State Bank of Southern Utah CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 1.76% and 3-month CD rates at 1.65%. Current savings rates are at 0.03% and money market rates are at 1.40%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates. State Bank of Southern Utah's 12-Month CD (add-On) rates are at 4.25%, 60-Month CD rates are at 4.00%, 48-Month CD rates are at 3.80%, 36-Month CD rates are at 3.80%, 24-Month CD rates are at 3.80%. State Bank of Southern Utah's savings rates are at 0.20%. State Bank of Southern Utah's money market rates are at 1.76%.

State Bank of Southern Utah

To see how these rates compare to State Bank of Southern Utah CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Bank of Southern Utah, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Bank of Southern Utah CD rates. You can also compare State Bank of Southern Utah savings rates, MMA rates and mortgage rates using our other rate lists.

State Bank of Southern Utah money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank of Southern Utah? Share your experience about State Bank of Southern Utah by leaving a review below, or read customer reviews before you decide to use State Bank of Southern Utah.

State Bank of Southern Utah Texas Ratio

State Bank of Southern Utah's Texas Ratio is at 6.04%, which is considered excellent. The Texas Ratio for State Bank of Southern Utah is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, State Bank of Southern Utah is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.25%
18-Month CD
3.80%
24-Month CD
3.80%
36-Month CD
3.80%
48-Month CD
3.80%
60-Month CD
4.00%
Savings
0.20%
MMA
1.76%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
State Bank of Southern Utah
377 N Main St
Cedar City, UT 84721
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

State Bank of Southern Utah CD Rates and Interest Rates

Bank
Product
APY
Min Dep
State Bank of Southern Utah
State Bank of Southern Utah
12-Month CD (add-On)
4.25%
$500
State Bank of Southern Utah
State Bank of Southern Utah
60-Month CD
4.00%
$500
State Bank of Southern Utah
State Bank of Southern Utah
18-Month CD
3.80%
$500
State Bank of Southern Utah
State Bank of Southern Utah
24-Month CD
3.80%
$500
State Bank of Southern Utah
State Bank of Southern Utah
36-Month CD
3.80%
$500
State Bank of Southern Utah
State Bank of Southern Utah
48-Month CD
3.80%
$500
State Bank of Southern Utah
State Bank of Southern Utah
Big Interest Checking
3.04%
$0
State Bank of Southern Utah
State Bank of Southern Utah
Money Market
1.76%
$500
State Bank of Southern Utah
State Bank of Southern Utah
Savings
0.20%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare State Bank of Southern Utah Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Total Direct Bank
Total Direct Bank
60-Month CD
4.11%
$25,000
America First Federal Credit Union
America First Federal Credit Union
18-Month CD
4.10%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
12-Month CD
4.08%
$500
Community Bank of Missouri
Community Bank of Missouri
12-Month CD
4.06%
$500
Columbia Bank
Columbia Bank
18-Month CD
3.85%
$500
Goldwater Bank
Goldwater Bank
36-Month CD
3.75%
$500
StonehamBank
StonehamBank
18-Month CD
3.75%
$1,000
Sikorsky Credit Union
Sikorsky Credit Union
18-Month CD
3.60%
$500
Kennett Trust Bank
Kennett Trust Bank
12-Month CD
3.50%
$500
BankGloucester
BankGloucester
18-Month CD
3.50%
$500
5Star Bank
5Star Bank
18-Month CD
3.30%
$1,000
Corebank
Corebank
12-Month CD
3.05%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
High Yield Savings
3.00%
$25,000
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
36-Month CD
3.00%
$0
Goldwater Bank
Goldwater Bank
Money Market
3.00%
$1,000
Grand Valley Bank
Grand Valley Bank
60-Month CD
3.00%
$500
Heritage Bank N.A.
Heritage Bank N.A.
60-Month CD
2.95%
$75,000
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
24-Month CD
2.83%
$500
First Independent Bank Russell, MN
First Independent Bank Russell, MN
Investment Savings
2.53%
$500,000
Bank of Kampsville
Bank of Kampsville
6-Month CD
2.52%
$2,500
Pathfinder Bank
Pathfinder Bank
36-Month CD
2.50%
$1,000
Union Federal S&L
48-Month CD
2.25%
$200
Westbury Bank
Westbury Bank
24-Month CD
2.25%
$500
Minnesota First
Minnesota First
Premium High Yield Savings
2.10%
$5,000
Bath Savings Institution
Bath Savings Institution
3-Month CD
2.07%
$500
Bank of Kampsville
Bank of Kampsville
24-Month CD
2.04%
$1,000
Tipton Latham Bank
Tipton Latham Bank
36-Month CD
2.00%
$500
Alliance Bank IN
Alliance Bank IN
48-Month CD
1.85%
$1,000
Home National Bank Racine, OH
Home National Bank Racine, OH
48-Month CD
1.75%
$500
Northwest Community Bank
Northwest Community Bank
48-Month CD
1.75%
$500
SouthernTrust Bank
SouthernTrust Bank
48-Month CD
1.56%
$1,000
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
Money Market
1.51%
$25,000
PSECU
PSECU
3-Month CD
1.50%
$500
The Peoples Community Bank
The Peoples Community Bank
12-Month CD
1.25%
$500
First Arkansas Bank and Trust
First Arkansas Bank and Trust
12-Month CD
1.25%
$500
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
18-Month CD
1.05%
$500
Portage Community Bank
Portage Community Bank
Community Index Money Market
0.80%
$100,000
Bristol Morgan Bank
Bristol Morgan Bank
Money Market
0.50%
$2,500
4U Federal Credit Union
4U Federal Credit Union
Savings
0.30%
$100
Achieve Financial Credit Union
Achieve Financial Credit Union
36-Month CD
0.30%
$1,000
Mayville State Bank
Mayville State Bank
24-Month CD
0.25%
$1,000
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
18-Month CD
0.25%
$2,000
State Bank Freeport, IL
State Bank Freeport, IL
24-Month CD
0.25%
$1,000
Lake Elmo Bank
Lake Elmo Bank
Money Market
0.16%
$0
Beardstown Savings
Beardstown Savings
Statement Savings
0.15%
$1
Greenville National Bank
Greenville National Bank
Savings
0.05%
$100
BayVanguard Bank
BayVanguard Bank
Statement Savings
0.05%
$50
Busey Bank
Busey Bank
24-Month CD
0.05%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
NOW Checking
0.05%
$1,000
Accentra Credit Union
Accentra Credit Union
Share Savings
0.05%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

