What are the current interest rates at TAB Bank?

Current rates for TAB Bank include: 12-Month CD: 4.05%, 18-Month CD: 4.10%, 24-Month CD: 4.15%, 36-Month CD: 4.20%, 48-Month CD: 4.20%, 60-Month CD: 4.20%, Savings: 0.25%, MMA: 0.25%

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TAB Bank Rates & Review September 2026

Q: How many branches does TAB Bank operate?

TAB Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, TAB Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, TAB Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 18, 2026

TAB Bank's 36-Month CD rates are at 4.20%, 48-Month CD rates are at 4.20%, 60-Month CD rates are at 4.20%, 24-Month CD rates are at 4.15%, 18-Month CD rates are at 4.10%. TAB Bank's savings rates are at 0.25%. TAB Bank's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of TAB Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.47%. Rates last updated and verified on 09/18/2026.

TAB Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TAB Bank? Share your experience about TAB Bank by leaving a review below, or read customer reviews before you decide to use TAB Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

12.47%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Transportation Alliance Bank, Inc. d/b/a TAB Bank

4185 Harrison Blvd
Ogden, UT 84403

https://www.tabbank.com

TAB Bank CD Rates

Product	Rate	APY	Term
36 Month CD	-	4.20%	36 Month CD
Min Deposit $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.47%
48 Month CD	-	4.20%	48 Month CD
Min Deposit $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.47%
60 Month CD	-	4.20%	60 Month CD
Min Deposit $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.47%
24 Month CD	-	4.15%	24 Month CD
Min Deposit $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.47%
18 Month CD	-	4.10%	18 Month CD
Min Deposit $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.47%
12 Month CD	-	4.05%	12 Month CD
Min Deposit $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.47%

TAB Bank Savings Rates

Product	Rate	APY	View More
Business Savings	0.25%	0.25%
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.47%

TAB Bank Money Market Rates

Product	Rate	APY	View More
Money Market Account	-	0.25%
Min Deposit $25 Min Balance $0 Details Balance: $0.01 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.47%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

TAB Bank’s Texas Ratio fell from 13.12% in Q3 2023 to 12.47% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.6B	12.47%	5.0	A
March 31, 2026	$1.6B	14.23%	5.0	A-
December 31, 2025	$1.6B	17.86%	4.8	B+
September 30, 2025	$1.6B	25.35%	4.1	C+
June 30, 2025	$1.6B	23.74%	4.3	B-
March 31, 2025	$1.6B	30.88%	3.7	C-
December 31, 2024	$1.6B	22.95%	4.3	B-
September 30, 2024	$1.6B	21.40%	4.5	B
June 30, 2024	$1.6B	17.02%	4.8	B+
March 31, 2024	$1.5B	18.43%	4.7	B+
December 31, 2023	$1.5B	15.68%	4.9	A-
September 30, 2023	$1.4B	13.12%	5.0	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for TAB Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather TAB Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TAB Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name TAB Bank

Bank Holding Company TAB BANK HOLDINGS INC

Address 4185 Harrison Blvd, Ogden, UT 84403 · Weber

Website https://www.tabbank.com

FDIC Certificate # 34781

Established 19981001

FDIC Insurance Date 19981001

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 94/100

5.0

Exceptional Out of 5.0 Stars

12.47%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.0452%

Return on Equity (ROE) 9.4600%

Non-Performing Loans (NPL) 1.41%

Total Assets $1,591,983,000

Total Deposits $1,376,506,000

Equity Capital $180,102,000

Net Income $8,336,000

Headquarters Ogden

Total Branches and Offices 1

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

TAB Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

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Frequently Asked Questions About TAB Bank

How many branches does TAB Bank operate?

TAB Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, TAB Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TAB Bank provides members with tools to manage their accounts and build a solid financial history.

Does TAB Bank offer online and mobile banking?

Most modern institutions like TAB Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tabbank.com.