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Westfield Bank Rates & Review November 2026

Q: What are the current interest rates at Westfield Bank?

Current rates for Westfield Bank include: 12-Month CD: 0.10%, 24-Month CD: 0.10%, 36-Month CD: 0.10%, 48-Month CD: 0.10%, 60-Month CD: 0.10%, MMA: 3.55%

Q: What CD terms does Westfield Bank offer?

Westfield Bank CD rates are 4.00% APY for a 9 month CD, 0.15% APY for a 12 month CD, 4.00% APY for a 13 month CD, 0.10% APY for a 2 year CD, 0.10% APY for a 3 year CD, 0.10% APY for a 4 year CD and 0.10% APY for a 5 year CD, verified by MonitorBankRates as of November 7, 2026. The institution may offer other terms or specials that are not listed here, so check with Westfield Bank for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: November 7, 2026

Westfield Bank's Portfolio CD - 13-Month WB CT Portfolio rates are at 4.00%, Portfolio CD - 9-Month WB CT Portfolio rates are at 4.00%, Portfolio CD - 13-Month WB Portfolio rates are at 3.80%, Portfolio CD - 9-Month WB Portfolio rates are at 3.80%, CD - 12-Month rates are at 0.15%. Westfield Bank's money market rates are at 3.55%. Westfield Bank's checking rates are as high as 0.10%. Westfield Bank's Conventional Loan rates are at 6.375%, 5/1 Adjustable Rate Loan rates are at 6.00%, 5/1 Adjustable Rate Mortgage (ARM) rates are at 6.00%, 10/1 Adjustable Rate Loan rates are at 6.625%. Westfield Bank's Personal Loan Rates are as low as 3.64%. Westfield Bank's top CD rate of 4.00% APY on a 13 month CD is 33% higher than the MonitorBankRates national average of 3.02% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Westfield Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.93%. Rates last updated and verified on 11/07/2026.

Westfield Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Westfield Bank? Share your experience about Westfield Bank by leaving a review below, or read customer reviews before you decide to use Westfield Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.93%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Westfield Bank

141 Elm St
Westfield, MA 01085

https://www.westfieldbank.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Westfield Bank CD Rates

Product	Rate	APY	Term	Min. Deposit
Portfolio CD - 13-Month WB CT Portfolio	3.93%	4.00%	13 Month	$1,000
Min Deposit $1,000 Details Connecticut Branches Only; Only available to WB Portfolio checking account owners; Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Portfolio CD - 9-Month WB CT Portfolio	3.93%	4.00%	9 Month	$1,000
Min Deposit $1,000 Details Connecticut Branches Only; Only available to WB Portfolio checking account owners; Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Portfolio IRA CD - 13-Month	3.93%	4.00%	13 Month	$500
Min Deposit $500 Details Connecticut Branches Only; Only available to WB Portfolio checking account owners; Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Portfolio IRA CD - 13-Month WB CT Portfolio	3.93%	4.00%	13 months	$500
Min Deposit $500 Details Connecticut Branch Only; Subject to customers residing or working in Western or Central Massachusetts, or Northern or Central Connecticut; Requires WB Portfolio Checking; Penalty may be imposed for early withdrawal Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Portfolio IRA CD - 9-Month WB CT Portfolio	3.93%	4.00%	9 months	$500
Min Deposit $500 Details Connecticut Branch Only; Subject to customers residing or working in Western or Central Massachusetts, or Northern or Central Connecticut; Requires WB Portfolio Checking; Penalty may be imposed for early withdrawal Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Portfolio CD - 13-Month WB Portfolio	3.74%	3.80%	13 Month	$1,000
Min Deposit $1,000 Details Only available to WB Portfolio checking account owners; Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Portfolio CD - 9-Month WB Portfolio	3.74%	3.80%	9 Month	$1,000
Min Deposit $1,000 Details Only available to WB Portfolio checking account owners; Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Portfolio IRA 13-Month WB Portfolio	3.74%	3.80%	13 Month	$500
Min Deposit $500 Min Balance $10 Details IRA certificate; only available to WB Portfolio checking account owners; minimum balance to earn APY is $10.00; subject to customers residing or working in Western or Central Massachusetts Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 3.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Portfolio IRA 9-Month WB Portfolio	3.74%	3.80%	9 Month	$500
Min Deposit $500 Min Balance $10 Details IRA certificate; only available to WB Portfolio checking account owners; minimum balance to earn APY is $10.00; subject to customers residing or working in Western or Central Massachusetts Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 3.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Portfolio IRA CD - 13-Month	3.74%	3.80%	13 Month	$500
Min Deposit $500 Details Only available to WB Portfolio checking account owners; Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Add-On IRA CD - 12-Month	0.15%	0.15%	12 Month	$50
Min Deposit $50 Details Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 0.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
CD - 12-Month	0.15%	0.15%	12 Month	-
Min Balance $50 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
12-Month WB Classic	0.10%	0.10%	12 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Minimum balance to earn APY is $10.00; Subject to customers residing or working in Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
12-Month WB Classic	0.10%	0.10%	12 months	$500
Min Deposit $500 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
24-Month WB Classic	0.10%	0.10%	24 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Minimum balance to earn APY is $10.00; Subject to customers residing or working in Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
24-Month WB Classic	0.10%	0.10%	24 months	$500
Min Deposit $500 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
3-Month WB Classic	0.10%	0.10%	3 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Minimum balance to earn APY is $10.00; Subject to customers residing or working in Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
36-Month WB Classic	0.10%	0.10%	36 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Minimum balance to earn APY is $10.00; Subject to customers residing or working in Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
36-Month WB Classic	0.10%	0.10%	36 months	$500
Min Deposit $500 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
48-Month WB Classic	0.10%	0.10%	48 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Minimum balance to earn APY is $10.00; Subject to customers residing or working in Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
48-Month WB Classic	0.10%	0.10%	48 months	$500
Min Deposit $500 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
6-Month WB Classic	0.10%	0.10%	6 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Minimum balance to earn APY is $10.00; Subject to customers residing or working in Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
60-Month WB Classic	0.10%	0.10%	60 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Minimum balance to earn APY is $10.00; Subject to customers residing or working in Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
60-Month WB Classic	0.10%	0.10%	60 months	$500
Min Deposit $500 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
IRA CD - 12-Month WB Classic	0.10%	0.10%	12 Month	$500
Min Deposit $500 Details Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
IRA CD - 24-Month WB Classic	0.10%	0.10%	24 Month	$500
Min Deposit $500 Details Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
IRA CD - 36-Month WB Classic	0.10%	0.10%	36 Month	$500
Min Deposit $500 Details Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
IRA CD - 48-Month WB Classic	0.10%	0.10%	48 Month	$500
Min Deposit $500 Details Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
IRA CD - 60-Month WB Classic	0.10%	0.10%	60 Month	$500
Min Deposit $500 Details Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%

