Heritage Bank of Schaumburg CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Heritage Bank of SchaumburgToday's 12-month CD rates can be found at 1.41%, 6-month CD rates at 0.25% and 3-month CD rates at 1.51%. Current savings rates are at 0.35% and money market rates are at 1.87%. Mortgage rates today on 30-year fixed loans are around 6.45%. Credit Card rates are at 15.25%. Personal Loan rates are at 12.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Heritage Bank of Schaumburg CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Heritage Bank of Schaumburg, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Heritage Bank of Schaumburg CD rates. You can also compare Heritage Bank of Schaumburg savings rates, MMA rates and mortgage rates using our other rate lists.

Heritage Bank of Schaumburg money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Heritage Bank of Schaumburg? Share your experience about Heritage Bank of Schaumburg by leaving a review below, or read customer reviews before you decide to use Heritage Bank of Schaumburg.

Heritage Bank of Schaumburg Texas Ratio

Heritage Bank of Schaumburg's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Heritage Bank of Schaumburg is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Heritage Bank of Schaumburg is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Heritage Bank of Schaumburg
1535 W Schaumburg Rd
Schaumburg, IL 60194
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Heritage Bank of Schaumburg Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Dollar Savings Direct
Dollar Savings Direct
Dollar Savings
4.25%
$0
Citizens Access
Citizens Access
12-Month CD
4.25%
$5,000
First National Bank of Orwell
First National Bank of Orwell
12-Month CD
4.07%
$500
Lyndon State Bank
Lyndon State Bank
12-Month CD
4.07%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
12-Month CD
4.04%
$1,000
Genesis Bank
Genesis Bank
60-Month CD
4.00%
$1,000
The Bank of New Glarus
The Bank of New Glarus
Sugar River Money Market
4.00%
$250,000
Central State Bank State Center, IA
Central State Bank State Center, IA
12-Month CD
3.89%
$1,500
City Credit Union
City Credit Union
24-Month CD
3.80%
$1,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
24-Month CD
3.75%
$1,000
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
12-Month CD
3.70%
$500
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
48-Month CD (Jumbo)
3.65%
$100,000
Riverland Bank
Riverland Bank
36-Month CD
3.65%
$1,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
3-Month CD
3.34%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
12-Month CD
3.30%
$1,000
Henderson FSB
Henderson FSB
60-Month CD
3.30%
$500
Financial Partners CU
Financial Partners CU
24-Month CD
3.25%
$1,000
Napoleon State Bank
Napoleon State Bank
24-Month CD
3.10%
$500
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
60-Month CD
3.00%
$10,000
Bank of Rantoul
Bank of Rantoul
18-Month CD
2.88%
$500
Genoa Community Bank
Genoa Community Bank
60-Month CD
2.66%
$500
Franklin SB Franklin, NH
Franklin SB Franklin, NH
36-Month CD
2.50%
$1,000
Monroe Savings Bank
Monroe Savings Bank
60-Month CD
2.50%
$500
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
36-Month CD
2.27%
$1,000
NBT Financial Bank
NBT Financial Bank
48-Month CD (Jumbo)
2.02%
$250,000
International Bank of Chicago
International Bank of Chicago
30-Month CD
2.00%
$1,000
State Bank Fenton, MI
State Bank Fenton, MI
60-Month CD
1.76%
$500
Alva State Bank & Trust Company
Alva State Bank & Trust Company
Kasasa Savings
1.75%
$0
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
Classic Money Market
1.50%
$100,000
OneLocal Bank
OneLocal Bank
24-Month CD
1.26%
$1,000
First Command Bank
First Command Bank
48-Month CD
1.20%
$1,000
MCS Bank
MCS Bank
120-Month CD
0.60%
$1,000
1st Colonial Community Bank
1st Colonial Community Bank
Statement Savings
0.60%
$0
Capital Bank TX
Capital Bank TX
24-Month CD
0.55%
$500
Community Bank Bristow, OK
Community Bank Bristow, OK
Personal Savings
0.55%
$100
Bank of 1889
Bank of 1889
12-Month CD
0.50%
$500
Bristol Morgan Bank
Bristol Morgan Bank
Money Market
0.50%
$2,500
Longview Bank
Longview Bank
Savings
0.50%
$0
North Central Bank
North Central Bank
48-Month CD
0.45%
$1,000
Kearny Bank
Kearny Bank
24-Month CD
0.40%
$500
Lewis & Clark Bank
Lewis & Clark Bank
48-Month CD
0.35%
$500
First National Bank of Steeleville
First National Bank of Steeleville
Savings
0.30%
$1
State Bank of Medora
State Bank of Medora
Regular Savings
0.25%
$0
Mayville State Bank
Mayville State Bank
24-Month CD
0.25%
$1,000
Sugar River Bank
Sugar River Bank
12-Month CD
0.25%
$500
Florence Bank
Florence Bank
Money Market
0.05%
$1,000
GSB Guilford Savings Bank
12-Month CD
0.05%
$1,000
The Peoples S&L Co.
The Peoples S&L Co.
Money Market
0.05%
$2,500
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Primary Share Savings
0.05%
$1
Citizens State Bank Hudson, WI
Citizens State Bank Hudson, WI
Savings
0.04%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Heritage Bank of Schaumburg rate data right now, check back for updates, we are adding rates all the time.

