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SSB West Des Moines, IA

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SSB West Des Moines, IA Rates & Review May 2026

Q: How many branches does SSB West Des Moines, IA operate?

SSB West Des Moines, IA currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, SSB West Des Moines, IA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 10, 2026

You can compare SSB West Des Moines, IA rates to other rates in our database, including 12-month CD rates currently at 2.83%, 6-month CD rates at 3.07% and 3-month CD rates at 1.41%. Savings rates are at 0.15% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.66%. All these rates can be compared to SSB West Des Moines, IA rates. MonitorBankRates evaluates the financial stability of SSB West Des Moines, IA with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.86%. Rates were last updated on 05/10/2026.

SSB West Des Moines, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SSB West Des Moines, IA? Share your experience about SSB West Des Moines, IA by leaving a review below, or read customer reviews before you decide to use SSB West Des Moines, IA.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.86%

Excellent Higher than avg

SSB West Des Moines, IA

4800 George Mills Civic Pkwy
West Des Moines, IA 50265

https://www.ssb.bank

Current Rate Availability

We do not have SSB West Des Moines, IA rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for SSB West Des Moines, IA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather SSB West Des Moines, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SSB West Des Moines, IA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name SSB West Des Moines, IA

Bank Holding Company SSB HOLDING CO INC

Address 4800 George Mills Civic Pkwy, West Des Moines, IA 50265 · Polk

Website https://www.ssb.bank

FDIC Certificate # 248

Established 07/04/1894

FDIC Insurance Date 01/01/1934

Domestic Offices 2

Total Branches 2

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

6.86%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.0115%

Return on Equity (ROE) 9.8600%

Non-Performing Loans (NPL) 0.52%

Total Assets $274,293,000

Total Deposits $204,588,000

Equity Capital $24,184,000

Net Income $3,315,000

Headquarters West Des Moines

Total Offices 2

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About SSB West Des Moines, IA

Is SSB West Des Moines, IA a safe place to deposit money?

Yes, SSB West Des Moines, IA is considered a safe financial institution. With a Texas Ratio of 6.8555186202245%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does SSB West Des Moines, IA operate?

SSB West Des Moines, IA currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, SSB West Des Moines, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SSB West Des Moines, IA provides members with tools to manage their accounts and build a solid financial history.

Does SSB West Des Moines, IA offer online and mobile banking?

Most modern institutions like SSB West Des Moines, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ssb.bank.