Westfield Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.88%, 6-month CD rates at 4.07% and 3-month CD rates at 4.50%. Current savings rates are at 0.05% and money market rates are at 2.89%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates. Westfield Bank's 48-Month CD rates are at 0.10%, 36-Month CD rates are at 0.10%, 24-Month CD rates are at 0.10%, 12-Month CD rates are at 0.10%, 60-Month CD rates are at 0.10%. Westfield Bank's savings rates are at 0.05%. Westfield Bank's money market rates are at 1.00%.

Westfield Bank

To see how these rates compare to Westfield Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Westfield Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Westfield Bank CD rates. You can also compare Westfield Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Westfield Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Westfield Bank? Share your experience about Westfield Bank by leaving a review below, or read customer reviews before you decide to use Westfield Bank.

Westfield Bank Texas Ratio

Westfield Bank's Texas Ratio is at 2.85%, which is considered excellent. The Texas Ratio for Westfield Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Westfield Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.10%
18-Month CD
N/A
24-Month CD
0.10%
36-Month CD
0.10%
48-Month CD
0.10%
60-Month CD
0.10%
Savings
0.05%
MMA
1.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Westfield Bank
141 Elm St
Westfield, MA 01085
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Westfield Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Westfield Bank
Westfield Bank
Portfolio Money Market
1.00%
$100,000
Westfield Bank
Westfield Bank
60-Month CD
0.10%
$1,000
Westfield Bank
Westfield Bank
48-Month CD
0.10%
$1,000
Westfield Bank
Westfield Bank
36-Month CD
0.10%
$1,000
Westfield Bank
Westfield Bank
24-Month CD
0.10%
$1,000
Westfield Bank
Westfield Bank
12-Month CD
0.10%
$1,000
Westfield Bank
Westfield Bank
6-Month CD
0.10%
$1,000
Westfield Bank
Westfield Bank
Classic Statement Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Westfield Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
IAM Federal Credit Union
IAM Federal Credit Union
12-Month CD
5.25%
$1,000
Gesa Credit Union
Gesa Credit Union
SmartPlus Savings
5.00%
$0
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
24-Month CD
4.35%
$500
Alliance Community Bank
Alliance Community Bank
24-Month CD
4.07%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
6-Month CD
4.05%
$500
Genesis Bank
Genesis Bank
48-Month CD
4.00%
$1,000
T Bank
T Bank
12-Month CD
3.85%
$1,000
Gunnison S&L
Gunnison S&L
36-Month CD
3.56%
$500
Farmers National Bank
Farmers National Bank
12-Month CD
3.20%
$500
SouthernTrust Bank
SouthernTrust Bank
18-Month CD
3.03%
$1,000
BayFirst National Bank
BayFirst National Bank
60-Month CD
3.01%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
36-Month CD
3.00%
$500
Northfield Bank
Northfield Bank
60-Month CD
3.00%
$2,500
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
48-Month CD
3.00%
$500
HomePride Bank
HomePride Bank
24-Month CD
2.88%
$500
Homewood Federal SB
Homewood Federal SB
48-Month CD
2.75%
$500
Perennial Bank
Perennial Bank
48-Month CD
2.52%
$1,000
Portage Community Bank
Portage Community Bank
36-Month CD
2.50%
$1,000
Bank of Wolcott
Bank of Wolcott
12-Month CD
2.25%
$5,000
Community First Bank of Indiana
Community First Bank of Indiana
12-Month CD
2.25%
$1,000
Benchmark Community Bank
Benchmark Community Bank
48-Month CD
2.25%
$500
Swedish-American State Bank
Swedish-American State Bank
60-Month CD
2.05%
$500
FNB of Hereford
FNB of Hereford
Money Market
2.02%
$50,000
Bank of Pensacola
Bank of Pensacola
Money Market
2.00%
$2,500
Collinsville Building and Loan Association
Collinsville Building and Loan Association
Loyalty Checking
2.00%
$0
PCSB Bank
PCSB Bank
Preferred Money Market
2.00%
$5,000
Petefish, Skiles & Co. Bank
24-Month CD
1.76%
$1,000
New Tripoli Bank
New Tripoli Bank
12-Month CD
1.52%
$500
FCNB Bank
FCNB Bank
24-Month CD
1.50%
$1,000
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
60-Month CD
1.50%
$1,000
South Central State Bank
South Central State Bank
Money Market
1.41%
$250,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
18-Month CD
1.25%
$500
ABCO Federal Credit Union
ABCO Federal Credit Union
Money Market
1.20%
$50,000
FNB of Litchfield
FNB of Litchfield
18-Month CD
1.00%
$1,000
Mid-Missouri Bank
Mid-Missouri Bank
36-Month CD
0.90%
$1,000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
36-Month CD
0.85%
$1,000
Jones Bank
Jones Bank
Savings
0.55%
$0
The Citizens Bank of Weston
The Citizens Bank of Weston
Regular Savings
0.50%
$200
Queenstown Bank
Queenstown Bank
24-Month CD
0.50%
$500
Sikorsky Credit Union
Sikorsky Credit Union
Money Market
0.50%
$1,000
FLC Bank
FLC Bank
24-Month CD
0.35%
$2,000
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
60-Month CD
0.30%
$1,000
Marblehead Bank
Marblehead Bank
18-Month CD
0.25%
$500
Jarrettsville Federal S&L
Jarrettsville Federal S&L
Statement Savings
0.15%
$1
BankOrion
BankOrion
NOW Checking
0.10%
$1,000
Carson Bank
Carson Bank
Savings
0.10%
$100
Community Bank of Elmhurst
Community Bank of Elmhurst
12-Month CD
0.10%
$500
Riverside Savings Bank
Riverside Savings Bank
Statement Savings
0.10%
$200
Beacon Community Bank
Beacon Community Bank
Interest Checking
0.10%
$100
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
NOW Checking
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 29, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
5.500%
5.728%
1.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Westfield Bank Information