Heritage Bank of Schaumburg Information

Heritage Bank of Schaumburg
1535 W Schaumburg Rd
Schaumburg, IL 60194
Cook
Established Date: 08/08/1974
FDIC Certificate #: 21721
Date of FDIC Deposit Insurance: 08/08/1974
Bank Holding Company: SCHAUMBURG BANCSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Heritage Bank of Schaumburg FDIC Insured? Yes
What is Heritage Bank of Schaumburg's Cert number? 21721
What is the maximum amount for insured deposits? $250,000 per holder, per account

Heritage Bank of Schaumburg Financials

Total Assets:
$140,213,000
Total Deposits:
$120,367,000
Equity Capital:
$19,375,000
Domestic Deposits:
$120,367,000
Net Income:
$210,000
Return on Assets:
0.7542%
Quarterly Return on Assets:
0.6000%
Pretax Return on Assets:
0.6018%
Pretax Quarterly Return on Assets:
0.6000%
Return on Equity:
6.1500%
Quarterly Return on Equity:
4.3300%
Common Equity Tier 1 Capital Ratio:
22.6629%
Tier 1 Risk-Based Capital Ratio:
22.6629%
Leverage Tier 1 (Core Capital) Ratio:
9.8080%
Total Risk-Based Capital Ratio (YTD):
23.9148%
Total Interest Income (YTD):
3.1335%
 
 
Headquarters:
Schaumburg
FDIC Field Office:
Chicago
Regulator:
FDIC
County:
Cook
# of Offices:
1
Metropolitan Statistical Area (MSA):
Chicago-Naperville-Elgin, IL-IN-WI
Consolidated Metropolitan Statistical Area (CMSA):
Chicago-Gary-Kenosha, IL-IN-WI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Certificates of Deposit (CDs) are liquid no-risk investments that can be easily cashed in at any time. A Certificate of Deposit is an account is a time deposit account with a bank, a thrift or credit union. Investors generally receive a higher rate of interest on a CD account than they would on a savings account or money market account.
First Internet Bank of Indianapolis, Indiana, is advertising certificates of deposit and Individual Retirement Account (IRA) certificates of deposit. The certificate of deposit account terms range between 3 months and 5 years.
Current mortgage rates are mixed this week over last. 30 year conforming mortgage rates are averaging 4.58%, a slight decline from last week's average mortgage rate of 4.59%. Today's 15 year conforming mortgage rates are averaging 3.68%, down from the previous week's average 15 year mortgage rate of 3.70%.

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