Westfield Bank Business CD Rates

Product	Rate	APY	Term	Min. Deposit
5-Month Business CD	3.54%	3.60%	5 months	$1,000
Min Deposit $1,000 Min Balance $10 Details Only available to business checking account owners; Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
12-Month Business CD	0.10%	0.10%	12 months	$1,000
Min Deposit $1,000 Min Balance $10 Details Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
24-Month Business CD	0.10%	0.10%	24 months	$1,000
Min Deposit $1,000 Min Balance $10 Details Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
6-Month Business CD	0.10%	0.10%	6 months	$1,000
Min Deposit $1,000 Min Balance $10 Details Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%

Westfield Bank Money Market Rates

Product	Rate	APY
CT Portfolio Money Market	3.49%	3.55%
Min Balance $2,000,000 Details Connecticut Branches Only; Balance: $2,000,000.00 & Over; Only available to WB Portfolio Checking account owners Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.55% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Portfolio Money Market	3.49%	3.55%
Min Balance $2,000,000 Details Balance: $2,000,000.00 & Over; Only available to WB Portfolio Checking account owners; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.55% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
CT Performance Money Market	3.40%	3.45%
Min Balance $500,000 Details Connecticut Branches Only; Balance: $500,000.00 & Over; Only available to WB Performance Checking account owners Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.45% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
CT Portfolio Money Market	3.40%	3.45%
Min Balance $500,000 Details Connecticut Branches Only; Balance: $500,000.00 to $1,999,999.99; Only available to WB Portfolio Checking account owners Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.45% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
CT Performance Money Market	3.25%	3.30%
Min Balance $250,000 Details Connecticut Branches Only; Balance: $250,000.00 to $499,999.99; Only available to WB Performance Checking account owners Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
CT Portfolio Money Market	3.25%	3.30%
Min Balance $200,000 Details Connecticut Branches Only; Balance: $200,000.00 to $499,999.99; Only available to WB Portfolio Checking account owners Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
CT Portfolio Money Market	3.20%	3.25%
Min Balance $100,000 Details Connecticut Branches Only; Balance: $100,000.00 to $199,999.99; Only available to WB Portfolio Checking account owners Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
CT Performance Money Market	3.15%	3.20%
Min Balance $100,000 Details Connecticut Branches Only; Balance: $100,000.00 to $249,999.99; Only available to WB Performance Checking account owners Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
CT Portfolio Money Market	3.15%	3.20%
Min Balance $10 Details Connecticut Branches Only; Balance: $10.00 to $99,999.99; Only available to WB Portfolio Checking account owners Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
CT Performance Money Market	3.11%	3.15%
Min Balance $10 Details Connecticut Branches Only; Balance: $10.00 to $99,999.99; Only available to WB Performance Checking account owners Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Portfolio Money Market	2.96%	3.00%
Min Balance $500,000 Details Balance: $500,000.00 - $1,999,999.99; Only available to WB Portfolio Checking account owners; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Performance Money Market	1.98%	2.00%
Min Balance $500,000 Details Balance: $500,000.00 & Over; Only available to WB Performance Checking account owners; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Portfolio Money Market	1.98%	2.00%
Min Balance $200,000 Details Balance: $200,000.00 - $499,999.99; Only available to WB Portfolio Checking account owners; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Performance Money Market	1.49%	1.50%
Min Balance $250,000 Details Balance: $250,000.00 - $499,999.99; Only available to WB Performance Checking account owners; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Portfolio Money Market	1.00%	1.00%
Min Balance $100,000 Details Balance: $100,000.00 - $199,999.99; Only available to WB Portfolio Checking account owners; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Performance Money Market	0.75%	0.75%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99; Only available to WB Performance Checking account owners; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Portfolio Money Market	0.50%	0.50%
Min Balance $10 Details Balance: $10.00 - $99,999.99; Only available to WB Portfolio Checking account owners; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Performance Money Market	0.20%	0.20%
Min Balance $10 Details Balance: $10.00 - $99,999.99; Only available to WB Performance Checking account owners; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
IRA Money Market	0.10%	0.10%
Min Balance $10 Details Balance: $10.00 - $24,999.99; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
IRA Money Market	0.10%	0.10%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
IRA Money Market	0.10%	0.10%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
IRA Money Market	0.10%	0.10%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
IRA Money Market	0.10%	0.10%
Min Balance $250,000 Details Balance: $250,000.00 & Over; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Summit Money Market	0.10%	0.10%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Summit Money Market	0.10%	0.10%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Summit Money Market	0.10%	0.10%
Min Balance $100,000 Details Balance: $100,000 & Over; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Summit Money Market	0.05%	0.05%
Min Balance $10 Details Balance: $10.00 - $9,999.99; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Summit Money Market	0.05%	0.05%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Western/Central MA or Northern/Central CT residents; accounts opened at a Massachusetts branch Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%

