Gorham Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 2.52% and 3-month CD rates at 1.16%. Current savings rates are at 0.25% and money market rates are at 1.01%. Mortgage rates today on 30-year fixed loans are around 6.59%. Credit Card rates are at 18.00%. Personal Loan rates are at 16.74%. All these rates, and more, can be found in our database of rates. Gorham Savings Bank's 7-Month CD (special) rates are at 5.00%, 12-Month CD rates are at 3.75%, 24-Month CD rates are at 3.60%, 18-Month CD rates are at 3.30%, 60-Month CD rates are at 1.25%. Gorham Savings Bank's savings rates are at 0.10%. Gorham Savings Bank's money market rates are at 0.50%.

Gorham Savings Bank

To see how these rates compare to Gorham Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Gorham Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Gorham Savings Bank CD rates. You can also compare Gorham Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Gorham Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gorham Savings Bank? Share your experience about Gorham Savings Bank by leaving a review below, or read customer reviews before you decide to use Gorham Savings Bank.

Gorham Savings Bank Texas Ratio

Gorham Savings Bank's Texas Ratio is at 6.31%, which is considered excellent. The Texas Ratio for Gorham Savings Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Gorham Savings Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.75%
18-Month CD
3.30%
24-Month CD
3.60%
36-Month CD
0.85%
48-Month CD
0.95%
60-Month CD
1.25%
Savings
0.10%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Gorham Savings Bank
64 Main St
Gorham, ME 04038
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Gorham Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Gorham Savings Bank
Gorham Savings Bank
7-Month CD (special)
5.00%
$50,000
Gorham Savings Bank
Gorham Savings Bank
12-Month CD
3.75%
$500
Gorham Savings Bank
Gorham Savings Bank
24-Month CD
3.60%
$500
Gorham Savings Bank
Gorham Savings Bank
18-Month CD
3.30%
$500
Gorham Savings Bank
Gorham Savings Bank
60-Month CD
1.25%
$500
Gorham Savings Bank
Gorham Savings Bank
48-Month CD
0.95%
$500
Gorham Savings Bank
Gorham Savings Bank
36-Month CD
0.85%
$500
Gorham Savings Bank
Gorham Savings Bank
Champion Money Market
0.50%
$1
Gorham Savings Bank
Gorham Savings Bank
Statement Savings
0.10%
$25
Gorham Savings Bank
Gorham Savings Bank
Checking
0.02%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Gorham Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Eastern Bank
Eastern Bank
7-Month CD
5.05%
$2,500
Winchester Co-operative Bank
Winchester Co-operative Bank
6-Month CD
5.00%
$500
OSB Odin State Bank
OSB Odin State Bank
12-Month CD
4.91%
$10,000
Luminate Bank
Luminate Bank
12-Month CD
4.75%
$500
GCSB Swayzee, IN
GCSB Swayzee, IN
54-Month CD
4.52%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
30-Month CD (special)
4.26%
$25,000
First Bank Hampton
First Bank Hampton
12-Month CD
4.25%
$1,000
M&T Bank
M&T Bank
12-Month CD (Select)
4.15%
$1,000
Fairfield Federal S&L of Lancaster
Fairfield Federal S&L of Lancaster
12-Month CD
4.08%
$500
KodaBank
KodaBank
3-Month CD
4.06%
$1,000
First County Bank
First County Bank
2-Month CD
4.00%
$1,000
360 Federal Credit Union
360 Federal Credit Union
48-Month CD
3.83%
$1,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
12-Month CD
3.80%
$500
Needham Bank
Needham Bank
24-Month CD
3.75%
$1,000
Boone Bank & Trust Co.
Boone Bank & Trust Co.
36-Month CD
3.67%
$50,000
PSB of Plainview
PSB of Plainview
12-Month CD
3.44%
$10,000
Axiom Bank
Axiom Bank
Select Money Market
3.25%
$1,000
UniBank
UniBank
48-Month CD
3.20%
$1,000
Bank 21
Bank 21
Money Market
3.00%
$250,000
Reading Co-op Bank
Reading Co-op Bank
12-Month CD
3.00%
$500
State Central Bank
State Central Bank
48-Month CD
2.77%
$10,000
BayVanguard Bank
BayVanguard Bank
60-Month CD
2.53%
$1,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
24-Month CD
2.53%
$100
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
Money Market
2.25%
$250,000
National Exchange Bank and Trust
National Exchange Bank and Trust
12-Month CD
2.15%
$1,000
CNB Hugoton, KS
CNB Hugoton, KS
12-Month CD
2.06%
$500
Bank of Pensacola
Bank of Pensacola
Money Market
2.00%
$2,500
Leader Bank
Leader Bank
36-Month CD
2.00%
$1,000
Communitywide Federal Credit Union
Communitywide Federal Credit Union
Savings
2.00%
$5
The Blue Grass Valley Bank
The Blue Grass Valley Bank
36-Month CD
1.91%
$1,000
Swedish-American State Bank
Swedish-American State Bank
48-Month CD
1.90%
$500
First Community Bank Batesville, AR
First Community Bank Batesville, AR
24-Month CD
1.71%
$500
State Bank Fenton, MI
State Bank Fenton, MI
12-Month CD
1.51%
$500
Security Federal Bank
Security Federal Bank
3-Month CD
1.40%
$500
American Bank
American Bank
Premium Money Market
1.25%
$0
First State Bank of Porter
First State Bank of Porter
12-Month CD (Jumbo)
1.21%
$100,000
Cayuga Lake National Bank
Cayuga Lake National Bank
18-Month CD
1.10%
$500
705 Federal Credit Union
705 Federal Credit Union
Kasasa Savings
1.00%
$0
First National Bank and Trust AL
First National Bank and Trust AL
48-Month CD
0.45%
$1,000
Union Bank, Inc.
Union Bank, Inc.
60-Month CD
0.34%
$100
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
50+ Interest Checking
0.30%
$50
Sound Community Bank
Sound Community Bank
Money Market Apex
0.25%
$0
F&M Bank of St. Clair
F&M Bank of St. Clair
Statement Savings
0.20%
$100
Stoughton Co-operative Bank
Stoughton Co-operative Bank
Money Market
0.15%
$2,500
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Prime Savings
0.15%
$25
Clare Bank
Clare Bank
12-Month CD
0.10%
$500
Heritage Bank Minnesota
Heritage Bank Minnesota
Money Market
0.10%
$0
Jefferson Security Bank
Jefferson Security Bank
Simple Savings
0.05%
$0
Associated Bank
Associated Bank
36-Month CD
0.04%
$1,000
Franklin SB Farmington, ME
Franklin SB Farmington, ME
Statement Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 16, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
5.500%
5.908%
2.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Gorham Savings Bank Information

