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 Syracuse Fire Department Employees Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 18, 2026
Syracuse Fire Department Employees Federal Credit Union's 1-year IRA TSC rates are at 4.00%, 1-year Roth IRA TSC rates are at 4.00%, 1-year TSC rates are at 4.00%, 18-month IRA TSC rates are at 4.00%, 18-month Roth IRA TSC rates are at 4.00%. Syracuse Fire Department Employees Federal Credit Union's money market rates are at 1.00%. Syracuse Fire Department Employees Federal Credit Union's Personal Loan Rates are as low as 7.99%. MonitorBankRates evaluates the financial stability of Syracuse Fire Department Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.67%. Rates last updated and verified on 09/18/2026. Syracuse Fire Department Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Syracuse Fire Department Employees Federal Credit Union? Share your experience about Syracuse Fire Department Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Syracuse Fire Department Employees Federal Credit Union. Syracuse Fire Department Employees Federal Credit Union
Main Office 211 Wilkinson St
https://www.syrfirecu.com Syracuse, NY 13204 
Syracuse Fire Department Employees Federal Credit Union CD Rates
Syracuse Fire Department Employees Federal Credit Union Savings Rates
Syracuse Fire Department Employees Federal Credit Union Money Market Rates
Syracuse Fire Department Employees Federal Credit Union Home Equity & HELOC
Syracuse Fire Department Employees Federal Credit Union Auto Loan Rates
Syracuse Fire Department Employees Federal Credit Union RV, Boat and Powersport Loan Rates
Syracuse Fire Department Employees Federal Credit Union Student Loan Rates
Syracuse Fire Department Employees Federal Credit Union Personal Loan Rates
Syracuse Fire Department Employees Federal Credit Union Other Rates
Financial Health HistorySyracuse Fire Department Employees Federal Credit Union’s Texas Ratio fell from 3.17% in Q2 2023 to 2.67% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Syracuse Fire Department Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Syracuse Fire Department Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Syracuse Fire Department Employees Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Syracuse Fire Department Employees Federal Credit Union
Website
https://www.syrfirecu.com
Address
211 Wilkinson St,
Syracuse, NY 13204
Phone
315-471-4621
Fax
315-476-7204
President
Steven McGraw
CEO
Roxane Bowering
Full-Time Employees
15
Part-Time Employees
2
Branch Locations
3
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.67%
Return on Assets (ROA)
0.5119%
Return on Equity (ROE)
3.4329%
Non-Performing Loans Ratio (NPL)
0.77%
Total Assets
145,807,499
Total Amount of Shares and Deposits
124,136,651
Total Shares and Deposits < 1 Year
120,143,609
Total Shares and Deposits 1 3 Years
3,993,041
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,704,395
Total Uninsured Shares and Deposits > $250K (F+J)
9,704,395
Total Insured Shares and Deposits > $250K (item 17 less item K)
114,432,256
Total Interest Expense (Sum of items 6 8)
446,771
Share Certificates
1,082
Number of Accounts for Share Drafts
4,224
IRA KEOGH Accounts
227
Number of Accounts for Regular Shares
8,292
Money Market Shares
209
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
29,881,885
Total Liabilities
124,581,945
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About Syracuse Fire Department Employees Federal Credit UnionHow many branches does Syracuse Fire Department Employees Federal Credit Union operate?Syracuse Fire Department Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Syracuse Fire Department Employees Federal Credit Union?Yes, to access services at Syracuse Fire Department Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Syracuse Fire Department Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Syracuse Fire Department Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Syracuse Fire Department Employees Federal Credit Union offer online and mobile banking?Most modern institutions like Syracuse Fire Department Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.syrfirecu.com. Current Syracuse Fire Department Employees Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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