Denison State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.15%, 6-month CD rates at 0.20% and 3-month CD rates at 0.05%. Current savings rates are at 0.05% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 17.75%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates. Denison State Bank's 12-Month CD rates are at 5.05%, 24-Month CD rates are at 4.00%, 60-Month CD rates are at 2.20%, 48-Month CD rates are at 2.10%, 36-Month CD rates are at 2.10%. Denison State Bank's savings rates are at 0.40%. Denison State Bank's money market rates are at 1.25%.

Denison State Bank

To see how these rates compare to Denison State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Denison State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Denison State Bank CD rates. You can also compare Denison State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Denison State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Denison State Bank? Share your experience about Denison State Bank by leaving a review below, or read customer reviews before you decide to use Denison State Bank.

Denison State Bank Texas Ratio

Denison State Bank's Texas Ratio is at 3.46%, which is considered excellent. The Texas Ratio for Denison State Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Denison State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.05%
18-Month CD
2.00%
24-Month CD
4.00%
36-Month CD
2.10%
48-Month CD
2.10%
60-Month CD
2.20%
Savings
0.40%
MMA
1.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Denison State Bank
421 New York Ave
Holton, KS 66436
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Denison State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Denison State Bank
Denison State Bank
12-Month CD
5.05%
$500
Denison State Bank
Denison State Bank
24-Month CD
4.00%
$500
Denison State Bank
Denison State Bank
60-Month CD
2.20%
$500
Denison State Bank
Denison State Bank
36-Month CD
2.10%
$500
Denison State Bank
Denison State Bank
48-Month CD
2.10%
$500
Denison State Bank
Denison State Bank
18-Month CD
2.00%
$500
Denison State Bank
Denison State Bank
Money Market Savings
1.25%
$250,000
Denison State Bank
Denison State Bank
Regular Savings (Personal)
0.40%
$100
Denison State Bank
Denison State Bank
Beyond (Personal) Checking
0.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Denison State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Liberty Bank
First Liberty Bank
Kasasa Cash Checking
6.00%
$5
Wintrust Bank
Wintrust Bank
7-Month CD
5.30%
$1,000
CFG Bank
CFG Bank
High Yield Money Market Account
5.25%
$1,000
Raymond James
6-Month CD brokered
5.25%
$1,000
New Republic Bank
New Republic Bank
12-Month CD special
5.19%
$25,000
Charles Schwab
Charles Schwab
18-Month CD
5.05%
$500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
7-Month CD promo special
5.05%
$1,000
Catskill Hudson Bank
Catskill Hudson Bank
7-Month CD Special Promo
5.01%
$500
Home Bank of California
Home Bank of California
12-Month CD
4.85%
$10,000
The Dolores State Bank
The Dolores State Bank
12-Month CD
4.84%
$1,000
FCN Bank, N.A.
FCN Bank, N.A.
12-Month CD
4.50%
$1,000
Pacific Crest SB
Pacific Crest SB
6-Month CD
4.50%
$2,000
USAA Federal Savings Bank
USAA Federal Savings Bank
24-Month CD
4.40%
$1,000
Guardian Savings Bank
Guardian Savings Bank
12-Month CD
4.25%
$1,000
Kendall Bank
Kendall Bank
48-Month CD
4.11%
$1,000
Bank of Star Valley
Bank of Star Valley
24-Month CD
4.06%
$250
First Jackson Bank
First Jackson Bank
30-Month CD
4.00%
$1,000
VirtualBank
VirtualBank
36-Month CD
3.77%
$0
Vystar Credit Union
Vystar Credit Union
18-Month CD
3.50%
$500
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
48-Month CD
3.40%
$1,000
Total Direct Bank
Total Direct Bank
60-Month CD
3.05%
$25,000
Northwoods Bank of Minnesota
Northwoods Bank of Minnesota
11-Month CD special
3.05%
$1,000
Complex Community Federal Credit Union
Complex Community Federal Credit Union
24-Month CD (Certificate)
3.04%
$500
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
24-Month CD
3.03%
$1,000
The Stock Exchange Bank
The Stock Exchange Bank
36-Month CD
2.82%
$500
Adams County Bank
Adams County Bank
60-Month CD
2.73%
$500
Finworth
Finworth
6-Month CD
2.52%
$50,000
M.Y. Safra Bank
M.Y. Safra Bank
Platinum Money Market
2.51%
$5,000
Service Federal Credit Union
Service Federal Credit Union
48-Month CD certificate
2.45%
$500
Madison Valley Bank
Madison Valley Bank
24-Month CD
1.81%
$500
Frontier Community Bank
Frontier Community Bank
66-Month CD
1.80%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
12-Month CD
1.76%
$1,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
18-Month CD
1.76%
$2,500
First Port City Bank
First Port City Bank
Kasasa Saver Savings Account <-$50K
1.50%
$100
FNB of Hope
24-Month CD
1.40%
$500
First Bank Burkburnett, TX
First Bank Burkburnett, TX
18-Month CD Variable Rate
1.31%
$1,000
Lee Bank
Lee Bank
24-Month CD
1.25%
$500
Spencer Savings Bank
Spencer Savings Bank
48-Month CD
0.55%
$1,000
Denison State Bank
Denison State Bank
Regular Savings (Personal)
0.40%
$100
SSB Sherwood State Bank
SSB Sherwood State Bank
48-Month CD
0.40%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
Investors Advantage Savings
0.34%
$0
Pulaski Savings Bank
Pulaski Savings Bank
24-Month CD
0.30%
$500
PCSB Bank
PCSB Bank
36-Month CD
0.30%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
Classic Savings Account
0.25%
$100
FirstOak Bank
FirstOak Bank
Money Market
0.25%
$100,000
Bank of Prairie du Sac
Bank of Prairie du Sac
Checking Account
0.10%
$1,000
First Bank Elk River
First Bank Elk River
First Dollars Savings aCCOUNT
0.10%
$25
The Peoples S&L Co.
The Peoples S&L Co.
Statement Savings
0.10%
$10
The Huntington National Bank
The Huntington National Bank
48-Month CD
0.10%
$1,000
Pataskala Banking Company
Pataskala Banking Company
Money Market Check Saver
0.01%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Denison State Bank Information

