Morgan Stanley CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 4.46%, 6-month CD rates at 2.79% and 3-month CD rates at 0.20%. Current savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 14.74%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Morgan Stanley's 3-Month CD rates are at 4.27%, 6-Month CD rates are at 4.24%, 11-Month CD rates are at 4.16%.
To see how these rates compare to Morgan Stanley CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Morgan Stanley, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Morgan Stanley CD rates. You can also compare Morgan Stanley savings rates, MMA rates and mortgage rates using our other rate lists. Morgan Stanley money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Morgan Stanley? Share your experience about Morgan Stanley by leaving a review below, or read customer reviews before you decide to use Morgan Stanley. Morgan Stanley Texas Ratio Morgan Stanley's Texas Ratio is at 1.52%, which is considered excellent. The Texas Ratio for Morgan Stanley is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Morgan Stanley is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Morgan Stanley CD Rates and Interest Rates
Morgan Stanley
3-Month CD
4.27%
$1,000
Morgan Stanley
6-Month CD
4.24%
$1,000
Morgan Stanley
11-Month CD
4.16%
$1,000
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Morgan Stanley Rates with Other Competitive Bank and Credit Union Rates
Farmers Bank Greenwood, AR
Kasasa Checking
4.25%
$250
Main Street Bank
12-Month CD
4.07%
$1,000
Beal Bank
12-Month CD
4.05%
$1,000
HSBC Bank USA
6-Month CD (Online)
4.00%
$1,000
First Federal S&L Newark, OH
12-Month CD
4.00%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 25, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Morgan Stanley InformationMorgan Stanley
201 S Main St Fl 5Salt Lake City, UT 84111 Salt Lake Established Date: 05/25/1990 FDIC Certificate #: 32992 Date of FDIC Deposit Insurance: 05/25/1990 Bank Holding Company: MORGAN STANLEY How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.morganstanley.com
Is Morgan Stanley FDIC Insured? Yes
What is Morgan Stanley's Cert number? 32992
What is the maximum amount for insured deposits? $250,000 per holder, per account
Morgan Stanley FinancialsTotal Assets:
$212,723,000,000
Total Deposits:
$175,919,000,000
Equity Capital:
$23,087,000,000
Domestic Deposits:
$175,919,000,000
Net Income:
$1,260,000,000
Return on Assets:
2.3066%
Quarterly Return on Assets:
2.3900%
Pretax Return on Assets:
3.1338%
Pretax Quarterly Return on Assets:
3.1300%
Return on Equity:
22.6600%
Quarterly Return on Equity:
22.4200%
Common Equity Tier 1 Capital Ratio:
20.8631%
Tier 1 Risk-Based Capital Ratio:
20.8631%
Leverage Tier 1 (Core Capital) Ratio:
10.1555%
Total Risk-Based Capital Ratio (YTD):
21.7260%
Total Interest Income (YTD):
4.9896%
Headquarters:
Salt Lake City
FDIC Field Office:
Salt Lake City
Regulator:
OCC
County:
Salt Lake
# of Offices:
1
Metropolitan Statistical Area (MSA):
Salt Lake City, UT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsCurrent national average 1 year CD rates are at 0.85 percent this morning. There are CD rates at banks and credit unions that are higher than the national average CD rates. We searched our CD rates table for the best 1 year CD rates in Chicago, Illinois.
Mortgage rates were mixed in the latest Weekly Mortgage Application Survey released yesterday morning by the MBA. The current average contract 30 year mortgage rate increased to 4.83 percent for the week ending May 28, 2010, up from the previous week’s average mortgage rate of 4.80 percent. Average mortgage discount points decreased to 1.05 points, down from the prior week's average of 1.08 points.
Bank or Credit Union Offers and DealsMortgage Rates Up to 5.39%: Current Mortgage Rates Mostly UpThe Best CD Rates: Credit Unions Offering 6.00% or Higher on CDs (Certificates) Mortgage Rates Down: 30 Year Mortgage Rates at 4.95%, 15 Year Mortgage Rates at 4.27% Money Market Rates and Savings Rates Report May 17, 2015 Savings Rates are Set to Move Higher in 2014 if Federal Reserve Increases Federal Funds Rate Mortgage Rates Hit New Lows: Best 15 Year Mortgage Rates at 2.25% Today Millennium Bank Savings Account Rates: Best Savings Rate 1.39% Finding FHA Home Loans & FHA Mortgage Rates Savings Interest Account Rates and Yields in Baltimore, Maryland Thrid Federal Home Equity Line Promo Alternative Bank and Credit Union Offers to ExploreCharge offs and delinquencies improve nearly across the boardOnline Banks Dominate Top Savings Interest Rates Available Mortgage Rates Change Little in This Week's Mortgage Survey Current CD Rates from Northwest Hills CU Mortgage Rates: Weekly Average Mortgage Rates April 4, 2011 Will Deposit Rates Move Higher When the Fed Meets in June? Mortgage Rates Decline Slightly: 30 Year Mortgage Rates at 5.06% Redstone FCU CD Rates Fixed Mortgage Rates Increase but Remain Near Record Lows Mortgage Rates are Even Lower This Week Morgan Stanley ReviewsThere are no reviews for Morgan Stanley yet. Feel free to create one below.
Add Your Rating and Review for Morgan Stanley
See how Morgan Stanley Compares to other banks |
Bank CD rates were mixed this past week with longer term CD rates increasing and shorter term CD rates continuing their slide down. The increase in longer term CD rates wasn't much but at least rates are headed in the right direction.Certificate of deposit rates are not expected to increase by much until the economy recovers and the Fed starts raising interest rates.I wonder if there is a chance CD rates will increase at banks that payoff the funds they borrowed from TARP. Banks that do payoff TARP might be compelled to increase deposit rates if the economy takes longer to recover and they have to write off more bad loans as a result. The other option is to borrow again from TARP which is a lot less appealing than raising CD rates. 
The Federal Reserve, OCC, and FDIC released the results of the Supervisory Capital Assessment Program, also known as the "Bank Stress Test" for the 19 bank holding companies subjected to the stress test.The stress test was designed as a what if exercise of how the economy might be over the next two years. The first scenario is a baseline which follows the current forecast estimates for the economy. The second scenario is a more adverse scenario with a more severe recession.The SCAP test was designed to find out which bank holding companies (BHCs) are vulnerable today, how they would fare in the future if the economy deteriorated more and if the banks needed more capital to survive. Not only the amount of capital was considered the composition of a bank's capital was also taken into consideration. 
