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Marshland Credit Union Rates & Review November 2026

Marshland Credit Union's 12 Mo Share and IRA CDs rates are at 3.90%, 18 Mo Share and IRA CDs rates are at 3.25%, 24 Mo Share and IRA CDs rates are at 3.25%, 36 Mo Share and IRA CDs rates are at 3.25%, 48 Mo Share and IRA CDs rates are at 3.00%. Marshland Credit Union's money market rates are at 1.31%. Marshland Credit Union's checking rates are as high as 0.20%. Marshland Credit Union's CD rates are 13% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Marshland Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.76%. Rates last updated and verified on 10/28/2026.

Marshland Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marshland Credit Union? Share your experience about Marshland Credit Union by leaving a review below, or read customer reviews before you decide to use Marshland Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.76%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Marshland Credit Union
Community Road
3650 Community Rd
Brunswick, GA 31520
https://www.marshlandcu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Marshland Credit Union CD Rates

Product Rate APY Term View More
12 Mo Share and IRA Certificates 3.84% 3.90% 12 Mo
Min Deposit $500
Details Dividends will be compounded and credited quarterly. Rates effective 10/20/2026
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 27, 2026: 3.90% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%
18 Mo Share and IRA Certificates 3.21% 3.25% 18 Mo
Min Deposit $500
Details Dividends will be compounded and credited quarterly. Rates effective 10/20/2026
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 27, 2026: 3.25% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%
24 Mo Share and IRA Certificates 3.21% 3.25% 24 Mo
Min Deposit $500
Details Dividends will be compounded and credited quarterly. Rates effective 10/20/2026
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 27, 2026: 3.25% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%
36 Mo Share and IRA Certificates 3.21% 3.25% 36 Mo
Min Deposit $500
Details Dividends will be compounded and credited quarterly. Rates effective 10/20/2026
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 27, 2026: 3.25% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%
48 Mo Share and IRA Certificates 2.97% 3.00% 48 Mo
Min Deposit $500
Details Dividends will be compounded and credited quarterly. Rates effective 10/20/2026
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 27, 2026: 3.00% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%
60 Mo Share and IRA Certificates 2.97% 3.00% 60 Mo
Min Deposit $500
Details Dividends will be compounded and credited quarterly. Rates effective 10/20/2026
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 27, 2026: 3.00% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%

Marshland Credit Union Savings Rates

Product Rate APY View More
IRA Regular Share 0.45% 0.45%
Min Deposit $25
Min Balance $10,000
Details Dividends will be compounded and credited quarterly.
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 0.45% APY · checked 2 times
0.00%0.48%0.95%Oct 27, 2026: 0.45% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%
IRA Regular Share 0.25% 0.25%
Min Deposit $25
Min Balance $5,000
Details Dividends will be compounded and credited quarterly.
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 27, 2026: 0.25% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%
Regular Share and Secondary Share 0.20% 0.20%
Min Deposit $25
Min Balance $100
Details Dividends will be compounded and credited quarterly.
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 0.20% APY · checked 2 times
0.00%0.35%0.70%Oct 27, 2026: 0.20% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%
IRA Regular Share 0.10% 0.10%
Min Deposit $25
Min Balance $100
Details Dividends will be compounded and credited quarterly.
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 27, 2026: 0.10% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%

Marshland Credit Union Business Savings Rates

Product Rate APY View More
Primary Business Shares and Secondary Shares 0.20% 0.20%
Min Deposit $25
Min Balance $250
Details Dividends will be compounded and credited quarterly. Rates effective 12/30/2025
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 0.20% APY · checked 2 times
0.00%0.35%0.70%Oct 27, 2026: 0.20% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%

Marshland Credit Union Money Market Rates

Product Rate APY View More
Premium Money Market Account 1.30% 1.31%
Min Deposit $2,500
Min Balance $200,000
Details Dividends will be compounded and credited monthly.
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 1.31% APY · checked 2 times
0.81%1.31%1.81%Oct 27, 2026: 1.31% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%
Premium Money Market Account 1.15% 1.16%
Min Deposit $2,500
Min Balance $100,000
Details Dividends will be compounded and credited monthly.
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 1.16% APY · checked 2 times
0.66%1.16%1.66%Oct 27, 2026: 1.16% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%

Marshland Credit Union Business Money Market Rates

Product Rate APY View More
Business Money Market Accounts 1.00% 1.01%
Min Deposit $2,500
Min Balance $50,000
Details Dividends will be compounded and credited monthly. Rates effective 12/30/2025
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 1.01% APY · checked 2 times
0.51%1.01%1.51%Oct 27, 2026: 1.01% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%
Business Money Market Accounts 0.80% 0.80%
Min Deposit $2,500
Min Balance $2,500
Details Dividends will be compounded and credited monthly. Rates effective 12/30/2025
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 0.80% APY · checked 2 times
0.30%0.80%1.30%Oct 27, 2026: 0.80% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%

Marshland Credit Union Checking Rates

Product Rate APY View More
Non-Profit Checking 0.20% 0.20%
Min Deposit $25
Min Balance $500
Details Dividends will be compounded and credited monthly. Rates effective 12/30/2025
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 0.20% APY · checked 2 times
0.00%0.35%0.70%Oct 27, 2026: 0.20% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%

