What are the current interest rates at PINAL COUNTY?

Current rates for PINAL COUNTY include: 12-Month CD: 3.00%, 24-Month CD: 3.05%, 60-Month CD: 2.44%

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PINAL COUNTY

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PINAL COUNTY Rates & Review September 2026

Q: How many branches does PINAL COUNTY operate?

PINAL COUNTY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join PINAL COUNTY?

Yes, to access services at PINAL COUNTY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, PINAL COUNTY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, PINAL COUNTY provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

PINAL COUNTY's 2-Year CD rates are at 3.80%, 1-Year CD rates are at 3.75%, 6-Month CD rates are at 3.50%, 2-Year CD rates are at 3.30%, 1-Year CD rates are at 3.25%. PINAL COUNTY's Personal Loan Rates are as low as 9.99%. PINAL COUNTY's Credit Card Rates are at 7.90%. MonitorBankRates evaluates the financial stability of PINAL COUNTY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.20%. Rates last updated and verified on 09/22/2026.

PINAL COUNTY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PINAL COUNTY? Share your experience about PINAL COUNTY by leaving a review below, or read customer reviews before you decide to use PINAL COUNTY.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.20%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

PINAL COUNTY
Casa Grande Branch

1000 E Florence Blvd
Casa Grande, AZ 85122

http://www.pinalcountyfcu.com

PINAL COUNTY CD Rates

Product	Rate	APY	Term
2-Year Certificate	3.73%	3.80%	2-Year
Min Balance $25,000 Details Balance: $25,000 & Over; Dividends paid monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
1-Year Certificate	3.68%	3.75%	1-Year
Min Balance $25,000 Details Balance: $25,000 & Over; Dividends paid monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
6-Month Certificate	3.44%	3.50%	6-Month
Min Balance $25,000 Details Balance: $25,000 & Over; Dividends paid at maturity Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
2-Year Certificate	3.25%	3.30%	2-Year
Min Balance $10,000 Details Balance: $10,000 - $24,999; Dividends paid monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
2-Year Certificate	3.25%	3.30%	2-Year
Min Balance $10,000 Details Balance: $10,000 - $24,999; Compounded: Monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
1-Year Certificate	3.20%	3.25%	1-Year
Min Balance $10,000 Details Balance: $10,000 - $24,999; Dividends paid monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
1-Year Certificate	3.20%	3.25%	1-Year
Min Balance $10,000 Details Balance: $10,000 - $24,999; Compounded: Monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
2-Year Certificate	3.00%	3.05%	2-Year
Min Balance $1,000 Details Balance: $1,000 - $9,999; Dividends paid monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
2-Year Certificate	3.00%	3.05%	2-Year
Min Balance $1,000 Details Balance: $1,000 - $9,999; Compounded: Monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
1-Year Certificate	2.96%	3.00%	1-Year
Min Balance $1,000 Details Balance: $1,000 - $9,999; Dividends paid monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
1-Year Certificate	2.96%	3.00%	1-Year
Min Balance $1,000 Details Balance: $1,000 - $9,999; Compounded: Monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
6-Month Certificate	2.96%	3.00%	6-Month
Min Balance $10,000 Details Balance: $10,000 - $24,999; Dividends paid at maturity Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
6-Month Certificate	2.96%	3.00%	6-Month
Min Balance $10,000 Details Balance: $10,000 - $24,999; Compounded: Dividends paid at maturity Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
3-Year Certificate	2.71%	2.75%	3-Year
Min Balance $25,000 Details Balance: $25,000 & Over; Dividends paid monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
4-Year Certificate	2.53%	2.56%	4-Year
Min Balance $25,000 Details Balance: $25,000 & Over; Dividends paid monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
6-Month Certificate	2.47%	2.50%	6-Month
Min Balance $500 Details Balance: $500 - $9,999; Dividends paid at maturity Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
6-Month Certificate	2.47%	2.50%	6-Month
Min Balance $500 Details Balance: $500 - $9,999; Compounded: Dividends paid at maturity Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
5-Year Certificate	2.41%	2.44%	5-Year
Min Balance $25,000 Details Balance: $25,000 & Over; Dividends paid monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%

PINAL COUNTY Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Loan	-	-	6.50%
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%

PINAL COUNTY Auto Loan Rates

Product	Rate	Points	APR
New Auto	-	-	5.74%
Details Published APR range: 5.74% - 17.99%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
Used Auto	-	-	5.74%
Details Published APR range: 5.74% - 17.99%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
New Recreation Vehicles<br/>(Motor Homes, Travel Trailers) Loan	-	-	7.00%
Details Published APR range: 7.00% - 10.00%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
Used Recreation Vehicles<br/>(Motor Homes, Travel Trailers) Loan	-	-	7.75%
Details Published APR range: 7.75% - 10.50%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%

PINAL COUNTY RV, Boat and Powersport Loan Rates

Product	Rate	APR
New Boats Loan	-	7.00%
Details Published APR range: 7.00% - 10.00%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
New Recreational Vehicles<br/>(Motorcycles / ATVs) Loan	-	7.00%
Details Published APR range: 7.00% - 10.00%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
Used Boats Loan	-	7.75%
Details Published APR range: 7.75% - 10.50%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
Used Recreational Vehicles<br/>(Motorcycles / ATVs) Loan	-	7.75%
Details Published APR range: 7.75% - 10.50%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%

