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 Firefighters Credit Union Onalaska, WI Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Firefighters Credit Union Onalaska, WI's 15-Month CD rates are at 4.40%, CD - 15 month rates are at 4.40%, 9-Month CD rates are at 4.05%, CD - 9 month rates are at 4.05%, CD - 5 years rates are at 3.60%. Firefighters Credit Union Onalaska, WI's savings rates are at 0.25%. Firefighters Credit Union Onalaska, WI's money market rates are at 1.75%. Firefighters Credit Union Onalaska, WI's checking rates are as high as 3.50%. Firefighters Credit Union Onalaska, WI's CD rates are 22% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Firefighters Credit Union Onalaska, WI with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.91%. Rates last updated and verified on 10/29/2026. Firefighters Credit Union Onalaska, WI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Firefighters Credit Union Onalaska, WI? Share your experience about Firefighters Credit Union Onalaska, WI by leaving a review below, or read customer reviews before you decide to use Firefighters Credit Union Onalaska, WI. Firefighters Credit Union Onalaska, WI
2707 Midwest Drive 2707 Midwest Dr
https://www.myfirecu.org Onalaska, WI 54650-6758  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Firefighters Credit Union Onalaska, WI CD Rates
Firefighters Credit Union Onalaska, WI Savings Rates
Firefighters Credit Union Onalaska, WI Money Market Rates
Firefighters Credit Union Onalaska, WI Checking Rates
Firefighters Credit Union Onalaska, WI Business Checking Rates
Firefighters Credit Union Onalaska, WI Other Rates
Financial Health HistoryFirefighters Credit Union Onalaska, WI’s Texas Ratio fell from 3.77% in Q3 2023 to 2.91% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Firefighters Credit Union Onalaska, WI is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Firefighters Credit Union Onalaska, WI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Firefighters Credit Union Onalaska, WI's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Firefighters Credit Union Onalaska, WI
Website
https://www.myfirecu.org
Address
2707 Midwest Dr,
Onalaska, WI 54650-6758
Phone
608-784-9480
Fax
608-519-1512
President
Mike Gazeley
CEO
Samantha Solare
Full-Time Employees
26
Part-Time Employees
7
Branch Locations
3
ATM Locations
0
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.91%
Return on Assets (ROA)
0.6762%
Return on Equity (ROE)
4.1953%
Non-Performing Loans Ratio (NPL)
0.57%
Total Assets
132,960,703
Total Amount of Shares and Deposits
110,353,263
Total Shares and Deposits < 1 Year
106,951,726
Total Shares and Deposits 1 3 Years
3,076,912
Total Shares and Deposits > 3 Years
324,625
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,410,421
Total Uninsured Shares and Deposits > $250K (F+J)
4,410,421
Total Insured Shares and Deposits > $250K (item 17 less item K)
105,942,842
Total Interest Expense (Sum of items 6 8)
1,196,959
Share Certificates
1,328
Number of Accounts for Share Drafts
3,222
IRA KEOGH Accounts
385
Number of Accounts for Regular Shares
6,034
Money Market Shares
736
Net Income (unless the amount is already included in Undivided Earnings)
899,111
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,787,194
Total Liabilities
111,529,157
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Firefighters Credit Union Onalaska, WIDoes Firefighters Credit Union Onalaska, WI offer CDs?Yes. Firefighters Credit Union Onalaska, WI current CD rates include its 15-Month CD at 4.40% APY, its CD - 15 month at 4.40% APY and its 9-Month CD at 4.05% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Firefighters Credit Union Onalaska, WI NCUA insured?Yes. Firefighters Credit Union Onalaska, WI is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Firefighters Credit Union Onalaska, WI?The highest Firefighters Credit Union Onalaska, WI CD rate is its 15-Month CD at 4.40% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Firefighters Credit Union Onalaska, WI offer?Firefighters Credit Union Onalaska, WI CD rates are 4.05% APY for a 9 month CD, 3.50% APY for a 12 month CD, 4.40% APY for a 15 month CD, 3.50% APY for an 18 month CD, 3.50% APY for a 2 year CD and 3.60% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Firefighters Credit Union Onalaska, WI for its full lineup. What is the highest savings rate at Firefighters Credit Union Onalaska, WI?The highest Firefighters Credit Union Onalaska, WI savings rate is its IRA Savings at 0.25% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest money market rate at Firefighters Credit Union Onalaska, WI?The highest Firefighters Credit Union Onalaska, WI money market rate is its Deluxe Money Market at 1.75% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest checking rate at Firefighters Credit Union Onalaska, WI?The highest Firefighters Credit Union Onalaska, WI checking rate is its Extreme Checking at 3.50% APY, verified by MonitorBankRates as of October 29, 2026. How many branches does Firefighters Credit Union Onalaska, WI operate?Firefighters Credit Union Onalaska, WI currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Firefighters Credit Union Onalaska, WI?Yes, to access services at Firefighters Credit Union Onalaska, WI, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Firefighters Credit Union Onalaska, WI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Firefighters Credit Union Onalaska, WI provides members with tools to manage their accounts and build a solid financial history. Does Firefighters Credit Union Onalaska, WI offer online and mobile banking?Most modern institutions like Firefighters Credit Union Onalaska, WI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myfirecu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Firefighters Credit Union Onalaska, WI rates compare?Firefighters Credit Union Onalaska, WI's CD rates are 22% higher than the MonitorBankRates national average, and it has an A+ health rating. Firefighters Credit Union Onalaska, WI's top rates are its 15-Month CD at 4.40% APY, its IRA Savings at 0.25% APY, its Deluxe Money Market at 1.75% APY and its Extreme Checking at 3.50% APY, verified by MonitorBankRates on October 29, 2026. Current Firefighters Credit Union Onalaska, WI Rates
Retrieved from our database of financial products. Rates subject to change.
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