What are the current interest rates at Nebraska Bank?

Current rates for Nebraska Bank include: 12-Month CD: 3.70%, 18-Month CD: 3.75%, 24-Month CD: 3.80%, 36-Month CD: 3.80%, 48-Month CD: 3.80%, 60-Month CD: 3.80%, Savings: 0.25%, MMA: 0.33%

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Nebraska Bank

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Nebraska Bank Rates & Review September 2026

Q: How many branches does Nebraska Bank operate?

Nebraska Bank currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Nebraska Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Nebraska Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 19, 2026

Nebraska Bank's 24-Month Certificates of Deposit (CDs) rates are at 3.80%, 24-Months 24-Month term CD rates are at 3.80%, 30-Month Certificates of Deposit (CDs) rates are at 3.80%, 36-Month Certificates of Deposit (CDs) rates are at 3.80%, 48-Month Certificates of Deposit (CDs) rates are at 3.80%. Nebraska Bank's savings rates are at 0.25%. Nebraska Bank's money market rates are at 0.33%. MonitorBankRates evaluates the financial stability of Nebraska Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.59%. Rates last updated and verified on 09/19/2026.

Nebraska Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nebraska Bank? Share your experience about Nebraska Bank by leaving a review below, or read customer reviews before you decide to use Nebraska Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.59%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Nebraska Bank

355 2nd St
Dodge, NE 68633

https://www.ne.bank

Nebraska Bank CD Rates

Product	Rate	APY	Term
24 Month Certificates of Deposit (CDs)	3.75%	3.80%	24 Month
Min Deposit $500 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
24-Month term cd	-	3.80%	24 Months
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
30 Month Certificates of Deposit (CDs)	3.75%	3.80%	30 Month
Min Deposit $500 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
36 Month Certificates of Deposit (CDs)	3.75%	3.80%	36 Month
Min Deposit $500 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
48 Month Certificates of Deposit (CDs)	3.75%	3.80%	48 Month
Min Deposit $500 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
60 Month Certificates of Deposit (CDs)	3.75%	3.80%	60 Month
Min Deposit $500 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
18 Month Certificates of Deposit (CDs)	3.70%	3.75%	18 Month
Min Deposit $500 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
12 Month Certificates of Deposit (CDs)	3.65%	3.70%	12 Month
Min Deposit $500 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
15 Month Certificates of Deposit (CDs)	3.65%	3.70%	15 Month
Min Deposit $500 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
15-Month Term cd	-	3.70%	15 Months
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
9 Month Certificates of Deposit (CDs)	3.60%	3.65%	9 Month
Min Deposit $500 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
6 Month Certificates of Deposit (CDs)	3.55%	3.60%	6 Month
Min Deposit $500 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
6-Month Term cd	-	3.60%	6 Months
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
3 Month Certificates of Deposit (CDs)	3.45%	3.50%	3 Month
Min Deposit $5,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%

Nebraska Bank Savings Rates

Product	Rate	APY
Basic Savings	0.48%	0.48%
Min Deposit $50 Min Balance $0 Details Balance: $0 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Health Savings Account (HSA)	0.25%	0.25%
Min Deposit $100 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%

Nebraska Bank Money Market Rates

Product	Rate	APY
Money Market Accounts	1.51%	1.52%
Min Deposit $50 Min Balance $250,000 Details Balance: $250,000+ Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Money Market Accounts	1.22%	1.23%
Min Deposit $50 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Money Market Accounts	0.72%	0.72%
Min Deposit $50 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Money Market Accounts	0.42%	0.42%
Min Deposit $50 Min Balance $2,500 Details Balance: $2,500 - $49,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Money Market Accounts	0.33%	0.33%
Min Deposit $50 Min Balance $0 Details Balance: Up to $2,499.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%

Nebraska Bank Checking Rates

Product	Rate	APY
Premium Interest Checking	0.98%	0.98%
Min Deposit $50 Min Balance $1,500 Details Balance: $1,500.00+ Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Business Interest Checking	0.48%	0.48%
Min Deposit $50 Min Balance $0 Details Balance: $0 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Direct Interest Checking	0.48%	0.48%
Min Deposit $50 Min Balance $0 Details Balance: $0 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%
Premium Interest Checking	0.48%	0.48%
Min Deposit $50 Min Balance $0 Details Balance: Up to $1499.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%

Nebraska Bank Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit	-	-	6.74%	60 Months
Details effective 9/17/2026 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.59%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Nebraska Bank’s Texas Ratio fell from 20.75% in Q3 2023 to 3.59% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.5 to 5.0 and its Health Grade from B to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$552M	3.59%	5.0	A+
March 31, 2026	$509M	6.69%	5.0	A
December 31, 2025	$479M	5.04%	5.0	A+
September 30, 2025	$471M	6.50%	5.0	A
June 30, 2025	$468M	7.58%	5.0	A
March 31, 2025	$450M	9.21%	5.0	A
December 31, 2024	$444M	14.54%	5.0	A-
September 30, 2024	$444M	16.53%	4.9	A-
June 30, 2024	$448M	19.41%	4.6	B
March 31, 2024	$440M	20.56%	4.5	B
December 31, 2023	$433M	19.49%	4.6	B
September 30, 2023	$425M	20.75%	4.5	B

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Nebraska Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Nebraska Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Nebraska Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Nebraska Bank

Bank Holding Company FARMERS STATE BANCSHARES INC

Address 355 2nd St, Dodge, NE 68633 · Dodge

Website https://www.ne.bank

FDIC Certificate # 16116

Established 18890101

FDIC Insurance Date 19440107

Domestic Offices 10

Total Branches 10

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.59%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.1713%

Return on Equity (ROE) 11.5500%

Non-Performing Loans (NPL) 0.30%

Total Assets $551,638,000

Total Deposits $466,864,000

Equity Capital $60,786,000

Net Income $3,006,000

Headquarters Dodge

Total Branches and Offices 10

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Nebraska Bank earned the Verified Healthy badge

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Nebraska Bank

How many branches does Nebraska Bank operate?

Nebraska Bank currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Nebraska Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Nebraska Bank provides members with tools to manage their accounts and build a solid financial history.

Does Nebraska Bank offer online and mobile banking?

Most modern institutions like Nebraska Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ne.bank.