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City National B&T Co. of Lawton, OK Rates & Review April 2026

City National B&T Co. of Lawton, OK's Certificate of Deposit 180 - 364 days rates are at 3.79%, Certificate of Deposit 12 - 17-Month rates are at 3.50%, Certificate of Deposit 18 - 23-Month rates are at 3.25%, Certificate of Deposit 24 - 29-Month rates are at 3.25%, Certificate of Deposit 90 - 179 days rates are at 3.03%. City National B&T Co. of Lawton, OK's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of City National B&T Co. of Lawton, OK with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.76%. Rates were last updated on 04/11/2026.

City National B&T Co. of Lawton, OK money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at City National B&T Co. of Lawton, OK? Share your experience about City National B&T Co. of Lawton, OK by leaving a review below, or read customer reviews before you decide to use City National B&T Co. of Lawton, OK.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.76%
Excellent Lower than avg
City National B&T Co. of Lawton, OK
500 Montgomery Sq
Lawton, OK 73501
https://www.cnb1901.com
Member FDIC

City National B&T Co. of Lawton, OK CD Rates

Product Rate APY Term View More
Certificate of Deposit 180 - 364 days 3.75% 3.79%
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
Certificate of Deposit 12 - 17 month 3.50% 3.50%
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
Certificate of Deposit 18 - 23 month 3.25% 3.25%
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
Certificate of Deposit 24 - 29 month 3.25% 3.25%
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
Certificate of Deposit 90 - 179 days 3.00% 3.03%
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
Certificate of Deposit 36 - 47 month 3.00% 3.00%
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
Certificate of Deposit 48 - 59 month 3.00% 3.00%
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
Certificate of Deposit 60 month and longer 3.00% 3.00%
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%

City National B&T Co. of Lawton, OK Savings Rates

Product Rate APY View More
CNB High-Yield Savings Account - 2.00%
Min Deposit $50
Details Qualifications Required: At least 15 debit card purchases; At least 1 ACH credit or ACH payment transaction; Be enrolled in eStatements; Qualifying balance up to $200,001
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
CNB High-Yield Savings Account - 0.50%
Min Deposit $50
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
CNB High-Yield Savings Account - 0.05%
Min Deposit $50
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for City National B&T Co. of Lawton, OK is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather City National B&T Co. of Lawton, OK rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with City National B&T Co. of Lawton, OK's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name City National B&T Co. of Lawton, OK
Bank Holding Company JRMB II INC
Address 500 Montgomery Sq, Lawton, OK 73501  ·  Comanche
FDIC Certificate # 4132
Established 03/23/1901
FDIC Insurance Date 01/01/1934
Domestic Offices 40
Total Branches 40
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.76%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.7479%
Return on Equity (ROE) 16.2600%
Non-Performing Loans (NPL) 0.19%
Total Assets $434,777,000
Total Deposits $361,924,000
Equity Capital $58,024,000
Net Income $7,735,000
Headquarters Lawton
Total Offices 40
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About City National B&T Co. of Lawton, OK

Is City National B&T Co. of Lawton, OK a safe place to deposit money?

Yes, City National B&T Co. of Lawton, OK is considered a safe financial institution. With a Texas Ratio of 1.7631656742261%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does City National B&T Co. of Lawton, OK operate?

City National B&T Co. of Lawton, OK currently maintains approximately 40 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, City National B&T Co. of Lawton, OK does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, City National B&T Co. of Lawton, OK provides members with tools to manage their accounts and build a solid financial history.

Does City National B&T Co. of Lawton, OK offer online and mobile banking?

Most modern institutions like City National B&T Co. of Lawton, OK provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cnb1901.com.

Current City National B&T Co. of Lawton, OK Rates

  • 18-Month CD3.50%
  • 24-Month CD3.25%
  • 48-Month CD3.00%
  • 60-Month CD3.00%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.