Jenius Bank Rates & Review April 2026

Item: Jenius Bank
Rating: 6274
Author: yUbd

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 13, 2026

Jenius Bank's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Jenius Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/13/2026.

Jenius Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jenius Bank? Share your experience about Jenius Bank by leaving a review below, or read customer reviews before you decide to use Jenius Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Jenius Bank Credit Card Rates

Product	Rate	APR	View More
High-Rate Credit Card	-	21.39%
No additional details. Last Updated 04/04/2026

Jenius Bank Personal Loan Rates

Product	Rate	APR	View More
Jenius Personal Loan	-	10.99%
No additional details. Last Updated 04/04/2026

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Jenius Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Jenius Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Jenius Bank's official website for the most current offers and terms.

Customer Reviews

yUbd

★★★★★

December 17, 2025

QyVu

Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for Jenius Bank

Frequently Asked Questions About Jenius Bank

Is Jenius Bank a safe place to deposit money?

Yes, Jenius Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Jenius Bank operate?

Jenius Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Jenius Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jenius Bank provides members with tools to manage their accounts and build a solid financial history.

Does Jenius Bank offer online and mobile banking?

Most modern institutions like Jenius Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jeniusbank.com/.