1. Home
  2. Banks
  3. Fort Jennings State Bank
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Fort Jennings State Bank Rates & Review March 2026

Fort Jennings State Bank's Certificate 6-Month rates are at 3.71%, Certificate 13-Month rates are at 3.30%, Certificate 24-Month rates are at 3.10%, Certificate 18-Month rates are at 3.00%, Certificate 11-Month rates are at 2.75%. Fort Jennings State Bank's savings rates are at 0.00%. Fort Jennings State Bank's money market rates are at 0.01%. MonitorBankRates evaluates the financial stability of Fort Jennings State Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.46%. Rates were last updated on 03/20/2026.

Fort Jennings State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fort Jennings State Bank? Share your experience about Fort Jennings State Bank by leaving a review below, or read customer reviews before you decide to use Fort Jennings State Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.46%
Excellent Lower than avg
Fort Jennings State Bank
120 N Water St
Fort Jennings, OH 45844
https://www.fjsb.com
Member FDIC

Fort Jennings State Bank CD Rates

Product Rate APY Term View More
Certificate 6 Month 3.65% 3.71% 6
Min Balance $2,500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.46%
Certificate 13 Month 3.25% 3.30% 13
Min Balance $5,000
Details At maturity, converts to 12 Month Certificate
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.46%
Certificate 24 Month 3.06% 3.10% 24
Min Balance $500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.46%
Certificate 18 Month 2.96% 3.00% 18
Min Balance $500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.46%
Certificate 11 Month 2.72% 2.75% 11
Min Balance $5,000
Details At maturity, converts to 12 Month Certificate
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.46%
Certificate 30 Month 0.25% 0.25% 30
Min Balance $500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.46%
Certificate 48 Month 0.25% 0.25% 48
Min Balance $500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.46%
Certificate 60 Month 0.25% 0.25% 60
Min Balance $500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.46%
Certificate 12 Month 0.10% 0.10% 12
Min Balance $500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.46%
Certificate 15 Month 0.10% 0.10% 15
Min Balance $500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.46%
Certificate 1 Month 0.05% 0.05% 1
Min Balance $2,500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.46%
Certificate 3 Month 0.05% 0.05% 3
Min Balance $2,500
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.46%

Fort Jennings State Bank Savings Rates

Product Rate APY View More
Passbook Savings 0.01% 0.00%
Min Balance $25
Details RA | VRA
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.46%

Fort Jennings State Bank Money Market Rates

Product Rate APY View More
Money Market Plus 2.25% 2.27%
Min Balance $75,000
Details TRS | RA | VRA
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.46%
Money Market Plus 1.50% 1.51%
Min Balance $25,000
Details TRS | RA | VRA
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.46%
Money Market Plus 0.01% 0.01%
Min Balance $2,500
Details TRS | RA | VRA
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.46%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Fort Jennings State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Fort Jennings State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fort Jennings State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Fort Jennings State Bank
Bank Holding Company FJSB BANCSHARES INC
Address 120 N Water St, Fort Jennings, OH 45844  ·  Putnam
FDIC Certificate # 13209
Established 01/01/1918
FDIC Insurance Date 01/01/1934
Domestic Offices 7
Total Branches 7
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.46%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3219%
Return on Equity (ROE) 12.9600%
Non-Performing Loans (NPL) 0.41%
Total Assets $274,242,000
Total Deposits $237,182,000
Equity Capital $33,583,000
Net Income $4,344,000
Headquarters Fort Jennings
Total Offices 7
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Fort Jennings State Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Fort Jennings State Bank
Your Name:
Your Rating:

Frequently Asked Questions About Fort Jennings State Bank

Is Fort Jennings State Bank a safe place to deposit money?

Yes, Fort Jennings State Bank is considered a safe financial institution. With a Texas Ratio of 4.4600562023284%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Fort Jennings State Bank operate?

Fort Jennings State Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Fort Jennings State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fort Jennings State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Fort Jennings State Bank offer online and mobile banking?

Most modern institutions like Fort Jennings State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fjsb.com.

Current Fort Jennings State Bank Rates

  • 12-Month CD0.10%
  • 18-Month CD3.00%
  • 24-Month CD3.10%
  • 48-Month CD0.25%
  • 60-Month CD0.25%
  • Savings0.00%
  • MMA0.01%
Retrieved from our database of financial products. Rates subject to change.