Westfield Bank Business Money Market Rates

Product	Rate	APY
Business Money Market	1.49%	1.50%
Min Balance $500,000 Details Massachusetts Branches Only; Balance: $500,000.00 & Over; Only available to Business checking account owners Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Business Summit Money Market	0.90%	0.90%
Min Balance $500,000 Details Massachusetts Branches Only; Balance: $500,000.00 to $1,999,999.99; $5 monthly service charge if balance is below $500 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.90% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Business Summit Money Market	0.90%	0.90%
Min Balance $2,000,000 Details Massachusetts Branches Only; Balance: $2,000,000 & Over; $5 monthly service charge if balance is below $500 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.90% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Business Money Market	0.35%	0.35%
Min Balance $10 Details Massachusetts Branches Only; Balance: $10.00 to $499,999.99; Only available to Business checking account owners Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Business Summit Money Market	0.25%	0.25%
Min Balance $50,000 Details Massachusetts Branches Only; Balance: $50,000 to $249,999.99; $5 monthly service charge if balance is below $500 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Business Summit Money Market	0.25%	0.25%
Min Balance $250,000 Details Massachusetts Branches Only; Balance: $250,000 to $499,999.99; $5 monthly service charge if balance is below $500 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Business Summit Money Market	0.15%	0.15%
Min Balance $10 Details Massachusetts Branches Only; Balance: $10.00 to $24,999.99; $5 monthly service charge if balance is below $500 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Business Summit Money Market	0.15%	0.15%
Min Balance $25,000 Details Massachusetts Branches Only; Balance: $25,000 to $49,999.99; $5 monthly service charge if balance is below $500 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%

Westfield Bank Checking Rates

Product	Rate	APY
WB Portfolio Checking	0.10%	0.10%
Min Balance $10 Details Massachusetts Branch Only; Accounts must be opened in one of our Massachusetts branches; Subject to customers residing or working in Western or Central Massachusetts, or Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
WB Interest Checking	0.05%	0.05%
Min Balance $10 Details Massachusetts Branch Only; Accounts must be opened in one of our Massachusetts branches; Subject to customers residing or working in Western or Central Massachusetts, or Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%

