MonitorBankRates
Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
  1. Home
  2. Banks
  3. Carson Bank
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Carson Bank Rates & Review September 2026

Carson Bank's 180 Day Business Certificate of Deposit rates are at 4.06%, 180 DAY CD SPECIAL rates are at 3.55%, 3 Year Certificate of Deposit - IRA rates are at 3.55%, 5 Year Certificate of Deposit - IRA rates are at 3.55%, Business 180 DAY CD SPECIAL rates are at 3.55%. Carson Bank's savings rates are at 0.10%. Carson Bank's money market rates are at 1.21%. MonitorBankRates evaluates the financial stability of Carson Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.80%. Rates last updated and verified on 09/19/2026.

Carson Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Carson Bank? Share your experience about Carson Bank by leaving a review below, or read customer reviews before you decide to use Carson Bank.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.80%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Carson Bank
122 W Main St
Mulvane, KS 67110
https://www.carsonbank.com
Member FDIC

Carson Bank CD Rates

Product Rate APY Term View More
180 Day Business Certificate of Deposit 4.00% 4.06% 180 Day
Min Deposit $1,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
180 DAY CD SPECIAL 3.50% 3.55% 180 DAY CD SPECIAL
Min Deposit $1,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
3 Year Certificate of Deposit - IRA 3.50% 3.55% 3 Year
Min Deposit $50
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
5 Year Certificate of Deposit - IRA 3.50% 3.55% 5 Year
Min Deposit $50
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Business 180 DAY CD SPECIAL 3.50% 3.55% 180 DAY CD SPECIAL
Min Deposit $1,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Certificate of Deposit - SPECIAL 180 Day CD 3.50% 3.55% 180 Day CD
Min Deposit $1,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
13 Month Business Certificate of Deposit 3.00% 3.03% 13 Month
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
13 MONTH CD SPECIAL 3.00% 3.03% 13 MONTH CD SPECIAL
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
18 Month Certificate of Deposit - IRA 3.00% 3.03% 18 Month
Min Deposit $50
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
18 Month Certificate of Deposit - IRA 3.00% 3.03% 18 Month Variable
Min Deposit $50
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Business 13 MONTH CD SPECIAL 3.00% 3.03% 13 MONTH CD SPECIAL
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Certificate of Deposit - SPECIAL 13 Month CD 3.00% 3.03% 13 Month CD
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
12 Month Business CD 1.75% 1.76% 12 Month
Min Deposit $50,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
12 Month CD 1.75% 1.76% 12 Month
Min Deposit $50,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
12 Month Business CD 1.70% 1.71% 12 Month
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
12 Month CD 1.70% 1.71% 12 Month
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
24 Month Business CD 1.70% 1.71% 24 Month
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
24 Month CD 1.70% 1.71% 24 Month
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
36 Month Business CD 1.70% 1.71% 36 Months
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
36 Month CD 1.70% 1.71% 36 Month
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
48 Month Business CD 1.70% 1.71% 48 Months
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
48 Month CD 1.70% 1.71% 48 Month
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
180 Day Business CD 1.35% 1.36% 180 Day
Min Deposit $50,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
180 Day CD 1.35% 1.36% 180 Day
Min Deposit $50,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
180 Day Business CD 1.30% 1.31% 180 Day
Min Deposit $1,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
180 Day CD 1.30% 1.31% 180 Day
Min Deposit $1,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
30 Day Business CD 0.90% 0.90% 30 Day
Min Deposit $1,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
30 Day CD 0.90% 0.90% 30 Day
Min Deposit $1,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
60 Day Business CD 0.90% 0.90% 60 Day
Min Deposit $1,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
60 Day CD 0.90% 0.90% 60 Day
Min Deposit $1,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
90 Day Business CD 0.90% 0.90% 90 Day
Min Deposit $1,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
90 Day CD 0.90% 0.90% 90 Day
Min Deposit $1,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%

Carson Bank Savings Rates

Product Rate APY View More
Business Savings 0.10% 0.10%
Min Deposit $100
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Savings 0.10% 0.10%
Min Deposit $100
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%