Marshland Credit Union Business Checking Rates

Product Rate APY View More
Business Checking II 0.10% 0.10%
Min Deposit $100
Min Balance $2,500
Details Dividends will be compounded and credited monthly. Rates effective 12/30/2025
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 27, 2026: 0.10% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%
Business Checking I 0.00% 0.00%
Min Deposit $100
Details This account does not earn dividends. Rates effective 12/30/2025
Last Updated 10/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%

Marshland Credit Union Other Rates

Product Rate Points APY/APR Term View More
Marshland Plus 0.80% - 0.80%
Min Deposit $50
Min Balance $0
Details Dividends will be compounded and credited monthly.
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 0.80% APY · checked 2 times
0.30%0.80%1.30%Oct 27, 2026: 0.80% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%
Marshland Plus 0.90% - 0.90%
Min Deposit $50
Min Balance $10,000
Details Dividends will be compounded and credited monthly.
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 0.90% APY · checked 2 times
0.40%0.90%1.40%Oct 27, 2026: 0.90% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%
Marshland Plus 1.00% - 1.01%
Min Deposit $50
Min Balance $25,000
Details Dividends will be compounded and credited monthly.
Last Updated 10/28/2026
Rate History
No change since Oct 27, 2026 · 1.01% APY · checked 2 times
0.51%1.01%1.51%Oct 27, 2026: 1.01% APYOct 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.76%

Financial Health History

Marshland Credit Union’s Texas Ratio rose from 1.03% in Q3 2023 to 1.76% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.6% 2.0★ 1.2% 3.0★ 1.8% 4.0★ 2.4% 5.0★ Healthy zone – entire history below the 15% limit 1.03% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.76% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$273M1.76%5.0A+
March 31, 2026$274M1.72%5.0A+
December 31, 2025$271M1.68%5.0A+
September 30, 2025$267M1.02%5.0A+
June 30, 2025$261M1.77%5.0A+
March 31, 2025$257M1.47%5.0A+
December 31, 2024$247M1.00%5.0A+
September 30, 2024$248M1.39%5.0A+
June 30, 2024$237M0.63%5.0A+
March 31, 2024$237M0.79%5.0A+
December 31, 2023$223M1.43%5.0A+
September 30, 2023$217M1.03%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Marshland Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Marshland Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marshland Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Marshland Credit Union
Address 3650 Community Rd, Brunswick, GA 31520
Phone 912-279-2000
Fax 912-262-9397
President Paul McKenzie, SR
CEO Mary Jenrette
Full-Time Employees 74
Part-Time Employees 0
Branch Locations 7
ATM Locations 2
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.76%
Return on Assets (ROA)
0.2610%
Return on Equity (ROE)
3.0132%
Non-Performing Loans Ratio (NPL)
0.22%
Total Assets
272,897,433
Total Amount of Shares and Deposits
248,335,166
Total Shares and Deposits < 1 Year
241,428,358
Total Shares and Deposits 1 3 Years
3,152,287
Total Shares and Deposits > 3 Years
3,754,520
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
16,948,806
Total Uninsured Shares and Deposits > $250K (F+J)
16,948,806
Total Insured Shares and Deposits > $250K (item 17 less item K)
231,386,360
Total Interest Expense (Sum of items 6 8)
1,937,579
Share Certificates
2,023
Number of Accounts for Share Drafts
10,286
IRA KEOGH Accounts
481
Number of Accounts for Regular Shares
18,405
Money Market Shares
318
Net Income (unless the amount is already included in Undivided Earnings)
712,385
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,137,452
Total Liabilities
252,319,493
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Marshland Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Marshland Credit Union

Does Marshland Credit Union offer CDs?

Yes. Marshland Credit Union current CD rates include its 12 Mo Share and IRA CDs at 3.90% APY, its 18 Mo Share and IRA CDs at 3.25% APY and its 24 Mo Share and IRA CDs at 3.25% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from Marshland Credit Union NCUA insured?

Yes. Marshland Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Marshland Credit Union?

The highest Marshland Credit Union CD rate is its 12 Mo Share and IRA CDs at 3.90% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does Marshland Credit Union offer?

Marshland Credit Union CD rates are 3.90% APY for a 12 month CD, 3.25% APY for an 18 month CD, 3.25% APY for a 2 year CD, 3.25% APY for a 3 year CD and 3.00% APY for a 4 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Marshland Credit Union for its full lineup.

What is the highest money market rate at Marshland Credit Union?

The highest Marshland Credit Union money market rate is its Premium Money Market Account at 1.31% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest checking rate at Marshland Credit Union?

The highest Marshland Credit Union checking rate is its Non-Profit Checking at 0.20% APY, verified by MonitorBankRates as of October 28, 2026.

How many branches does Marshland Credit Union operate?

Marshland Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Marshland Credit Union?

Yes, to access services at Marshland Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Marshland Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marshland Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Marshland Credit Union offer online and mobile banking?

Most modern institutions like Marshland Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.marshlandcu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Marshland Credit Union rates compare?

Marshland Credit Union's CD rates are 13% higher than the MonitorBankRates national average, and it has an A+ health rating. Marshland Credit Union's top rates are its 12 Mo Share and IRA CDs at 3.90% APY, its Premium Money Market Account at 1.31% APY and its Non-Profit Checking at 0.20% APY, verified by MonitorBankRates on October 28, 2026.

Current Marshland Credit Union Rates

  • MMA1.31%
Retrieved from our database of financial products. Rates subject to change.