Westfield Bank Mortgage Rates

Product	Rate	Points	APR	Term
Conventional Loan	6.375%	0	6.726%	10 Years
Details Purpose: Purchase or Refinance Last Updated 11/07/2026 Rate History 1 change since Nov 2, 2026 · 6.85% → 6.73% ▼ 0.13 pts · high 6.85% / low 6.73% Nov 7, 20266.73%▼ from 6.85% Nov 2, 20266.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Conventional Loan	6.50%	0	6.848%	15 Years
Details Purpose: Purchase or Refinance Last Updated 11/07/2026 Rate History 1 change since Nov 2, 2026 · 6.98% → 6.85% ▼ 0.13 pts · high 6.98% / low 6.85% Nov 7, 20266.85%▼ from 6.98% Nov 2, 20266.98%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Conventional Loan	6.75%	0	6.954%	20 Years
Details Purpose: Purchase or Refinance Last Updated 11/07/2026 Rate History 1 change since Nov 2, 2026 · 7.08% → 6.95% ▼ 0.13 pts · high 7.08% / low 6.95% Nov 7, 20266.95%▼ from 7.08% Nov 2, 20267.08%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Conventional Loan	6.75%	1	7.006%	30 Years
Details Purpose: Purchase or Refinance Last Updated 11/07/2026 Rate History 1 change since Nov 2, 2026 · 7.13% → 7.01% ▼ 0.13 pts · high 7.13% / low 7.01% Nov 7, 20267.01%▼ from 7.13% Nov 2, 20267.13%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Conventional Loan	6.875%	0	7.032%	30 Years
Details Purpose: Purchase; First-time homebuyer required Last Updated 11/07/2026 Rate History 1 change since Nov 2, 2026 · 7.16% → 7.03% ▼ 0.13 pts · high 7.16% / low 7.03% Nov 7, 20267.03%▼ from 7.16% Nov 2, 20267.16%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
5/1 Adjustable Rate Loan	6.00%	0	7.046%	30 Years
Details Purpose: Purchase or Refinance; Index: 4.440%; Fully Indexed Rate: 7.500% Last Updated 11/07/2026 Rate History 1 change since Oct 27, 2026 · 7.10% → 7.05% ▼ 0.05 pts · high 7.10% / low 7.05% Nov 7, 20267.05%▼ from 7.10% Oct 27, 20267.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
5/1 Adjustable Rate Mortgage (ARM)	6.00%	-	7.046%
Details An ARM can be a great way to lower your monthly mortgage payment with a lower initial interest rate. Last Updated 11/07/2026 Rate History 3 changes since Sep 24, 2026 · 6.80% → 7.05% ▲ 0.25 pts · high 7.10% / low 6.80% Nov 7, 20267.05%▼ from 7.10% Oct 1, 20267.10%▲ from 6.92% Oct 1, 20266.92%▲ from 6.80% Sep 24, 20266.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
10/1 Adjustable Rate Loan	6.625%	0	7.067%	30 Years
Details Purpose: Purchase or Refinance; Index: 4.440%; Fully Indexed Rate: 7.500% Last Updated 11/07/2026 Rate History 1 change since Oct 27, 2026 · 7.15% → 7.07% ▼ 0.08 pts · high 7.15% / low 7.07% Nov 7, 20267.07%▼ from 7.15% Oct 27, 20267.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Conventional Loan	7.00%	0	7.159%	30 Years
Details Purpose: Purchase or Refinance Last Updated 11/07/2026 Rate History 1 change since Nov 2, 2026 · 7.29% → 7.16% ▼ 0.13 pts · high 7.29% / low 7.16% Nov 7, 20267.16%▼ from 7.29% Nov 2, 20267.29%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%

Westfield Bank Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit - 10 Year Draw, 15 Year Repayment Period	-	-	6.50%
Details Up to 80% CLTV; Rate: Prime Rate as published in the Wall Street Journal minus 0.50%; Index 7.000%; Margin -0.50%; Monthly Payment Per $1,000 Borrowed: Interest Only; Minimum APR 4.250%, maximum APR 18%; Processing fee $199 if approved and closed; Early termination fee $550 if prepaid and closed within 24 months Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 6.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Home Equity Line of Credit - Up to 80% CLTV	-	-	6.50%	10 Year
Details Term: 10 Year Draw, 15 Year Repayment Period; Rate: Prime Rate (WSJ) minus 0.50%, currently 7.000% as of 09/17/2026, can change monthly; APR 6.500%; minimum APR 4.250%, maximum APR 18%; maximum LTV 80%; minimum HELOC amount $10,000; processing fee $199; interest only during 10-year draw period Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 6.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Home Equity Loan (First Lien) - 5 Years	6.625%	-	6.792%	5 Years
Details 80% CLTV; Minimum Home Equity Loan amount $5,000; Interest rate reflects 0.25% discount with automatic payment withdrawal from a new or existing Westfield Bank checking account Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 6.79% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Home Equity Loan (First Lien) - 10 Years	6.875%	-	6.965%	10 Years
Details 80% CLTV; Minimum Home Equity Loan amount $5,000; Interest rate reflects 0.25% discount with automatic payment withdrawal from a new or existing Westfield Bank checking account Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 6.97% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Home Equity Loan (First Lien) - 15 Years	7.125%	-	7.189%	15 Years
Details 80% CLTV; Minimum Home Equity Loan amount $5,000; Interest rate reflects 0.25% discount with automatic payment withdrawal from a new or existing Westfield Bank checking account Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 7.19% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Home Equity Loan (First Lien) - 20 Years	7.25%	-	7.302%	20 Years
Details 80% CLTV; Minimum Home Equity Loan amount $5,000; Interest rate reflects 0.25% discount with automatic payment withdrawal from a new or existing Westfield Bank checking account Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 7.30% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Home Equity Loan (Second, Subordinate, Junior Liens) - 5 Years	7.00%	-	7.307%	5 Years
Details 80% CLTV; Interest rate reflects a 0.25% discount with automatic payment withdrawal from a new or existing Westfield Bank checking account; Minimum Home Equity Loan amount is $5,000 Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 7.31% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Home Equity Loan (Second, Subordinate, Junior Liens) - 10 Years	7.25%	-	7.418%	10 Years
Details 80% CLTV; Interest rate reflects a 0.25% discount with automatic payment withdrawal from a new or existing Westfield Bank checking account; Minimum Home Equity Loan amount is $5,000 Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 7.42% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Home Equity Line of Credit - 10 Year Draw, 15 Year Repayment Period - 80.01-85.00% CLTV	-	-	7.50%	10 Year
Details Index: 7.000%; Margin: 0.50%; Rate is Prime Rate as published in the Wall Street Journal plus 0.50%; CLTV: 80.01 - 85.00%; Monthly Payment Per $1,000 Borrowed: Interest Only; Minimum APR 4.750%, maximum APR 18%; minimum HELOC amount $10,000; processing fee $199 Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 7.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Home Equity Line of Credit - 80.01-85.00% CLTV	-	-	7.50%	10 Year
Details Term: 10 Year Draw, 15 Year Repayment Period; Rate: Prime Rate (WSJ) plus 0.50%, currently 7.000% as of 09/17/2026, can change monthly; APR 7.500%; minimum APR 4.750%, maximum APR 18%; CLTV 80.01-85.00%, maximum loan amount $50,000 for CLTV above 80%; minimum HELOC amount $10,000; processing fee $199; interest only during 10-year draw period Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 7.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Home Equity Loan (Second, Subordinate, Junior Liens) - 15 Years	7.625%	-	7.75%	15 Years
Details 80% CLTV; Interest rate reflects a 0.25% discount with automatic payment withdrawal from a new or existing Westfield Bank checking account; Minimum Home Equity Loan amount is $5,000 Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 7.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Home Equity Loan (Second, Subordinate, Junior Liens) > 80% to 85% CLTV	7.625%	-	7.929%	5 Years
Details CLTV > 80% to 85%; Minimum Home Equity Loan amount $5,000; Maximum loan amount $50,000 for >80%-85% CLTV; Monthly payment per $1,000 borrowed $20.10 Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 7.93% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Home Equity Loan (Second, Subordinate, Junior Liens) > 80% to 85% CLTV	7.875%	-	8.047%	10 Years
Details CLTV > 80% to 85%; Minimum Home Equity Loan amount $5,000; Maximum loan amount $50,000 for >80%-85% CLTV; Monthly payment per $1,000 borrowed $12.07 Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 8.05% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Home Equity Loan (Second, Subordinate, Junior Liens) > 80% to 85% CLTV	8.125%	-	8.252%	15 Years
Details CLTV > 80% to 85%; Minimum Home Equity Loan amount $5,000; Maximum loan amount $50,000 for >80%-85% CLTV; Monthly payment per $1,000 borrowed $9.63 Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 8.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%

