Gorham Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.07%, 6-month CD rates at 3.00% and 3-month CD rates at 2.75%. Current savings rates are at 0.55% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.04%. Credit Card rates are at 9.99%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates. Gorham Savings Bank's 60-Month CD rates are at 2.00%, 48-Month CD rates are at 2.00%, 36-Month CD rates are at 2.00%, 24-Month CD rates are at 2.00%, 18-Month CD rates are at 2.00%. Gorham Savings Bank's savings rates are at 0.10%. Gorham Savings Bank's money market rates are at 0.25%.

Gorham Savings Bank

To see how these rates compare to Gorham Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Gorham Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Gorham Savings Bank CD rates. You can also compare Gorham Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Gorham Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gorham Savings Bank? Share your experience about Gorham Savings Bank by leaving a review below, or read customer reviews before you decide to use Gorham Savings Bank.

Gorham Savings Bank Texas Ratio

Gorham Savings Bank's Texas Ratio is at 6.88%, which is considered excellent. The Texas Ratio for Gorham Savings Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Gorham Savings Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.00%
18-Month CD
2.00%
24-Month CD
2.00%
36-Month CD
2.00%
48-Month CD
2.00%
60-Month CD
2.00%
Savings
0.10%
MMA
0.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Gorham Savings Bank
64 Main St
Gorham, ME 04038
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Gorham Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Gorham Savings Bank
Gorham Savings Bank
12-Month CD
2.00%
$500
Gorham Savings Bank
Gorham Savings Bank
18-Month CD
2.00%
$500
Gorham Savings Bank
Gorham Savings Bank
24-Month CD
2.00%
$500
Gorham Savings Bank
Gorham Savings Bank
36-Month CD
2.00%
$500
Gorham Savings Bank
Gorham Savings Bank
48-Month CD
2.00%
$500
Gorham Savings Bank
Gorham Savings Bank
60-Month CD
2.00%
$500
Gorham Savings Bank
Gorham Savings Bank
Champion Money Market
0.25%
$1
Gorham Savings Bank
Gorham Savings Bank
Statement Savings
0.10%
$25
Gorham Savings Bank
Gorham Savings Bank
207 Checking
0.02%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Gorham Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Three Rivers Bank of Montana
Three Rivers Bank of Montana
Kasasa Checking
4.50%
$100
Frontier State Bank
Frontier State Bank
12-Month CD
4.25%
$1,000
Bogota Savings Bank
Bogota Savings Bank
12-Month CD
4.10%
$1,000
Security Bank Tulsa, OK
Security Bank Tulsa, OK
60-Month CD
4.06%
$2,000
Pentucket Bank
Pentucket Bank
18-Month CD
4.00%
$500
Sullivan Bank
Sullivan Bank
36-Month CD
4.00%
$1,000
Randolph Brooks FCU
Randolph Brooks FCU
12-Month CD
3.85%
$1,000
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
12-Month CD (IntraFi®)
3.77%
$10,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
3-Month CD
3.75%
$1,000
Suncoast Credit Union
Suncoast Credit Union
60-Month CD
3.75%
$500
Northwest Bank
Northwest Bank
18-Month CD
3.58%
$100
The MINT National Bank
The MINT National Bank
36-Month CD
3.50%
$10,000
Northern Bank Direct
Northern Bank Direct
30-Month CD
3.50%
$500
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
24-Month CD
3.35%
$1,000
Bank of the Valley
Bank of the Valley
60-Month CD
3.29%
$500
Horicon Bank
Horicon Bank
60-Month CD
3.28%
$1,000
New Peoples Bank
New Peoples Bank
60-Month CD
3.10%
$0
RBAZ Republic Bank of Arizona
60-Month CD
3.00%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
60-Month CD
2.78%
$250
Iowa Falls State Bank
Iowa Falls State Bank
36-Month CD
2.67%
$1,000
Addition Financial Credit Union
Addition Financial Credit Union
36-Month CD
2.63%
$1,000
F&M Bank of St. Clair
F&M Bank of St. Clair
48-Month CD
2.50%
$500
Jovia Federal Credit Union
Jovia Federal Credit Union
36-Month CD
2.25%
$100
First National Bank of Shiner
First National Bank of Shiner
48-Month CD
2.25%
$1,000
Reliance State Bank
Reliance State Bank
60-Month CD
2.11%
$2,500
First FarmBank
First FarmBank
Explorer Savings
2.00%
$10
First Harvest Federal Credit Union
First Harvest Federal Credit Union
48-Month CD
1.83%
$1,000
The Bank of the West
The Bank of the West
48-Month CD
1.76%
$1,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
Premier Savings
1.50%
$1,000
Highland Bank
Highland Bank
18-Month CD
1.40%
$1,000
Cornerstone State Bank
Cornerstone State Bank
Money Market
1.26%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
Super Saver Savings
1.00%
$1,000
First Command Bank
First Command Bank
12-Month CD
0.85%
$1,000
FNB of Peterstown
FNB of Peterstown
24-Month CD
0.85%
$2,500
WSB Municipal Bank
WSB Municipal Bank
6-Month CD
0.76%
$500
FirsTier Bank
FirsTier Bank
48-Month CD
0.65%
$0
The Honesdale National Bank
The Honesdale National Bank
24-Month CD
0.60%
$1,000
SSB of Wanamingo
SSB of Wanamingo
Money Market
0.50%
$1,000
Benton State Bank
Benton State Bank
Money Market
0.50%
$2,500
Chelsea Groton Bank
Chelsea Groton Bank
48--Month CD
0.45%
$500
OSB Odin State Bank
OSB Odin State Bank
Premium Money Market
0.45%
$2,500
Verus Bank of Commerce
Verus Bank of Commerce
60-Month CD
0.45%
$1,000
Millville Savings Bank
Millville Savings Bank
60-Month CD
0.30%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
12-Month CD
0.20%
$1,000
Merrimack County SB
Merrimack County SB
Everyday Money Market
0.15%
$1,000
The Wilmington Savings Bank
The Wilmington Savings Bank
Simple Savings
0.15%
$100
United Southern Bank
United Southern Bank
6-Month CD
0.10%
$1,000
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
Preferred interest Checking
0.10%
$100
Milford Bank
Milford Bank
3-Month CD
0.05%
$1,000
Bank Five Nine
Bank Five Nine
Statement Savings
0.04%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Gorham Savings Bank Information