Carson Bank Money Market Rates

Product Rate APY View More
Business Premier Money Market 1.40% 1.41%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Business Premier Money Market 1.40% 1.41%
Min Balance $100,000
Details Balance: $100,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Premier Money Market 1.40% 1.41%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Premier Money Market 1.40% 1.41%
Min Balance $100,000
Details Balance: $100,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Business Premier Money Market 1.30% 1.31%
Min Balance $10,000
Details Balance: $10,000 - $49,999
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Premier Money Market 1.30% 1.31%
Min Balance $10,000
Details Balance: $10,000 - $49,999
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Business Premier Money Market 1.20% 1.21%
Min Balance $2,500
Details Balance: $2,500 - $4,999
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Business Premier Money Market 1.20% 1.21%
Min Balance $5,000
Details Balance: $5,000 - $9,999
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Premier Money Market 1.20% 1.21%
Min Balance $2,500
Details Balance: $2,500 - $4,999
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Premier Money Market 1.20% 1.21%
Min Balance $5,000
Details Balance: $5,000 - $9,999
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%

Carson Bank Checking Rates

Product Rate APY View More
Business e-Checking 0.75% 0.75%
Min Deposit $100
Min Balance $0
Details Balance: up to $25,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
e-Checking 0.75% 0.75%
Min Deposit $100
Details Balance: up to $25,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Interest Business Checking 0.10% 0.10%
Min Deposit $100
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%

Carson Bank Other Rates

Product Rate Points APY/APR Term View More
180 Day Certificate 1.30% - 1.31% 180 Day
Min Deposit $1,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
180 Day Certificate 1.35% - 1.36% 180 Day
Min Deposit $50,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
30 Day Certificate 0.90% - 0.90% 30 Day
Min Deposit $1,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
60 Day Certificate 0.90% - 0.90% 60 Day
Min Deposit $1,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
90 Day Certificate 0.90% - 0.90% 90 Day
Min Deposit $1,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Business NOW 0.02% - 0.03%
Min Deposit $1,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Certificate of Deposit - IRA 18 Month 3.00% - 3.03% 18 Month
Min Deposit $50
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Certificate of Deposit - IRA 3 Year 3.50% - 3.55% 3 Year
Min Deposit $50
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Certificate of Deposit - IRA 5 Year 3.50% - 3.55% 5 Year
Min Deposit $50
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
NOW 0.02% - 0.03%
Min Deposit $1,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%

Financial Health History

Carson Bank’s Texas Ratio fell from 1.31% in Q3 2023 to 0.80% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.0 to 5.0 and its Health Grade from B+ to A+. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.6% 2.0★ 1.1% 3.0★ 1.7% 4.0★ 2.3% 5.0★ Healthy zone – entire history below the 15% limit 1.31% B+ Q3 2023 A Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.80% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$220M0.80%5.0A+
March 31, 2026$213M0.83%5.0A+
December 31, 2025$205M0.66%5.0A+
September 30, 2025$205M1.68%5.0A+
June 30, 2025$209M0.00%5.0A+
March 31, 2025$200M0.00%5.0A+
December 31, 2024$189M0.00%5.0A+
September 30, 2024$190M0.00%5.0A+
June 30, 2024$191M0.00%4.8A+
March 31, 2024$186M0.00%4.8A+
December 31, 2023$187M1.22%4.6A
September 30, 2023$187M1.31%4.0B+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Carson Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Carson Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Carson Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Carson Bank
Bank Holding Company MULVANE BANKSHARES INC
Address 122 W Main St, Mulvane, KS 67110  ·  Sumner
FDIC Certificate # 17369
Established 18860701
FDIC Insurance Date 19541105
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.80%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3314%
Return on Equity (ROE) 16.7200%
Non-Performing Loans (NPL) 0.01%
Total Assets $219,864,000
Total Deposits $201,624,000
Equity Capital $17,402,000
Net Income $1,416,000
Headquarters Mulvane
Total Branches and Offices 4
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Carson Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/carson-bank-rates-review-17369">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Carson Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Carson Bank
Your Name:
Your Rating:

Frequently Asked Questions About Carson Bank

How many branches does Carson Bank operate?

Carson Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Carson Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Carson Bank provides members with tools to manage their accounts and build a solid financial history.

Does Carson Bank offer online and mobile banking?

Most modern institutions like Carson Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.carsonbank.com.

Current Carson Bank Rates

  • 12-Month CD1.71%
  • 18-Month CD3.03%
  • 24-Month CD1.71%
  • 36-Month CD1.71%
  • 48-Month CD1.71%
  • 60-Month CD3.55%
  • Savings0.10%
  • MMA1.21%
Retrieved from our database of financial products. Rates subject to change.