SSB West Des Moines, IA Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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SSB West Des Moines, IA's Certificates of Deposit 55-Month Special Flex rates are at 4.32%, Certificates of Deposit 55-Month Special Flex rates are at 4.11%, Certificates of Deposit 12-Month rates are at 4.06%, Certificates of Deposit 12-Month rates are at 4.01%, Certificates of Deposit 12-Month rates are at 3.96%. SSB West Des Moines, IA's savings rates are at 0.65%.
Rate Updates and AvailabilitySSB West Des Moines, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SSB West Des Moines, IA? Share your experience about SSB West Des Moines, IA by leaving a review below, or read customer reviews before you decide to use SSB West Des Moines, IA. SSB West Des Moines, IA Texas RatioSSB West Des Moines, IA's Texas Ratio is at 6.86%, which is considered excellent. The Texas Ratio for SSB West Des Moines, IA is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
SSB West Des Moines, IA has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, SSB West Des Moines, IA is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
SSB West Des Moines, IA CD Rates
SSB West Des Moines, IA Savings Rates
SSB West Des Moines, IA Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for SSB West Des Moines, IA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather SSB West Des Moines, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with SSB West Des Moines, IA's official website for the most current offers and terms.
Bank Profile & OverviewSSB West Des Moines, IA
4800 George Mills Civic PkwyWest Des Moines, IA 50265 Polk Established Date: 07/04/1894 FDIC Certificate #: 248 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: SSB HOLDING CO INC How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.ssb.bank
Is SSB West Des Moines, IA FDIC Insured? Yes
What is SSB West Des Moines, IA's Cert number? 248
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$228,836,000
Total Deposits:
$169,193,000
Equity Capital:
$22,317,000
Net Income:
$706,000
Return on Assets (ROA):
1.0115%
Return on Equity (ROE):
9.8600%
Headquarters:
West Des Moines
Regulator:
FDIC
# of Offices:
2
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for SSB West Des Moines, IA yet. Feel free to create one below.
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Frequently Asked Questions About SSB West Des Moines, IAHow do I open an account at SSB West Des Moines, IA?You can typically open an account at SSB West Des Moines, IA by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, SSB West Des Moines, IA provides a range of mortgage and home equity products. Is SSB West Des Moines, IA a safe place to deposit money?Yes, SSB West Des Moines, IA is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does SSB West Des Moines, IA offer online and mobile banking?Most modern institutions like SSB West Des Moines, IA provide digital access including online balance checks and transfers. Compare to other Banks |
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