F&M Bank Lakeland, GA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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F&M Bank Lakeland, GAToday's 12-month CD rates can be found at 1.92%, 6-month CD rates at 4.35% and 3-month CD rates at 2.52%. Current savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.58%. Credit Card rates are at 20.24%. Personal Loan rates are at 13.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to F&M Bank Lakeland, GA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from F&M Bank Lakeland, GA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with F&M Bank Lakeland, GA CD rates. You can also compare F&M Bank Lakeland, GA savings rates, MMA rates and mortgage rates using our other rate lists.

F&M Bank Lakeland, GA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at F&M Bank Lakeland, GA? Share your experience about F&M Bank Lakeland, GA by leaving a review below, or read customer reviews before you decide to use F&M Bank Lakeland, GA.

F&M Bank Lakeland, GA Texas Ratio

F&M Bank Lakeland, GA's Texas Ratio is at 15.83%, which is considered excellent. The Texas Ratio for F&M Bank Lakeland, GA is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, F&M Bank Lakeland, GA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
F&M Bank Lakeland, GA
4 N Carter St
Lakeland, GA 31635
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare F&M Bank Lakeland, GA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
GCSB Swayzee, IN
GCSB Swayzee, IN
60-Month CD
4.42%
$1,000
First Bank Hampton
First Bank Hampton
6-Month CD
4.35%
$1,000
OWB One World Bank
OWB One World Bank
18-Month CD
4.30%
$1,000
CSB of Cheney, KS
CSB of Cheney, KS
12-Month CD
4.08%
$500
The Corner Stone Bank
The Corner Stone Bank
24-Month CD
4.05%
$1,000
Evergreen Bank Group
Evergreen Bank Group
12-Month CD
4.00%
$500
First Federal S&L Newark, OH
First Federal S&L Newark, OH
9-Month CD
3.99%
$500
Access Bank
Access Bank
48-Month CD
3.75%
$1,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
36-Month CD
3.75%
$1,000
Harrison County Bank
Harrison County Bank
60-Month CD
3.65%
$1,000
Artisans Bank
Artisans Bank
12-Month CD
3.50%
$1,500
Beal Bank
Beal Bank
24-Month CD
3.45%
$1,000
Bank of the Valley
Bank of the Valley
36-Month CD
3.44%
$500
Murray Bank
Murray Bank
12-Month CD
3.25%
$1,000
Henderson FSB
Henderson FSB
48-Month CD
3.20%
$500
Westfield Bank, FSB
Westfield Bank, FSB
36-Month CD
3.20%
$2,500
T Bank
T Bank
48-Month CD
3.20%
$1,000
KodaBank
KodaBank
36-Month CD
3.00%
$1,000
The Citizens Bank of Georgia
The Citizens Bank of Georgia
24-Month CD
3.00%
$500
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Cha-Ching Rewards Checking
3.00%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
6-Month CD
2.79%
$500
First National Bank VA
First National Bank VA
36-Month CD
2.78%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
24-Month CD
2.75%
$500
FNB of Moose Lake
FNB of Moose Lake
60-Month CD
2.52%
$500
Chelsea Savings Bank
Chelsea Savings Bank
18-Month CD
2.11%
$20,000
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
12-Month CD
2.02%
$500
1st University Credit Union
1st University Credit Union
18-Month CD
2.02%
$10,000
Live Oak Bank
Live Oak Bank
48-Month CD
2.00%
$2,500
First Resource Bank Exton, PA
First Resource Bank Exton, PA
Money Market
2.00%
$100,000
Citi
Citi
60-Month CD
2.00%
$500
Bank of Sun Prairie
Bank of Sun Prairie
48-Month CD
1.25%
$500
Forward Bank
Forward Bank
12-Month CD
1.05%
$500
PennCrest Bank
PennCrest Bank
36-Month CD
1.00%
$1,000
Hancock County SB
Hancock County SB
36-Month CD
0.65%
$500
Ballston Spa National Bank
Ballston Spa National Bank
Diamond Money Market
0.60%
$50,000
Community Bank Delaware
Community Bank Delaware
18-Month CD
0.40%
$500
Eagle Bank Everett, MA
Eagle Bank Everett, MA
24-Month CD
0.35%
$500
Nevada B&T Co.
Nevada B&T Co.
18-Month CD (Jumbo)
0.30%
$100,000
Buckeye Community Bank
Buckeye Community Bank
24-Month CD
0.25%
$500
Harbor Bank of Maryland
Harbor Bank of Maryland
Investment Money Market
0.25%
$2,500
Winter Hill Bank
Winter Hill Bank
12-Month CD
0.25%
$500
Dime Bank
Dime Bank
36-Month CD
0.25%
$500
Warren-Boynton State Bank
Warren-Boynton State Bank
Passbook Savings
0.20%
$100
New Market Bank
New Market Bank
Money Market
0.15%
$1,000
Northwest Bank Warren, PA
Northwest Bank Warren, PA
Affinity Premier Money Market
0.15%
$100,000
Grand Rapids SB
Grand Rapids SB
Money Market
0.08%
$2,500
BankChampaign
BankChampaign
NOW Checking
0.05%
$300
Federation Bank
Federation Bank
Money Market
0.05%
$1,000
Milford Bank
Milford Bank
3-Month CD
0.05%
$1,000
Associated Bank
Associated Bank
48-Month CD
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have F&M Bank Lakeland, GA rate data right now, check back for updates, we are adding rates all the time.