Denison State Bank
421 New York Ave
Holton, KS 66436
Jackson
Established Date: 01/01/1901
FDIC Certificate #: 15305
Date of FDIC Deposit Insurance: 11/19/1935
Bank Holding Company: DENISON BANCSHARES INC HOLTON
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Denison State Bank FDIC Insured? Yes
What is Denison State Bank's Cert number? 15305
What is the maximum amount for insured deposits? $250,000 per holder, per account

Denison State Bank Financials

Total Assets:
$424,608,000
Total Deposits:
$343,880,000
Equity Capital:
$51,674,000
Domestic Deposits:
$343,880,000
Net Income:
$1,645,000
Return on Assets:
1.6819%
Quarterly Return on Assets:
1.5500%
Pretax Return on Assets:
1.6137%
Pretax Quarterly Return on Assets:
1.6100%
Return on Equity:
14.2900%
Quarterly Return on Equity:
13.2100%
Leverage Tier 1 (Core Capital) Ratio:
14.4050%
Total Interest Income (YTD):
3.5950%
 
 
Headquarters:
Holton
FDIC Field Office:
Kansas City
Regulator:
FDIC
County:
Jackson
# of Offices:
5
Metropolitan Statistical Area (MSA):
Topeka, KS
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

mortgage-rates-mixedMortgage rates were mixed this week, according to Freddie Mac's weekly survey. The average rate on a 30-year fixed-rate mortgage was 4.86 percent with an average 0.6 point, up from last week when it averaged 4.84 percent. Still a lot lower than last year's average of 6.01 percent thanks to the recession and the government programs designed to lower mortgage rates.
Savings account rates continue to move higher this month as several banks have increased their savings rates. We also have a new best rate in our variable rate database. My Savings Direct's savings rates are now at 1.24 percent with an APY of 1.25 percent.
Tennessee Commerce Bank has the best CD rate on our 12 month CD rate table in Fort Worth, Texas. Tennessee Commerce Bank’s 12 month bank CD rate is 1.69 percent with an annual percentage yield (APY) of 1.70 percent. The minimum opening account balance is $2,500.

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Alternative Bank and Credit Union Offers to Explore

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