West Pointe Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 4.00% and 3-month CD rates at 0.66%. Current savings rates are at 0.50% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.96%. Credit Card rates are at 9.90%. Personal Loan rates are at 9.49%. All these rates, and more, can be found in our database of rates. West Pointe Bank's 12-Month CD rates are at 3.97%, 24-Month CD rates are at 3.76%, 18-Month CD rates are at 3.76%, 60-Month CD rates are at 3.56%, 48-Month CD rates are at 3.56%. West Pointe Bank's savings rates are at 0.25%. West Pointe Bank's money market rates are at 0.25%.

West Pointe Bank

To see how these rates compare to West Pointe Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from West Pointe Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with West Pointe Bank CD rates. You can also compare West Pointe Bank savings rates, MMA rates and mortgage rates using our other rate lists.

West Pointe Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at West Pointe Bank? Share your experience about West Pointe Bank by leaving a review below, or read customer reviews before you decide to use West Pointe Bank.

West Pointe Bank Texas Ratio

West Pointe Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for West Pointe Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, West Pointe Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.97%
18-Month CD
3.76%
24-Month CD
3.76%
36-Month CD
3.56%
48-Month CD
3.56%
60-Month CD
3.56%
Savings
0.25%
MMA
0.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
West Pointe Bank
1750 Witzel Ave
Oshkosh, WI 54902
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

West Pointe Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
West Pointe Bank
West Pointe Bank
12-Month CD
3.97%
$500
West Pointe Bank
West Pointe Bank
24-Month CD
3.76%
$500
West Pointe Bank
West Pointe Bank
18-Month CD
3.76%
$500
West Pointe Bank
West Pointe Bank
60-Month CD
3.56%
$500
West Pointe Bank
West Pointe Bank
48-Month CD
3.56%
$500
West Pointe Bank
West Pointe Bank
36-Month CD
3.56%
$500
West Pointe Bank
West Pointe Bank
Regular Savings
0.25%
$25
West Pointe Bank
West Pointe Bank
Money Market
0.25%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare West Pointe Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
State Bank of Texas
State Bank of Texas
12-Month CD Jumbo
4.35%
$10,000
Elizabethton FSB
Elizabethton FSB
12-Month CD
4.25%
$1,000
Merrick Bank
Merrick Bank
60-Month CD
4.10%
$25,000
FinWise Bank
FinWise Bank
24-Month CD
4.00%
$500
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
60-Month CD
4.00%
$1,000
First Internet Bank of Indiana
First Internet Bank of Indiana
48-Month CD
3.97%
$1,000
First Southwest Bank
First Southwest Bank
48-Month CD
3.75%
$1,000
Goldwater Bank
Goldwater Bank
60-Month CD
3.75%
$500
Pacific Crest SB
Pacific Crest SB
60-Month CD
3.75%
$2,000
Touchmark Bank
Touchmark Bank
Business Platinum Money Market
3.75%
$250,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
12-Month CD
3.50%
$500
First National Bank in Olney
First National Bank in Olney
30-Month CD
3.45%
$500
Ridgewood Savings Bank
Ridgewood Savings Bank
36-Month CD
3.35%
$100
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
60-Month CD
3.03%
$1,000
CNB of Park Rapids
CNB of Park Rapids
24-Month CD
3.03%
$500
River Bank
River Bank
24-Month CD
3.03%
$1,000
Ultima Bank Minnesota
Ultima Bank Minnesota
48-Month CD
3.00%
$1,000
Education Credit Union
Education Credit Union
36-Month CD
3.00%
$500
KeySavings Bank
KeySavings Bank
24-Month CD
2.98%
$500
Mauch Chunk Trust Company
24-Month CD
2.93%
$500
Touchmark Bank
Touchmark Bank
Platinum Money Market
2.80%
$250,000
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
48-Month CD
2.78%
$100
TD Bank
TD Bank
36-Month CD
2.75%
$250
BankVista
BankVista
60-Month CD
2.75%
$1,000
Range Bank
Range Bank
24-Month CD
2.50%
$1,000
Security Bank Laurel, NE
Security Bank Laurel, NE
48-Month CD
2.27%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
36-Month CD
2.07%
$1,000
UCB Milford, IA
UCB Milford, IA
12-Month CD
2.02%
$1,000
Cross River Bank
Cross River Bank
I Connect/E Connect Savings
1.75%
$0
Elevate Bank
Elevate Bank
24-Month CD
1.61%
$1,000
SouthernTrust Bank
SouthernTrust Bank
24-Month CD
1.51%
$1,000
FNB of Pandora
FNB of Pandora
18-Month CD
1.21%
$1,000
Freehold Bank
Freehold Bank
60-Month CD
0.65%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
Money Market
0.60%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
36-Month CD
0.60%
$500
Community Bank of Raymore
Community Bank of Raymore
Kasasa Checking
0.51%
$0
First National Bank in Trinidad
First National Bank in Trinidad
12-Month CD (Jumbo)
0.50%
$100,000
5 Star Bank
5 Star Bank
48-Month CD
0.50%
$500
Bank of Springfield
Bank of Springfield
12-Month CD
0.41%
$1,000
BankWest Of Kansas
BankWest Of Kansas
Statement Savings
0.25%
$0
Massena Savings and Loan
Massena Savings and Loan
Money Market
0.25%
$2,500
United Minnesota Bank
United Minnesota Bank
3-Month CD
0.25%
$500
Phoenixville Federal B&T
Statement Savings
0.15%
$100
Stoughton Co-operative Bank
Stoughton Co-operative Bank
Money Market
0.15%
$2,500
William Penn Bank
William Penn Bank
Business Money Market
0.10%
$1,000
cfsbank
cfsbank
Savings
0.05%
$50
JTNB
JTNB
Money Market
0.05%
$2,500
Wakefield Co-operative Bank
Wakefield Co-operative Bank
Statement Savings
0.05%
$0
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
Share Checking
0.05%
$0
Community Bank Topeka, KS
Community Bank Topeka, KS
Money Market
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 17, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

