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Delaware NB of Delhi Rates & Review November 2026

Delaware NB of Delhi's 182 Day CD / HSA CD rates are at 3.63%, 91 Day CD / HSA CD rates are at 3.44%, 5 Year CD / HSA CD rates are at 3.30%, 5 Year Traditional / Roth IRA rates are at 3.30%, 4 Year CD / HSA CD rates are at 3.14%. Delaware NB of Delhi's savings rates are at 0.30%. Delaware NB of Delhi's money market rates are at 0.30%. Delaware NB of Delhi's Auto Loan Rates are as low as 7.75%. Delaware NB of Delhi's top CD rate of 3.30% APY on a 5 year CD is 12% higher than the MonitorBankRates national average of 2.93% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Delaware NB of Delhi with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.33%. Rates last updated and verified on 11/05/2026.

Delaware NB of Delhi money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Delaware NB of Delhi? Share your experience about Delaware NB of Delhi by leaving a review below, or read customer reviews before you decide to use Delaware NB of Delhi.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.33%
Excellent Lower than avg
Health Trend ?
Steady 12 quarters
Full history ›
Delaware NB of Delhi
124 Main St
Delhi, NY 13753
https://www.dnbd.bank
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Delaware NB of Delhi CD Rates

Product Rate APY Term Min. Deposit View More
182 Day CD / HSA CD 3.60% 3.63% 182 Day $100
Min Deposit $100
Details Code A; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 3.02% → 3.63% ▲ 0.61 pts · high 3.63% / low 3.02%
2.41%3.33%4.24%Oct 22, 2026: 3.02% APYNov 5, 2026: 3.63% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20263.63%▲ from 3.02%
  • Oct 22, 20263.02%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
91 Day CD / HSA CD 3.40% 3.44% 91 Day $100
Min Deposit $100
Details Code A; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 3.29% → 3.44% ▲ 0.15 pts · high 3.44% / low 3.29%
2.79%3.37%3.94%Oct 22, 2026: 3.29% APYNov 5, 2026: 3.44% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20263.44%▲ from 3.29%
  • Oct 22, 20263.29%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
5-Year CD / HSA CD 3.25% 3.30% 5 Year $100
Min Deposit $100
Details Code A; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 2.73% → 3.30% ▲ 0.57 pts · high 3.30% / low 2.73%
2.16%3.01%3.87%Oct 22, 2026: 2.73% APYNov 5, 2026: 3.30% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20263.30%▲ from 2.73%
  • Oct 22, 20262.73%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
5-Year Traditional / Roth IRA 3.25% 3.30% 5 Year $100
Min Deposit $100
Details Code: A; Early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 2.73% → 3.30% ▲ 0.57 pts · high 3.30% / low 2.73%
2.16%3.01%3.87%Oct 22, 2026: 2.73% APYNov 5, 2026: 3.30% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20263.30%▲ from 2.73%
  • Oct 22, 20262.73%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
4-Year CD / HSA CD 3.10% 3.14% 4 Year $100
Min Deposit $100
Details Code A; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 2.68% → 3.14% ▲ 0.46 pts · high 3.14% / low 2.68%
2.18%2.91%3.64%Oct 22, 2026: 2.68% APYNov 5, 2026: 3.14% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20263.14%▲ from 2.68%
  • Oct 22, 20262.68%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
4-Year Traditional / Roth IRA 3.10% 3.14% 4 Year $100
Min Deposit $100
Details Code: A; Early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 2.68% → 3.14% ▲ 0.46 pts · high 3.14% / low 2.68%
2.18%2.91%3.64%Oct 22, 2026: 2.68% APYNov 5, 2026: 3.14% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20263.14%▲ from 2.68%
  • Oct 22, 20262.68%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
3-Year CD / HSA CD 3.00% 3.04% 3 Year $100
Min Deposit $100
Details Code A; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 2.63% → 3.04% ▲ 0.41 pts · high 3.04% / low 2.63%
2.13%2.84%3.54%Oct 22, 2026: 2.63% APYNov 5, 2026: 3.04% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20263.04%▲ from 2.63%
  • Oct 22, 20262.63%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
