First State Bank Stuart, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.10%, 6-month CD rates at 4.29% and 3-month CD rates at 3.50%. Current savings rates are at 0.10% and money market rates are at 2.53%. Mortgage rates today on 30-year fixed loans are around 6.93%. Credit Card rates are at 11.90%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates. First State Bank Stuart, IA's 6-Month CD rates are at 4.05%, 12-Month CD rates are at 3.65%, 18-Month CD rates are at 3.45%, 24-Month CD rates are at 3.00%, 30-Month CD rates are at 2.90%.

First State Bank Stuart, IA

To see how these rates compare to First State Bank Stuart, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First State Bank Stuart, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First State Bank Stuart, IA CD rates. You can also compare First State Bank Stuart, IA savings rates, MMA rates and mortgage rates using our other rate lists.

First State Bank Stuart, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank Stuart, IA? Share your experience about First State Bank Stuart, IA by leaving a review below, or read customer reviews before you decide to use First State Bank Stuart, IA.

First State Bank Stuart, IA Texas Ratio

First State Bank Stuart, IA's Texas Ratio is at 2.36%, which is considered excellent. The Texas Ratio for First State Bank Stuart, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First State Bank Stuart, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.65%
18-Month CD
3.45%
24-Month CD
3.00%
36-Month CD
2.80%
48-Month CD
2.80%
60-Month CD
2.75%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First State Bank Stuart, IA
215 N Division St
Stuart, IA 50250
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First State Bank Stuart, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First State Bank Stuart, IA
First State Bank Stuart, IA
6-Month CD
4.05%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
12-Month CD
3.65%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
18-Month CD
3.45%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
24-Month CD
3.00%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
30-Month CD
2.90%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
48-Month CD
2.80%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
36-Month CD
2.80%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
60-Month CD
2.75%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
3-Month CD
2.75%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First State Bank Stuart, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
EverBank
EverBank
Performance Savings
4.75%
$0
State Bank of St. Jacob
State Bank of St. Jacob
6-Month CD
4.75%
$2,500
LimeLight Bank
LimeLight Bank
6-Month CD
4.65%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
12-Month CD
4.30%
$500
Morgan Stanley
Morgan Stanley
11-Month CD
4.21%
$1,000
iGOBanking
iGOBanking
12-Month CD
4.15%
$1,000
Service Federal Credit Union
Service Federal Credit Union
12-Month CD
4.00%
$500
ESB Bank
ESB Bank
36-Month CD
4.00%
$10,000
Inova Federal Credit Union
Inova Federal Credit Union
Shield Money Market Savings
4.00%
$100,000
Community Bank of Trenton
Community Bank of Trenton
18-Month CD
3.90%
$5,000
Beacon Community Bank
Beacon Community Bank
12-Month CD
3.90%
$250
First State Bank Stuart, IA
First State Bank Stuart, IA
12-Month CD
3.65%
$500
Minnesota First
Minnesota First
36-Month CD
3.54%
$500
Arvest Bank
Arvest Bank
24-Month CD
3.45%
$0
Frontier State Bank
Frontier State Bank
60-Month CD
3.03%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
36-Month CD
3.00%
$250
Community First Bank
Community First Bank
24-Month CD
2.88%
$1,000
Community First Bank
Community First Bank
18-Month CD
2.83%
$1,000
Columbus Bank and Trust Company
Columbus Bank and Trust Company
48-Month CD
2.78%
$500
Community First Bank
Community First Bank
12-Month CD
2.78%
$1,000
Centier Bank
Centier Bank
36-Month CD
2.75%
$1,000
First Southern Bank
First Southern Bank
60-Month CD
2.53%
$1,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
3-Month CD
2.32%
$1,000
Versailles S&L Co.
Versailles S&L Co.
12-Month CD
2.27%
$1,000
Huron Valley State Bank
Huron Valley State Bank
60-Month CD
2.02%
$500
Great Midwest Bank
Great Midwest Bank
12-Month CD
2.00%
$1,000
Citi
Citi
60-Month CD
2.00%
$500
InFirst Bank
InFirst Bank
48-Month CD
1.75%
$500
Bank of Botetourt
Bank of Botetourt
48-Month CD
0.90%
$500
Greenfield Co-operative Bank
Greenfield Co-operative Bank
Locally Grown Money Market
0.75%
$25,000
S&T Bank
S&T Bank
Money Market
0.75%
$0
Bank of Pontiac
Bank of Pontiac
36-Month CD
0.70%
$500
Kitsap Bank
Kitsap Bank
Money Market Plus
0.65%
$100,000
The Victory Bank
The Victory Bank
36-Month CD
0.65%
$500
Hancock County SB
Hancock County SB
24-Month CD
0.60%
$500
I3 Bank
I3 Bank
18-Month CD
0.50%
$500
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
24-Month CD
0.40%
$1,000
Marion State Bank Marion, TX
Marion State Bank Marion, TX
Savings
0.25%
$100
Premier Bank
Premier Bank
48-Month CD
0.25%
$500
Hiawatha National Bank
Hiawatha National Bank
Interest Checking
0.20%
$50
United Minnesota Bank
United Minnesota Bank
Savings
0.20%
$50
OBannon Bank
OBannon Bank
Savings
0.15%
$0
Mound City Bank
Mound City Bank
My Money Market
0.12%
$0
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
Get More Money Market
0.10%
$1
First FSB of Angola
First FSB of Angola
Interest Checking
0.05%
$250
FSB of Cando
FSB of Cando
Premier 22 Checking
0.05%
$0
Greenfield Co-operative Bank
Greenfield Co-operative Bank
Savings
0.05%
$100
First State Bank (MI)
First State Bank (MI)
18-Month CD
0.05%
$1,000
Haverhill Bank
Haverhill Bank
Savings
0.05%
$10
Greenfield Co-operative Bank
Greenfield Co-operative Bank
NOW Checking
0.03%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First State Bank Stuart, IA Information