Gorham Savings Bank
64 Main St
Gorham, ME 04038
Cumberland
Established Date: 01/01/1868
FDIC Certificate #: 17748
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: GORHAM BCORP MHC
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is Gorham Savings Bank FDIC Insured? Yes
What is Gorham Savings Bank's Cert number? 17748
What is the maximum amount for insured deposits? $250,000 per holder, per account

Gorham Savings Bank Financials

Total Assets:
$1,644,683,000
Total Deposits:
$1,346,317,000
Equity Capital:
$113,351,000
Domestic Deposits:
$1,346,317,000
Net Income:
$771,000
Return on Assets:
0.2570%
Quarterly Return on Assets:
0.1900%
Pretax Return on Assets:
0.1915%
Pretax Quarterly Return on Assets:
0.1900%
Return on Equity:
3.9200%
Quarterly Return on Equity:
2.6900%
Leverage Tier 1 (Core Capital) Ratio:
9.0351%
Total Interest Income (YTD):
4.4766%
 
 
Headquarters:
Gorham
FDIC Field Office:
Concord
Regulator:
FDIC
County:
Cumberland
# of Offices:
13
Metropolitan Statistical Area (MSA):
Portland-South Portland, ME
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates today declined on lower bond yields as the focus shifts from the crisis in Europe to the struggling economy in the United States. Last Friday bond yields increased on the news the European Financial Stability Facility (EFSF) would lend money directly to banks; this sent mortgage rates higher over the weekend.
current-mortgage-rates-30-year-mortgage-rates-at-494-and-15-year-mortgage-rates-at-4331Mortgage rates were unchanged in the current mortgage application survey released this morning. The average contract rate on 30 year mortgages remain unchanged at 4.94 percent for the week ending February 12, 2010 according to the Mortgage Bankers Association's Weekly Mortgage Applications Survey. 
Average mortgage rates declined as equity prices and commodity prices tumbled yesterday on fears of slower growth. 30 year conventional mortgage rates today are averaging 3.51 percent, a decline from last week's average 30 year mortgage rate of 3.56 percent. Equity and commodity prices dropped considerably yesterday on fears of slowing economies in the United States and China.

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Gorham Savings Bank Reviews

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