Industry State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 0.75% and 3-month CD rates at 0.03%. Current savings rates are at 0.05% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.34%. Credit Card rates are at 8.90%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates. Industry State Bank's 12-Month CD (Jumbo) rates are at 3.60%, 12-Month CD rates are at 3.50%, 18-Month CD rates are at 3.00%, 24-Month CD rates are at 2.50%, 60-Month CD rates are at 2.25%. Industry State Bank's savings rates are at 0.43%. Industry State Bank's money market rates are at 0.15%.

Industry State Bank

To see how these rates compare to Industry State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Industry State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Industry State Bank CD rates. You can also compare Industry State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Industry State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Industry State Bank? Share your experience about Industry State Bank by leaving a review below, or read customer reviews before you decide to use Industry State Bank.

Industry State Bank Texas Ratio

Industry State Bank's Texas Ratio is at -0.79%, which is considered excellent. The Texas Ratio for Industry State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Industry State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.50%
18-Month CD
3.00%
24-Month CD
2.50%
36-Month CD
2.25%
48-Month CD
2.25%
60-Month CD
2.25%
Savings
0.43%
MMA
0.15%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Industry State Bank
16886 Fordtran Blvd
Industry, TX 78944
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Industry State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Industry State Bank
Industry State Bank
12-Month CD (Jumbo)
3.60%
$100,000
Industry State Bank
Industry State Bank
12-Month CD
3.50%
$1,000
Industry State Bank
Industry State Bank
18-Month CD
3.00%
$1,000
Industry State Bank
Industry State Bank
24-Month CD
2.50%
$1,000
Industry State Bank
Industry State Bank
36-Month CD
2.25%
$1,000
Industry State Bank
Industry State Bank
48-Month CD
2.25%
$1,000
Industry State Bank
Industry State Bank
60-Month CD
2.25%
$1,000
Industry State Bank
Industry State Bank
Savings
0.43%
$100
Industry State Bank
Industry State Bank
Preferred Investment Money Market
0.15%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Industry State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
FinWise Bank
FinWise Bank
18-Month CD
3.95%
$500
Cendera Bank
Cendera Bank
18-Month CD
3.95%
$1,000
Merrick Bank
Merrick Bank
24-Month CD
3.90%
$25,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
6-Month CD
3.85%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
24-Month CD
3.55%
$500
Friendship State Bank
48-Month CD
3.15%
$500
Camp Grove State Bank
Camp Grove State Bank
36-Month CD
3.05%
$1,000
Farmers National Bank
Farmers National Bank
36-Month CD
3.00%
$500
Solvay Bank
Solvay Bank
24-Month CD
3.00%
$500
Pioneer Federal S&L
Pioneer Federal S&L
12-Month CD
2.84%
$100
Metropolitan Capital B&T
Metropolitan Capital B&T
60-Month CD (Jumbo)
2.75%
$100,000
Sturdy Savings Bank
Sturdy Savings Bank
6-Month CD
2.70%
$1,000
Castroville State Bank
Castroville State Bank
60-Month CD
2.63%
$1,000
Bank of Burlington
Bank of Burlington
12-Month CD
2.27%
$1,000
Kearny Bank
Kearny Bank
18-Month CD
2.25%
$500
Sound Community Bank
Sound Community Bank
36-Month CD w/checking
2.17%
$1,000
Silver Lake Bank
Silver Lake Bank
36-Month CD
2.02%
$500
Live Oak Bank
Live Oak Bank
48-Month CD
2.00%
$2,500
OAB One American Bank
OAB One American Bank
30-Month CD
1.96%
$500
Hyperion Bank
Hyperion Bank
48-Month CD
1.95%
$500
The Bank of New Glarus
The Bank of New Glarus
60-Month CD
1.50%
$2,000
Wolf River Community Bank
Wolf River Community Bank
60-Month CD
1.50%
$1,000
Jones Bank
Jones Bank
18-Month CD
1.30%
$500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
30-Month CD
1.00%
$1,000
Grove Bank
Grove Bank
Money Market
1.00%
$2,500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
60-Month CD
1.00%
$1,000
Tompkins Community Bank
Tompkins Community Bank
36-Month CD
1.00%
$1,000
Perennial Bank
Perennial Bank
Money Market
0.90%
$0
Centennial Bank TN
Centennial Bank TN
Gold Star Checking
0.70%
$1,000
FNB of Wyoming
FNB of Wyoming
Savings
0.55%
$5
CNB Clinton National Bank
CNB Clinton National Bank
18-Month CD
0.50%
$500
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
48-Month CD
0.50%
$500
Sullivan Bank
Sullivan Bank
48-Month CD
0.50%
$1,000
Boone Bank & Trust Co.
Boone Bank & Trust Co.
Complete Business Checking
0.50%
$1
1st Bank Yuma
1st Bank Yuma
12-Month CD
0.45%
$1,000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
48-Month CD
0.45%
$1,000
Grand Rapids SB
Grand Rapids SB
36-Month CD
0.45%
$1,000
West Plains S&L
West Plains S&L
6-Month CD
0.45%
$1,000
UCB Milford, IA
UCB Milford, IA
Passbook Savings
0.35%
$0
Cayuga Lake National Bank
Cayuga Lake National Bank
Passbook Savings
0.25%
$10
Mayville State Bank
Mayville State Bank
18-Month CD
0.20%
$1,000
Mercer Savings Bank
Mercer Savings Bank
24-Month CD
0.20%
$100
Murray Bank
Murray Bank
Statement Savings
0.20%
$50
North Country Savings Bank
North Country Savings Bank
36-Month CD
0.20%
$1,000
Northumberland Bank
Northumberland Bank
3-Month CD
0.20%
$5,000
Pillar Bank
Pillar Bank
12-Month CD
0.15%
$500
Comerica
Comerica
36-Month CD
0.15%
$1
Citizens Bank of Kansas
Citizens Bank of Kansas
Savings
0.10%
$50
Superior Savings Bank
Superior Savings Bank
18-Month CD
0.10%
$500
F&M Bank and Trust Company
F&M Bank and Trust Company
Money Market
0.02%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Industry State Bank Information