Westfield Bank
141 Elm St
Westfield, MA 01085
Hampden
Established Date: 04/15/1853
FDIC Certificate #: 90300
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: WESTERN NEW ENGLAND BCORP INC
How Many Domestic U.S. Offices? 27
How Many Branches are There? 27
Is Westfield Bank FDIC Insured? Yes
What is Westfield Bank's Cert number? 90300
What is the maximum amount for insured deposits? $250,000 per holder, per account

Westfield Bank Financials

Total Assets:
$2,555,380,000
Total Deposits:
$2,147,346,000
Equity Capital:
$241,480,000
Domestic Deposits:
$2,147,346,000
Net Income:
$3,583,000
Return on Assets:
0.7634%
Quarterly Return on Assets:
0.5600%
Pretax Return on Assets:
0.7065%
Pretax Quarterly Return on Assets:
0.7100%
Return on Equity:
8.2600%
Quarterly Return on Equity:
5.9200%
Common Equity Tier 1 Capital Ratio:
12.5411%
Tier 1 Risk-Based Capital Ratio:
12.5411%
Leverage Tier 1 (Core Capital) Ratio:
9.6893%
Total Risk-Based Capital Ratio (YTD):
13.5635%
Total Interest Income (YTD):
4.1755%
 
 
Headquarters:
Westfield
FDIC Field Office:
Windsor
Regulator:
OCC
County:
Hampden
# of Offices:
27
Metropolitan Statistical Area (MSA):
Springfield, MA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates on 30 year home loans are averaging averaging 3.90%, slightly higher than last week's all-time record low mortgage rate of 3.89%. Current mortgage rates today on 15 year home mortgage loans are slightly lower this week averaging 3.24%, down from last week's average 15 year mortgage rate of 3.25%.   
CIBC Savings Rates at 3.00 PercentCIBC Bank savings rates are one of the highest savings rates available right now but you have to act fast because this is a limited time offer. Savings rates on CIBC Bank's eAdvantage® Savings Account are at the very high rate of 3.00 percent. There are some restrictions to earn this incredibly high savings rate from CIBC. The 3.00 savings rate is for new money only, meaning money that isn't already deposited at CIBC. Your savings account balance has to also be over $5,000. To get the best savings account deal, search for and compare other bank rates with CIBC Bank savings rates.
First Internet Bank of Indiana Money Market Account rates are now at 0.80 percent with a yield of 0.80 percent. View current Money Market Account rates at First Internet Bank of Indiana below.

Bank or Credit Union Offers and Deals

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