MonitorBankRates
  1. Home
  2. Banks
  3. The Alden State Bank
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

The Alden State Bank Rates & Review April 2026

The Alden State Bank's 12-month CD rates are at 3.05%, 12-month CD IRA rates are at 2.75%. MonitorBankRates evaluates the financial stability of The Alden State Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/03/2026.

The Alden State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Alden State Bank? Share your experience about The Alden State Bank by leaving a review below, or read customer reviews before you decide to use The Alden State Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
The Alden State Bank
124 N Broadway Ave
Sterling, KS 67579
https://www.aldenstate.com/
Member FDIC

The Alden State Bank CD Rates

Product Rate APY Term View More
12-month CD - 3.05% 12
Min Deposit $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
12-month CD IRA 2.72% 2.75% 12
Min Deposit $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Alden State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Alden State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Alden State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Alden State Bank
Bank Holding Company ALDEN BANCSHARES INC
Address 124 N Broadway Ave, Sterling, KS 67579  ·  Rice
FDIC Certificate # 17652
Established 01/01/1904
FDIC Insurance Date 08/30/1956
Domestic Offices 1
Total Branches 0
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5632%
Return on Equity (ROE) 5.5300%
Non-Performing Loans (NPL) 0.00%
Total Assets $21,081,000
Total Deposits $18,827,000
Equity Capital $2,241,000
Net Income $61,000
Headquarters Sterling
Total Offices 1
Source: FDIC  |  Last Updated 06/30/2023

Customer Reviews

sNZU
★★★★★
December 17, 2025
wnCo
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for The Alden State Bank
Your Name:
Your Rating:

Frequently Asked Questions About The Alden State Bank

Is The Alden State Bank a safe place to deposit money?

Yes, The Alden State Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does The Alden State Bank operate?

The Alden State Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Alden State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Alden State Bank provides members with tools to manage their accounts and build a solid financial history.

Does The Alden State Bank offer online and mobile banking?

Most modern institutions like The Alden State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aldenstate.com/.

Current The Alden State Bank Rates

  • 12-Month CD2.75%
Retrieved from our database of financial products. Rates subject to change.