Westfield Bank Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan - New 36 Months	7.25%	-	7.25%	36 Months
Details New vehicle; Rate includes 0.250% discount with automatic payment from a Westfield Bank checking account; Consumer only; Loan amount up to 100% of purchase price up to $50,000 Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 7.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Auto Loan - New 48 Months	7.25%	-	7.25%	48 Months
Details New vehicle; Rate includes 0.250% discount with automatic payment from a Westfield Bank checking account; Consumer only; Loan amount up to 100% of purchase price up to $50,000 Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 7.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Auto Loan - New 60 Months	7.25%	-	7.25%	60 Months
Details New vehicle; Rate includes 0.250% discount with automatic payment from a Westfield Bank checking account; Consumer only; Loan amount up to 100% of purchase price up to $50,000 Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 7.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Auto Loan - Used 36 Months	7.25%	-	7.25%	36 Months
Details Model Year up to 2021; Maximum term 36 months, lesser of 80% of purchase price or 80% NADA Clean Retail; Rate includes 0.250% discount with automatic payment from a Westfield Bank checking account; Consumer only Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 7.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Auto Loan - Used 48 Months	7.25%	-	7.25%	48 Months
Details Model Year up to 2022; Maximum term 48 months, lesser of 80% of purchase price or 80% NADA Clean Retail; Rate includes 0.250% discount with automatic payment from a Westfield Bank checking account; Consumer only Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 7.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Auto Loan - Used 60 Months	7.25%	-	7.25%	60 Months
Details Model Years 2023-2026; Maximum term 60 months, lesser of 90% of purchase price or 90% NADA Clean Retail; Rate includes 0.250% discount with automatic payment from a Westfield Bank checking account; Consumer only Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 7.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%

Westfield Bank RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle, RV & Boat Loans	7.75%	7.75%	12 Months
Details 20% Down Payment Required; Rates include 0.250% discount with automatic payment from a Westfield Bank checking account; Subject to individuals residing or working in Western or Central Massachusetts, or Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 7.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Motorcycle, RV & Boat Loans	7.75%	7.75%	24 Months
Details 20% Down Payment Required; Rates include 0.250% discount with automatic payment from a Westfield Bank checking account; Subject to individuals residing or working in Western or Central Massachusetts, or Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 7.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Motorcycle, RV & Boat Loans	7.75%	7.75%	36 Months
Details 20% Down Payment Required; APR is based off of 48 months; Rates include 0.250% discount with automatic payment from a Westfield Bank checking account; Subject to individuals residing or working in Western or Central Massachusetts, or Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 7.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Motorcycle, RV & Boat Loans	7.75%	7.75%	48 Months
Details 20% Down Payment Required; Rates include 0.250% discount with automatic payment from a Westfield Bank checking account; Subject to individuals residing or working in Western or Central Massachusetts, or Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 7.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%