3-Year Traditional / Roth IRA 3.00% 3.04% 3 Year $100
Min Deposit $100
Details Code: A; Early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 2.63% → 3.04% ▲ 0.41 pts · high 3.04% / low 2.63%
2.13%2.84%3.54%Oct 22, 2026: 2.63% APYNov 5, 2026: 3.04% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20263.04%▲ from 2.63%
  • Oct 22, 20262.63%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
30-Month CD / HSA CD 2.60% 2.63% 30 Month $100
Min Deposit $100
Details Code A; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 2.38% → 2.63% ▲ 0.25 pts · high 2.63% / low 2.38%
1.88%2.51%3.13%Oct 22, 2026: 2.38% APYNov 5, 2026: 2.63% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20262.63%▲ from 2.38%
  • Oct 22, 20262.38%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
30-Month Traditional / Roth IRA 2.60% 2.63% 30 Month $100
Min Deposit $100
Details Code: A; Early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 2.38% → 2.63% ▲ 0.25 pts · high 2.63% / low 2.38%
1.88%2.51%3.13%Oct 22, 2026: 2.38% APYNov 5, 2026: 2.63% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20262.63%▲ from 2.38%
  • Oct 22, 20262.38%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
2-Year Variable / Traditional / Roth / Educational / IRA 2.50% 2.53% 2 Year $100
Min Deposit $100
Details Code: A, B; Early withdrawal penalty may apply; Interest rate and APY may change after account opening
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 2.27% → 2.53% ▲ 0.26 pts · high 2.53% / low 2.27%
1.77%2.40%3.03%Oct 22, 2026: 2.27% APYNov 5, 2026: 2.53% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20262.53%▲ from 2.27%
  • Oct 22, 20262.27%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
2-Year CD / HSA CD 2.35% 2.38% 2 Year $100
Min Deposit $100
Details Code A; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 2.12% → 2.38% ▲ 0.26 pts · high 2.38% / low 2.12%
1.62%2.25%2.88%Oct 22, 2026: 2.12% APYNov 5, 2026: 2.38% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20262.38%▲ from 2.12%
  • Oct 22, 20262.12%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
2-Year Traditional / Roth IRA 2.35% 2.38% 2 Year $100
Min Deposit $100
Details Code: A; Early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 2.12% → 2.38% ▲ 0.26 pts · high 2.38% / low 2.12%
1.62%2.25%2.88%Oct 22, 2026: 2.12% APYNov 5, 2026: 2.38% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20262.38%▲ from 2.12%
  • Oct 22, 20262.12%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
18-Month CD / HSA CD 2.10% 2.12% 18 Month $100
Min Deposit $100
Details Code A; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 1.87% → 2.12% ▲ 0.25 pts · high 2.12% / low 1.87%
1.37%2.00%2.62%Oct 22, 2026: 1.87% APYNov 5, 2026: 2.12% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20262.12%▲ from 1.87%
  • Oct 22, 20261.87%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
18-Month Traditional / Roth IRA 2.10% 2.12% 18 Month $100
Min Deposit $100
Details Code: A; Early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 1.87% → 2.12% ▲ 0.25 pts · high 2.12% / low 1.87%
1.37%2.00%2.62%Oct 22, 2026: 1.87% APYNov 5, 2026: 2.12% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20262.12%▲ from 1.87%
  • Oct 22, 20261.87%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
1-Year CD / HSA CD 2.00% 2.02% 1 Year $100
Min Deposit $100
Details Code A; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 1.61% → 2.02% ▲ 0.41 pts · high 2.02% / low 1.61%
1.11%1.82%2.52%Oct 22, 2026: 1.61% APYNov 5, 2026: 2.02% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20262.02%▲ from 1.61%
  • Oct 22, 20261.61%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
1-Year Traditional / Roth IRA 2.00% 2.02% 1 Year $100
Min Deposit $100
Details Code: A; Early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 1.61% → 2.02% ▲ 0.41 pts · high 2.02% / low 1.61%
1.11%1.82%2.52%Oct 22, 2026: 1.61% APYNov 5, 2026: 2.02% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20262.02%▲ from 1.61%
  • Oct 22, 20261.61%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%

