Nebraska Bank Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Nebraska Bank's 3-Month All Certificates of Deposit rates are at 3.50%, 6-Month All Certificates of Deposit rates are at 3.50%, 60-Month All Certificates of Deposit rates are at 3.45%, 9-Month All Certificates of Deposit rates are at 3.45%, 12-Month All Certificates of Deposit rates are at 3.40%. Nebraska Bank's savings rates are at 0.25%. Nebraska Bank's money market rates are at 0.33%. MonitorBankRates evaluates the financial stability of Nebraska Bank with a 4.5 Star Rating, an B Overall Health Grade, and a Texas Ratio of 20.75%. Rates were last updated on 03/04/2026.
Rate Updates and AvailabilityNebraska Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nebraska Bank? Share your experience about Nebraska Bank by leaving a review below, or read customer reviews before you decide to use Nebraska Bank. Nebraska Bank Texas RatioNebraska Bank's Texas Ratio is at 20.75%, which is considered good. The Texas Ratio for Nebraska Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
4.5
Excellent
Out of 5.0 Stars
Nebraska Bank has earned a Smart Rating of 4.5 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Nebraska Bank is a excellent bank worth considering, with an overall rating of 4.5 stars out of 5 stars. Overall Health & Safety Grade
B
Solid Health
Score: 85/100
Nebraska Bank has earned an overall safety grade of B. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/04/2026 
Nebraska Bank CD Rates
Nebraska Bank Savings Rates
Nebraska Bank Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Nebraska Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Nebraska Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Nebraska Bank's official website for the most current offers and terms.
Bank Profile & OverviewNebraska Bank
355 2nd StDodge, NE 68633 Dodge Established Date: 01/01/1889 FDIC Certificate #: 16116 Date of FDIC Deposit Insurance: 01/07/1944 Bank Holding Company: FARMERS STATE BANCSHARES INC How Many Domestic U.S. Offices? 9 How Many Branches are There? 9 Website: https://www.ne.bank
Is Nebraska Bank FDIC Insured? Yes
What is Nebraska Bank's Cert number? 16116
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
4.5 / 5.0 ★
Overall Health & Safety Grade:
B (85/100)
Texas Ratio:
20.75%
Return on Assets (ROA):
1.0245%
Return on Equity (ROE):
11.8800%
Non-Performing Loans (NPL):
1.60%
Total Assets:
$478,812,000
Total Deposits:
$405,072,000
Equity Capital:
$45,531,000
Net Income:
$5,827,000
Headquarters:
Dodge
Regulator:
FDIC
# of Offices:
9
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Nebraska BankHow do I open an account at Nebraska Bank?You can typically open an account at Nebraska Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Nebraska Bank provides a range of mortgage and home equity products. Is Nebraska Bank a safe place to deposit money?Yes, Nebraska Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Nebraska Bank offer online and mobile banking?Most modern institutions like Nebraska Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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