Providence Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 4.04% and 3-month CD rates at 0.50%. Current savings rates are at 0.65% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.55%. Credit Card rates are at 17.74%. Personal Loan rates are at 14.85%. All these rates, and more, can be found in our database of rates. Providence Bank's 24-Month CD rates are at 2.75%, 18-Month CD rates are at 2.75%, 12-Month CD rates are at 2.25%, 60-Month CD rates are at 2.00%, 6-Month CD rates are at 2.00%.

Providence Bank

To see how these rates compare to Providence Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Providence Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Providence Bank CD rates. You can also compare Providence Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Providence Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Providence Bank? Share your experience about Providence Bank by leaving a review below, or read customer reviews before you decide to use Providence Bank.

Rate
APY/APR
vs Avg
12-Month CD
2.25%
18-Month CD
2.75%
24-Month CD
2.75%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
2.00%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Providence Bank
2414 N Marine Blvd
Jacksonville, NC 28546
Member FDIC
MonitorBankRates' Rating
/5
☆☆☆☆☆

Providence Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Providence Bank
Providence Bank
18-Month CD
2.75%
$1,000
Providence Bank
Providence Bank
24-Month CD
2.75%
$1,000
Providence Bank
Providence Bank
12-Month CD
2.25%
$1,000
Providence Bank
Providence Bank
6-Month CD
2.00%
$1,000
Providence Bank
Providence Bank
60-Month CD
2.00%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Providence Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Service Federal Credit Union
Service Federal Credit Union
12-Month CD
4.25%
$500
Manasquan Bank
Manasquan Bank
24-Month CD
4.25%
$500
CSB of Cheney, KS
CSB of Cheney, KS
12-Month CD
4.08%
$500
The Community State Bank
The Community State Bank
12-Month CD
4.06%
$1,000
Mid-America Bank
Mid-America Bank
18-Month CD (Jumbo)
4.04%
$100,000
Sikorsky Credit Union
Sikorsky Credit Union
Kasasa Checking
4.00%
$25
New Albin Savings Bank
New Albin Savings Bank
48-Month CD
3.96%
$1,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
60-Month CD
3.80%
$5,000
The Dolores State Bank
The Dolores State Bank
24-Month CD
3.80%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
60-Month CD
3.72%
$500
Touchmark Bank
Touchmark Bank
18-Month CD
3.64%
$1,000
Cape Ann Savings Bank
Cape Ann Savings Bank
12-Month CD
3.55%
$500
1st Street Credit Union
1st Street Credit Union
48-Month CD
3.55%
$1,000
Presidential Bank
Presidential Bank
6-Month CD
3.50%
$1,000
Massena Savings and Loan
Massena Savings and Loan
36-Month CD
3.49%
$1,000
The Corner Stone Bank
The Corner Stone Bank
48-Month CD
3.45%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
24-Month CD
3.35%
$1,000
Bankwell Bank
Bankwell Bank
Smart Money Market
3.25%
$100
Pathway Bank
Pathway Bank
36-Month CD
3.25%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
24-Month CD
3.25%
$500
T Bank
T Bank
48-Month CD
3.20%
$1,000
Elizabethton FSB
Elizabethton FSB
18-Month CD
3.17%
$1,000
Landmark Credit Union
Landmark Credit Union
Signature Money Market
3.15%
$100,000
Haddon Savings Bank
Haddon Savings Bank
12-Month CD
2.60%
$500
Warren-Boynton State Bank
Warren-Boynton State Bank
60-Month CD
2.51%
$1,000
Walpole Co-operative Bank
Walpole Co-operative Bank
36-Month CD
2.35%
$1,000
Home SB of Wapakoneta
Home SB of Wapakoneta
60-Month CD
2.27%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
12-Month CD
2.25%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
48-Month CD
2.17%
$1,000
Security Bank Laurel, NE
Security Bank Laurel, NE
eRewards Checking
2.02%
$0
New Millennium Bank
New Millennium Bank
36-Month CD
2.00%
$500
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
24-Month CD
2.00%
$500
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
48-Month CD
1.66%
$1,000
First Independent Bank Russell, MN
First Independent Bank Russell, MN
12-Month CD
1.51%
$500
Badger Bank
Badger Bank
24-Month CD
1.36%
$1,000
First FSB of Kentucky
First FSB of Kentucky
60-Month CD
1.00%
$500
I3 Bank
I3 Bank
36-Month CD
0.90%
$500
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
Choice Money Market
0.80%
$100,000
Somerset Savings Bank
Somerset Savings Bank
60-Month CD
0.55%
$500
Ion Bank
Ion Bank
18-Month CD
0.50%
$500
Ballston Spa National Bank
Ballston Spa National Bank
30-Month CD
0.45%
$500
First Bank of Central Ohio
First Bank of Central Ohio
60-Month CD
0.30%
$500
Kennebunk Savings Bank
Kennebunk Savings Bank
12-Month CD
0.25%
$500
Marblehead Bank
Marblehead Bank
24-Month CD
0.25%
$500
Clinton Savings Bank
Clinton Savings Bank
12-Month CD
0.20%
$10
Collins State Bank
Collins State Bank
Savings
0.15%
$100
FLC Bank
FLC Bank
Capital Checking
0.15%
$1,000
Roxboro Savings Bank
12-Month CD
0.15%
$500
William Penn Bank
William Penn Bank
Statement Savings
0.05%
$100
PNC Bank
PNC Bank
Standard Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Providence Bank Information

Providence Bank
2414 N Marine Blvd
Jacksonville, NC 28546
Onslow
Established Date: 04/13/2009
FDIC Certificate #: 58899
Date of FDIC Deposit Insurance: 04/13/2009
How Many Domestic U.S. Offices? 4
How Many Branches are There? 0
Is Providence Bank FDIC Insured? Yes
What is Providence Bank's Cert number? 58899
What is the maximum amount for insured deposits? $250,000 per holder, per account

Providence Bank Financials

Total Assets:
$223,020,000
Total Deposits:
$198,719,000
Equity Capital:
$23,277,000
Domestic Deposits:
$198,719,000
Net Income:
$913,000
Return on Assets:
1.2294%
Quarterly Return on Assets:
1.6600%
Pretax Return on Assets:
1.7334%
Pretax Quarterly Return on Assets:
1.7300%
Return on Equity:
12.3900%
Quarterly Return on Equity:
15.9100%
Leverage Tier 1 (Core Capital) Ratio:
11.5322%
Total Interest Income (YTD):
5.1444%
 
 
Headquarters:
Jacksonville
FDIC Field Office:
Raleigh
Regulator:
FED
County:
Onslow
# of Offices:
4
Metropolitan Statistical Area (MSA):
Jacksonville, NC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Current Mortgage Rates 30 year Mortgage Rates at 494 15 Year Mortgage Rates at 433Mortgage rates were down in our latest Mortgage Rate Survey. Conforming mortgage rates and jumbo mortgage rates were all down. 15 year jumbo mortgage rates broke through 5.00 percent and are now averaging 4.98 percent. 
The average contract rate on fixed long term mortgage rates is mixed in the latest survey released this morning by the Mortgage Bankers Association. The average contract 30 year mortgage rate increased to 4.80 percent for the week ending January 21, 2011, up from the previous week’s average of 4.77 percent. Average mortgage points on 30 year mortgages was 1.19 points, down from the previous week’s average of 1.20 points.
EH National Bank Savings rates are now at 0.81 percent with a yield of 0.81 percent. View current Savings rates at EH National Bank below.

Bank or Credit Union Offers and Deals

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Providence Bank Reviews

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