State Bank of Southern Utah CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 4.80% and 3-month CD rates at 1.00%. Current savings rates are at 0.15% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.60%. Credit Card rates are at 13.50%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. State Bank of Southern Utah's 12-Month CD Add-On rates are at 5.20%, 60-Month CD rates are at 4.00%, 6-Month CD rates are at 4.00%, 24-Month CD rates are at 4.00%, 18-Month CD rates are at 4.00%. State Bank of Southern Utah's savings rates are at 0.20%. State Bank of Southern Utah's money market rates are at 4.07%. State Bank of Southern Utah's 30-Year Fixed FHA rates are at 6.12%, 30-Year Fixed rates are at 6.62%, 15-Year Fixed rates are at 6.38%, 30-Year Fixed VA rates are at 6.00%.

State Bank of Southern Utah

To see how these rates compare to State Bank of Southern Utah CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Bank of Southern Utah, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Bank of Southern Utah CD rates. You can also compare State Bank of Southern Utah savings rates, MMA rates and mortgage rates using our other rate lists.

State Bank of Southern Utah money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank of Southern Utah? Share your experience about State Bank of Southern Utah by leaving a review below, or read customer reviews before you decide to use State Bank of Southern Utah.

State Bank of Southern Utah Texas Ratio

State Bank of Southern Utah's Texas Ratio is at 6.03%, which is considered excellent. The Texas Ratio for State Bank of Southern Utah is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, State Bank of Southern Utah is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.20%
18-Month CD
4.00%
24-Month CD
4.00%
36-Month CD
3.75%
48-Month CD
3.75%
60-Month CD
4.00%
Savings
0.20%
MMA
4.07%
30-Year Fixed
7.13%
Credit Card
N/A
Personal Loan
N/A
State Bank of Southern Utah
377 N Main St
Cedar City, UT 84721
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

State Bank of Southern Utah CD Rates and Interest Rates

Bank
Product
APY
Min Dep
State Bank of Southern Utah
State Bank of Southern Utah
12-Month CD Add-On
5.20%
$500
State Bank of Southern Utah
State Bank of Southern Utah
Money Market
4.07%
$500,000
State Bank of Southern Utah
State Bank of Southern Utah
6-Month CD
4.00%
$500
State Bank of Southern Utah
State Bank of Southern Utah
18-Month CD
4.00%
$500
State Bank of Southern Utah
State Bank of Southern Utah
24-Month CD
4.00%
$500
State Bank of Southern Utah
State Bank of Southern Utah
60-Month CD
4.00%
$500
State Bank of Southern Utah
State Bank of Southern Utah
36-Month CD
3.75%
$500
State Bank of Southern Utah
State Bank of Southern Utah
48-Month CD
3.75%
$500
State Bank of Southern Utah
State Bank of Southern Utah
Big Interest Checking
3.56%
$0
State Bank of Southern Utah
State Bank of Southern Utah
Savings Account
0.20%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

