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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 West Pointe Bank Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
West Pointe Bank's 60-Months 60-Month rates are at 3.87%, 36-Months 36-Month rates are at 3.76%, 48-Months 48-Month rates are at 3.76%, 24-Months 24-Month rates are at 3.71%, 12-Months 12-Month rates are at 3.66%. West Pointe Bank's savings rates are at 0.30%. West Pointe Bank's money market rates are at 0.30%. MonitorBankRates evaluates the financial stability of West Pointe Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 08/28/2026. West Pointe Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at West Pointe Bank? Share your experience about West Pointe Bank by leaving a review below, or read customer reviews before you decide to use West Pointe Bank. 
West Pointe Bank CD Rates
West Pointe Bank Savings Rates
West Pointe Bank Money Market Rates
West Pointe Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for West Pointe Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather West Pointe Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with West Pointe Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
West Pointe Bank
Bank Holding Company
WEST POINTE BANCSHARES INC
Address
1750 Witzel Ave,
Oshkosh, WI 54902 · Winnebago
Website
https://www.westptebank.com
FDIC Certificate #
34162
Established
04/22/1996
FDIC Insurance Date
04/22/1996
Domestic Offices
1
Total Branches
1
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.00%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.4322%
Return on Equity (ROE)
8.1700%
Non-Performing Loans (NPL)
0.00%
Total Assets
$368,821,000
Total Deposits
$261,120,000
Equity Capital
$67,626,000
Net Income
$5,058,000
Headquarters
Oshkosh
Total Branches and Offices
1
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Frequently Asked Questions About West Pointe BankHow many branches does West Pointe Bank operate?West Pointe Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, West Pointe Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, West Pointe Bank provides members with tools to manage their accounts and build a solid financial history. Does West Pointe Bank offer online and mobile banking?Most modern institutions like West Pointe Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.westptebank.com. Current West Pointe Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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