First State Bank Waynesboro, MS CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First State Bank Waynesboro, MSToday's 12-month CD rates can be found at 3.90%, 6-month CD rates at 1.76% and 3-month CD rates at 3.80%. Current savings rates are at 0.15% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 7.11%. Credit Card rates are at 20.24%. Personal Loan rates are at 16.24%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First State Bank Waynesboro, MS CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First State Bank Waynesboro, MS, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First State Bank Waynesboro, MS CD rates. You can also compare First State Bank Waynesboro, MS savings rates, MMA rates and mortgage rates using our other rate lists.

First State Bank Waynesboro, MS money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank Waynesboro, MS? Share your experience about First State Bank Waynesboro, MS by leaving a review below, or read customer reviews before you decide to use First State Bank Waynesboro, MS.

First State Bank Waynesboro, MS Texas Ratio

First State Bank Waynesboro, MS's Texas Ratio is at 13.10%, which is considered excellent. The Texas Ratio for First State Bank Waynesboro, MS is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First State Bank Waynesboro, MS is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First State Bank Waynesboro, MS
708 Azalea Dr
Waynesboro, MS 39367
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare First State Bank Waynesboro, MS Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank 1st
Bank 1st
6-Month CD (Jumbo)
4.96%
$100,000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
24-Month CD
4.35%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
6-Month CD
4.30%
$2,500
167th TFR Federal Credit Union
167th TFR Federal Credit Union
30-Month CD
4.05%
$500
ValleyDirect
ValleyDirect
12-Month CD
4.00%
$500
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
12-Month CD
3.96%
$500
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
18-Month CD
3.87%
$500
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
36-Month CD
3.50%
$10,000
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
12-Month CD
3.50%
$1,000
FSB of Randolph County
FSB of Randolph County
36-Month CD
3.40%
$500
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
6-Month CD
3.39%
$500
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
36-Month CD
3.30%
$500
Everence Trust Company
Everence Trust Company
Relationship Savings
3.30%
$0
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
60-Month CD
3.15%
$500
Peoples Bank Coldwater, KS
Peoples Bank Coldwater, KS
24-Month CD
3.02%
$500
Black River Country Bank
Black River Country Bank
48-Month CD
3.00%
$1,000
Marblehead Bank
Marblehead Bank
3-Month CD
3.00%
$500
QNB Bank
QNB Bank
Business High Yield Money Market
2.95%
$100,000
Bank of Luxemburg
Bank of Luxemburg
24-Month CD
2.85%
$1,000
Riverside Bank of Dublin
Riverside Bank of Dublin
Money Market
2.75%
$100,000
Badger Bank
Badger Bank
12-Month CD
2.74%
$2,500
The Bank of South Carolina
The Bank of South Carolina
24-Month CD
2.50%
$1,000
Maries County Bank
Maries County Bank
48-Month CD
2.02%
$1,000
Wells Fargo
Wells Fargo
3-Month CD
2.00%
$0
National Exchange Bank and Trust
National Exchange Bank and Trust
18-Month CD
2.00%
$1,000
First Independent Bank Russell, MN
First Independent Bank Russell, MN
48-Month CD
1.72%
$500
Carson Bank
Carson Bank
48-Month CD
1.71%
$500
Root River State Bank
Root River State Bank
24-Month CD
1.60%
$300
South Georgia Banking Company
South Georgia Banking Company
12-Month CD
1.26%
$1,000
River Bank
River Bank
Money Market
1.26%
$1,500
Liberty Bank for Savings
Liberty Bank for Savings
60-Month CD
1.25%
$5,000
Century Bank of Florida
Century Bank of Florida
Savings
1.00%
$0
The Bank of Brodhead
The Bank of Brodhead
12-Month CD
1.00%
$500
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
Passbook Savings
0.75%
$25
San Luis Valley Federal Bank
San Luis Valley Federal Bank
6-Month CD
0.75%
$1,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
Life Checking
0.50%
$25
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
6-Month CD
0.50%
$500
The Harrison B&L Assoc.
The Harrison B&L Assoc.
36-Month CD
0.50%
$1,000
Saco & Biddeford Savings
Saco & Biddeford Savings
Savings
0.45%
$25,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
12-Month CD
0.35%
$1,000
Bank of Greene County
Bank of Greene County
36-Month CD
0.35%
$1,000
Greenville National Bank
Greenville National Bank
36-Month CD
0.30%
$1,000
Minnstar Bank
Minnstar Bank
Money Market
0.25%
$0
TTNB Turbotville Bank
TTNB Turbotville Bank
Statement Savings
0.20%
$10
Penn Community Bank
Penn Community Bank
Common Cents Savings
0.15%
$0
Farmers State Bank of Calhan
Farmers State Bank of Calhan
Savings
0.10%
$25
Beacon Community Bank
Beacon Community Bank
Interest Checking
0.10%
$100
First National Bank in Pinckneyville
First National Bank in Pinckneyville
3-Month CD
0.05%
$500
The Union Bank Company
The Union Bank Company
6-Month CD
0.05%
$500
Pillar Bank
Pillar Bank
Money Market
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First State Bank Waynesboro, MS rate data right now, check back for updates, we are adding rates all the time.

First State Bank Waynesboro, MS Information

First State Bank Waynesboro, MS
708 Azalea Dr
Waynesboro, MS 39367
Wayne
Established Date: 05/01/1934
FDIC Certificate #: 15663
Date of FDIC Deposit Insurance: 05/01/1939
Bank Holding Company: FIRST STATE CORP
How Many Domestic U.S. Offices? 15
How Many Branches are There? 15
Is First State Bank Waynesboro, MS FDIC Insured? Yes
What is First State Bank Waynesboro, MS's Cert number? 15663
What is the maximum amount for insured deposits? $250,000 per holder, per account

First State Bank Waynesboro, MS Financials

Total Assets:
$906,374,000
Total Deposits:
$793,964,000
Equity Capital:
$77,643,000
Domestic Deposits:
$793,964,000
Net Income:
$345,000
Return on Assets:
0.3640%
Quarterly Return on Assets:
0.1500%
Pretax Return on Assets:
0.1537%
Pretax Quarterly Return on Assets:
0.1500%
Return on Equity:
4.1100%
Quarterly Return on Equity:
1.7600%
Leverage Tier 1 (Core Capital) Ratio:
12.2236%
Total Interest Income (YTD):
4.3140%
 
 
Headquarters:
Waynesboro
FDIC Field Office:
Jackson Ms
Regulator:
FDIC
County:
Wayne
# of Offices:
15
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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