State Bank of Southern Utah Mortgage Rates

Lender
Product
Rate
APR
Points
State Bank of Southern Utah
State Bank of Southern Utah
30-Year Fixed VA
6.000%
6.332%
0.000
State Bank of Southern Utah
State Bank of Southern Utah
15-Year Fixed
6.375%
6.624%
0.000
State Bank of Southern Utah
State Bank of Southern Utah
30-Year Fixed
6.625%
6.778%
0.000
State Bank of Southern Utah
State Bank of Southern Utah
30-Year Fixed FHA
6.125%
7.134%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare State Bank of Southern Utah Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Cibc
Cibc
13-Month CD in Branch Special
5.25%
$1,000
Communitywide Federal Credit Union
Communitywide Federal Credit Union
Hi-Rate Monthly Money Market
5.00%
$1
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
18-Month CD
4.74%
$500
Exchange Bank and Trust Company
Exchange Bank and Trust Company
6-Month CD
4.63%
$1,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
12-Month CD Jumbo
4.55%
$100,000
Citizens Bank of Clovis
Citizens Bank of Clovis
24-Month CD
4.34%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
48-Month CD (Certificate)
4.00%
$1,000
Global Bank
Global Bank
60-Month CD
4.00%
$1,000
Ridgewood Savings Bank
Ridgewood Savings Bank
9-Month CD
3.75%
$100
First Resource Bank Exton, PA
First Resource Bank Exton, PA
3-Month CD
3.50%
$500
Wintrust Bank
Wintrust Bank
26-Month CD
3.50%
$1,000
Seattle Bank
Seattle Bank
Digital Direct Savings Account
3.40%
$100
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
18-Month CD
3.29%
$1,000
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
60-Month CD
3.04%
$0
Headwaters State Bank
Headwaters State Bank
MOney Market Tier 5
3.04%
$250,000
FNB of Moose Lake
FNB of Moose Lake
36-Month CD
3.03%
$500
Skyone Federal Credit Union
Skyone Federal Credit Union
6-Month CD certificate
3.00%
$1,000
Columbia Bank
Columbia Bank
36-Month CD
3.00%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
48-Month CD
3.00%
$1,000
Vio Bank
Vio Bank
60-Month CD
2.75%
$500
Keen Bank
Keen Bank
60-Month CD
2.75%
$2,000
FNB of Kansas
FNB of Kansas
18-Month Jumbo CD
2.55%
$100,000
Lyndon State Bank
Lyndon State Bank
48-Month CD
2.28%
$100
Home Loan State Bank
Home Loan State Bank
Money Market
2.08%
$100,000
Timberland Bank
Timberland Bank
48-Month CD
2.02%
$500
Camp Grove State Bank
Camp Grove State Bank
Regular Savings Account
1.80%
$50,000
The Bank of Glen Burnie
The Bank of Glen Burnie
60-Month CD
1.76%
$500
Bank of Prague
Bank of Prague
Savings Account
1.50%
$0
United Bank of Union
United Bank of Union
Savings Accont Companion
1.50%
$1,000
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
24-Month CD
1.36%
$1,000
TGSB Table Grove State Bank
TGSB Table Grove State Bank
36-Month CD
1.30%
$5,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
1-Month CD
1.00%
$5,000
Bank of the Valley
Bank of the Valley
Savings Account
0.90%
$0
First National Bank in Pinckneyville
First National Bank in Pinckneyville
48-Month CD
0.75%
$500
Washington Business Bank
Washington Business Bank
60-Month CD
0.75%
$1,000
Bank of Kampsville
Bank of Kampsville
30-Month CD
0.75%
$1,000
Bank of Elgin
Bank of Elgin
Savings Account
0.50%
$0
Hancock County SB
Hancock County SB
18-Month CD
0.50%
$500
Altoona First Savings Bank
Altoona First Savings Bank
36-Month CD
0.45%
$1,000
First Seacoast Bank
First Seacoast Bank
36-Month CD
0.40%
$1,000
Norway Savings Bank
Norway Savings Bank
18-Month CD
0.30%
$500
Fulton Savings Bank
Fulton Savings Bank
12-Month CD
0.25%
$500
Superior Savings Bank
Superior Savings Bank
48-Month CD
0.25%
$500
The Community State Bank
The Community State Bank
Savings Account
0.25%
$100
1st Gateway Credit Union
1st Gateway Credit Union
Regular Shares Savings
0.25%
$25
Heritage Bank of the Ozarks
Heritage Bank of the Ozarks
Money Market
0.15%
$2,500
Coastal Bank & Trust
Coastal Bank & Trust
Interest Checking
0.07%
$100
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
Money Market
0.05%
$25
Central Bank Houston, TX
Central Bank Houston, TX
Central Choice Premier Checking
0.05%
$100
PSB Provident Savings Bank
PSB Provident Savings Bank
Money Market Plus
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

State Bank of Southern Utah Mortgage Rates

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

State Bank of Southern Utah Information

State Bank of Southern Utah
377 N Main St
Cedar City, UT 84721
Iron
Established Date: 11/25/1957
FDIC Certificate #: 17964
Date of FDIC Deposit Insurance: 02/02/1959
Bank Holding Company: SOUTHERN UTAH BCORP
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is State Bank of Southern Utah FDIC Insured? Yes
What is State Bank of Southern Utah's Cert number? 17964
What is the maximum amount for insured deposits? $250,000 per holder, per account

State Bank of Southern Utah Financials

Total Assets:
$2,271,886,000
Total Deposits:
$1,942,585,000
Equity Capital:
$185,202,000
Domestic Deposits:
$1,942,585,000
Net Income:
$5,347,000
Return on Assets:
1.3170%
Quarterly Return on Assets:
0.9500%
Pretax Return on Assets:
1.3224%
Pretax Quarterly Return on Assets:
1.3200%
Return on Equity:
15.2800%
Quarterly Return on Equity:
11.7300%
Leverage Tier 1 (Core Capital) Ratio:
10.1717%
Total Interest Income (YTD):
3.6209%
 
 
Headquarters:
Cedar City
FDIC Field Office:
Salt Lake City
Regulator:
FDIC
County:
Iron
# of Offices:
16
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC

Explore Other Rate Deals

Champion Bank of St. Louis, Missouri, offers several different types of savings accounts including a Regular Savings account, Junior Champions Savings account and a Business Savings account.
For the past several years the interest rate difference between the best CD rates on 1 year and 5 year CD rateshas been low. When you compare average rates between 1 year and 5 year certificates of deposit the difference is also minimal because the rate curve is flat. I don't anticipate average CD rates and the highest CD rates moving much higher anytime soon. We might have to wait until 2016 for rates to finally increase but maybe rates will increase sooner if the economy starts growing faster.

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Webster Bank Savings Account Promotion
Discover Bank CD Rate $25 Bonus
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State Bank of Southern Utah Reviews

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