Delaware NB of Delhi Savings Rates

Product Rate APY View More
Christmas Club 2.00% 2.00%
Min Deposit $1
Min Balance $1
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Oct 22, 2026: 2.00% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
Health Savings Account 0.30% 0.30%
Min Deposit $25
Details Code: B; The interest rate and APY may change after account opening.
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.30% APY · checked 4 times
0.00%0.40%0.80%Oct 22, 2026: 0.30% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
Passbook Savings 0.30% 0.30%
Min Deposit $5
Min Balance $5
Details Code: B; B: interest rate and APY may change after account opening
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.30% APY · checked 4 times
0.00%0.40%0.80%Oct 22, 2026: 0.30% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
Statement Savings 0.30% 0.30%
Min Deposit $25
Min Balance $25
Details Code: B,C; B: interest rate and APY may change after account opening; C: fees may reduce earnings on the account
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.30% APY · checked 4 times
0.00%0.40%0.80%Oct 22, 2026: 0.30% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
Tax Club 0.30% 0.30%
Min Deposit $10
Details Code: B; B: interest rate and APY may change after account opening
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.30% APY · checked 4 times
0.00%0.40%0.80%Oct 22, 2026: 0.30% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%

Delaware NB of Delhi Money Market Rates

Product Rate APY View More
IMMA 0.30% 0.30%
Min Deposit $1,000
Min Balance $25,000
Details Balance: $25,000 - And Up; Code: B,C
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.30% APY · checked 4 times
0.00%0.40%0.80%Oct 22, 2026: 0.30% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
IMMA 0.275% 0.275%
Min Deposit $1,000
Min Balance $10,000
Details Balance: $10,000 - $24,999; Code: B,C
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.28% APY · checked 4 times
0.00%0.39%0.78%Oct 22, 2026: 0.28% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
IMMA 0.25% 0.25%
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000 - $9,999; Code: B,C
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 22, 2026: 0.25% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%

Delaware NB of Delhi Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - NEW CAR - - 7.75% Up to 6 Years
Details Certain Conditions Apply; Estimated payment $174.11 computed for a 6 year loan on $10,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 7.75% APR · checked 4 times
7.25%7.75%8.25%Oct 22, 2026: 7.75% APROct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
Auto Loans - USED CAR - - 8.50% 5 Years
Details Certain Conditions Apply; Estimated payment $205.17 computed for a 5 year loan on $10,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 8.50% APR · checked 4 times
8.00%8.50%9.00%Oct 22, 2026: 8.50% APROct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%

Delaware NB of Delhi Other Rates

Product Rate Points APY/APR Term View More
182 Day Traditional / Roth IRA 3.60% - 3.63% 182 Day
Min Deposit $100
Details Code: A; Early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 3.02% → 3.63% ▲ 0.61 pts · high 3.63% / low 3.02%
2.41%3.33%4.24%Oct 22, 2026: 3.02% APYNov 5, 2026: 3.63% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20263.63%▲ from 3.02%
  • Oct 22, 20263.02%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
91 Day Traditional / Roth IRA 3.40% - 3.44% 91 Day
Min Deposit $100
Details Code: A; Early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 3.29% → 3.44% ▲ 0.15 pts · high 3.44% / low 3.29%
2.79%3.37%3.94%Oct 22, 2026: 3.29% APYNov 5, 2026: 3.44% APYOct 22, 2026Nov 9, 2026
  • Nov 5, 20263.44%▲ from 3.29%
  • Oct 22, 20263.29%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%
NOW Account 0.18% - 0.18%
Min Deposit $1,000
Min Balance $1,000
Details Code: B,C
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.18% APY · checked 4 times
0.00%0.34%0.68%Oct 22, 2026: 0.18% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.33%