First State Bank Stuart, IA
215 N Division St
Stuart, IA 50250
Guthrie
Established Date: 01/01/1934
FDIC Certificate #: 16177
Date of FDIC Deposit Insurance: 07/31/1944
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is First State Bank Stuart, IA FDIC Insured? Yes
What is First State Bank Stuart, IA's Cert number? 16177
What is the maximum amount for insured deposits? $250,000 per holder, per account

First State Bank Stuart, IA Financials

Total Assets:
$129,522,000
Total Deposits:
$116,982,000
Equity Capital:
$12,343,000
Domestic Deposits:
$116,982,000
Net Income:
$117,000
Return on Assets:
0.4016%
Quarterly Return on Assets:
0.3600%
Pretax Return on Assets:
0.4645%
Pretax Quarterly Return on Assets:
0.4600%
Return on Equity:
4.7100%
Quarterly Return on Equity:
3.8300%
Common Equity Tier 1 Capital Ratio:
19.9942%
Tier 1 Risk-Based Capital Ratio:
19.9942%
Leverage Tier 1 (Core Capital) Ratio:
9.4977%
Total Risk-Based Capital Ratio (YTD):
21.2479%
Total Interest Income (YTD):
3.3483%
 
 
Headquarters:
Stuart
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Guthrie
# of Offices:
4
Metropolitan Statistical Area (MSA):
Des Moines-West Des Moines, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Teachers Federal Credit Union (TFCU) with branches throughout Long Island, New York, is advertising competitive CD rates. The credit union is offering regular certificates (certificates of deposit), jumbo certificates of deposit and IRA certificates of deposit.
Tinker Federal Credit Union (TFCU) of Oklahoma City, Oklahoma, is advertising some of the best CD rates available today. Tinker is advertising regular share certificates of deposit and Individual Retirement Account (IRA) certificates of deposit.
Mortgage rates hold steady in week's mortgage rates survey. In the Primary Mortgage Market Survey released by Freddie Mac, conforming 30 year mortgage rates averaged 4.51% with 0.7 mortgage discount points for the week ending June 30, 2011. The prior week's mortgage rate survey had 30 year mortgage rates at 4.50% with 0.8 discount points. Bond yields are higher on the news that the Greek Parliament voted yes to austerity measures to avoid a debt default.

Bank or Credit Union Offers and Deals

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Fixed Conforming Mortgage Rates Average 3.40%, Lowest 30 Year Refinance Rates at 3.00%
First National Bank of Omaha Savings Jumbo Rates now at 0.95%
Current Mortgage Rates on Verge of Hitting New Lows for 2014
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What is a Certificate of Deposit (CD)?
Housing Starts Surge
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Long Term Rates Higher: 15 Year Rate Mortgages Averaging 4.20%
Mortgage Rates Mixed This Week Freddie Mac: 30 Year Mortgage Rates Higher Averaging 4.37%, 15 Year Mortgage Rates Lower Averaging 3.82%

Alternative Bank and Credit Union Offers to Explore

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