State Bank of De Kalb CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.53%, 6-month CD rates at 0.25% and 3-month CD rates at 2.78%. Current savings rates are at 0.25% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 14.00%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. State Bank of De Kalb's 12-Month CD rates are at 3.80%, 24-Month CD rates are at 3.03%, 36-Month CD rates are at 2.78%, 48-Month CD rates are at 2.68%, 60-Month CD rates are at 2.52%.

State Bank of De Kalb

To see how these rates compare to State Bank of De Kalb CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Bank of De Kalb, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Bank of De Kalb CD rates. You can also compare State Bank of De Kalb savings rates, MMA rates and mortgage rates using our other rate lists.

State Bank of De Kalb money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank of De Kalb? Share your experience about State Bank of De Kalb by leaving a review below, or read customer reviews before you decide to use State Bank of De Kalb.

State Bank of De Kalb Texas Ratio

State Bank of De Kalb's Texas Ratio is at 1.41%, which is considered excellent. The Texas Ratio for State Bank of De Kalb is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, State Bank of De Kalb is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.80%
18-Month CD
N/A
24-Month CD
3.03%
36-Month CD
2.78%
48-Month CD
2.68%
60-Month CD
2.52%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
State Bank of De Kalb
102 S Runnels St
De Kalb, TX 75559
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

State Bank of De Kalb CD Rates and Interest Rates

Bank
Product
APY
Min Dep
State Bank of De Kalb
State Bank of De Kalb
12-Month CD
3.80%
$500
State Bank of De Kalb
State Bank of De Kalb
24-Month CD
3.03%
$500
State Bank of De Kalb
State Bank of De Kalb
36-Month CD
2.78%
$500
State Bank of De Kalb
State Bank of De Kalb
48-Month CD
2.68%
$500
State Bank of De Kalb
State Bank of De Kalb
60-Month CD
2.52%
$500

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare State Bank of De Kalb Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Fidelity
Fidelity
60-Month CD
4.30%
$1,000
All America Bank
All America Bank
Mega Money Market Checking
4.25%
$500
Mid-America Bank
Mid-America Bank
18-Month CD (Jumbo)
4.04%
$100,000
Columbus Bank and Trust Company
Columbus Bank and Trust Company
60-Month CD
4.00%
$500
New Millennium Bank
New Millennium Bank
12-Month CD
4.00%
$500
Y-12 Federal Credit Union
Y-12 Federal Credit Union
High Yield Money Market
4.00%
$25,000
Gunnison S&L
Gunnison S&L
48-Month CD
3.83%
$500
GTE Financial Credit Union
GTE Financial Credit Union
24-Month CD
3.82%
$500
West Pointe Bank
West Pointe Bank
36-Month CD
3.56%
$500
First FSB Rochester, IN
First FSB Rochester, IN
60-Month CD
3.29%
$500
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
36-Month CD
3.28%
$1,000
Utah Independent Bank
Utah Independent Bank
18-Month CD
3.24%
$500
Home State Bank Royal, IA
Home State Bank Royal, IA
36-Month CD
3.03%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
6-Month CD
3.02%
$1,000
Commerce Bank & Trust
Commerce Bank & Trust
24-Month CD
3.00%
$500
RBAZ Republic Bank of Arizona
60-Month CD
3.00%
$1,000
First National Bank VA
First National Bank VA
24-Month CD
2.78%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
30-Month CD
2.53%
$1,000
Mechanics Cooperative Bank
Mechanics Cooperative Bank
36-Month CD
2.50%
$500
Primebank
Primebank
24-Month CD
2.50%
$1,000
The Bank of Princeton
The Bank of Princeton
60-Month CD
2.50%
$500
New Market Bank
New Market Bank
48-Month CD
2.20%
$500
Reliance State Bank
Reliance State Bank
48-Month CD
2.11%
$2,500
Minnesota First
Minnesota First
Premium High Yield Savings
2.10%
$5,000
Live Oak Bank
Live Oak Bank
36-Month CD
2.00%
$2,500
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
12-Month CD
2.00%
$10,000
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
12-Month CD
1.75%
$500
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
18-Month CD
1.51%
$500
Forte Bank
Forte Bank
36-Month CD
1.46%
$1,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
24-Month CD
1.10%
$500
Newtown Savings Bank
Newtown Savings Bank
12-Month CD
1.00%
$500
FNB of Peterstown
FNB of Peterstown
60-Month CD
1.00%
$2,500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
3-Month CD
1.00%
$1,000
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
6-Month CD
1.00%
$100
Kitsap Bank
Kitsap Bank
6-Month CD
0.85%
$5,000
State Bank of St. Jacob
State Bank of St. Jacob
Money Market
0.75%
$2,500
FirsTier Bank
FirsTier Bank
60-Month CD
0.75%
$0
Wrentham Co-operative Bank
Wrentham Co-operative Bank
48-Month CD
0.75%
$500
Sugar River Bank
Sugar River Bank
60-Month CD
0.65%
$500
Somerset Trust Company
Somerset Trust Company
60-Month CD
0.60%
$500
Somerset Savings Bank
Somerset Savings Bank
60-Month CD
0.55%
$500
Main Street Bank Corp
Main Street Bank Corp
48-Month CD
0.50%
$1,000
Capital Bank TX
Capital Bank TX
Investors Choice Money Market
0.30%
$25,000
The Andover Bank
The Andover Bank
36-Month CD
0.30%
$1,000
NVE Bank
NVE Bank
60-Month CD
0.26%
$1,000
State Bank Freeport, IL
State Bank Freeport, IL
Money Market
0.20%
$1
Coastal Heritage Bank
Coastal Heritage Bank
Heritage Savings
0.05%
$500
The Bank of Bourbonnais
The Bank of Bourbonnais
12-Month CD
0.05%
$500
1st Bank Yuma
1st Bank Yuma
1st Select Savings
0.05%
$100
5 Star Bank
5 Star Bank
Statement Savings
0.04%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

State Bank of De Kalb Information

State Bank of De Kalb
102 S Runnels St
De Kalb, TX 75559
Bowie
Established Date: 02/19/1937
FDIC Certificate #: 15463
Date of FDIC Deposit Insurance: 02/20/1937
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is State Bank of De Kalb FDIC Insured? Yes
What is State Bank of De Kalb's Cert number? 15463
What is the maximum amount for insured deposits? $250,000 per holder, per account

State Bank of De Kalb Financials

Total Assets:
$458,946,000
Total Deposits:
$393,798,000
Equity Capital:
$48,580,000
Domestic Deposits:
$393,798,000
Net Income:
$2,262,000
Return on Assets:
1.8269%
Quarterly Return on Assets:
2.0500%
Pretax Return on Assets:
2.0493%
Pretax Quarterly Return on Assets:
2.0500%
Return on Equity:
17.4800%
Quarterly Return on Equity:
18.8600%
Leverage Tier 1 (Core Capital) Ratio:
10.8042%
Total Interest Income (YTD):
5.2975%
 
 
Headquarters:
De Kalb
FDIC Field Office:
Dallas
Regulator:
FDIC
County:
Bowie
# of Offices:
7
Metropolitan Statistical Area (MSA):
Texarkana, TX-AR
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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