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Gorham State Bank Rates and Review February 2026

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Gorham State BankYou can compare Gorham State Bank rates to other rates in our database, including 12-month CD rates currently at 1.40%, 6-month CD rates at 3.00% and 3-month CD rates at 0.25%. Savings rates are at 0.20% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 6.04%. All these rates, and more, can be found in our database of rates which you can compare to Gorham State Bank rates.

Rate Updates and Availability

Gorham State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gorham State Bank? Share your experience about Gorham State Bank by leaving a review below, or read customer reviews before you decide to use Gorham State Bank.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Gorham State Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Gorham State Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Gorham State Bank
129 Market Street
Gorham, KS 67640
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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Current Rate Availability

We do not have Gorham State Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Gorham State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Gorham State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Gorham State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Gorham State Bank
129 Market Street
Gorham, KS 67640
Russell
Established Date: 01/01/1905
FDIC Certificate #: 17114
Date of FDIC Deposit Insurance: 06/02/1952
How Many Domestic U.S. Offices? 2
How Many Branches are There? 0
Is Gorham State Bank FDIC Insured? Yes
What is Gorham State Bank's Cert number? 17114
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$42,511,000
Total Deposits:
$37,669,000
Equity Capital:
$4,743,000
Net Income:
$221,000
Return on Assets (ROA):
2.0471%
Return on Equity (ROE):
19.0800%
Headquarters:
Gorham
Regulator:
FDIC
# of Offices:
2
Source: FDIC | Last Updated 03/31/2023

Customer Reviews

There are no reviews for Gorham State Bank yet. Feel free to create one below.
Average Rating
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Total Reviews
0
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Frequently Asked Questions About Gorham State Bank

How do I open an account at Gorham State Bank?

You can typically open an account at Gorham State Bank by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Gorham State Bank provides a range of mortgage and home equity products.

Is Gorham State Bank a safe place to deposit money?

Yes, Gorham State Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Gorham State Bank offer online and mobile banking?

Most modern institutions like Gorham State Bank provide digital access including online balance checks and transfers.

Current Gorham State Bank Rates

ProductAPY

Rates subject to change.