Westfield Bank Personal Loan Rates

Product	APR	Term
Signature Certificates of Deposit - 13 Month WB Signature	3.64%	13 Month
Details Only available to WB Performance and WB Signature checking account owners; Minimum balance to earn APY is $10.00; Subject to customers residing or working in Western or Central Massachusetts Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.64% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Signature Certificates of Deposit - 9 Month WB Signature	3.64%	9 Month
Details Only available to WB Performance and WB Signature checking account owners; Minimum balance to earn APY is $10.00; Subject to customers residing or working in Western or Central Massachusetts Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.64% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Signature IRA Certificate of Deposit - 13 Month WB Signature	3.64%	13 Month
Details Massachusetts Branches Only; Only available to WB Performance and WB Signature checking account owners; Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.64% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Signature IRA Certificate of Deposit - 9 Month WB Signature	3.64%	9 Month
Details Only available to WB Performance and WB Signature checking account owners; Minimum balance to earn APY is $10.00; Subject to customers residing or working in Western or Central Massachusetts Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 3.64% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
13 Month WB CT Signature	3.83%	13 months
Details Connecticut Branch Only; Requires WB Performance or WB CT Signature checking account; Minimum balance to earn APY is $10.00; Subject to customers residing or working in Western or Central Massachusetts, or Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.83% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
9 Month WB CT Signature	3.83%	9 months
Details Connecticut Branch Only; Requires WB Performance or WB CT Signature checking account; Minimum balance to earn APY is $10.00; Subject to customers residing or working in Western or Central Massachusetts, or Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.83% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Signature IRA 13 Month Certificate	3.83%	13 Month
Details WB CT Signature IRA Certificate of Deposit; requires WB Performance or WB CT Signature checking; minimum balance to earn APY is $10.00; subject to customers residing or working in Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.83% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Signature IRA Certificates of Deposit - 13 Month WB CT Signature	3.83%	13 Month
Details Connecticut Branches Only; Only available to WB Performance and WB CT Signature checking account owners; Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.83% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Signature IRA Certificates of Deposit - 9 Month WB CT Signature	3.83%	9 Month
Details Connecticut Branches Only; Only available to WB Performance and WB CT Signature checking account owners; Minimum balance to earn APY is $10.00 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.83% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%

