Westfield Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.28%, 6-month CD rates at 4.32% and 3-month CD rates at 1.01%. Current savings rates are at 4.25% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 7.23%. Credit Card rates are at 17.04%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. Westfield Bank's 9-Month CD WB Portfolio rates are at 5.00%, 6-Month CD WB Classic rates are at 0.10%, 48-Month CD WB Classic rates are at 0.10%, 36-Month CD WB Classic rates are at 0.10%, 3-Month CD WB Classic rates are at 0.10%. Westfield Bank's money market rates are at 3.51%.

Westfield Bank

To see how these rates compare to Westfield Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Westfield Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Westfield Bank CD rates. You can also compare Westfield Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Westfield Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Westfield Bank? Share your experience about Westfield Bank by leaving a review below, or read customer reviews before you decide to use Westfield Bank.

Westfield Bank Texas Ratio

Westfield Bank's Texas Ratio is at 2.18%, which is considered excellent. The Texas Ratio for Westfield Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Westfield Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.10%
18-Month CD
N/A
24-Month CD
0.10%
36-Month CD
0.10%
48-Month CD
0.10%
60-Month CD
0.01%
Savings
N/A
MMA
3.51%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Westfield Bank
141 Elm St
Westfield, MA 01085
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Westfield Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Westfield Bank
Westfield Bank
9-Month CD WB Portfolio
5.00%
$1,000
Westfield Bank
Westfield Bank
Portfolio Money Market
3.51%
$2,000,000
Westfield Bank
Westfield Bank
48-Month CD WB Classic
0.10%
$1,000
Westfield Bank
Westfield Bank
36-Month CD WB Classic
0.10%
$1,000
Westfield Bank
Westfield Bank
24-Month CD WB Classic
0.10%
$1,000
Westfield Bank
Westfield Bank
12-Month CD WB Classic
0.10%
$1,000
Westfield Bank
Westfield Bank
6-Month CD WB Classic
0.10%
$1,000
Westfield Bank
Westfield Bank
3-Month CD WB Classic
0.10%
$1,000
Westfield Bank
Westfield Bank
Classic Statement
0.05%
$10
Westfield Bank
Westfield Bank
60-Month CD WB Classic
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Westfield Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Wintrust Bank
Wintrust Bank
7-Month CD
5.30%
$1,000
First Seacoast Bank
First Seacoast Bank
Coastline Money Market
5.00%
$75,000
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
12-Month CD IntraFi® Network Deposits (formerly CDARS ®)
4.73%
$10,000
Hanover Community Bank
Hanover Community Bank
12-Month CD
4.50%
$500
The Peoples S&L Co.
The Peoples S&L Co.
18-Month CD
4.32%
$1,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
120-Month CD
4.25%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
84-Month CD
4.20%
$500
Security Bank USA
Security Bank USA
12-Month CD
4.16%
$25,000
St. Ansgar State Bank
St. Ansgar State Bank
60-Month CD
3.79%
$5,000
Maspeth Federal S&L
Maspeth Federal S&L
60-Month CD
3.60%
$2,500
1st Colonial Community Bank
1st Colonial Community Bank
24-Month CD
3.56%
$500
FNB of Moose Lake
FNB of Moose Lake
24-Month CD
3.55%
$500
North Shore Bank of Commerce
North Shore Bank of Commerce
Preferred Investment Max Money Market
3.50%
$1,000,000
The Grant County Bank
The Grant County Bank
18-Month CD
3.35%
$500
BankStar Financial
BankStar Financial
60-Month CD 1x bump
3.35%
$50,000
ABNB Federal Credit Union
ABNB Federal Credit Union
36-Month CD certificate
3.30%
$1,000
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
48-Month CD
3.25%
$0
Mauch Chunk Trust Company
36-Month CD
3.01%
$500
The Bank of Princeton
The Bank of Princeton
6-Month CD
3.00%
$500
Longview Bank
Longview Bank
24-Month CD
2.75%
$500
Henderson State Bank
Henderson State Bank
36-Month CD
2.70%
$500
Headwaters State Bank
Headwaters State Bank
24-Month CD
2.52%
$1,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
24-Month CD
2.50%
$1,000
Leighton State Bank
Leighton State Bank
48-Month CD step
2.47%
$500
Sloan State Bank
Sloan State Bank
36-Month CD
2.12%
$1,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
12-Month CD
2.07%
$1,000
Heritage Bank of St Tammany
Heritage Bank of St Tammany
60-Month CD
2.02%
$500
Security Bank Laurel, NE
Security Bank Laurel, NE
eRewards Checking
2.02%
$0
The Citizens Bank Company
The Citizens Bank Company
12-Month CD
1.76%
$1,000
Haven Savings Bank
Haven Savings Bank
36-Month CD
1.65%
$100
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
18-Month CD
1.55%
$500
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
Freedom Savings
1.51%
$50
F&M Bank of Hutsonville
F&M Bank of Hutsonville
12-Month CD
1.51%
$500
Bank of Sun Prairie
Bank of Sun Prairie
48-Month CD
1.30%
$500
Hingham Institution for Savings
Hingham Institution for Savings
12-Month CD
1.01%
$1,000
Home Loan Investment Bank
Home Loan Investment Bank
Loyalty Checking
1.00%
$0
First Enterprise Bank
First Enterprise Bank
2-Month CD
1.00%
$1,000
WCB West Central Bank
WCB West Central Bank
Platinum Money Market Tier 3
1.00%
$50,000
New Tripoli Bank
New Tripoli Bank
Money Market
0.85%
$1,000
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
24-Month CD
0.70%
$0
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
Rising Star Savings
0.60%
$1
Denison State Bank
Denison State Bank
Regular Savings (Personal)
0.40%
$100
SSB Sherwood State Bank
SSB Sherwood State Bank
48-Month CD
0.40%
$1,000
Northfield Savings Bank
Northfield Savings Bank
Savings Account
0.25%
$10
Complex Community Federal Credit Union
Complex Community Federal Credit Union
Regular Shares Savings
0.25%
$100
Huntington FSB
Huntington FSB
Statement Savings
0.10%
$50
FNB of Absecon
FNB of Absecon
12-Month CD
0.10%
$0
Central Bank of Kansas City
Central Bank of Kansas City
cb Premier Checking
0.05%
$1,000
Brenham National Bank
Brenham National Bank
24-Month CD
0.05%
$1,000
Camden National Bank
Camden National Bank
Promise Savings
0.02%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Westfield Bank Information

