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Bluff View Bank Rates & Review March 2026

Bluff View Bank's 11-Month CD Special rates are at 3.50%, Add-Vantage CD (40-Month) rates are at 1.56%, Add-Vantage FLEX CD (6-18-Month) rates are at 1.35%. Bluff View Bank's savings rates are at 0.10%. Bluff View Bank's money market rates are at 0.40%. MonitorBankRates evaluates the financial stability of Bluff View Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.16%. Rates were last updated on 03/25/2026.

Bluff View Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bluff View Bank? Share your experience about Bluff View Bank by leaving a review below, or read customer reviews before you decide to use Bluff View Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.16%
Excellent Lower than avg
Bluff View Bank
16893 S Main St
Galesville, WI 54630
https://www.bluffviewbank.com
Member FDIC

Bluff View Bank CD Rates

Product Rate APY Term View More
11 Month CD Special 3.50% 3.50% 11
Min Deposit $5,000
Details Automatically renews for 11 month term at rate currently offered on 12 month term. $5,000 minimum opening deposit. Interest paid at maturity. Early withdrawal penalty is equal to 6 months interest and may reduce earnings.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
Add-Vantage CD (40 month) 1.55% 1.56% 40
Min Balance $1,000
Details Interest paid semi-annually. Early withdrawal penalty equal to 180 days interest.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
Add-Vantage FLEX CD (6-18 Month) 1.35% 1.35% 6
Min Balance $500
Details Interest paid semi-annually or at maturity. Early withdrawal penalty equal to 180 days interest.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%

Bluff View Bank Savings Rates

Product Rate APY View More
Bright Future Savings 0.25% 0.25%
Min Deposit $25
Min Balance $5,000
Details Minimum Opening Deposit $25.00; Custodial account
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
IRA Savings 0.25% 0.25%
Min Deposit $100
Details Minimum Opening Deposit $100.00; Early withdrawal penalties & rules on deposits and withdrawals are imposed on the IRA under the Internal Revenue Code.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
Health Savings Account 0.15% 0.15%
Min Deposit $100
Details Minimum Opening Deposit $100.00; Rules on deposits and withdrawals are imposed on the HSA under the Internal Revenue Code.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
Regular Savings 0.15% 0.15%
Min Deposit $100
Details Minimum Opening Deposit $100.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
Bright Future Savings 0.10% 0.10%
Min Deposit $25
Details Minimum Opening Deposit $25.00; Custodial account
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%

Bluff View Bank Money Market Rates

Product Rate APY View More
Money Market Plus 1.25% 1.26%
Min Deposit $2,500
Min Balance $50,000
Details Minimum Opening Deposit $2,500.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
Money Market Plus 1.00% 1.00%
Min Deposit $2,500
Min Balance $25,000
Details Minimum Opening Deposit $2,500.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
Money Market Plus 0.90% 0.90%
Min Deposit $2,500
Min Balance $10,000
Details Minimum Opening Deposit $2,500.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
Money Market Plus 0.80% 0.80%
Min Deposit $2,500
Min Balance $5,000
Details Minimum Opening Deposit $2,500.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
Money Market Plus 0.40% 0.40%
Min Deposit $2,500
Details Minimum Opening Deposit $2,500.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%

Bluff View Bank Checking Rates

Product Rate APY View More
Checking with Interest (Personal and Business) 0.25% 0.25%
Min Deposit $500
Min Balance $10,000
Details Minimum Opening Deposit $500.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
Checking with Interest (Personal and Business) 0.15% 0.15%
Min Deposit $500
Min Balance $2,500
Details Minimum Opening Deposit $500.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%
Checking with Interest (Personal and Business) 0.10% 0.10%
Min Deposit $500
Details Minimum Opening Deposit $500.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.16%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bluff View Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bluff View Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bluff View Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bluff View Bank
Bank Holding Company GALE BANK HOLDING CO INC
Address 16893 S Main St, Galesville, WI 54630  ·  Trempealeau
FDIC Certificate # 8693
Established 01/01/1883
FDIC Insurance Date 01/01/1934
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.16%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9952%
Return on Equity (ROE) 6.5800%
Non-Performing Loans (NPL) 0.02%
Total Assets $151,509,000
Total Deposits $118,727,000
Equity Capital $22,310,000
Net Income $2,215,000
Headquarters Galesville
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Bluff View Bank

Is Bluff View Bank a safe place to deposit money?

Yes, Bluff View Bank is considered a safe financial institution. With a Texas Ratio of 0.15692640692641%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bluff View Bank operate?

Bluff View Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bluff View Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bluff View Bank provides members with tools to manage their accounts and build a solid financial history.

Does Bluff View Bank offer online and mobile banking?

Most modern institutions like Bluff View Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bluffviewbank.com.

Current Bluff View Bank Rates

  • 12-Month CD3.50%
  • 18-Month CD1.35%
  • Savings0.10%
  • MMA0.40%
Retrieved from our database of financial products. Rates subject to change.