State Bank of Southern Utah Information

State Bank of Southern Utah
377 N Main St
Cedar City, UT 84721
Iron
Established Date: 11/25/1957
FDIC Certificate #: 17964
Date of FDIC Deposit Insurance: 02/02/1959
Bank Holding Company: SOUTHERN UTAH BCORP
How Many Domestic U.S. Offices? 16
How Many Branches are There? 17
Is State Bank of Southern Utah FDIC Insured? Yes
What is State Bank of Southern Utah's Cert number? 17964
What is the maximum amount for insured deposits? $250,000 per holder, per account

State Bank of Southern Utah Financials

Total Assets:
$2,425,785,000
Total Deposits:
$2,001,768,000
Equity Capital:
$211,258,000
Domestic Deposits:
$2,001,768,000
Net Income:
$5,178,000
Return on Assets:
0.9231%
Quarterly Return on Assets:
0.8600%
Pretax Return on Assets:
1.1306%
Pretax Quarterly Return on Assets:
1.1300%
Return on Equity:
11.5100%
Quarterly Return on Equity:
9.8700%
Leverage Tier 1 (Core Capital) Ratio:
10.2439%
Total Interest Income (YTD):
4.3669%
 
 
Headquarters:
Cedar City
FDIC Field Office:
Salt Lake City
Regulator:
FDIC
County:
Iron
# of Offices:
16
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates moved lower again this week and are now just above record lows set in November of last year. The catalysts sending mortgage rates lower this week were a weaker than expected retail sales report and a lower reading on consumer sentiment. As a result of the week economic data released, bond yields moved lower which in turn is sending mortgage rates lower.
State Farm Bank Savings rates are now at 0.10 percent with a yield of 0.10 percent. View current Savings rates at State Farm Bank below.
Third Federal Savings and Loan Savings rates are now at 0.20 percent with a yield of 0.20 percent. View current Savings rates at Third Federal Savings and Loan below.

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State Bank of Southern Utah Reviews

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