Industry State Bank
16886 Fordtran Blvd
Industry, TX 78944
Austin
Established Date: 06/01/1911
FDIC Certificate #: 12506
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: INDUSTRY BANCSHARES INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Industry State Bank FDIC Insured? Yes
What is Industry State Bank's Cert number? 12506
What is the maximum amount for insured deposits? $250,000 per holder, per account

Industry State Bank Financials

Total Assets:
$908,765,000
Total Deposits:
$858,301,000
Equity Capital:
$-10,856,000
Domestic Deposits:
$858,301,000
Net Income:
$452,000
Return on Assets:
0.9518%
Quarterly Return on Assets:
0.2000%
Pretax Return on Assets:
0.2723%
Pretax Quarterly Return on Assets:
0.2700%
Return on Equity:
0.0000%
Quarterly Return on Equity:
0.0000%
Common Equity Tier 1 Capital Ratio:
28.3780%
Tier 1 Risk-Based Capital Ratio:
28.3780%
Leverage Tier 1 (Core Capital) Ratio:
11.9915%
Total Risk-Based Capital Ratio (YTD):
29.2848%
Total Interest Income (YTD):
4.2421%
 
 
Headquarters:
Industry
FDIC Field Office:
Austin
Regulator:
FDIC
County:
Austin
# of Offices:
5
Metropolitan Statistical Area (MSA):
Houston-The Woodlands-Sugar Land, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

OneUnited Bank 2 Year CD rates are now at 1.05 percent with a yield of 1.05 percent. View the current 2 Year CD rates at OneUnited Bank below.
Credit card rates are stable as 2010 comes to a close. The lowest average credit card rate on our rate tables by category are on our Low Introductory Rate Cards. The current average low introductory credit card rate is 0.689 percent. 
Current mortgage rates declined today, reversing an uptrend of the past several days. Mortgage rates today on 30 year jumbo mortgage loans are averaging 4.22 percent, a decline from yesterday's average 30 year jumbo mortgage rate of 4.25 percent.

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