Westfield Bank
141 Elm St
Westfield, MA 01085
Hampden
Established Date: 04/15/1853
FDIC Certificate #: 90300
Date of FDIC Deposit Insurance: 07/10/1985
Bank Holding Company: WESTERN NEW ENGLAND BCORP INC
How Many Domestic U.S. Offices? 27
How Many Branches are There? 27
Is Westfield Bank FDIC Insured? Yes
What is Westfield Bank's Cert number? 90300
What is the maximum amount for insured deposits? $250,000 per holder, per account

Westfield Bank Financials

Total Assets:
$2,558,421,000
Total Deposits:
$2,159,071,000
Equity Capital:
$238,887,000
Domestic Deposits:
$2,159,071,000
Net Income:
$6,110,000
Return on Assets:
0.9899%
Quarterly Return on Assets:
0.9600%
Pretax Return on Assets:
1.2370%
Pretax Quarterly Return on Assets:
1.2400%
Return on Equity:
11.4300%
Quarterly Return on Equity:
10.3400%
Common Equity Tier 1 Capital Ratio:
12.0810%
Tier 1 Risk-Based Capital Ratio:
12.0810%
Leverage Tier 1 (Core Capital) Ratio:
9.2611%
Total Risk-Based Capital Ratio (YTD):
13.1097%
Total Interest Income (YTD):
3.4975%
 
 
Headquarters:
Westfield
FDIC Field Office:
Windsor
Regulator:
OCC
County:
Hampden
# of Offices:
27
Metropolitan Statistical Area (MSA):
Springfield, MA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

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