Westfield Bank Other Rates

Product	Rate	Points	APY/APR	Term
6/1 Adjustable Rate Loan	6.25%	0	7.068%	30 Years
Details Purpose: Purchase or Refinance; Index: 4.440%; Fully Indexed Rate: 7.500% Last Updated 11/07/2026 Rate History 1 change since Oct 27, 2026 · 7.13% → 7.07% ▼ 0.06 pts · high 7.13% / low 7.07% Nov 7, 20267.07%▼ from 7.13% Oct 27, 20267.13%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
7/3 Adjustable Rate Loan	6.50%	0	7.246%	30 Years
Details Purpose: Purchase or Refinance; Index: 4.750%; Fully Indexed Rate: 7.750% Last Updated 11/07/2026 Rate History 1 change since Oct 27, 2026 · 7.37% → 7.25% ▼ 0.12 pts · high 7.37% / low 7.25% Nov 7, 20267.25%▼ from 7.37% Oct 27, 20267.37%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Investment Loan	7.50%	0	7.767%	15 Years
Details Purpose: Purchase or Refinance Last Updated 11/07/2026 Rate History 1 change since Nov 2, 2026 · 7.89% → 7.77% ▼ 0.13 pts · high 7.89% / low 7.77% Nov 7, 20267.77%▼ from 7.89% Nov 2, 20267.89%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Investment Loan	8.00%	0	8.175%	30 Years
Details Purpose: Purchase or Refinance Last Updated 11/07/2026 Rate History 1 change since Nov 2, 2026 · 8.30% → 8.18% ▼ 0.13 pts · high 8.30% / low 8.18% Nov 7, 20268.18%▼ from 8.30% Nov 2, 20268.30%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Land Loan	7.50%	0.50	7.50%	3 Years
Details Purpose: Purchase; Interest only for 3 years with balloon payment at end of term for full principal balance Last Updated 11/07/2026 Rate History 1 change since Nov 2, 2026 · 7.63% → 7.50% ▼ 0.13 pts · high 7.63% / low 7.50% Nov 7, 20267.50%▼ from 7.63% Nov 2, 20267.63%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Permanent Construction	7.00%	0	7.122%	30 Years
Details $1,000,000; Purpose: Construction Last Updated 11/07/2026 Rate History 1 change since Nov 2, 2026 · 7.25% → 7.12% ▼ 0.13 pts · high 7.25% / low 7.12% Nov 7, 20267.12%▼ from 7.25% Nov 2, 20267.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Permanent Construction	7.25%	0	7.35%	30 Years
Details $1,000,000; Purpose: Construction Last Updated 11/07/2026 Rate History 1 change since Nov 2, 2026 · 7.25% → 7.35% ▲ 0.10 pts · high 7.35% / low 7.25% Nov 7, 20267.35%▲ from 7.25% Nov 2, 20267.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Permanent Construction 7/3 Adjustable Rate	6.50%	0	7.274%	30 Years
Details $1,000,000; Purpose: Construction; Index: 4.750%; Fully Indexed Rate: 7.750% Last Updated 11/07/2026 Rate History 1 change since Oct 27, 2026 · 7.40% → 7.27% ▼ 0.12 pts · high 7.40% / low 7.27% Nov 7, 20267.27%▼ from 7.40% Oct 27, 20267.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Permanent Construction 7/3 Adjustable Rate	6.75%	0	7.329%	30 Years
Details $1,000,000; Purpose: Construction; Index: 4.750%; Fully Indexed Rate: 7.750% Last Updated 11/07/2026 Rate History 1 change since Oct 27, 2026 · 7.40% → 7.33% ▼ 0.07 pts · high 7.40% / low 7.33% Nov 7, 20267.33%▼ from 7.40% Oct 27, 20267.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Pool & Spa 12 Months Loan	6.25%	-	6.25%	12 Months
Details Pool and Spa Loans; 90% of the purchase price with a maximum loan amount of $10,000 Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 6.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Pool & Spa 24 Months Loan	6.25%	-	6.25%	24 Months
Details Pool and Spa Loans; 90% of the purchase price with a maximum loan amount of $10,000 Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 6.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Pool & Spa 36 Months Loan	6.25%	-	6.25%	36 Months
Details Pool and Spa Loans; 90% of the purchase price with a maximum loan amount of $10,000 Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 6.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Pool & Spa 48 Months Loan	6.25%	-	6.25%	48 Months
Details Pool and Spa Loans; 90% of the purchase price with a maximum loan amount of $10,000 Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 6.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Pool & Spa 60 Months Loan	6.25%	-	6.25%	60 Months
Details Pool and Spa Loans; 90% of the purchase price with a maximum loan amount of $10,000 Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 6.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Second Home Loan	7.25%	0	7.412%	30 Years
Details Purpose: Purchase or Refinance Last Updated 11/07/2026 Rate History 1 change since Nov 2, 2026 · 7.54% → 7.41% ▼ 0.13 pts · high 7.54% / low 7.41% Nov 7, 20267.41%▼ from 7.54% Nov 2, 20267.54%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Second Home Loan	7.00%	1	7.261%	30 Years
Details Purpose: Purchase or Refinance Last Updated 11/07/2026 Rate History 1 change since Nov 2, 2026 · 7.39% → 7.26% ▼ 0.13 pts · high 7.39% / low 7.26% Nov 7, 20267.26%▼ from 7.39% Nov 2, 20267.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Classic Statement	0.05%	-	0.05%
Min Balance $10 Details Accounts must be opened in one of our Massachusetts branches; subject to customers residing or working in Western or Central Massachusetts, or Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Free Statement	0.05%	-	0.05%
Min Balance $10 Details Only available to WB Free or WB 16-25 checking account owners; Accounts must be opened in one of our Massachusetts branches; subject to customers residing or working in Western or Central Massachusetts, or Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Ready, Set, Grow	0.10%	-	0.10%
Min Balance $10 Details Accounts must be opened in one of our Massachusetts branches; subject to customers residing or working in Western or Central Massachusetts, or Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%
Signature	0.15%	-	0.15%
Min Balance $10 Details Only available to WB Signature checking account owners; Accounts must be opened in one of our Massachusetts branches; subject to customers residing or working in Western or Central Massachusetts, or Northern or Central Connecticut Last Updated 11/07/2026 Rate History No change since Oct 27, 2026 · 0.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.93%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Westfield Bank’s Texas Ratio stayed near 2.64% in Q3 2023 to 2.93% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.7B	2.93%	5.0	A+
March 31, 2026	$2.8B	1.71%	5.0	A+
December 31, 2025	$2.7B	1.88%	5.0	A+
September 30, 2025	$2.7B	2.10%	5.0	A+
June 30, 2025	$2.7B	2.16%	5.0	A+
March 31, 2025	$2.7B	2.25%	5.0	A+
December 31, 2024	$2.7B	2.00%	5.0	A+
September 30, 2024	$2.6B	1.97%	5.0	A+
June 30, 2024	$2.6B	2.38%	5.0	A+
March 31, 2024	$2.6B	2.38%	5.0	A+
December 31, 2023	$2.6B	2.61%	5.0	A+
September 30, 2023	$2.6B	2.64%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Westfield Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Westfield Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Westfield Bank's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Westfield Bank

Website https://www.westfieldbank.com

Address 141 Elm St, Westfield, MA 01085 · Hampden

Bank Holding Company WESTERN NEW ENGLAND BCORP INC

FDIC Certificate # 90300

Regulator OCC

Established April 15, 1853

FDIC Insurance Date August 9, 1989

Domestic Offices 27

Total Branches 27

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.93%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

0.7336%

Return on Equity (ROE)

7.9400%

Non-Performing Loans Ratio (NPL)

0.28%

Total Assets

$2,727,921,000

Total Deposits

$2,402,827,000

Equity Capital

$253,495,000

Net Income

$10,054,000

Headquarters

Westfield

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Westfield Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/westfield-bank-rates-review-90300">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Westfield Bank

Does Westfield Bank offer CDs?