PINAL COUNTY Credit Card Rates

Product	Rate	APR
Low Rate VISA	-	7.90%
Details Published APR range: 7.90% - 13.90%. Foreign Transaction Fee: 1.00%* of each transaction in U.S. dollars; Late Payment Fee: $25.00 **; Cash Advance Fee: ; Return Check Fee: $25; Annual Fee: ; Minimum Finance Charge: ; Grace Period for Purchases: 25 Days; Estimated Payment: 2% of Balance ($20 minimum) Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
Business Rewards VISA	-	9.90%
Details Published APR range: 9.90% - 15.90%. Foreign Transaction Fee: Single Currency - 0.80%; Multiple Currencies - 1.00%; Late Payment Fee: $25.00 ** if ten (10) or more days late. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
Rewards VISA	-	9.90%
Details Published APR range: 9.90% - 15.90%. Foreign Transaction Fee: Single Currency - 0.80%; Multiple Currencies - 1.00%; Late Payment Fee: $25.00 ** if ten (10) or more days late. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
Secured VISA	-	14.90%
Details Foreign Transaction Fee: Single Currency - 0.80%; Multiple Currencies - 1.00%; Late Payment Fee: $25.00 ** if ten (10) or more days late. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%

PINAL COUNTY Personal Loan Rates

Product	APR	Term	View More
Signature Loan	9.99%
Details Published APR range: 9.99% - 16.99%*. All lending offers are subject to credit approval. Actual rates may vary depending on term of loan, amount financed, age of vehicle/equipment and personal credit history. Rates quoted are subject to change. Some restrictions may apply. Equal Opportunity Lender. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%

PINAL COUNTY Other Rates

Product	Rate	Points	APY/APR
Line of Credit	-	-	14.50%
Details All lending offers are subject to credit approval. Actual rates may vary depending on term of loan, amount financed, age of vehicle/equipment and personal credit history. Rates quoted are subject to change. Some restrictions may apply. Equal Opportunity Lender. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
Low Rate Card Loan	-	-	7.90%
Details As Low As; Credit Lines starting at $500; No Cash Advance Fee; No Annual Fee; No Balance Transfer Fee Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%
Rewards Card Loan	-	-	9.90%
Details As Low As; Credit Lines starting at $500; No Cash Advance Fee; No Annual Fee; No Balance Transfer Fee; 1.5 points for every $1 purchased; Redeem rewards for cash, travel, gift cards and merchandise Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.20%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

PINAL COUNTY’s Texas Ratio rose from 1.29% in Q2 2023 to 2.20% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$341M	2.20%	5.0	A+
December 31, 2025	$332M	2.24%	5.0	A+
September 30, 2025	$332M	2.11%	5.0	A+
June 30, 2025	$329M	0.96%	5.0	A+
March 31, 2025	$293M	1.97%	5.0	A+
December 31, 2024	$284M	3.88%	5.0	A+
September 30, 2024	$298M	3.73%	5.0	A+
June 30, 2024	$295M	3.84%	5.0	A+
March 31, 2024	$306M	2.67%	5.0	A+
December 31, 2023	$301M	3.07%	5.0	A+
September 30, 2023	$295M	1.82%	5.0	A+
June 30, 2023	$296M	1.29%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for PINAL COUNTY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather PINAL COUNTY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PINAL COUNTY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PINAL COUNTY

Website http://www.pinalcountyfcu.com

Address 1000 E Florence Blvd, Casa Grande, AZ 85122

Phone 800-221-4179

Fax 520-836-6024

President PHYLLIS WILBANKS

CEO AMY MARSHALL

Full-Time Employees 89

Part-Time Employees 4

Branch Locations 6

ATM Locations 6

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.20%

Return on Assets (ROA)

0.1078%

Return on Equity (ROE)

1.1351%

Non-Performing Loans Ratio (NPL)

0.45%

Total Assets

340,983,525

Total Amount of Shares and Deposits

263,603,701

Total Shares and Deposits < 1 Year

257,656,454

Total Shares and Deposits 1 3 Years

5,574,631

Total Shares and Deposits > 3 Years

372,615

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

14,850,556

Total Uninsured Shares and Deposits > $250K (F+J)

24,310,556

Total Insured Shares and Deposits > $250K (item 17 less item K)

239,293,145

Total Interest Expense (Sum of items 6 8)

1,022,558

Share Certificates

797

Number of Accounts for Share Drafts

17,446

IRA KEOGH Accounts

180

Number of Accounts for Regular Shares

28,728

Non Member Deposits

Money Market Shares

215

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

18,459,819

Total Liabilities

322,693,223

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

PINAL COUNTY earned the Verified Healthy badge

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Customer Reviews

There are no reviews for PINAL COUNTY yet. Feel free to create one below.

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for PINAL COUNTY

Frequently Asked Questions About PINAL COUNTY

How many branches does PINAL COUNTY operate?

PINAL COUNTY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PINAL COUNTY?

Yes, to access services at PINAL COUNTY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PINAL COUNTY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PINAL COUNTY provides members with tools to manage their accounts and build a solid financial history.

Does PINAL COUNTY offer online and mobile banking?

Most modern institutions like PINAL COUNTY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.pinalcountyfcu.com.

Current PINAL COUNTY Rates

12-Month CD3.00%
24-Month CD3.05%
60-Month CD2.44%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

PINAL COUNTY Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

PINAL COUNTY Texas Ratio

PINAL COUNTY Health Trend

PINAL COUNTY CD Rates

PINAL COUNTY Home Equity & HELOC

PINAL COUNTY Auto Loan Rates

PINAL COUNTY RV, Boat and Powersport Loan Rates

PINAL COUNTY Credit Card Rates

PINAL COUNTY Personal Loan Rates

PINAL COUNTY Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

PINAL COUNTY earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About PINAL COUNTY

How many branches does PINAL COUNTY operate?

Is a member application needed to join PINAL COUNTY?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does PINAL COUNTY offer online and mobile banking?

Current PINAL COUNTY Rates

Compare to Other Credit Unions