First State Bank Stuart, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.00%, 6-month CD rates at 3.12% and 3-month CD rates at 1.00%. Current savings rates are at 0.10% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.37%. Credit Card rates are at 12.40%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. First State Bank Stuart, IA's 6-Month CD rates are at 3.90%, 12-Month CD rates are at 3.65%, 18-Month CD rates are at 3.45%, 24-Month CD rates are at 3.25%, 30-Month CD rates are at 3.15%.

First State Bank Stuart, IA

To see how these rates compare to First State Bank Stuart, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First State Bank Stuart, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First State Bank Stuart, IA CD rates. You can also compare First State Bank Stuart, IA savings rates, MMA rates and mortgage rates using our other rate lists.

First State Bank Stuart, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank Stuart, IA? Share your experience about First State Bank Stuart, IA by leaving a review below, or read customer reviews before you decide to use First State Bank Stuart, IA.

First State Bank Stuart, IA Texas Ratio

First State Bank Stuart, IA's Texas Ratio is at 2.36%, which is considered excellent. The Texas Ratio for First State Bank Stuart, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First State Bank Stuart, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.65%
18-Month CD
3.45%
24-Month CD
3.25%
36-Month CD
3.10%
48-Month CD
3.05%
60-Month CD
3.00%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First State Bank Stuart, IA
215 N Division St
Stuart, IA 50250
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First State Bank Stuart, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First State Bank Stuart, IA
First State Bank Stuart, IA
6-Month CD
3.90%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
12-Month CD
3.65%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
18-Month CD
3.45%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
24-Month CD
3.25%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
30-Month CD
3.15%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
36-Month CD
3.10%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
48-Month CD
3.05%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
60-Month CD
3.00%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
3-Month CD
2.75%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First State Bank Stuart, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Woodruff Federal S&L
Woodruff Federal S&L
18-Month CD
4.06%
$1,000
Mid-America Bank
Mid-America Bank
12-Month CD
4.04%
$500
Alliance Community Bank
Alliance Community Bank
12-Month CD
3.82%
$1,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
18-Month CD
3.80%
$100
Landmark Credit Union
Landmark Credit Union
24-Month CD
3.75%
$500
Randolph Brooks FCU
Randolph Brooks FCU
24-Month CD
3.75%
$1,000
EverBank
EverBank
24-Month CD
3.65%
$1,000
Bank of Star Valley
Bank of Star Valley
60-Month CD
3.65%
$250
The Bank of Protection
The Bank of Protection
18-Month CD
3.64%
$500
Thayer County Bank
Thayer County Bank
6-Month CD
3.60%
$2,500
The Grant County Bank
The Grant County Bank
Plateau Premium Investment Checking
3.11%
$25,000
Tinker Federal Credit Union
Tinker Federal Credit Union
36-Month CD
3.01%
$1,000
Black River Country Bank
Black River Country Bank
24-Month CD
3.00%
$1,000
Machias Savings Bank
Machias Savings Bank
60-Month CD
2.80%
$500
PCB Payne County Bank
PCB Payne County Bank
3-Month CD
2.65%
$1,000
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
36-Month CD
2.60%
$2,500
Achieve Financial Credit Union
Achieve Financial Credit Union
36-Month CD
2.53%
$1,000
CNB of McConnelsville
18-Month CD
2.50%
$5,000
PSECU
PSECU
Money Market
2.47%
$500
American State Bank of Grygla
American State Bank of Grygla
48-Month CD
2.42%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
12-Month CD
2.25%
$1,000
State Bank & Trust Company
State Bank & Trust Company
24-Month CD
2.02%
$1,000
First National Bank of Michigan
First National Bank of Michigan
6-Month CD
2.02%
$2,500
Third Federal Savings and Loan
Third Federal Savings and Loan
3-Month CD
2.00%
$500
Northrim Bank
Northrim Bank
60-Month CD
2.00%
$500
UCB Milford, IA
UCB Milford, IA
6-Month CD
1.76%
$1,000
United Bank of Union
United Bank of Union
Companion Savings
1.50%
$1,000
Heritage Bank Wood River, NE
60-Month CD
1.50%
$1,000
USAA Federal Savings Bank
USAA Federal Savings Bank
36-Month CD
1.30%
$1,000
Northrim Bank
Northrim Bank
12-Month CD
1.25%
$500
RBT Rollstone B&T
RBT Rollstone B&T
36-Month CD
1.15%
$500
West Plains S&L
West Plains S&L
60-Month CD
1.05%
$1,000
Greenstate Credit Union
Greenstate Credit Union
Rainy Day Savings
1.00%
$5
First National Bank of Orwell
First National Bank of Orwell
Passbook Savings
1.00%
$0
Community National Bank (VT)
Community National Bank (VT)
48-Month CD
0.90%
$2,500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
12-Month CD
0.85%
$1,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
12-Month CD
0.85%
$500
Napoleon State Bank
Napoleon State Bank
48-Month CD
0.55%
$5,000
Brenham National Bank
Brenham National Bank
60-Month CD
0.50%
$1,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
6-Month CD
0.50%
$500
North Star Bank
North Star Bank
Star Savers
0.45%
$25
The Valley State Bank
The Valley State Bank
36-Month CD
0.40%
$500
GCSB Swayzee, IN
GCSB Swayzee, IN
Golden Savings
0.25%
$25
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
Premium Personal Money Market
0.20%
$50,000
Bank of Pontiac
Bank of Pontiac
3-Month CD
0.20%
$2,500
Century Bank and Trust GA
Century Bank and Trust GA
Regular Savings
0.15%
$200
Lindell Bank & Trust Company
Lindell Bank & Trust Company
Money Market
0.10%
$2,500
Jarrettsville Federal S&L
Jarrettsville Federal S&L
Interest Checking
0.05%
$250
Lewis & Clark Bank
Lewis & Clark Bank
Money Market
0.05%
$100
The Bank of Glen Burnie
The Bank of Glen Burnie
Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 10, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First State Bank Stuart, IA Information

First State Bank Stuart, IA
215 N Division St
Stuart, IA 50250
Guthrie
Established Date: 01/01/1934
FDIC Certificate #: 16177
Date of FDIC Deposit Insurance: 07/31/1944
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is First State Bank Stuart, IA FDIC Insured? Yes
What is First State Bank Stuart, IA's Cert number? 16177
What is the maximum amount for insured deposits? $250,000 per holder, per account

First State Bank Stuart, IA Financials

Total Assets:
$129,522,000
Total Deposits:
$116,982,000
Equity Capital:
$12,343,000
Domestic Deposits:
$116,982,000
Net Income:
$117,000
Return on Assets:
0.4016%
Quarterly Return on Assets:
0.3600%
Pretax Return on Assets:
0.4645%
Pretax Quarterly Return on Assets:
0.4600%
Return on Equity:
4.7100%
Quarterly Return on Equity:
3.8300%
Common Equity Tier 1 Capital Ratio:
19.9942%
Tier 1 Risk-Based Capital Ratio:
19.9942%
Leverage Tier 1 (Core Capital) Ratio:
9.4977%
Total Risk-Based Capital Ratio (YTD):
21.2479%
Total Interest Income (YTD):
3.3483%
 
 
Headquarters:
Stuart
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Guthrie
# of Offices:
4
Metropolitan Statistical Area (MSA):
Des Moines-West Des Moines, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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