Yes. Westfield Bank current CD rates include its Portfolio CD - 13-Month WB CT Portfolio at 4.00% APY, its Portfolio CD - 9-Month WB CT Portfolio at 4.00% APY and its Portfolio CD - 13-Month WB Portfolio at 3.80% APY, verified by MonitorBankRates as of November 7, 2026.

Are CDs from Westfield Bank FDIC insured?

Yes. Westfield Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Westfield Bank?

The highest Westfield Bank CD rate is its Portfolio Certificates of Deposit - 13-Month WB CT Portfolio at 4.00% APY, verified by MonitorBankRates as of November 7, 2026.

What CD terms does Westfield Bank offer?

Westfield Bank CD rates are 4.00% APY for a 9 month CD, 0.15% APY for a 12 month CD, 4.00% APY for a 13 month CD, 0.10% APY for a 2 year CD, 0.10% APY for a 3 year CD, 0.10% APY for a 4 year CD and 0.10% APY for a 5 year CD, verified by MonitorBankRates as of November 7, 2026. The institution may offer other terms or specials that are not listed here, so check with Westfield Bank for its full lineup.

What is the highest money market rate at Westfield Bank?

The highest Westfield Bank money market rate is its CT Portfolio Money Market at 3.55% APY, verified by MonitorBankRates as of November 7, 2026.

What is the highest checking rate at Westfield Bank?

The highest Westfield Bank checking rate is its WB Portfolio Checking at 0.10% APY, verified by MonitorBankRates as of November 7, 2026.

What is the lowest mortgage rate at Westfield Bank?

The lowest Westfield Bank mortgage rate is its 5/1 Adjustable Rate Loan at 6.00%, verified by MonitorBankRates as of November 7, 2026.

What is the lowest auto loan rate at Westfield Bank?

The lowest Westfield Bank auto loan rate is its Auto Loan - New 36 Months at 7.25%, verified by MonitorBankRates as of November 7, 2026. Westfield Bank auto loan rates are 7.25% for a 36 month auto loan, 7.25% for a 48 month auto loan and 7.25% for a 60 month auto loan.

What is the lowest personal loan rate at Westfield Bank?

The lowest Westfield Bank personal loan rate is its Signature Certificates of Deposit - 13 Month WB Signature at 3.64%, verified by MonitorBankRates as of November 7, 2026. Westfield Bank personal loan rates are 3.64% for a 9 month personal loan and 3.64% for a 13 month personal loan.

How many branches does Westfield Bank operate?

Westfield Bank currently maintains approximately 27 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Westfield Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Westfield Bank provides members with tools to manage their accounts and build a solid financial history.

Does Westfield Bank offer online and mobile banking?

Most modern institutions like Westfield Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.westfieldbank.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Westfield Bank rates compare?

Westfield Bank's top CD rate of 4.00% APY on a 13 month CD is 33% higher than the MonitorBankRates national average of 3.02% APY for that term, and it has an A+ health rating. Westfield Bank's top rates are its Portfolio Certificates of Deposit - 13-Month WB CT Portfolio at 4.00% APY, its CT Portfolio Money Market at 3.55% APY, its WB Portfolio Checking at 0.10% APY, its 5/1 Adjustable Rate Loan at 6.00% and its Signature Certificates of Deposit - 13 Month WB Signature at 3.64% APR, verified by MonitorBankRates on November 7, 2026.

Current Westfield Bank Rates

12-Month CD0.10%
24-Month CD0.10%
36-Month CD0.10%
48-Month CD0.10%
60-Month CD0.10%
MMA3.55%

Retrieved from our database of financial products. Rates subject to change.

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Westfield Bank Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Westfield Bank Texas Ratio

Westfield Bank Health Trend

Westfield Bank CD Rates

Westfield Bank Business CD Rates

Westfield Bank Money Market Rates

Westfield Bank Business Money Market Rates

Westfield Bank Checking Rates

Westfield Bank Mortgage Rates

Westfield Bank Home Equity & HELOC

Westfield Bank Auto Loan Rates

Westfield Bank RV, Boat and Powersport Loan Rates

Westfield Bank Personal Loan Rates

Westfield Bank Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financials

Westfield Bank earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Westfield Bank

Does Westfield Bank offer CDs?

Are CDs from Westfield Bank FDIC insured?

What is the highest CD rate at Westfield Bank?

What CD terms does Westfield Bank offer?

What is the highest money market rate at Westfield Bank?

What is the highest checking rate at Westfield Bank?

What is the lowest mortgage rate at Westfield Bank?

What is the lowest auto loan rate at Westfield Bank?

What is the lowest personal loan rate at Westfield Bank?

How many branches does Westfield Bank operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Westfield Bank offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Westfield Bank rates compare?

Current Westfield Bank Rates

Compare to Other Banks