Financial Health History

Delaware NB of Delhi’s Texas Ratio stayed near 4.97% in Q3 2023 to 5.33% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 4.97% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A Q4 2025 A+ Q1 2026 5.33% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$384M5.33%5.0A+
March 31, 2026$408M5.84%5.0A+
December 31, 2025$371M6.27%5.0A
September 30, 2025$370M5.79%5.0A+
June 30, 2025$372M5.79%5.0A+
March 31, 2025$386M5.16%5.0A+
December 31, 2024$368M4.77%5.0A+
September 30, 2024$360M2.88%5.0A+
June 30, 2024$363M3.22%5.0A+
March 31, 2024$372M4.06%5.0A+
December 31, 2023$371M4.32%5.0A+
September 30, 2023$370M4.97%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Delaware NB of Delhi is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Delaware NB of Delhi rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Delaware NB of Delhi's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Delaware NB of Delhi
Address 124 Main St, Delhi, NY 13753  ·  Delaware
Bank Holding Company DELHI BANK CORP
FDIC Certificate # 7025
Regulator OCC
Established January 1, 1839
FDIC Insurance Date January 1, 1934
Domestic Offices 4
Total Branches 4
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.33%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
0.8002%
Return on Equity (ROE)
9.9600%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
$384,117,000
Total Deposits
$348,590,000
Equity Capital
$30,828,000
Net Income
$1,550,000
Headquarters
Delhi
Total Branches and Offices
4
Source: FDIC — Last Updated June 30, 2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Delaware NB of Delhi earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/the-delaware-national-bank-of-delhi-rates-review-7025">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Delaware NB of Delhi

Does Delaware NB of Delhi offer CDs?

Yes. Delaware NB of Delhi current CD rates include its 182 Day CD / HSA CD at 3.63% APY, its 91 Day CD / HSA CD at 3.44% APY and its 5 Year CD / HSA CD at 3.30% APY, verified by MonitorBankRates as of November 5, 2026.

Are CDs from Delaware NB of Delhi FDIC insured?

Yes. Delaware NB of Delhi is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Delaware NB of Delhi?

The highest Delaware NB of Delhi CD rate is its 182 Day CD / HSA CD at 3.63% APY, verified by MonitorBankRates as of November 5, 2026.

What CD terms does Delaware NB of Delhi offer?

Delaware NB of Delhi CD rates are 2.02% APY for a 12 month CD, 2.12% APY for an 18 month CD, 2.38% APY for a 2 year CD, 3.04% APY for a 3 year CD, 3.14% APY for a 4 year CD and 3.30% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Delaware NB of Delhi for its full lineup.

What is the highest savings rate at Delaware NB of Delhi?

The highest Delaware NB of Delhi savings rate is its Health Savings Account at 0.30% APY, verified by MonitorBankRates as of November 5, 2026.

What is the lowest auto loan rate at Delaware NB of Delhi?

The lowest Delaware NB of Delhi auto loan rate is its Auto Loans - NEW CAR at 7.75% APR, verified by MonitorBankRates as of November 5, 2026.

How many branches does Delaware NB of Delhi operate?

Delaware NB of Delhi currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Delaware NB of Delhi does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Delaware NB of Delhi provides members with tools to manage their accounts and build a solid financial history.

Does Delaware NB of Delhi offer online and mobile banking?

Most modern institutions like Delaware NB of Delhi provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dnbd.bank.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Delaware NB of Delhi rates compare?

Delaware NB of Delhi's top CD rate of 3.30% APY on a 5 year CD is 12% higher than the MonitorBankRates national average of 2.93% APY for that term, and it has an A+ health rating. Delaware NB of Delhi's top rates are its 182 Day CD / HSA CD at 3.63% APY, its Health Savings Account at 0.30% APY, its IMMA at 0.30% APY and its Auto Loans - NEW CAR at 7.75% APR, verified by MonitorBankRates on November 5, 2026.

Current Delaware NB of Delhi Rates

  • 12-Month CD2.02%
  • 18-Month CD2.12%
  • 24-Month CD2.38%
  • 36-Month CD3.04%
  • 48-Month CD3.14%
  • 60-Month CD3.30%
  • Savings0.30%
  • MMA0.30%
Retrieved from our database of financial products. Rates subject to change.