Gorham Savings Bank
64 Main St
Gorham, ME 04038
Cumberland
Established Date: 01/01/1868
FDIC Certificate #: 17748
Date of FDIC Deposit Insurance: 04/18/1957
Bank Holding Company: GORHAM BCORP MHC
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is Gorham Savings Bank FDIC Insured? Yes
What is Gorham Savings Bank's Cert number? 17748
What is the maximum amount for insured deposits? $250,000 per holder, per account

Gorham Savings Bank Financials

Total Assets:
$1,649,776,000
Total Deposits:
$1,413,359,000
Equity Capital:
$110,285,000
Domestic Deposits:
$1,413,359,000
Net Income:
$453,000
Return on Assets:
0.3680%
Quarterly Return on Assets:
0.1100%
Pretax Return on Assets:
0.1390%
Pretax Quarterly Return on Assets:
0.1400%
Return on Equity:
4.8000%
Quarterly Return on Equity:
1.6700%
Leverage Tier 1 (Core Capital) Ratio:
9.2711%
Total Interest Income (YTD):
3.4891%
 
 
Headquarters:
Gorham
FDIC Field Office:
Concord
Regulator:
FDIC
County:
Cumberland
# of Offices:
13
Metropolitan Statistical Area (MSA):
Portland-South Portland, ME
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

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Gorham Savings Bank Reviews

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