West Pointe Bank Information

West Pointe Bank
1750 Witzel Ave
Oshkosh, WI 54902
Winnebago
Established Date: 04/22/1996
FDIC Certificate #: 34162
Date of FDIC Deposit Insurance: 04/22/1996
Bank Holding Company: WEST POINTE BANCSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is West Pointe Bank FDIC Insured? Yes
What is West Pointe Bank's Cert number? 34162
What is the maximum amount for insured deposits? $250,000 per holder, per account

West Pointe Bank Financials

Total Assets:
$344,191,000
Total Deposits:
$249,609,000
Equity Capital:
$62,637,000
Domestic Deposits:
$249,609,000
Net Income:
$1,179,000
Return on Assets:
1.4322%
Quarterly Return on Assets:
1.3600%
Pretax Return on Assets:
1.6872%
Pretax Quarterly Return on Assets:
1.6900%
Return on Equity:
8.1700%
Quarterly Return on Equity:
7.6000%
Common Equity Tier 1 Capital Ratio:
20.9678%
Tier 1 Risk-Based Capital Ratio:
20.9678%
Leverage Tier 1 (Core Capital) Ratio:
18.0641%
Total Risk-Based Capital Ratio (YTD):
22.2230%
Total Interest Income (YTD):
5.9103%
 
 
Headquarters:
Oshkosh
FDIC Field Office:
Appleton
Regulator:
FDIC
County:
Winnebago
# of Offices:
1
Metropolitan Statistical Area (MSA):
Oshkosh-Neenah, WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

EverBank is offering a promotional money market account that has one of the best savings rates around, at least for the first three months. The bonus savings account rate is currently at 3.01 percent.
Current fixed conforming 30 year mortgage rates and mortgage refinance rates are averaging 4.77 percent, up slightly from yesterday’s average 30 year mortgage rate and refinance rate of 4.76 percent. Today's 30 year mortgage rates and refinance rates in Washington are higher averaging 4.81 percent.
Mortgage rates are finally taking a breather from the recent increases and have declined the past week. Since the beginning of May, mortgage rates on 30 year conforming loans moved 1.00 percent higher from 3.50 percent to around 4.50 percent. In late June, 30 year mortgage rates shot up more than 50 basis points in just one week.

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