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Great Rivers Bank Rates & Review April 2026

Great Rivers Bank's 10-Month (Single Maturity) Certificates of Deposit (CDs) rates are at 3.70%, 5-Month (Single Maturity) Certificates of Deposit (CDs) rates are at 3.70%, 15-Month Certificates of Deposit (CDs) rates are at 3.25%, 60-Month Certificates of Deposit (CDs) rates are at 2.26%, 30-Month Certificates of Deposit (CDs) rates are at 2.10%. Great Rivers Bank's savings rates are at 0.25%. MonitorBankRates evaluates the financial stability of Great Rivers Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.36%. Rates were last updated on 04/03/2026.

Great Rivers Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Great Rivers Bank? Share your experience about Great Rivers Bank by leaving a review below, or read customer reviews before you decide to use Great Rivers Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.36%
Excellent Lower than avg
Great Rivers Bank
694 Bainbridge St
Barry, IL 62312
https://www.greatriversbank.bank
Member FDIC

Great Rivers Bank CD Rates

Product Rate APY Term View More
10 month (Single Maturity) Certificates of Deposit (CDs) 3.67% 3.70%
Min Balance $5,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
5 Month (Single Maturity) Certificates of Deposit (CDs) 3.66% 3.70%
Min Balance $5,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
15 month Certificates of Deposit (CDs) 3.22% 3.25%
Min Balance $5,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
60 month Certificates of Deposit (CDs) 2.25% 2.26%
Min Balance $5,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
30 month Certificates of Deposit (CDs) 2.09% 2.10%
Min Balance $5,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
24 month Certificates of Deposit (CDs) 2.00% 2.01%
Min Balance $5,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
48 month Certificates of Deposit (CDs) 2.00% 2.01%
Min Balance $5,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
36 month Certificates of Deposit (CDs) 1.99% 2.00%
Min Balance $5,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
18 month Certificates of Deposit (CDs) 1.25% 1.25%
Min Balance $5,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
12 Certificates of Deposit (CDs) 1.00% 1.00% 12
Min Balance $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
9 Certificates of Deposit (CDs) 0.80% 0.80% 9
Min Balance $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
6 Certificates of Deposit (CDs) 0.75% 0.75% 6
Min Balance $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
3 Certificates of Deposit (CDs) 0.35% 0.35% 3
Min Balance $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%

Great Rivers Bank Savings Rates

Product Rate APY View More
Health Savings Account (HSA) 0.25% 0.25%
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%
Statement Savings 0.25% 0.25%
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.36%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Great Rivers Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Great Rivers Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Great Rivers Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Great Rivers Bank
Bank Holding Company FNB BARRY BCORP INC
Address 694 Bainbridge St, Barry, IL 62312  ·  Pike
FDIC Certificate # 3762
Established 01/01/1901
FDIC Insurance Date 01/01/1934
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.36%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.2829%
Return on Equity (ROE) 13.0300%
Non-Performing Loans (NPL) 0.03%
Total Assets $193,268,000
Total Deposits $159,752,000
Equity Capital $20,945,000
Net Income $2,197,000
Headquarters Barry
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Great Rivers Bank

Is Great Rivers Bank a safe place to deposit money?

Yes, Great Rivers Bank is considered a safe financial institution. With a Texas Ratio of 0.35756154747948%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Great Rivers Bank operate?

Great Rivers Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Great Rivers Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Great Rivers Bank provides members with tools to manage their accounts and build a solid financial history.

Does Great Rivers Bank offer online and mobile banking?

Most modern institutions like Great Rivers Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greatriversbank.bank.

Current Great Rivers Bank Rates

  • 18-Month CD1.25%
  • 24-Month CD2.01%
  • 36-Month CD2.00%
  • 48-Month CD2.01%
  • 60-Month CD2.26%
  • Savings0.25%
Retrieved from our database of financial products. Rates subject to change.