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Firefighters Credit Union Onalaska, WI Rates & Review March 2026

Firefighters Credit Union Onalaska, WI's 7 month* CD & IRA CD rates are at 4.05%, 13 month* CD & IRA CD rates are at 3.83%, 6 month* CD & IRA CD rates are at 3.60%, 91 days* CD & IRA CD rates are at 3.55%, 18 month CD & IRA CD rates are at 3.50%. Firefighters Credit Union Onalaska, WI's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of Firefighters Credit Union Onalaska, WI with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.18%. Rates were last updated on 03/24/2026.

Firefighters Credit Union Onalaska, WI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Firefighters Credit Union Onalaska, WI? Share your experience about Firefighters Credit Union Onalaska, WI by leaving a review below, or read customer reviews before you decide to use Firefighters Credit Union Onalaska, WI.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.18%
Excellent Lower than avg
Firefighters Credit Union Onalaska, WI
2707 Midwest Drive
2707 Midwest Dr
Onalaska, WI 54650 6758
https://www.myfirecu.org
Member NCUA

Firefighters Credit Union Onalaska, WI CD Rates

Product Rate APY Term View More
7 month* Share Certificate & IRA Share Certificate 3.98% 4.05% 7 month*
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
13 month* Share Certificate & IRA Share Certificate 3.77% 3.83% 13 month*
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
6 month* Share Certificate & IRA Share Certificate 3.54% 3.60% 6 month*
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
91 days* Share Certificate & IRA Share Certificate 3.49% 3.55% 91 days*
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
18 month Share Certificate & IRA Share Certificate 3.44% 3.50% 18 months
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
2 years Share Certificate & IRA Share Certificate 3.35% 3.40% 2 years
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
3 years Share Certificate & IRA Share Certificate 3.20% 3.25% 3 years
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%

Firefighters Credit Union Onalaska, WI Savings Rates

Product Rate APY View More
Savings Accounts 0.30% 0.30%
Min Balance $25,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
Savings Accounts 0.20% 0.20%
Min Balance $5
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
Clubs 0.10% 0.10%
Min Balance $5
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
Savings Accounts 0.10% 0.10%
Min Balance $5
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%

Firefighters Credit Union Onalaska, WI Checking Rates

Product Rate APY View More
Checking 3.44% 3.50%
Min Balance $0
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
Checking 1.74% 1.75%
Min Balance $150,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
Checking 1.39% 1.40%
Min Balance $50,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
Checking 1.29% 1.30%
Min Balance $25,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
Checking 1.19% 1.20%
Min Balance $5,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
Checking 0.99% 1.00%
Min Balance $5
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
Checking 0.50% 0.50%
Min Balance $25,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
Checking 0.35% 0.35%
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
Checking 0.25% 0.25%
Min Balance $10,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
Checking 0.20% 0.20%
Min Balance $25,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
Checking 0.10% 0.10%
Min Balance $250
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
Checking - 0.00%
Min Balance $0
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Firefighters Credit Union Onalaska, WI is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Firefighters Credit Union Onalaska, WI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Firefighters Credit Union Onalaska, WI's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Firefighters Credit Union Onalaska, WI
Address 2707 Midwest Dr, Onalaska, WI 54650 6758
Phone 608-784-9480
Fax 608-519-1512
President Mike Gazeley
CEO Samantha Solare
Full-Time Employees 25
Part-Time Employees 6
Branch Locations 3
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.18%
Return on Assets (ROA)
0.7929%
Return on Equity (ROE)
5.1355%
Non-Performing Loans Ratio (NPL)
0.39%
Total Assets
129,072,538
Total Amount of Shares and Deposits
107,935,657
Total Shares and Deposits < 1 Year
104,739,701
Total Shares and Deposits 1 3 Years
2,669,438
Total Shares and Deposits > 3 Years
526,518
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,371,302
Total Uninsured Shares and Deposits > $250K (F+J)
4,371,302
Total Insured Shares and Deposits > $250K (item 17 less item K)
103,564,355
Total Interest Expense (Sum of items 6 8)
1,786,325
Share Certificates
1,342
Number of Accounts for Share Drafts
3,243
IRA KEOGH Accounts
408
Number of Accounts for Regular Shares
6,117
Money Market Shares
730
Net Income (unless the amount is already included in Undivided Earnings)
1,023,388
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,800,839
Total Liabilities
109,144,999
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Firefighters Credit Union Onalaska, WI

Is Firefighters Credit Union Onalaska, WI a safe place to deposit money?

Yes, Firefighters Credit Union Onalaska, WI is considered a safe financial institution. With a Texas Ratio of 2.1755069705296%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Firefighters Credit Union Onalaska, WI operate?

Firefighters Credit Union Onalaska, WI currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Firefighters Credit Union Onalaska, WI?

Yes, to access services at Firefighters Credit Union Onalaska, WI, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Firefighters Credit Union Onalaska, WI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Firefighters Credit Union Onalaska, WI provides members with tools to manage their accounts and build a solid financial history.

Does Firefighters Credit Union Onalaska, WI offer online and mobile banking?

Most modern institutions like Firefighters Credit Union Onalaska, WI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myfirecu.org.

Current Firefighters Credit Union Onalaska, WI Rates

  • 12-Month CD3.83%
  • 18-Month CD3.50%
  • 24-Month CD3.40%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.