBanking
ableBanking
36-Month CD
3.50%
$5,000
Marion County State Bank
Marion County State Bank
6-Month CD
3.50%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
60-Month CD
3.45%
$1,000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
18-Month CD
3.25%
$500
Bank of Prague
Bank of Prague
36-Month CD
3.12%
$1,000
Bank of Luxemburg
Bank of Luxemburg
Loyalty Checking
3.00%
$1
Keen Bank
Keen Bank
48-Month CD
3.00%
$2,000
PSB of Plainview
PSB of Plainview
48-Month CD
2.93%
$10,000
Citizens National Bank of Albion
Citizens National Bank of Albion
48-Month CD
2.92%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
30-Month CD
2.90%
$500
Pioneer Federal S&L
Pioneer Federal S&L
12-Month CD
2.84%
$1,000
New Foundation SB
New Foundation SB
12-Month CD
2.75%
$1,000
Bay State Savings Bank
Bay State Savings Bank
48-Month CD
2.75%
$1,000
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
30-Month CD
2.60%
$1,000
Forte Bank
Forte Bank
60-Month CD
2.02%
$1,000
National Bank of Malvern
National Bank of Malvern
Money Market Advantage
2.01%
$250,000
Geddes Federal S&L
Geddes Federal S&L
48-Month CD
1.91%
$500
Bluff View Bank
Bluff View Bank
6-Month CD
1.76%
$500
Forcht Bank
Forcht Bank
Platinum Business Money Market
1.76%
$500,000
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
18-Month CD (IRA)
1.51%
$500
F&M Bank and Trust Company
F&M Bank and Trust Company
36-Month CD
1.26%
$1,000
Penn Community Bank
Penn Community Bank
60-Month CD
1.25%
$500
The Bank of Brodhead
The Bank of Brodhead
48-Month CD
1.20%
$500
Bank of Easton
Bank of Easton
36-Month CD
1.04%
$500
5Star Bank
5Star Bank
Basic Savings
1.00%
$0
First FSB of Mascoutah
First FSB of Mascoutah
Statement Savings
1.00%
$50
Centinel Bank of Taos
Centinel Bank of Taos
Simple Savings
0.80%
$0
Hilltop National Bank
Hilltop National Bank
3-Month CD
0.75%
$1,000
Thumb Bank and Trust
Thumb Bank and Trust
30-Month CD
0.60%
$500
Maine Community Bank
Maine Community Bank
60-Month CD
0.45%
$500
Heritage Bank Minnesota
Heritage Bank Minnesota
18-Month CD
0.35%
$250
Bank Plus
Bank Plus
Money Market
0.25%
$2,000
Century Bank of Florida
Century Bank of Florida
Checking
0.20%
$0
Johnson State Bank
Johnson State Bank
Now Checking
0.20%
$0
The Union Bank Company
The Union Bank Company
36-Month CD
0.20%
$500
First Exchange Bank
First Exchange Bank
18-Month CD
0.15%
$500
Iroquois Federal S&L
Iroquois Federal S&L
Savings
0.15%
$2,500
Hocking Valley Bank
Hocking Valley Bank
Passbook Savings
0.15%
$100
Premier Bank
Premier Bank
18-Month CD
0.10%
$500
National Bank of Blacksburg
National Bank of Blacksburg
Statement Savings
0.04%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

State Bank of Southern Utah Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
5.500%
5.908%
2.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

State Bank of Southern Utah Information

State Bank of Southern Utah
377 N Main St
Cedar City, UT 84721
Iron
Established Date: 11/25/1957
FDIC Certificate #: 17964
Date of FDIC Deposit Insurance: 02/02/1959
Bank Holding Company: SOUTHERN UTAH BCORP
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is State Bank of Southern Utah FDIC Insured? Yes
What is State Bank of Southern Utah's Cert number? 17964
What is the maximum amount for insured deposits? $250,000 per holder, per account

State Bank of Southern Utah Financials

Total Assets:
$2,271,886,000
Total Deposits:
$1,942,585,000
Equity Capital:
$185,202,000
Domestic Deposits:
$1,942,585,000
Net Income:
$5,347,000
Return on Assets:
1.3170%
Quarterly Return on Assets:
0.9500%
Pretax Return on Assets:
1.3224%
Pretax Quarterly Return on Assets:
1.3200%
Return on Equity:
15.2800%
Quarterly Return on Equity:
11.7300%
Leverage Tier 1 (Core Capital) Ratio:
10.1717%
Total Interest Income (YTD):
3.6209%
 
 
Headquarters:
Cedar City
FDIC Field Office:
Salt Lake City
Regulator:
FDIC
County:
Iron
# of Offices:
16
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC

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State Bank of Southern Utah Reviews

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