F&M Bank Lakeland, GA Information

F&M Bank Lakeland, GA
4 N Carter St
Lakeland, GA 31635
Lanier
Established Date: 01/01/1907
FDIC Certificate #: 5716
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FMB BANCSHARES INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is F&M Bank Lakeland, GA FDIC Insured? Yes
What is F&M Bank Lakeland, GA's Cert number? 5716
What is the maximum amount for insured deposits? $250,000 per holder, per account

F&M Bank Lakeland, GA Financials

Total Assets:
$674,564,000
Total Deposits:
$617,321,000
Equity Capital:
$54,124,000
Domestic Deposits:
$617,321,000
Net Income:
$2,372,000
Return on Assets:
1.3564%
Quarterly Return on Assets:
1.4400%
Pretax Return on Assets:
1.9086%
Pretax Quarterly Return on Assets:
1.9100%
Return on Equity:
18.9200%
Quarterly Return on Equity:
17.7800%
Common Equity Tier 1 Capital Ratio:
13.1248%
Tier 1 Risk-Based Capital Ratio:
13.1248%
Leverage Tier 1 (Core Capital) Ratio:
9.3774%
Total Risk-Based Capital Ratio (YTD):
14.1930%
Total Interest Income (YTD):
6.1544%
 
 
Headquarters:
Lakeland
FDIC Field Office:
Albany Ga
Regulator:
FDIC
County:
Lanier
# of Offices:
6
Metropolitan Statistical Area (MSA):
Valdosta, GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

NewDominion Bank Money Market Account rates are now at 0.69 percent with a yield of 0.70 percent. View current Money Market Account rates at NewDominion Bank below.
Mortgage rates moved higher this week. Today's mortgage rates on 30 year conforming home loans are averaging 4.07%, up from last week's average of 4.00%. Last Thursday 30 year mortgage rates made an intra week low at 3.99%. Current mortgage rates on 15 year conforming home loans are also higher this week averaging 3.35%, up slightly from last week's average 15 year rate of 3.34%. The intra-week low for 15 year mortgage rates last Thursday's was 3.30%.
Mortgage rates made new lows in 2011 as economic woes still plague the U.S. A weak unemployment report and weak manufacturing data released last week sent interest rates lower. Conventional 30 year mortgage rates are averaging 4.44%, down from last week's average 30 year mortgage rate of 4.54%. The current national average 30 year mortgage rate is now at a low for 2011 as reported by MonitorBankRates.com.

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